I am 47 years old and pay an annual premium of 6,000, and I pay it for ten years

Updated on Financial 2024-06-21
6 answers
  1. Anonymous users2024-02-12

    Take a look, this is annuity insurance, according to your age and premiums, I estimate that the income is not optimistic, you should take a look at the plan.

    It takes thirty to fifty years for annuity insurance to be effective. Basically, parents buy it for their children, or buy it when you are young to support the elderly, your age is a bit old, and this insurance is not very suitable.

    You should consider considering a simple critical illness, after all, this is the age at which critical illness is likely to occur.

    Hope it helps.

  2. Anonymous users2024-02-11

    Xueba talks about insurance, focusing on insurance product evaluation! Read this comparison table of the latest 136 popular critical illness insurances

    When it comes to national life, many people will say that it is produced by a large company, and you can choose it! But behind its high popularity, there is endless controversy Some time ago, the national life was upgraded and adjusted, and I received the news on the same day that the upgraded national life was evaluated, but I found that I am not recommended to buy, as for the reason for saying this, you can go and see my article, space limitations, I will not repeat:Is the upgraded China Life Fortune Premium Edition good?

    Pros and cons, detailed introduction, comprehensive analysis, comparative evaluation?

    It mentions in detail the protection content, advantages and disadvantages, and issues to be paid attention to before buying, so you must read it before buying.

    Let me briefly talk about what are the optimizations of the China Life Blessing Premium Edition compared with the original version, and should I start it?

    1. What are the optimized contents of the updated China Life Blessing Edition?

    We take the National Life Welfare Premium Edition, the National Life Blessing Supreme Edition and the National Life Blessing Premium Edition, and compare the three critical illness insurances, **What's new:

    Direct conclusion: The two benefits have been optimized: The number of minor illness claims has been increased, and the number of critical illnesses covered has also increased.

    2. Is it worth buying the National Life Blessing Edition?

    Although the three mild illness compensation is the biggest highlight of the updated China Life Blessing, it is relatively sincere, but after all, it is a large company, and the operating expenses required are very high, ** is not low, if you want to choose a more cost-effective and sufficient critical illness insurance, I do not recommend buying the China Life Blessing Ultimate Edition.

    I compared the hot-selling critical illness insurance products of large companies on the market in 2020, there is too much content, and the display here is too confusing, you can take a look at this articleTen cost-effective critical illness insurance products in 2020

    It is recommended to take a look to understand what are the mainstream critical illness insurance products on the market.

    That's all for me"I am 47 years old and pay an annual premium of 6,000, and I pay it for ten years"All, look!

  3. Anonymous users2024-02-10

    Summary. Pro, Chinese Life Insurance (Group) Company (referred to as Chinese Life), is a leading financial enterprise and a state-owned super-large financial and insurance enterprise company; Headquartered in Beijing, it is one of the world's top 500 enterprises and one of the top 500 Chinese brands. The predecessor of the company was the original Chinese People's Insurance Company, which was established in 1949, and was divided into China Insurance Life Insurance **** in 1996, and changed its name to Chinese Life Insurance Company in 1999.

    In 2003, with the approval of *** and the former China Insurance Regulatory Commission, the former Chinese Life Insurance Company was restructured and restructured into Chinese Life Insurance (Group) Company. Chinese Life Insurance (Group) Company and its subsidiaries constitute China's largest state-owned financial and insurance group and are also important institutional investors in China's capital market. The business scope comprehensively covers life insurance, property insurance, corporate and occupational annuity, banking, asset management, wealth management, industrial investment, overseas business and other fields.

    How to return the principal after ten years of China Life Fulu Xinzun Insurance (Dividend-paying).

    Hello dear, glad to answer for you. How to return the principal after ten years of China Life Fulu Xinzun Insurance (Dividend) Insurance, you can only get back the principal by surrendering the policy, and there will be a certain loss.

    Pro, the product is a combination of annuity insurance (participating) and universal insurance; 1. The premium you pay will be refunded in accordance with the terms of the annuity insurance, and there will be dividends every year, which are not fixed; 2. The returned annuity + dividends will be entered into the universal insurance account of Xin account (which can be withdrawn at any time) for appreciation (guaranteed interest rate, monthly interest rate is uncertain, and will be published on the corresponding official website; In other words, dividends and interest rates are uncertain, so the situation of the money in the universal insurance account is uncertain.

    Pro, Chinese Life Insurance (Group) Company (referred to as Chinese Life), is a leading financial enterprise and a state-owned super-large financial and insurance enterprise company; Headquartered in Beijing, it is one of the world's top 500 enterprises and one of the top 500 Chinese brands. The predecessor of the company was the original Chinese People's Insurance Company, which was established in 1949, and was divided into China Insurance Life Insurance **** in 1996, and changed its name to Chinese Life Insurance Company in 1999. In 2003, with the approval of *** and the former China Insurance Regulatory Commission, the former Chinese Life Insurance Company was restructured and restructured into Chinese Life Insurance (Group) Company.

    Chinese Life Insurance (Group) Company and its subsidiaries constitute China's largest state-owned financial and insurance group and are also important institutional investors in China's capital market. The business scope comprehensively covers life insurance, property insurance, corporate and occupational annuity, banking, asset management, wealth management, industrial investment, overseas business and other fields.

  4. Anonymous users2024-02-09

    Summary. After the age of 60, he receives yuan every year until his life.

    China Life Fulu Xinzun Insurance (Dividend-paying 43-year-old, 10,000 5-year-old, 60-year-old How much money can you get.)

    Hello, friend. China Life Fulu Xinzun Insurance (Dividend) is purchased at the age of 43, with an annual payment of 10,000 yuan, and a payment period of five years, and the following are received: the highest survival pension every 3 years before the age (the first time the yuan, each increase in yuan) is received at the age of 50,000 yuan, and the pension is received every year after the age of 50,000 yuan until life.

    That is, when you are 43 years old, you will be insured at the age of 60 and receive a total of yuan.

    After the age of 60, he receives yuan every year until his life.

  5. Anonymous users2024-02-08

    Summary. Hello dear and happy to answer for you. Life insurance: Fulu Jinzun pays 12,500 yuan a year, pays it in five years, and receives 4,104 yuan at the age of 60.

    Because the basic insurance amount is 27,360 yuan, before the 60-year-old life pension is received, the survival insurance premium paid for the first time is 4,104 yuan, the second payment is yuan, and the third payment is yuan, and so on, the Zui is not more than 8,208 yuan, and the total amount of survival insurance money received before the age of 60 is 61,560 yuan.

    At the age of 35, the insurance of China Life Fulu Jinzun pays 12,500 yuan a year, and how much money does it receive at the age of 60 in five years.

    Hello dear, I'm glad to answer for you. Life insurance: Fulu Jinzun pays 12,500 yuan a year, pays it in five years, and receives 4,104 yuan at the age of 60. Because the basic insurance amount is 27,360 yuan, before the 60-year-old birthday seller key money is received, and the survival insurance premium is 4,104 yuan for the first time, the second payment is 4,104 yuan, the second payment is yuan, and the third payment is yuan, and so on, the zui is not more than 8,208 yuan, and the total amount of survival insurance money received before the age of 60 is 61,560 yuan.

    Dear, the Chinese Shou Fu Lu Jin Zun Ant Yin can surrender the insurance, but the loss is relatively large. When you surrender the policy, take the policy and other relevant materials and find the salesman who handles the business for you. It is more reasonable to recommend that you continue to be insured.

    Life Insurance Fulu Jinzun is the first insurance wealth management product launched by Chinese Life to "return the income after returning the principal". "Fulu Jinzun" is a high value-added product that integrates financial dividends, accident protection, and pension, with a three-year return, high fixed income, early return to capital, annual dividends, and guarantees. Anyone who is born 28 years old or older, 55 years old or older, and is in good health, can be the insured, and the insurer or the person who has an insurance interest in it can apply for insurance from the insurance company as the policyholder.

    The insurance period of the insurance contract shall be from the effective date of the insurance contract to the termination of the insurance contract <>

    How much money can you receive after the age of 60.

    Pro, the first payment of survival insurance at the age of 60 is 4104 yuan, the second payment of yuan, the third payment of yuan, and when to pay the second time.

    The third time. Pro, survive to the annual effective date of every three policy years

  6. Anonymous users2024-02-07

    Summary. Hello dear, glad to answer for you.

    China Life Fulu Xinzun Insurance pays 10,000 yuan per year for five years. Leader: China Life Fulu Xinzun Insurance is an insurance investment product, which not only includes insurance protection, but also has the function of asset accumulation.

    Since you pay 10,000 yuan a year for five years, you pay a total of 50,000 yuan in premiums. The exact amount of money you can receive depends on the specific insurance plan you have purchased, as well as the interest rate, insurance period, sum insured and other factors agreed in the specific policy.

    China Life Fulu Xinzun Insurance pays 10,000 yuan per year for five years. How much can I get.

    Good. Hello dear, glad to answer for you.

    China Life Fulu Xinzun Insurance pays 10,000 yuan per year for five years. Able to lead: China Life Fulu Xinzun two difference Li Minquan insurance is an insurance investment product, which only includes insurance protection, but also has the function of asset accumulation.

    Since you pay 10,000 yuan a year for five years, you pay a total of 50,000 yuan in premiums. The exact amount of money you can receive depends on the specific insurance plan you have purchased, as well as the interest rate, insurance period, sum insured and other factors agreed in the chain of insurance policies.

    I started to pay it in 2014, 10,000 yuan per year, and paid it for five years. How much money can I get in the future.

    It's like nothing.

    China Life Fulu Xinzun is a whole life insurance product launched by Chinese Life Insurance Company. Specifically, if you pay 10,000 yuan a year for five years, you can enjoy protection until you are 100 years old. Whole Life Insurance Protection:

    If the insurer dies during the insurance period, the insurance benefit will be doubled the basic sum assured, and the insurance contract will be terminated at the same time, and there is no longer any need to continue to pay the premium of the cane chop. Investment and wealth management income: In addition to paying for insurance costs, the premium of this product will also be invested in the financial market to obtain corresponding investment income.

    This part of the proceeds will be included in the account value as the insured property.

    After five years, you can receive 50,000 yuan.

    You can only comprehend the principal.

    Yes dear.

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