Do I want to return Mi Insurance? How to surrender Xiaomi Insurance?

How to refund Xiaomi insurance.

Five-star water-deficient cats.

2020-08-17 Cartographer.

Everyone has bought Xiaomi insurance, do you want to buy it, want to surrender the insurance, but don't know how to surrender the insurance, how to return the Xiaomi insurance? Here is an introduction to the surrender method of Xiaomi Insurance.

Tools Raw materials.

Mi Wallet. Method steps.

1 8 Step by Step Reading.

We start by opening the Xiaomi Wallet in the mobile.

Then tap on your avatar in the top left corner of your wallet.

Then we find My Insurance in the personal account interface and click on it.

Then we find the insurance we purchased on the My Policies screen and click on it, such as a health plan.

Then find the FAQ on the insurance interface and click on it.

Then find the surrender method in the FAQ and follow the prompts to surrender the policy.

Precautions. Different insurance plans may be surrendered**, and everyone will surrender according to the details of the insurance they have purchased.

Mi Insurance How to Refund Surrender Mi Wallet Xiaomi.

Like Share.

Relevant experience.

How to return Xiaomi insurance automatically deduct 54 yuan from me every month.

Hello, I saw that you asked about the surrender of the policy, I still have to remind you that there is a loss in the surrender. After we buy insurance, we have a hesitation period (generally 10-15 days, except for accident insurance) hesitation period surrender loss is the smallest, generally only need to bear 10-20 yuan of the cost of production, the rest of the insurance costs can be refunded in full, but if the hesitation period is exceeded for surrender, there will be a great loss, critical illness insurance, annuity insurance and life insurance are only to return the cash value of the policy, accident insurance and medical insurance to return the remaining part of the premium.

It is recommended to surrender the policy in the following cases:

1. Concealing some of their health conditions when applying for insurance. In this case, even if it is underwritten, when the risk needs to be claimed, the insurance company may not pay the claim, and even the premium we paid will not be refunded.

2. Repeated purchase of medical insurance. Medical insurance is a reimbursement type of insurance, and it is impossible to reimburse repeatedly, and only one copy of medical insurance for all the same responsibilities can be kept.

3. My career has changed. In some types of insurance, the risk status of the occupation is clearly marked, and the change of occupation leads to a change in the risk coefficient, which will also lead to the insurance company not to make a claim when the accident occurs, and it is recommended to surrender the insurance and choose a new insurance that matches the high-risk occupation.

The surrender steps of Mi Insurance are as follows:

Method 1: Open the mobile phone page to find Mi Wallet, click on My in the lower right corner of Mi Wallet, find My Protection, find the policy ready to surrender, and surrender the policy according to the prompts.

Method 2: You can also find out which company is underwriting this insurance, and then directly call ** to manually surrender the policy.

Tips: Now that the Internet is developing rapidly, we can see online insurance in many **, and the premiums of individual products are quite cheap, and even found that there is an insurance advertisement of 1 yuan in the first month. Most of the Internet insurance products are operated by AI robots according to instructions, and there is almost no human customer service to serve us, if we ourselves and our relatives are very familiar with the insurance liability, we can personally operate for ourselves or our relatives in the event of a claim, the Internet to manual products can be selected, and at the same time please see the part of the health notice, in addition to accident insurance, the health notice of critical illness insurance and medical insurance is particularly important, and it is necessary to read it one by one. Tell the truth according to your own health status.

I want to return the insurance and my money, I will give you a **, I want to refund the insurance, I will give you a refund on September 10, and the refund premium has not been refunded to me today.

Hello, that she is voluntary, if you don't want to do it, you can press that to cancel, and then just surrender the policy.

The first phase of the term treasure is the launch of investment-linked insurance wealth management products by Xiaomi Finance and Hongkang Life Insurance Co., Ltd., while taking into account the protection function. There is a period of 30 days, and the expected annualized expected return is 6%; Term: 90 days, expected annualized expected return; Term: 180 days, expected annualized expected return.

After the maturity of the Mi Term Savings Investment, the policy account value will remain in your investment account and you will enjoy a certain expected annualized expected return (similar to the Current Savings Loan) every day until you initiate a transfer-out application.

How to redeem Xiaomi Term Treasure?

1. During the cooling-off period or after the lock-up period is over, you can search for the corresponding fixed-term treasure transaction records in the asset channel and surrender the policy through the "Transfer Out" button.

2. During the lock-in period, you need to call Xiaomi customer service (and bear the corresponding handling fee) to surrender the policy. At the same time, you will need to provide the following materials: the front and back of the original ID card** (clearly legible); Bank card (passbook)**.

Xiaomi Term Treasure Surrender Rules.

The cooling-off period is within 10 natural days (including the 10th day) from 0:00 on the effective date of the policy, and if you request to terminate the contract during the cooling-off period, we will refund your policy account value (including the expected annualized expected return) without any handling fee.

After the cooling-off period, before the lock-in period (i.e. the number of days you selected at the time of purchase), if you request an early surrender of the policy, we will charge a handling fee of 5% of the account value; Please think carefully.

There is no handling fee for surrendering the policy after lock-in.

Upon receipt of your surrender request, we will credit the principal plus interest deduction fee (if any) to your bank card within two business days.

What are the procedures for refunding social security? How to handle the social security surrender procedures?

Circular of the General Office of the Ministry of Labor on the issuance of the "Interim Measures for the Management of Personal Accounts of Basic Pension Insurance for Employees".

3. Supervise the social insurance agency in accordance with the national standards for social security numbers issued by the State Bureau of Technical Supervision.

11643-89, establish a lifelong personal account for each employee who has participated in the basic pension insurance.

At present, the State Bureau of Technical Supervision has not yet published the social security number verification code, and employees can be temporarily used before the announcement.

If the employee's ID number is changed for any reason, the personal account number will not be changed.

Fourth, when employees move within the same overall scope, only the basic pension insurance relationship and personal account files are transferred.

20. When employees move across the scope of overall planning, the transfer method shall be as follows.

1. Transfer the basic pension insurance relationship and personal account files.

2. For areas where personal accounts have been established at the time of employee transfer, the amount of transfer ** is 998 years in the personal account1

The accrued principal and interest of the portion of the individual contribution before the 1st of the month plus the personal account credited from January 1, 998.

3 For areas where no personal account has been established at the time of transfer of employees, transferred before January 1, 998, 1996

For employees who participated in the work before the year, the transfer amount is from January 1, 996 to the transfer month.

For employees who participate in the work in the year of the cumulative principal and interest of the part of the contribution, the transfer amount is the amount of the work.

From the beginning of the month to the end of 997, the accumulated principal and interest of the individual contribution part.

If the transfer is made after January 1, 1998, the amount of the transfer is calculated in accordance with the above provisions before 1998.

The accumulated principal and interest of the part of the employee's individual contribution shall be added to the wage base of the employee's individual contribution from January 1, 1998.

The cumulative principal and interest of the contribution amount calculated by No. 11.

During the period when the personal account is not established, the interest on the part of the individual contribution is calculated according to the one-year fixed period of the People's Bank of China.

Calculation of the interest rate on savings deposits of township residents.

4. For the mid-year transfer of the employee's account amount of the current year, only the principal is transferred from the transfer area, and the interest accrued in the current year is not transferred;

After the transfer of employees, the transfer area will calculate the interest on the accounting amount of the year of transfer.

The calculation method shall be implemented in accordance with the provisions of Article 5.

5** The management fee shall not be deducted from the transfer amount at the time of transfer.

6. When the employee is transferred out, the social insurance agency in the place of transfer should fill in the "Transfer of Personnel Participating in the Basic Pension Insurance".

The policyholder should take the ID card, bank card, insurance policy, and preferably have an invoice for the last payment, and go to the insurance company to fill in the surrender application.