How do you think young people can overcome impulsive spending and have savings?

The question is: How do you think young people can overcome impulsive spending and have savings? On this subject, I believe:

Everyone has their own different opinions, after all, everyone is different, and naturally their opinions and views on the same issue will be different. So, as one of the members of the crowd, I personally always believe that hard work is the most important, followed by poetry and distance. Therefore, for the sake of poetry and distance, I can't spend impulsively, I have to save money to pursue poetry and distance.

On the issue of overcoming impulse spending. My main thing is to delay payments. For example:

If I want to buy something in the morning, then I don't check out right away, buy this thing that I like, I will wait 1 hour, or even 2 hours, or a morning, between liking and paying. When I pick up my phone again, many times I find that what I liked before seems to me not as much as I used to be. Then, for this unfinished purchase, I will suspend it.

Regarding having deposits, it's like the effort I wrote about in the previous article. We must believe that it is really a point of hard work and a point of harvest. Only those who do our physical or mental work, when we get paid, our hearts are proud and satisfied.

Therefore, our labor and remuneration are directly proportional. Based on this, hard work is another synonym for having a deposit. Therefore, if we want to have a deposit, we must make an effort, and only by putting in the effort can we continue to succeed, that is, having a deposit.

To sum up, overcoming impulsive spending can accumulate savings, but don't give up when you meet something you like. In addition, hard work can help us to have savings, friends, let's work together.

When there is any consumption, you should have a certain amount of thinking, and you should judge calmly, so that you can restrain your impulse, and secondly, you can leave a part of the money when you start your salary every month, so that you can have savings.

Young people should have a correct concept of consumption, and they should also control themselves when spending money, don't be extravagant, and it is better not to buy things if they are not necessary, so that they can slowly have savings and can also overcome impulsive consumption.

I think young people should think about their future and not be too impulsive, because this kind of thing will have a big impact on the individual and there will be a lot of problems.

First of all, we must adjust our mentality, overcome our impulse to consume, tell ourselves that we should not consume like this, and do not consume blindly.

You need to arrange your salary reasonably, so that you can solve the problem, and every money should be reasonably planned.

1.My perception of things is different after experiencing things.

For example, people's cognitive thinking is different, and the thoughts generated by seeing things are also different.

For example, half a glass of water, some people see half a glass of water, have hope in their hearts, and strive to move forward.

But some people saw half a glass of water, but they felt hopeless, and sighed.

And those children who are lacking in heart will be like this.

2.Children are naturally observant and sensible.

Children will imitate and learn from their parents, and children who are naturally highly sensitive will see more and more from their parents' words and deeds, and after experiencing the hardships of childhood, they will not let themselves spend a lot of money to buy things, otherwise they will feel sorry for their parents.

This feeling is actually very bad for such a person, but it still can't get rid of it, causing me to live in a depressed and tangled state all day long, pretending to be under the mountain, feeling unhappy, and having no hope and a negative life.

So can this sense of staring be eliminated?

Whether a person is happy or not does not depend on material money, but on his own attitude towards things and his inner feelings.

<> young people should weigh their consumption ideas and lifestyle choices according to their personal values, goals and life stages. Here are some tips to help young people find a balance between enjoying the moment and shrinking their diets:

1.Set goals: Be clear about your short- and long-term goals and understand what you value most in life. This will help you better plan your spending and savings.

2.Distinguish between what is necessary and what you want: When shopping, make sure to prioritize the necessities of life. Learn to distinguish between "needs" and "wants" in order to enjoy life in moderation while meeting basic life needs.

3.Save and invest: Set a savings goal for yourself and invest a portion of your income. By saving and investing, you can lay the foundation for your future life and also increase your ability to respond to unexpected events.

4.Rational spending: Avoid overspending and impulse purchases. Before you shop, think about whether this is really the item you need or just because it looks appealing.

5.Learn to plan: Make a budget and stick to it. Understand your spending habits and make sure you don't end up financially struggling with overspending.

6.Establish a good concept of consumption: Strive to cultivate a healthy concept of consumption, and learn to pay attention to the quality of life and personal growth while enjoying life.

7.Moderate enjoyment: Arrange your time wisely, spend a good time with friends and family, and enjoy life in the moment. Don't let excessive frugality become a burden in life.

Everyone's lifestyle and values are unique, and the key is to find a lifestyle that works for you and is both enjoyable in the present and ready for the future.

It's a creative, fast-paced era of creativity, and there are all sorts of ways for us to save money. Here are some suggestions:

### 1.Automatic savings.

Banks and financial institutions now offer many automatic savings plans to help people save money. Set a certain amount of savings in your paycheck, and you can automatically save a portion of the amount from each account.

### 2.Manage your spending.

When spending monthly bills, be sure to check them carefully when making payments to avoid overpaying unnecessary expenses. Also, avoid unnecessary expenses as much as possible, such as snacking, eating in restaurants, etc. Put the money you save in the bank.

### 3.Time deposit.

Open a fixed deposit account with a bank and keep a portion of the idle funds in the fixed deposit account. While it's not as flexible as the Daily Oaks Savings Account, it can get a higher interest rate on deposits.

### 4.Investment.

If you have some assets that don't cost you, such as **or**, you can consider investing them in investment projects to get a higher ROI. But be careful not to invest all of your capital that you can't afford to risk.

### 5.Intimate relationships that work.

You can reduce some expenses by sharing appliances or tools, education, etc., which can help save some daily expenses.

Young people should focus more on saving rather than enjoying the moment. While it's important to enjoy the moment, it doesn't mean you can't save. If you spend too much each month, then you will find it difficult to save money.

Therefore, make sure that you can save a certain amount of money in each month of the nuclear feast, and then allocate it to enjoy the necessities of life.

Young people like impulsive shopping, we should consume rationally, rather than blindly consume, especially in the Double 11, we must control ourselves, try to skip some useless things, we must control our desire to buy, only in this way will life become wonderful.

Nowadays, young people like to shop online, not only young people, but also some older people like to shop online, so online shopping is very popular. Obviously, some impractical things, they will also choose to buy, so we must know how to consume rationally, if you blindly consume, it will increase your own economic difficulties. In fact, even if you don't have financial difficulties, it is a kind of blind behavior for you to buy something that is useless.

Therefore, we must cultivate the spirit of rational consumption, so that we can have a reasonable life.

Many young people will be very blind when buying things, and they will not consume rationally. Therefore, we must know how to consume rationally, and only when we consume rationally can we not be burdened by the economy. Especially young people, they are basically moonlight people, and it is because of blind consumption that their lives are very embarrassing.

If you can control your spending, your life will be very good. In fact, many times, some of the things we buy online are useless, so we must control our desire to buy and strictly resist some useless things.

Therefore, we must know how to consume reasonably, only in this way will we not increase pressure on ourselves and make our lives rich.

If you want to control your rational consumption, you can deposit your money in the bank and directly deposit it at the death date, and you can't buy anything if you have no money in your hand.

Before buying this thing, think about whether you need it, don't buy it to press the bottom of the box, and also consider whether you can afford it, don't buy it, and don't be able to afford the living expenses in order to buy it.

My advice is to put what you want to buy in your shopping cart for a few hours, and buy it if you still want to. That's more rational.

Rational consumption is, of course, to choose the goods that are suitable for you and can be used by yourself, and you can't use them after buying because the goods are cheap or inducing consumption, and eventually become impulse shopping.

Buy only what you need. Before you buy something, ask yourself if you need it and if you have enough budget before you start buying.

When we consume, we must control our desire to consume. In addition, you must consume modestly, so that you can consume rationally.

It needs to be planned in advance what is really needed and what is not necessary. Don't pay when you see an offer, think twice.

I think it's okay to add things to your shopping cart in the shopping platform, but don't pay immediately, wait a few days to pay, and then you will find a lot of things that you don't want to buy.

Make a good budget, the consumption of the month must not exceed the budget, the budget is broken down to every day, and the consumption is rational.

Personally, I think that our rational consumption should follow several principles, the first is to consume within the scope of our ability, the second is to buy really useful and practical things, and finally not to compare and not consume in advance.

You can't have too much money in your hands. Young people should save the money in their hands, and they will not spend impulsively when they have no money in their hands.

In order to avoid impulsive shopping, if we don't lack anything in our lives, we should try to go shopping as little as possible, and don't open the shopping platform at will.

Make reasonable plans before shopping, avoid some unreasonable consumption, consider your actual situation, consider whether the product is needed, and also consider your own economic situation.

When we consume, we can't blindly follow the trend to buy, we must start from our own reality, buy what we really need to buy, do not compare with others, and consume rationally.

The first is to make a list of the necessities in life, and the second is to learn and improve financial literacy.

Young people like to buy impulsively, first of all, make a plan, know what you need, what you lack, and remember not to buy what you see.

First of all, you should recognize your financial situation and do what you can. Second, understand the common shopping routines to avoid being fooled, and finally have a plan for what you need to buy.

First, when buying things, you can plan your shopping list in advance and make a list of your purchases. Second, if you don't have any items to spend when you go out, try not to bring too many credit cards and cash.

The first point is that we must do what we can, decide our consumption level according to our own economic ability, and we must not consume ahead of time.

The second point is to try to make the best use of things according to actual needs, and avoid buying some items that are not used at all.