I just came into contact with Tianan Property Insurance and want to buy health insurance at its home

Tianan Insurance Co., Ltd. is the fourth property insurance company in China, and the second joint-stock commercial insurance company established in accordance with the modern enterprise system and international standards, founded in January 1995 and headquartered in Pudong, Shanghai.

2. If you need to consult Ping An Insurance-related business, you can call Ping An Life 95511-1, Ping An Auto Insurance, Property Insurance, Accident Insurance 95511-5, and Ping An Pension Group Insurance 95511-6 for consultation.

Tianan property insurance is also an insurance company officially recognized by the state, and it should be relatively safe to buy other people's health insurance.

The insurance company of Tianan Property Insurance is tired, and there is not much advantage at present, but you still have to think about it.

If you buy health insurance from him, this is a better insurance.

Because I think that when buying insurance, whether it is commercial insurance or compulsory insurance, you must identify a big brand company, which seems to have no reputation.

I just came into contact with Tian'an Cai, Cai, Cai, Caixian, and I want to buy health insurance at his house, so please ask how my own house is? This is completely available for buying, for health insurance, but insurance, yes, see clearly before buying.

It is recommended that you do not sell any kind of wealth management products in any insurance company, most of them are scams. You're going to be in trouble then.

Do you see if it's a Fortune 500 product? I've heard of the surname Huataikang, and Ping An, life insurance company, and the others I haven't heard of.

Just finished Tianan Property Insurance and wanted to buy health insurance at his house. I've never bought this one at his house.

Do you buy insurance or buy those big insurance companies, this insurance company has never heard of it at all, and when you hear it, it is a small insurance company.

Buying health insurance still requires great care and caution.

Try to look for insurance companies with big brands.

What should I do if I don't see it at his house, how am I at home, I can't give you advice. Because I haven't heard of it.

How about Cheonan Property Insurance? It's unreliable.

Tianan Insurance's comprehensive solvency adequacy ratio, core solvency adequacy ratio and comprehensive risk rating of B are obtained. The China Insurance Regulatory Commission stipulates that the comprehensive solvency adequacy ratio of insurance companies should not be less than 100%, the core solvency adequacy ratio should not be less than 50%, and the comprehensive risk rating should be B or above. These three data of Tianan Insurance meet the requirements of the China Insurance Regulatory Commission, and it can be said that the solvency of Tianan Insurance is still okay.

Tianan Property Insurance Co., Ltd. (abbreviation: Tianan Insurance) was established in 1995 and is headquartered in Shanghai, with a registered capital of 100 million yuan. It has a total of 33 branches, 1,225 branches, service outlets covering 32 provinces and cities, and more than 20,000 employees.

In 2016, after 21 years of development, Tianan Insurance ranked among the top property insurance companies. With total assets of 100 million yuan, its capital strength ranks fourth among China's property insurance companies, and has successively won the titles of "Top 500 Chinese Enterprises" and "China's Top 10 Trusted Property Insurance Companies".

It can be seen that Tianan Property Insurance has a good reputation and its overall strength is also good. The capital is abundant, the scale is huge, and there is a certain historical origin. Let's translate it simply, which means that Tianan Property Insurance has more people and more outlets, and it can be regarded as a well-known old-timer in the industry.

Therefore, you don't have to worry too much about whether it will go out of business, after all, the strength of Tianan Property Insurance is there.

2. Solvency: whether it can be compensated.

But when it comes to insurance companies, solvency will definitely not run. After all, the strength background can be very virtual, but the data will not, and the key to measuring whether an insurance company can pay compensation depends on solvency.

Although the senior sister has explained many times what solvency is, in order to facilitate the understanding of more partners, the senior sister still has to explain it over and over again this time. (Ahem, when the teaching time is up, you can optionally skip if you don't want to listen to the class).

To measure whether a company has sufficient solvency, two factors should be taken as references, namely the core solvency adequacy ratio and the comprehensive solvency adequacy ratio. These two sets of data will be strictly reviewed by the China Banking and Insurance Regulatory Commission, which is of great reference significance.

Core solvency adequacy ratio: The ratio of core capital to minimum capital, which measures the adequacy of high-quality capital of an insurance company.

Comprehensive solvency adequacy ratio: The ratio of actual capital to minimum capital, which measures the overall adequacy of an insurance company.

When the core solvency ratio is 50% and the comprehensive solvency adequacy ratio is 100%, it is considered a solvency company.

Cheonan Property & Casualty Insurance is a regular insurance company. Tianan Insurance Company mainly operates various types of property insurance, liability insurance, accident insurance, health insurance and other businesses, and its operation has not been interrupted. It was only in July last year that Tianan Insurance Company was taken over by the China Banking and Insurance Regulatory Commission (CBIRC) for violating the provisions of the Insurance Law, and the period of takeover was subject to the effect of the takeover.

However, regardless of whether the takeover is taken over or not, the original product and customer responsibilities will not be affected.

Tianan Property & Casualty Insurance Co., Ltd. was founded in January 1995 and its head office was established in Pudong, Shanghai, with a registered capital of 100 million yuan. The company has 33 subsidiaries, 263 municipal branches and 944 branch-level service outlets, and is one of the top 10 property insurance companies in China. It can be seen that Tianan Property Insurance is a company with considerable financial strength and scale.

When you buy insurance, the focus should be on insurance products, insurance companies are only one of the reference factors, after all, the conditions for the establishment of each insurance company are very strict, and to accept the eight major supervision of the China Banking and Insurance Regulatory Commission, so there is no doubt about reliability.

Brother Bao said insurance, focus on insurance evaluation! Taking advantage of the break, I have compiled a list of the differences between Tianan Life and other insurance companies' critical illness insurance, you can take a look: the top ten insurance companies "worth buying" popular critical illness insurance inventory!

Whether Tianan Life Insurance is unreliable or not can be trusted, and whether it will deceive people, you can rest assured. How can an insurance company be informal if it has the China Banking and Insurance Regulatory Commission in charge? Therefore, the claim will be settled smoothly according to the contract.

Moreover, the establishment of an insurance company requires at least 200 million funds (laws and regulations are clearly written), and a reliable and credible insurance company can afford to pay enough money.

Although it is not as well-known as the old insurance companies such as Ping An and Chinese Life of China, its strength is also extraordinary, as of the end of 2019, the total assets of Tianan Life exceeded 203.6 billion yuan, the reputation is not bad, the wealth is thick, and the overall is still very reliable! Seeing this, I guess you still want to see other powerful companies, but fortunately I have prepared them in advance: Is Ping An good?

What insurance is recommended?

After talking about whether the company is good or not, let's take a look at how Tianan Life's products are. The following table covers several of the main products of Tian An Life:

In fact, I have specially evaluated Tianan Life's Health Source Critical Illness Insurance product before, so let's talk about it briefly

1.Critical illness protection has improved.

The old version of HealthSource 2019 is 100% reimbursement for critical illnesses every time, and HealthSource 2019 Enhanced Edition can pay 100%-150%, which is still good, and the compensation has improved.

2.There are bright spots in the moderate illness benefit.

The 2019 enhanced version of HealthSource can pay 60% of the sum insured for moderate illness, which is relatively high in the industry, and it can be compensated twice, there is no interval requirement, and the disease is not grouped, which is not bad.

3.The level of coverage for mild illness is medium to high.

HealthSource 2019 Enhanced Edition covers 35 mild diseases, with a maximum of 4 claims, and 45% of the basic sum insured for each claim, which belongs to the upstream level of the industry.

The above are my summary of the advantages of health source products, in fact, I also quietly picked up its shortcomings, look at this article, I have summarized them all!

Personally, I think that the insurance on Tianan Insurance is still relatively reliable, firstly, its charges are more appropriate, and secondly, its content is also relatively extensive, such as travel insurance, family insurance, corporate liability insurance, etc.

Whether the insurance company is good or not, it is recommended that you consider your own protection needs, the solvency of the insurance company, service attitude and other factors. And try to buy large companies and companies with good profits.