What is it like to have no money to buy a house? How can I buy a house without money?

Updated on society 2024-06-19
41 answers
  1. Anonymous users2024-02-12

    The biggest feeling is tiredness. Secondly, I didn't buy a house, and my sense of security was also very lacking. Before I bought a house, my family lived in a house left by my grandfather.

    In view of the fact that my mother gave birth to 3 girls, some aunts and sisters felt that there was no one to inherit the family property after no boy, and at that time my uncle in Hong Kong gave birth to 3 sons, the problem was that he only had 2 houses, so he wanted us to give the house to his eldest son. Of course, we refuse. However, I was also afraid, worried that he would go through the legal process and forcibly take back the house and sell it for a penny, and there would really be no home at that time.

    Therefore, home also represents a sense of security, and people who have no money to buy a house must have a sense of security, just like me at the beginning.

  2. Anonymous users2024-02-11

    In 2010, he graduated from a fairly well-known university in Wuhan. Compared to most of my aspiring classmates, I was hit hard from the beginning of my career, signing for a Fortune 500 company but encountering a bully clause and resigning decisively. Later, he traveled to Beijing, Shanghai, Guangzhou, Shenzhen, and even Hong Kong, and returned to Wuhan two years later to work in his current unit.

    I'm a staunch non-buyer when it comes to buying a house. I think I am highly educated, I am more open-minded, and buying a house is also a place to live, but now that I think about it, my firm non-house doctrine comes from two words - no money. At the beginning of 2016, at the instigation of a senior, I bought a house in Wuhan, scraped together 250,000 yuan and paid 2% of the down payment, and my life was extremely miserable.

  3. Anonymous users2024-02-10

    I really can't describe it in words, seeing my young children living with us without a fixed place, I really feel sorry for the children, adults can do anything, but they can't be bitter children. The huge city is brightly lit, but there is no place to live, I really want to cry without tears, and hate myself for being incompetent!

  4. Anonymous users2024-02-09

    I haven't bought a house for ten years after graduating in 06 and staying in Beijing, and I feel that I have always been a Beijing drifter and have no roots. Beijing is not his home, and his hometown can't go back, even if he pays Beijing more than 100,000 yuan in taxes every year, he still can't afford to buy a house, his children can't settle down, he can't go to school, he wants to leave, but he can't leave the ...... for various reasons

  5. Anonymous users2024-02-08

    I didn't dare to fall in love if I didn't have money to buy a house, I had a girlfriend before, I was ready to get married after being together for a long time, but unfortunately I didn't have the ability, the house has not been implemented, and then the woman's parents were unwilling, and finally broke up, alas.

  6. Anonymous users2024-02-07

    Before 2018, I felt that I couldn't afford to buy a house, three or four thousand a month, this year I was ruthless, I took 100,000, credit card financing 15 down payment, and suddenly felt that buying a house was much easier than I imagined, although I had to repay the money every month, but I felt that I had crossed a big hurdle, and I started a set next year, as soon as possible to build assets for the child, and when the child became an adult, we can use our asset financing to build assets for him.

  7. Anonymous users2024-02-06

    Because I didn't have the money to buy a house, my mother-in-law broke me up with my girlfriend alive, and now I feel really stressed about working hard.

  8. Anonymous users2024-02-05

    The reality is that I didn't buy a house, and my children with children can't study here, either in my hometown or spend more money to go to private schools, when I was a child, I was a left-behind child who lived with my grandmother and didn't see my parents a few times a year, and my parents knew that feeling, and fortunately, when the child was born before the down payment in the suburbs of Hangzhou to buy a small house!

  9. Anonymous users2024-02-04

    In 14 years, I paid a down payment of 30% and bought a small high-rise of 101 square meters, and the pressure of repaying the loan was not too great.

  10. Anonymous users2024-02-03

    There is no fixed place to live under the fence.

  11. Anonymous users2024-02-02

    I can't afford it just a year after graduation, so I can only work hard to earn money to buy a house for myself, and if anything happens in the future, I won't have a place to stay in the city, so I'm desperate now.

  12. Anonymous users2024-02-01

    Other people's money is invested in the house, and I invest it in myself. The house can catch up with inflation, I can catch up with the house; If you convert money into the cost of time paid by an individual, then everyone has only 24 hours in a day. You spend more on the house, and I can spend it elsewhere.

    For example, the world is so big, you don't want to go out and see it? In the ever-increasing pace of the city, I still hope to give myself time to think about what kind of life I want. After all, an unexamined life is not worth living.

  13. Anonymous users2024-01-31

    The house does matter. The first time I had my own house was when I was 31 years old, only 30 square meters, very old house, but I died happily at that time. Now it's all about buying a house, I think as long as you have the ability, I mean you can put together the whole family's money enough for a down payment, and the monthly payment can be affordable, don't hesitate, you can buy it as soon as possible, I mean the house you live in, not the investment.

    There is nothing to lose and earn from self-housing, and the psychology of buying it is solid.

  14. Anonymous users2024-01-30

    1. Take out a loan to buy a house. In the case of their own economic strength does not allow, this is the most common solution to the inability to afford housing prices, and now there are a lot of loans for the purchase of real estate, and the conditions for review are not particularly strict, so for most people, if they want to buy a property, but do not have much money, they can pay a part of the down payment first, and then the rest is paid by the loan, and then use the money earned to pay it back slowly.

    2. Find a good job. If you want to buy a property without much money. Then you can try to work in a better unit, and after getting the salary, look for some properties with a particularly small or even zero down payment policy, so that you can rely on a stable salary to pay for the purchase of a house.

    3. Borrow from people around you. If you are not qualified to apply for a loan from the bank for various reasons, there is another way, that is, to borrow money from friends or elders or some people with good relationships, and through everyone's help, you can collect funds to buy real estate for yourself. Generally speaking, this method is also relatively common, and it should be noted that because the reason for borrowing money is relatively special, it is necessary to communicate with the other party in advance about repayment to avoid disputes or contradictions.

  15. Anonymous users2024-01-29

    If you really don't have money and want to buy a house, you can borrow it from relatives and friends, and then give them an IOU and pay them back within a certain period of time; Or a loan, but please take out a loan from the official channel, don't take out a loan indiscriminately

  16. Anonymous users2024-01-28

    If not, if you don't have enough money, you can consider renting a house first, and try to save money to buy a house. If you are the type of person who has a stable job, you can recommend paying in installments, but you must have a stable job salary.

  17. Anonymous users2024-01-27

    If you have to buy a house, it is recommended to start recently, first, the loan interest rate has been reduced, and second, the house price has generally declined. If you don't have money, you can borrow from relatives and friends, and choose a loan after the down payment is enough. It is recommended to buy an existing house!! This is the point!

  18. Anonymous users2024-01-26

    <>Don't you sleep under the overpass every day before you have a room?

  19. Anonymous users2024-01-25

    If you really don't have money and just need to buy it, you can only borrow it from relatives and friends, or you can find a good platform or bank to see if you can get a loan.

  20. Anonymous users2024-01-24

    If you really don't have money, why do you want to buy a house, you can rent a house first, solve the actual problem, and then buy it when you are more tolerant.

  21. Anonymous users2024-01-23

    Well, first of all, we can not buy it if we really don't have money, but if you want to buy a house, then we can see how much savings we have in our hands to make a down payment? There is also whether the work unit has a provident fund, if there is, then half of the success is about 1000 per month, and the rest of the salary is saved, if you have a provident fund, then there is not much pressure, if you get married, and your wife can help to afford it, it is not recommended to take out a loan, because no matter what the platform, the interest is very dark.

  22. Anonymous users2024-01-22

    If you can rely on more relatives and friends, the relationship is better, you can borrow a little appropriately, the main thing is to be self-reliant, find a good job by yourself, and accumulate the foundation of buying a house little by little, not fast but stable, God will not disappoint you.

  23. Anonymous users2024-01-21

    Relatives and friends can borrow it, if it is not enough, you can find a bank loan, choose a regular loan, if you choose an illegal loan, it is better not to take a loan, because even if you buy a house, you may not be able to pay it back.

  24. Anonymous users2024-01-20

    My suggestion here is to rent a house, find a better location, rent a few hundred yuan, and then live first, and then go to complete the dream you want when you have money.

  25. Anonymous users2024-01-19

    If you don't have money, you don't buy a house, it's the same as renting a house.

  26. Anonymous users2024-01-18

    bank loan, then simple renovation, rent out.

  27. Anonymous users2024-01-17

    Down-to-earth money-making loans to buy, fly up and quickly marry a rich woman or marry a rich man, you can have whatever you want.

  28. Anonymous users2024-01-16

    1. If you want to take out a loan to buy a house, you need to find a regular loan company.

    2. Ask your parents or friends to borrow money.

    3. Later, wait until you can afford to buy it.

  29. Anonymous users2024-01-15

    If you really don't have any money, don't buy a house. Rent one, you can eat and sleep. When the work is stable and you have money, you can consider buying a house again.

  30. Anonymous users2024-01-14

    It is recommended not to buy a house, rent a house first, and do what you can.

  31. Anonymous users2024-01-13

    Take out a loan to buy a house, or ask a family member to borrow.

  32. Anonymous users2024-01-12

    1.Find a regular platform for a loan (not far from the down payment.)

    2.Stock up on a down payment before taking out a mortgage (far from the down payment.)

  33. Anonymous users2024-01-11

    I've got a few special ways here that I hope will inspire you.

    I don't say anything about the methods that everyone else understands, 1, the problem is that there is no money? First of all, find a way to have money2, buy a cheap house if you don't have money.

    3. Cooperate with rich people to buy a house.

    4. Talk to people who are in a hurry to sell their homes.

  34. Anonymous users2024-01-10

    Loans from formal channels.

    Or make a down payment upfront.

  35. Anonymous users2024-01-09

    I have no money, I have nothing to buy, I can only solve the problem of food and clothing, and I can't open the pot.

  36. Anonymous users2024-01-08

    If you have to buy it, you can't ask the bank to borrow it.

  37. Anonymous users2024-01-07

    What house did you buy without money? Isn't it fragrant to live well?

  38. Anonymous users2024-01-06

    Spend tomorrow's money to buy a house and apply for installments.

    1. The buyer pays in installments: usually the down payment is paid first, and then the second money is paid after receiving the delivery notice from the real estate developer; If it is divided into three installments, the third payment will be paid within a certain period of time after moving in. In this way, the total payment paid by the buyer is usually more than the one-time payment, but at the same time, it can reduce the possible losses of the off-plan property, such as the "unfinished" house, and the price of the house exceeds the down payment and the buyer's own economic situation changes.

    2. Loan installment: It usually takes several years to pay off, and the key here is when the installment starts in addition to the down payment, in other words, when the lending bank will hand over the buyer's loan to the real estate developer. This can start as soon as the loan process is completed, or when the house is delivered, which is more beneficial to the buyer.

  39. Anonymous users2024-01-05

    Buying a limited-price house or affordable housing is much cheaper. Borrow money for a down payment, then take out a loan and pay it back slowly. Or look at a good school district house, borrow money to pay a down payment, sell it after the price increases, and then buy a relatively cheap house.

  40. Anonymous users2024-01-04

    The provident fund loan is okay, you can buy a smaller one and change it later.

  41. Anonymous users2024-01-03

    Summary. I'm sorry, but I didn't get a message before, so I'm sorry I didn't reply in time.

    I'm sorry, but I didn't get a message before, so I'm sorry I didn't reply in time.

    Regarding this question, "It's good to have a room to laugh and ruin, but can't you be happy if you like to be promoted?" So we say that this is largely a choice of values, we need a lot of things to support us in this world, and if we need a house to rely on the people around us, it is also a matter of lovers.

    Because we live in this world not only for our own life, we all have a lot of complex people around us who need us, if you feel that your happiness is the first place, in fact, you can rent a house to live the life you want, the pressure of renting will be much less than the pressure of buying a house.

    But we live in this model world, there will be many people who need us, wives, husbands, sons, daughters, mothers, fathers, we need to respond to their hopes for us, and we must deal with the interpersonal relationships of the renters, don't you say?

    So it depends on your own thoughts to a large extent, it is not easy for everyone to live in this world, and you all need to make your own choices

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