I bought the 2010 National Life Fuman Life Dividend Line with my children, when can I get the money,

Xueba talks about insurance, focusing on insurance product evaluation! Comparison table of the latest 136 popular critical illness insurances

A one-time gift to you.

As one of the most discussed critical illness insurance products in the market, China Life Fu currently has a high sales volume in the market, but everyone's controversy over it has not stopped. Previously, in order to cater to the changing market, China Life Company adjusted and upgraded China Life Fu. But is the upgraded product better?

I stayed up late last night to read various terms and information, I don't recommend buying, and the main reason why I don't recommend buying Guoshou Fu is written in my review article:How about the National Life Blessing Edition? Is there the answer you're looking for?

It mentions in detail the protection content, advantages and disadvantages, and matters that need to be paid attention to, so it is recommended that you read it carefully.

Let me briefly talk about the optimized content of the adjusted China Life Blessing Edition, and is it good now?

1. What new protection content has been updated by China Life Welfare and what is the difference from the previous version?

Let's take the China Life Blessing Premium Edition, the China Life Blessing Supreme Edition and the China Life Fortune Premium Edition, and compare what are the new changes:

Direct conclusion: The changes are as follows: The number of minor illness claims has been increased The number of critical illnesses covered has also increased.

2. Is it worth buying the National Life Blessing Edition?

Although the updated China Life Fu can pay for three minor illnesses, it is quite sincere, but after all, it is a large company, and it costs a lot of money on advertising every year, ** is not low, if you want to choose cost-effective products, China Life Fu may not meet the requirements.

I compared the hot-selling critical illness insurance products of large companies in the market in 2020, there is too much content, you can check out this articleTen cost-effective critical illness insurance products in 2020

That's all for me"I bought the 2010 National Life Fuman Life Dividend Line with my children, when can I get the money, and will it benefit my parents?"All, look!

This is a whole life insurance policy, and you can receive a survival fund every year.

Summary. Hello dear. We will be happy to answer your questions.

Principal cannot be refunded. Chinese Life Insurance is a product that insures to the age of 80, even if you pay for ten years and pay all the premiums in full, you cannot get the principal back, so there will be losses. Because commercial insurance is not savings, the principal and income can be recovered if you can't pay the money, and commercial insurance is a financial tool for a certain purpose to obtain income or compensation at a certain time in the future.

Therefore, if you do not want the insurance to be paid in full, you will be responsible for the loss incurred by the customer.

China Life Fortune Life Insurance Participating Type Pay 5000 per year and pay the principal for ten years.

Hello dear. We will be happy to answer your questions. Principal cannot be refunded.

Chinese Life Insurance is a product that insures to the age of 80, even if you pay for ten years and pay all the premiums in full, you cannot get the principal back, so there will be losses. Because commercial insurance is not savings, the principal and income can be recovered if you can't pay the money, and commercial insurance is a financial tool for a certain purpose to obtain income or compensation at a certain time in the future. Therefore, if you do not want the insurance to be paid in full, you will be responsible for the loss incurred by the customer.

Dear, I hope mine can help you. If you have any other questions, please open a new round of consultations. Wishing you happiness! <>

Summary. Hello, I'm glad to answer for you, the insurance can be taken out, but the insurance itself has a certain amount. Time limit, now divided into 10 years, if the 10-year period is paid 1000 per year, after 10 years, you can withdraw the principal of 70,000, as well as the dividend interest of the year.

I bought China Life Fuman Life (Dividend) Insurance, which is 7,000 yuan per year and expires in 10 years. Can I withdraw 70,000 after 10 years?

Hello, I'm glad to answer for you, the insurance can be taken out, but the insurance itself has a certain amount. Time limit, now divided into 10 years, if the 10-year period is paid 1000 per year, after 10 years, you can withdraw the principal of 70,000, as well as the dividend interest of the year.

That is, the ten-year period expires. I can withdraw all my principal in the eleventh year, right?

The insurance I paid was China Life Fortune Life Insurance (participating).

After the expiration of 10 years, you can get back all the principal, but if you get back the full principal, even if the insurance is completely withdrawn, there will be no dividends after that.

I submitted it in June 2012. Ten years to deliver. It should be submitted again in June this year, and the deadline will expire, right? However, my policy says that June 2022 is the due date of the premium.

It's only a full year since June 12 to June 13.

So you don't pay it until June 21 this year until June 22.

So can I withdraw all the principal in July 2022? Or will you be able to withdraw the entire principal in 2023?

The principal can be withdrawn after the expiration of the payment period.

OK. I asked the person who sold me insurance and said: I receive survival money and dividends every year, and it takes about 60 years to get back the principal paid, and he said that he can't take out the principal at one time, but only a little every year, and it will take about 60 years to get back his principal.

What's going on?

That has to do with the contract you signed with the salesman, and you have to look carefully at the contract you signed.