What are the potential risks of a prepaid crab card?

The reporter searched on several major e-commerce platforms with "crabs, coupons, and cards" as keywords, and there were all kinds of crab coupons and crab cards, and the cards and coupons were generally marked with large dark bold fonts and other words. At first glance, everyone will think that this is the price of crab cards, no wonder some people will say that they can't afford it. <

These crab cards marked with the words "2688" and "3588" can often be bought for one or two hundred yuan, and some merchants also send coupons, and some crab cards are even only a few dozen yuan. Industry insiders who have been operating hairy crab business all year round said that this practice is for the benefit of the market. Most people don't buy gift cards to pick up the goods themselves, they give them away.

Maybe the customer has a kind of psychological comfort, and when giving it away, it looks better. <

Crab card merchants have routines. It is difficult to pick up the goods, the delivery is delayed, and the crabs are thin. The high price and low sales attract consumers, and once the order is placed, the second routine of the crab coupon maker comes - the delivery is often not delivered.

During the investigation, the reporter encountered what "a card in hand, a crab is hard to find". Spent 138 yuan to buy a 1888 crab card in the first store on an e-commerce platform. On the third day after placing the order, the reporter received a crab card from the merchant's express, which indicated three ways to pick up the goods, **appointment, **appointment and WeChat pick-up.

The reporter began to try one by one, calling the ** appointment manual line for three consecutive days, and the waiting time was more than 3 minutes each time, but ** was never answered. During this period, the reporter tried to make an appointment and WeChat pick-up, and the results showed that "the appointment has been completed in the last 52 days". The reporter had no choice but to return to the e-commerce platform to contact the seller and reflect the difficulty in picking up the goods.

In addition to the difficulty of making an appointment and delaying delivery, if someone finally picks up the goods successfully, there is a third trick - "less on paper". The reporter found in the buyers' "follow-up" of multiple e-commerce platforms that the most reflected problem is that hairy crabs are short of catties. Consumers complained that the rope that tied the crab was thicker than chopsticks and soaked in water.

The crab marked 4 taels has 1 tael of rope. Industry insiders said that this is also the most direct and easiest place to operate in the crab card and crab coupons.

According to experts, crab card coupons are a typical prepaid consumption. In recent years, judging from the complaints received by the China Consumers Association, there are many prepaid complaints and it is difficult to resolve, and the risk of crab coupons and crab cards is greater than that of general prepaid consumption.

There are many potential risks in prepaid crab cards, such as the fear that the money you prepaid will suddenly be gone, and the fear that you will be deceived, which is very dangerous and lacks security.

Prepaid crab card, there is a consumption risk, this way makes consumers feel too helpless, not only many fakes and lack of catties, this card may not be able to cash, it is equivalent to an empty one, no effect, they are like deceiving consumers.

First of all, the ** and model of the crab in the crab card are confused, so that consumers can't understand, the delivery date has been delayed, and the longer the time is delayed, the lower the cost of the merchant. The shortage of catties is short, and the rope tied to the crab is used to fill the catty.

As early as a long time ago, the hairy crabs in Yangcheng Lake began to ** crab card, but the disadvantage is that it is more troublesome, you need to register and then make an appointment, and the risk is that the crabs received are seriously inconsistent with **, which makes people feel cheated.

The first risk: the merchant runs away in advance, so that the crab card is invalid. The second risk: if you can't choose the crab by yourself, you may be fooled by the merchant with the bad crab.

Distribute your income well and make some prudent investments.

According to your personal situation, choose the financial product that suits you.

Now investment and financial management only have to carefully analyze the building, what **steady earnings, **investments, all reliable.

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Develop a financial plan that suits you according to your personal situation.

For information about the bank's wealth management products, it is recommended that you go to Caijingdao to see, the introduction is relatively complete, and whether it is sold out, on sale or pre-sale, it will be displayed, which is very convenient. There are also bank brokers who can be contacted directly for your convenience.

There are many wealth management products of commercial banks, but most of them are consignment products, and the consignment sales are mainly **, bonds, insurance, etc.

Banks** generally have a special version of wealth management, which seems to have a high handling fee.

The wealth management products of each bank are different, there are differences, and the cost performance of the products is also different, which requires specific product analysis

In fact, in China, banks are too unreliable, and it is better to invest in charity and sports, such as fucai and sports lottery.