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You can use a notebook or special financial software to record each entry and exit bill, and summarize it every Monday, so that you can always keep track of your spending habits and make special adjustments according to the financial notebook.
Put a small amount of cash in the wallet do not put a large amount of cash, for people who like to shop, and can not control it, it is easy to spend in a short time, only need to put a few hundred yuan in the wallet of cash, which helps to control the desire to shop, of course, some people like to spend by card, do not enlarge the denomination of the bank card in the wallet.
Shopping choice timing like shopping friends, should consider whether the things they buy are really needed, reduce the purchase of flashy, rarely used things, if it is indeed necessary to buy the baby, it is recommended to choose the right time to reduce the price of discounted goods, to buy, some goods online shopping will be more cost-effective, you can pay more attention to this aspect of the discount information.
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The best way to restrain yourself from using money is not to have money in your hand, and you don't have a credit card, so that you can't spend money, fix so much pocket money every month to plan how much money you want to use every day, so that you will develop a planned use of money, and you will change your habit of spending money after a long time.
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You can use a notebook or special financial software to record and register each incoming and outgoing bill, and summarize it every Monday, so that you can always keep track of your spending habits and make special adjustments according to the financial notebook.
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1.Make a savings plan and how much you want to save each day; 1. Have a plan for the payment of wages;
2.Make a quota for Huabei, and stop when you use it;
3.De-deposit on a regular basis;
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Save the money regularly, take it in a lump sum, and keep only the necessary money on hand for yourself and plan your expenses.
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Here's how I did it :
My monthly money is divided into three parts, fixed expenses, flexible funds, and fixed deposits.
1. Fixed expenses are necessary living expenses, such as food, transportation, communication and other expenses.
2. The mobile money is usually socializing, buying seasonal clothes or dealing with emergencies such as illness.
3. Bank fixed deposit, that is, the amount of monthly deposit, a certain amount of money that cannot be saved.
Pay special attention to the useless things, no matter how cheap they are, they don't buy them.
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Record your own expenses in a notebook.
By the end of the month, you'll find that you don't have to buy a lot of things, and you'll be giving yourself a constraint.
That's how I got rid of the problem of spending money @!~
First of all, tell your parents that you need to be independent, that is, give a certain amount of pocket money every month. Second, make some "achievements" to prove to your parents that you are capable of keeping these pocket money. Build your own passbook or "can't open" a piggy bank if necessary (to avoid parents 'borrowing' your money).
Then, ask for money when your parents are happy and tell him what to buy (it must be those 'essential' things) so that you can reduce your pocket expenses and get pocket money).
Third, when you make your parents feel very honored, you want a little "reward" (mainly materialistic) In fact, pocket money is not necessary to have a lot, you can ask for things directly, so that it will not cause the notoriety of "spending money indiscriminately", and save money to buy things that your parents will never buy for you. - So that you will have a good time every month. People tend to let their guard down when they are happy, and this is the best time for you to borrow money——— the science of borrowing money
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The best way is to save in the bank, and then take notes If you are lazy, you don't need to use the money when you put the money at home! Of course, the most important thing is to rely on yourself, you have to spend money, and no one can stop you.
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Put less money on your body, don't break 100 50.
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I saved the money and gave it to my girlfriend.
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Give the money to someone who is safe and strict with you.
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Only bring a small amount of money with you every time you go out.
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Give the money to your parents for safekeeping, or your girlfriend!
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