What does it mean that the sum insured of the main insurance and the supplementary insurance are 60,

The main insurance of each version of China Life Welfare is life insurance, and the insured amount refers to the compensation provided by the insurance company when the insured unfortunately incurs the insurance liability in the insurance contract.

The insured amount of the additional critical illness advance payment insurance refers to the fact that in the unfortunate event of the critical illness stipulated in the insurance contract in the insurance contract, the insured will directly pay the insurance benefit according to the insured amount once it is diagnosed.

For certain illnesses, 20% of the sum insured is paid, and if the additional premium is waived, the subsequent premiums will be waived.

If you want to know more, please feel free to send me a private message.

Xueba talks about insurance, focusing on insurance product evaluation! The latest 136 popular critical illness insurances

To you who know this when you see this.

As one of the most discussed critical illness insurance products in the market, China Life Fu currently has a high sales volume in the market, but everyone's controversy over it has not stopped. Recently, due to the increasing competitive pressure, Guoshoufu has also been upgraded, but after several hours of my research, I do not recommend buying, due to the word limit, I wrote the reason why I do not recommend buying in my review article, you can go and see:Is the upgraded China Life Fortune Premium Edition good?

Pros and cons, detailed introduction, comprehensive analysis, comparative evaluation?

It mentions in detail the protection content, advantages and disadvantages of Guoshoufu, and the issues to be paid attention to when buying Guoshoufu, so it is recommended that you read it carefully.

Let me briefly talk about whether the content of the upgraded China Life Welfare Insurance has changed, is it worth buying?

1. What terms have been improved by the upgraded China Life Blessing?

Let's take the China Life Blessing Premium Edition, the China Life Blessing Supreme Edition and the China Life Blessing Premium Edition, and analyze what new content changes are available in this change:

Straight to the point: the optimizations are these: increased the number of minor illness claims The number of critical illnesses covered has increased to 100.

2. Is it worth buying the National Life Blessing Edition?

Although the three minor illness claims are the biggest highlight of China Life Fu after the update, it is quite sincere, but after all, it is a large company, and the advertising cost required by the product is not a small amount, ** is not low, if you want a ** medium, comprehensive protection of critical illness insurance friends, China Life Fu is not suitable for you.

I compared the hot-selling critical illness insurance products of large companies in the market in 2020, there is too much content, you can check out this articleHeavy! A list of the top 10 popular critical illness insurance policies worth buying in 2020

There are critical illness insurance products that are more worth buying in the article, and it is recommended to read them before making a decision.

That's all for me"What does it mean that the sum insured of the main insurance and the supplementary insurance are 60,000 yuan each? "All, look!

I believe that when you choose insurance, you will choose insurance that protects your own interests and is more cost-effective, so China Life Fu is also better for some people, there are many types of diseases, and the child's body is also relatively fragile, and the number of insurance diseases for children is about hundreds, so it is more cost-effective to buy this kind of insurance for everyone.

China Life Plus China Life Welfare Insurance is a critical illness protection product that provides 60 specific illness benefits and 120 critical illness benefits. The insurance age requirement is 18 to 60 years old, and the payment method is 5 years, 15, 20, and 30 years for 10 years.

I know a lot about this insurance. The specific content of this insurance is that you can pay a very small amount and then cover the maximum amount, and you can also cover your illness, your accident, and your medical care.

I didn't know a lot about it, including insurance premiums, insurance coverage, exclusion of liability, types of insurance, insurance items, and so on.

Summary. Extended Scope of Liability(1) If the Insured is diagnosed with the first occurrence of Novel Coronavirus Pneumonia by a hospital within the validity period of the Extended Liability, and the clinical classification is severe or critical, the Company shall pay the Novel Coronavirus Pneumonia Insurance Benefit at 25% of the basic insurance amount (or insured amount) of the contract at the time of the Insured's diagnosis, and the payment shall be limited to one time, and the maximum amount of payment shall not exceed RMB 1 million, and the insurance liability of the original insurance contract shall not be changed. (2) For details on the scope of products applicable to extended liability, please refer to the annex "Scope of Products Applicable to Extended Liability".

2. The extended liability shall be valid from the date of entry into force (or final reinstatement) of the contract to 24:00 on December 31, 2022, and the insurance contract of the insurance product to which the extended liability applies shall be valid. 3. The Company shall not be liable for the extension of liability if the insured has any of the following circumstances before the effective date of the contract (or the final reinstatement) of the contract: (1) the new coronavirus pneumonia has been confirmed or suspected of being diagnosed by the hospital; (2) They are still in medical isolation or medical observation due to the novel coronavirus pneumonia epidemic.

Hello (* The maximum amount of the payment shall not exceed RMB 1,000,000.

Extended Scope of Liability(1) If the Insured is diagnosed with the first occurrence of Novel Coronavirus Pneumonia by the hospital during the validity period of the Extended Liability, and the clinical classification is severe or critical, the Company shall pay 25% of the basic insurance amount (or insured amount) of the contract at the time of the Insured's diagnosis, and the payment shall be limited to one time, and the maximum amount of payment shall not exceed RMB 1 million, and the insurance liability of the original insurance contract shall not change as a result. (2) For details of the scope of products applicable to the extended liability, please refer to the annex "Scope of Products Applicable to the Extended Liability". 2. The extended liability shall be valid from the date of entry into force (or final reinstatement) of the contract to 24:00 on December 31, 2022, and the insurance contract of the insurance product to which the extended liability applies shall be valid.

3. The Company shall not be liable for the extension of liability if the insured has any of the following circumstances before the effective date of the contract (or the final reinstatement): (1) the insured has been diagnosed or suspected of novel coronavirus pneumonia in the hospital; (2) They are still in medical isolation or medical observation due to the novel coronavirus pneumonia epidemic.

The detailed report is as follows.

Including: 1. Accidental death benefit. In the event of accidental death, the insurance benefit will be paid according to the basic sum insured of the product (i.e. 1 time of the benefit);

2. Compensation for accidental death of passenger transport. In the event of death caused by an accident while taking a legally operated car, ship, train or airplane with a valid ticket, in addition to the first insurance benefit, the death insurance benefit for accidental injury of the passenger transport vehicle (i.e., double the compensation) will be paid;

3. Accidental death benefit for self-driving cars. In the event of accidental death while driving as a driver or riding in a private car as a passenger, in addition to the first benefit, the self-driving accident injury death benefit (i.e. 2 times the benefit) will be paid;

4. Accidental death benefit for major natural disasters. In the event of accidental death due to six major natural disasters, such as **, mudslide, flood, landslide, tsunami and typhoon, in addition to the first insurance benefit, an additional 200% of the major natural disaster death insurance benefit (i.e. 3 times the benefit) will be paid

5. Aviation accident death benefit. In the event of death caused by an accident while taking an aircraft with a valid ticket, in addition to the insurance benefits in item 1, an additional 400% of the death insurance benefits for aviation accidents (i.e., 7 times the compensation) will be paid

Note: If the above accidents occur before the age of 18, the premium paid will be refunded as the insurance payment.

。When it comes to national life, many people will say that it is produced by a large company, and you can choose it! However, behind its high popularity, there is endless controversy, and before that, China Life Company adjusted and upgraded China Life Fu in order to cater to the changing market.

But is the upgraded product better? I stayed up late last night to read various terms and information, I don't recommend buying, empty words, the reason for this is written in my article:The most complete evaluation:

The secret of the National Life Blessing Edition? It mentions in detail the protection content, advantages and disadvantages of China Life Fu, and how to see whether the terms of China Life Fu are suitable for you, I recommend you to take a look.

Let me briefly talk about what the latest version of Guoshoufu has modified on the basis of the original, and how does it compare with other products?

1. What are the changes in the content of the upgraded China Life Blessing?

We take the China Life Blessing Premium Edition, the China Life Blessing Supreme Edition and the China Life Fortune Premium Edition to see at a glance what are the main changes in this upgrade:

Straight to the point: the optimizations are these: Increased the number of minor illness claims The Premium version increases the types of critical illnesses covered.

2. Is it worth buying the National Life Blessing Edition?

Although the updated China Life Fu will increase the number of minor illness claims to 3 times, it is quite sincere, but after all, it is a large company, and the daily expenses are very large, ** is still not low, if it is not for the people who prefer the China Life Company, I don't recommend the China Life Fu Ultimate Edition.

I compared the hot-selling critical illness insurance products of large companies on the market in 2020, there is too much content, I am afraid you can't understand it, this is the condensed version of the content, you can take a look at this articleThe most complete collection: Top 10 popular critical illness insurance products in 2020！It is recommended to take a look to understand what are the mainstream critical illness insurance products on the market.

Rider Rider Premium Waiver.

Cumulative health sum assured.

Hot Sales: 1. Ruixin Collector's Edition: (All-round product) Health, Accident, Education, Pension, Financial Management (50 Critical Illnesses + 10 Minor Illnesses A big Ruixin is equal to buying 5 policies to return times to the age of 85.)

2. China Life Blessing: (50 + 30 critical illnesses + 10 + 10 minor illnesses Lifetime Protection 3, Corning Lifetime 2012: Health Critical Illness Protection: Mild illness, critical illness, high disability, and death protection in one.)

40 Critical Illnesses + 10 Minor Illnesses Lifetime Protection.

Additional: 682 China Life Long-term Care Hospitalization Expense Compensation Medical Insurance, 698 China Life Long-term Care Hospitalization Fixed-Payment Medical Insurance.

4. Corning Magnum: A health insurance that can provide for the elderly (health and financial management are born for the times, to meet your dual needs for health and pension!)

Death, critical illness, accident.

Health insurance for the elderly.

Pension insurance for good health.

Treat the sick and care for the elderly without the disease.

5. Corning Term 2013: Health Protection (40 Critical Illnesses + 10 Minor Illnesses Covered until age 70.)

6. Cancer insurance: exclusive cancer prevention care, health, and return of premiums at maturity What should I do if I am sick at the age of 80 and urgently need 300,000 yuan? China Life cancer insurance is also coming, and more than 100 kinds of cancers can be compensated!

7. Ruyi accompanying: the first multi-million dollar accident insurance.

Don't spend money, pay back the interest at maturity, and enjoy a million guarantee for 30 years!

Millions of driving with wishful thinking! Low premiums and high protection! And go back to basics!

8. Corning baby: receive more, complete protection, one account, n policies to manage the first half of the child's life, and the second half of the adoptive parents' life!

Guaranteed until the age of 30.

36 types of high-incidence critical illnesses in children.

2 specific diseases.

The policyholder is exempted from 50 critical illnesses.

9. Fulu Double Happiness: Two years of return and dividends at maturity universal value-added 10, Xinfu Life: Dividend insurance with exemption with Xin account (flexible in and out) accident card auspicious D card: 200 yuan.

Insurance: 120 yuan or 100 yuan.

Accident insurance card for the elderly: 15 yuan, 30 yuan, 50 yuan, children, health, family wealth, pension, accident, financial management, travel, whole life insurance, motor vehicles, etc.