How about Anxingbao bothical insurance, and what kind of insurance is Anxingbao both?

Anxingbao insurance is a more general performance of the product, but whether it is suitable for yourself needs to be combined with their own situation after comprehensive consideration, if you are interested in this product, you can also click on this article to understand in detail: Pacific Anxingbao insurance is worth starting? Be careful with these points.

In order to help you better understand this product, so as to draw a conclusion about whether it is suitable for you, the following senior sister will analyze this product for you, let's take a look at its security map first:

Anxing treasure map. png

From the above figure, it can be seen that the protection content of Anxingbao insurance is still relatively rich, so is it suitable for everyone to insure? Senior sister suggests that you still read the following content before making a decision. You can also take a look at the insurance knowledge prepared by the senior sister first, which can be of great help to everyone to buy insurance:

Ultra-complete! Everything you need to know about insurance is here.

1.The coverage is abundant.

The protection provided by Anxingbao Insurance is very highlighted, take the traffic accident vehicle, civil aviation traffic accident, major natural disaster accidental death total disability insurance benefit. If there is an accident stipulated in the contract that results in the death and total disability of the insured person, a lump sum insurance benefit can be obtained.

You must know that most of the general insurance only provides maturity survival insurance and death total disability insurance, and Anxingbao insurance has added these new protections on this basis, which can be said to provide consumers with a full range of protection, especially for people who often need to take various means of transportation to travel.

2.The payout ratio of maturity survival insurance is low.

The maturity insurance payment of Anxingbao insurance is actually relatively low, just looking at the content in the picture, you may not have a very intuitive feeling, and you will understand it after looking at the example of the senior sister.

Take the protection period of 30 years as an example, if you pay a premium of 150,000 yuan, then the maturity insurance you can get after 30 years is only 180,000 yuan, which is only 30,000 yuan more than the original.

In general, this product is more general, the senior sister suggests that you can take a look at other products, if you don't know which insurance is suitable for you, you can also take a look at this article: [insurance] which is good, how to buy a good deal, hand in hand to teach you to avoid these pitfalls of insurance.

All insurance is unique, there is no best insurance, only the most suitable is the best insurance. Pacific Anxingbao Insurance Case:

1672 10 years of delivery.

Insured object: 30 years old, male.

Duration of coverage: 30 years.

Guaranteed benefits (6 items).

Maturity insurance premium (20 years); Yuan (30 years).

110%* of the premium paid for the death benefit or total disability benefit plus the cash value.

The greater of the two. Accidental death insurance benefit or accidental total disability insurance benefit of 100,000 yuan * number of purchased copies (under 75 years old); 50,000 yuan * number of purchased copies (75 years old or older).

Vehicle. Accidental death insurance or vehicle accident total disability insurance benefit of 1,000,000 yuan * number of copies purchased (under 75 years old); 500,000 yuan * number of purchased copies (75 years old or older).

Civil Aviation Traffic Accident Death Insurance or Civil Aviation Traffic Accident Total Disability Insurance 1 million yuan * Number of copies purchased (under 75 years old); 500,000 yuan * number of purchased copies (75 years old or older).

Major natural disasters.

Accidental death insurance or accidental total disability insurance for major natural disasters is 1 million yuan * number of copies purchased (under 75 years old); 500,000 yuan * number of purchased copies (75 years old or older).

Hello, how about Anxingbao insurance, can not be a general evaluation, each insurance has its own value and significance, not every insurance is suitable for everyone, it is recommended that you should be based on your own physical health, gender, age, etc. to the insurance company combined with specific insurance products to compare and choose, good wishes.

Hello! Anxingbao Insurance is a Pacific Insurance Company.

Covered medium and long-term accident insurance.

It is covered by participants between the ages of 18 and 60. The benefits include maturity insurance benefits, death total disability insurance benefits and various accidental death or disability insurance benefits, etc., which are subject to the insurance contract and related information issued by the insurance company.

However, it is recommended that you choose a one-year accident insurance.

Navy Paula. An attentive insurance broker will provide you with professional advice.

An accident insurance is the same whether you buy it at the age of 30 or 50 years old, and the accident insurance does not have a health notice, and most products can be insured tomorrow if you buy it today.

Even if the product is discontinued, you can change to other products and renew it immediately, and there is no impact, so the accident insurance for 1 year is also very good.

Only specific accidents are covered, and the general accident sum assured is covered.

Very low. Disability benefits and accidental medical benefits are often missing.

Some products can be refunded at maturity, which seems to be a good deal, but in fact the income is very low.

Therefore, for ordinary working families, if you want to get accident protection, a one-year accident insurance is enough, economical, and good.

Anxingbao Insurance is a comprehensive insurance, which can also be said to be an accident insurance, which can cover accidental death or total disability, traffic accident death or total disability, aviation accident death or total disability, natural disaster accidental death or total disability, elevator accident death or total disability, holiday accidental death or total disability, walking and riding accident death or total disability, and can also pay death or total disability insurance benefits and maturity insurance benefits.

To put it simply, Anxingbao insurance can protect the insured from accidents during the insurance period, and if the insurance expires and the insured is not out of danger and still survives safely, you can also get the maturity insurance money.

Extended information: Insurance is the basic means of risk management (under the conditions of market economy), an important pillar of the financial system and social security system, and also an act of paying insurance money to the insured when the conditions of the contract are met (when the contract agrees that the accident may occur due to the property loss caused by its occurrence, or when the insured dies, is disabled, sick or reaches the age and time limit agreed in the contract).

Insurance, economically, is a financial arrangement for apportioning accident losses, legally it is a contractual act in which one party agrees to compensate the other party's losses, socially it is an integral part of the social and economic security system, and risk management is the basic method.

Function. 1. There must be risks in insurance. The purpose of establishing an insurance system is to deal with the occurrence of specific dangerous accidents, and there is no insurance if there is no risk. In order to apply the principle of large numbers, the risks that may benefit are not insurable, so commercial insurance institutions generally do not cover such risks.

2. Insurance must provide financial compensation for losses caused by dangerous accidents. The so-called economic compensation means that this compensation is not to restore the destroyed original thing, nor to compensate in kind, but to make monetary compensation.

Therefore, the loss caused by the accident must be economically valuable. In life insurance, the value of the person itself cannot be calculated, but the labor of the person can create value, and the death and disability of the person will lead to the loss of the labor force, so that the income of the individual or his family will decrease and the expenses will increase, so the life insurance is to make up for the increased economic burden with economic compensation or payment, and it is not to ensure that people recover the lost labor force or life.

3. Insurance must have a mutual aid relationship. The insurance system is a method of spreading losses among many units to reduce the losses of disaster-stricken units. Through insurance, the policyholder pays the insurance premium together, establishes the insurance compensation**, and obtains the protection together.

4. The contribution of the insurance must be reasonable. The compensation of the insurance** is shared by the person participating in the insurance, and in order to make the burden fair and reasonable for everyone, it is necessary to calculate the contribution scientifically.

Ampi Xunbao Insurance is a long-term accident insurance underwritten by Pacific Insurance Company, which is a pure protection type of insurance. The insurance scope is for the insured between the ages of 18 and 60, and the coverage items include maturity insurance benefits, death total disability insurance benefits and various accidental death or total disability insurance benefits, etc., which are subject to the insurance contract and relevant information issued by the insurance company. To put it simply, Anxingbao insurance can protect the insured from accidents during the protection period, and if the insurance expires and the insured is not out of insurance, but still survives, you can also get the maturity insurance money.

This type of insurance is attractive to those who want to be protected during the insurance period and earn a decent income to retire in old age.

Test your anti-risk index, experts will interpret it for you for free!

Anxingbao both insurance belongs to life insurance, which is a life insurance issued by Pacific Life, if you are interested in this product, you can also click this article to understand in detail: Pacific Anxingbao bothic insurance is worth starting? Be careful with these points.

Anxing treasure map. png

As you can see from the picture above, the protection content of this Anxingbao insurance is very comprehensive, but it is worth it to start and you need to read the following points to know.

1.The issue age and coverage period are small.

The insurance age of Anxingbao is 18-60 years old, which is a mediocre age limit, after all, there are some insurance premiums on the market that can even reach 70 years old.

There are only two options for the protection period of Anxingbao Insurance, 20 years or 30 years, and the range of options in the setting of the protection period is relatively small, if you want to pursue lifelong protection, this product may not be suitable.

2.Provision of policy loans.

Policy loan means that during the contract insurance period, we can apply for a policy loan in writing with the insurance contract, which can help the policyholder solve the problem of shortage of funds. However, some insurance contracts provide more policy benefits than the above mentioned content, if you want to know more, you can take a look at this article: Super Complete!

Everything you need to know about insurance is here.

If you don't know which insurance is right for you, you can also take a look at this article: [Insurance] which is good, how to buy a good deal, and teach you to avoid these pitfalls of insurance.

Hello, Anxingbao Insurance is a Pacific Insurance Company.

It is an accident protection insurance that can protect you for 20-30 years, in addition to traffic accident compensation, for major disasters can be paid 10 times the compensation, not only that, but the premium will be returned at maturity.

Extended information: 1. About Anxingbao Insurance.

1. If there is something to protect the million, there is nothing to add value to return. The coverage of "Anxingbao" includes general accidents, self-driving accidents, and public transportation.

Accidents and catastrophes, including self-driving accidents, public transport accidents and catastrophe accidents, each of which is covered up to 1 million. What makes customers feel more reassuring is that if there is no compensation when the insurance period is full, they can get a value-added refund, and 120% of the premium paid can be refunded if the insurance period is 30 years.

2. Low premium, high protection and affordability. Taking Ms. Zhou's 35-year-old as an example, she chose Zheng Xue to pay Lu Xian for 10 years, with an insurance period of 30 years and an annual premium of 1,672 yuan, that is, an average of yuan per day during the entire insurance period, and you can enjoy 30 years of 1 million self-driving, public transportation (car, boat, plane, train, subway, etc.) and serious accident protection. If Ms. Zhou survives until the end of the insurance period, 120% of the premiums paid will be refunded.

2. Precautions for buying insurance.

There is a more important step when buying insurance, that is, to carefully read the insurance instructions, through the insurance instructions to understand the name of the insurance company, the brief introduction of the product, the policyholder's obligation to truthfully inform, the service process and other information, so that you can know the information you are insured and fully understand the insurance product, so as not to cause unnecessary trouble in the future.

3. You can combine insurance.

When choosing an insurance product for yourself, if you want to obtain multiple protection responsibilities, it is not recommended to buy "universal insurance", but it is recommended to combine insurance. It is more useful to analyze your own risk first, and then combine insurance products. For adults, for example, they can insure themselves with medical insurance and critical illness insurance.

Life and accident insurance.

Choose a cost-effective insurance product for each type of insurance, so that you can make full use of the premium and give full play to the value of the insurance.

Pacific's Anxingbao Dual Insurance is a comprehensive insurance. However, this product is currently no longer available. You can take a look at the upgraded Anxingbao Insurance (Enhanced Version).

Many friends will also look at the strength of the insurance company when buying insurance. If you don't know much about Pacific Insurance, you can take a look at this article: How is Pacific Insurance, is it reliable, and what are the precautions?

Next, the senior sister will evaluate this product to see what advantages it has. For those who don't know much about both insurance, you might as well take a look at this article first: about both insurance, the salesman will definitely not tell you!

1. The payment method is more flexible and leaky.

This product is available in 3 years, 5 years and 10 years. It can be seen that the payment method is still relatively flexible, and you can choose according to your own payment needs.

2. The guarantee content is rich and comprehensive.

In addition to providing maturity insurance benefits and death or total disability insurance benefits, this product also sets up accidental death or total disability insurance benefits and transportation benefits for civil aviation transportation, major natural disasters, elevators, and statutory holidays.

It can be seen that the protection content of this product is very rich and comprehensive, and the scope of protection for the insured is also very extensive.

3. There are key protections for accidental death or total disability caused by a variety of means of transportation.

As can be seen from the insurance chart, this product focuses on the protection of accidental death or total disability caused by many means of transportation. For example, if the insured is under the age of 75 (exclusive) when the insured dies or is determined to be totally disabled, and meets the conditions for prudence, the basic insurance amount of 10 basic insurance will be paid. If the insured person dies or is 75 years of age or older at the time of total disability, and if eligible, 5 basic sum assured will be paid.

It can be seen that this product is very suitable for some people who need to take various means of transportation to travel frequently.

In general, this product still has many advantages, such as its payment method is more flexible, the protection content is also rich and comprehensive, and it also focuses on the protection of accidental death or total disability caused by a variety of means of transportation.

So, overall, the product is pretty good. You can consider whether to take out insurance according to your own protection needs.