How do you teach a child to use pocket money?

Give your child the freedom to use pocket money. Teach children to be economical, not to spend as much as possible, to spend as little as possible, and to teach children to put the rest of their ear money into the piggy bank.

Don't be too strict, if the parents are too strict and the children have to listen to their parents for everything they buy, then the child is just like a "piggy bank", completely losing the meaning of using pocket money to cultivate their smart consumption and financial instincts.

When using pocket money, tell him that when he has limited discernment, it is much safer to choose a supermarket chain than a roadside stall.

Children take some detours in using their pocket money, which is also the only way for them to accumulate experience. At this time, you should come out and tell him that it is not good to buy these things with pocket money, so that it can also give him an experience and a lesson.

Tell him to recognize the faces of those reputable big supermarkets, tell him that he can't buy particularly bright drinks and cold drinks, and can't buy candy that can dye his tongue green and orange.

Let the child understand the family economy, make a budget for how to use the change, and make a plan for spending money, and the amount of pocket money should be determined according to the child's age.

To make children treat the value of money correctly, tell children that parents earn money at a price, and it is not easy.

Parents should regularly teach their children to use pocket money to prevent them from developing bad habits of eating snacks, not saving, and spending money indiscriminately.

Suggestions are given on the basis of respecting wishes, and parents can make some suggestions on the basis of respecting their children's autonomy.

It is very important to educate children about money to help them develop the right financial concepts and habits. Here's how to do it:

1.Give your child pocket money: Give your child a certain amount of pocket money and let them use it themselves, so that they can learn to manage money and save.

2.Educate your children to save: Educate your children about the importance of saving so that they know that saving can help them achieve their long-term goals and that they can cope with unexpected events.

3.Involve your child in the family budget: Involve your child in the family budget so that they can understand the family's income and expenses, so as to develop their financial awareness.

4.Emphasizing the values of consumption: Educate children about the right concept of consumption, let them know what is necessary and what is optional, and educate them to consider things according to actual needs and values when buying them.

5.Nurture your child's creativity and entrepreneurship: Educate your child on how to create wealth, let them know how to reap the benefits of their abilities and efforts, and encourage them to develop an entrepreneurial spirit.

6.Lead by example: As a role model for children, parents should also pay attention to their own consumption behavior and life attitude, and guide their children to correct consumption concepts and life attitudes through their own actions.

In short, money education for children requires parents to take some appropriate methods and measures, including giving children pocket money, educating children to save, allowing children to participate in family budgeting, emphasizing the value of consumption, cultivating children's creativity and entrepreneurial spirit, and leading by example. Through these methods, you can help children develop the right financial concepts and habits, and lay a good foundation for their future life.

The first important thing to educate children about money is that parents should lead by example and start small. This has a great impact on children, and there is also conscious education, teaching children how to manage money and so on.

Teach your child lifelong financial principles.

As your child grows up, you can give it to him only if he proposes a plan to use the money, rather than saying that the family has money and can take it at any time.

People must know that money is finite, and it cannot be unlimited. In this way, you are slowly developing a financial management principle that your children can use for the rest of their lives. The so-called lifelong financial management principle can be summed up in just eight words: when you don't use it, you don't need it, you don't need it.

No matter how large a company is, the same is true of its financial management principles, and even more so for the country. When you can't save it, when you save it, you can't use it, even if you can't use it, because 10,000 yuan is made up of the accumulation of one dollar.

Especially when the child is able to use his own money, such as college, his parents tell him that you should write down all the money you need for this semester's plan, including tuition, living expenses, miscellaneous expenses, etc., and we will discuss it together. The goal is to develop the habit of using money in a planned way for children. Children should tell their families in advance if they want to use money, rather than calling ** at any time, that's not okay.

Mom has a lot of responsibility.

As a mother, you have to tell your children from an early age, you see why dad is often not at home, because money is not easy to earn, we can't spend it casually, and we have to make plans with money, you have to think about it first, otherwise when you want to use it, it is very painful to have no money.

When you are a child, you can't spend money indiscriminately, and you can't make money with family affairs when you are a child, these are the most basic concepts. Parents can give their child a fixed amount of money every day, but he will come back and tell you what to do. Cultivate children to have a preliminary value of money from an early age, and then as the child grows older, he can cultivate a correct concept of money in stages, which can be done in the family.

When children see their favorite toys outside, they are easily attracted to them and hope that parents will buy them for them. However, this does not mean that parents must meet all the wishes of their children, which will make children develop bad habits and consumption concepts. Here are some things parents can consider for their first rental:

1. Let the child decide for himself: Let the child make the decision for himself, but remind them to buy with their own money. This helps to develop children's independent thinking and financial skills, so that they can better appreciate the value of money.

2. Confirm what the child really needs: Parents can ask the child if he really needs the toy, if the child is just impulsive or wants to imitate others, then you can try to guide the child to think in the long run, such as encouraging the child to save money to buy more meaningful things.

3. Agree on rules: Before shopping outside, you can agree on rules with your children in advance. For example, stipulate that children can buy certain items on certain occasions, or stipulate that children must use their own pocket money to buy them.

4. Make a good budget for your child: You can tell your child a reasonable budget, let them know which toys they can buy, and avoid spending too much money.

5. Explain financial management knowledge to children: You can popularize some simple financial knowledge for children, so that they can know that money is not easy to come by and the importance of reasonable management of money.

In short, when a child wants a toy, parents can guide them to make rational decisions from the child's point of view. By allowing children to make their own decisions, confirming their real needs, agreeing on rules, making budgets for children, and explaining financial knowledge, etc., it can help children better understand the value of money and cultivate their independent thinking and financial management skills.

1. Parents lead by example and do not spend money indiscriminately. Let children not spend money indiscriminately, parents must first do it, parents are diligent and thrifty, children will see in their eyes, keep in mind, and have a great impact on children, so parents must lead by example, especially in front of children, and can not spend money lavishly.

2. Control your child's pocket money. No matter how wealthy you are, don't give your child too much pocket money, just enough for your child. Moreover, it is necessary to guide children to know how to spend pocket money, buy more school supplies, books, etc., and not use all the money for eating, drinking, and having fun.

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Ad. 3. Try to keep the New Year's money as much as possible for adults. Now when it comes to the Chinese New Year, children will receive a lot of large amounts of New Year's money.

With so much money, you can't give it all to your children and let them spend it freely. The best way is for adults to keep it on their behalf, give a small amount to the child, and tell the child that the parents will not spend it indiscriminately, and keep it for the children to go to school. 

4. Educate children not to compare. Always educate children not to compare themselves with their classmates and peers, not to compare food and clothing, not to be arrogant, not to make progress, and to be more ambitious. Learning is important, students are not particular about food and clothing, good learning, good habits, good quality Zhou Yan is really noisy, is what should be compared.

5. Plan your money. What needs to be bought, if it is gone, no matter how expensive it is, you have to buy it, if you don't need it, no matter how cheap it is, you don't buy it, and it is a waste of money to buy useless things. To educate children to use pocket money in a planned way, you can prepare an account book and keep a record of how to spend the money yourself.

Parents can also follow up on the guidance.

Establish the right values: As parents, teach your children to cherish the most important things in life, such as family, friendships, health, and school. Sue the state bank to sue them that the money can't replace this rent trillion things.

2.Give reasonable pocket money: Let your child manage some small pocket money independently, encourage them to be self-conscious and improve their financial awareness.

At the same time, make rules to limit their spending and remind them that the remaining amount can be used for more meaningful things.

3.Lead by example: Children tend to follow the example of their parents, so we need to be good role models. We should show rational consumption and non-comparative attitude, reduce unnecessary consumption and pursue vanity brands such as famous brands.

4.Educate about financial literacy: help children understand financial literacy through games or real-life cases, such as saving, investing, etc.; At the same time, it is also important for them to recognize the differences between currencies and learn how to make rational decisions.

5.Be cautious in rewarding: Giving appropriate rewards to children is a form of motivation, but as a parent, you should be cautious in rewarding. If rewards are given unconditionally and often, it may cause your child to squander unnecessarily or misthink.

Parents can let their children manage their own pocket money, and the management experience also allows children to gradually understand how to spend reasonably and how to manage money. Parents can delegate power moderately and provide some internship opportunities for their children's consumption, which can be used as a means of education to exercise their children's ability to control money.

Parents can do this:

First, you can give your child pocket money on a regular basis, so that your child can spend freely and manage it independently. Parents can let their children take care of their pocket money independently, and understand the value and usefulness of money in consumption while buying things, and parents can guide their children to understand the concept of money.

Second, let children learn to spend money and develop the habit of keeping accounts at any time. Wall Street financial tycoon Morgan is a master of bookkeeping, the purpose of which is to understand the purpose of his consumption, check the deviation of consumption at any time, and correct his wrong consumption in time. Children can also learn to keep accounts, adjust their own consumption in bookkeeping, and plan their own consumption arrangements.

Third, cultivate children's concept of saving money and set up a financial management model for children. You can take your child to open a savings account, so that your child can learn to run and save money. Encourage children's savings concept in this self-management and avoid excessive and irrational consumption.

Fourth, use money as a tool of reward and punishment. The child has done the housework and done it very well, and the child should be given some monetary rewards appropriately, so that the child can understand that the work can be earned. On the contrary, if the child makes a mistake, as a punishment, the child's pocket money can also be appropriately deducted, and the first thing is to let the child understand that there is a price to pay for making mistakes.

Fifth, let children experience the happiness brought by smiling money. Parents can take their children to buy toys they like, make them happy, and satisfy their children's desire to consume. Parents should guide them correctly, so that their children have the concept of making money from an early age, and strive for it.

Sixth, parents should set an example for their children when it comes to money, and spend correctly and reasonably. Use your own actions as an example to influence your child's outlook on life, values, and money.

Parents should teach their children to spend money and save wisely, let them understand the value of money, and cultivate their children's skills in using money, proper investment, and the relationship between money and personality. When children have a good sense of money, they are likely to become people with shrewd economic acumen and management skills in the future. Children spend money in order to enjoy the pleasure of harnessing money.