What are the main responsibilities of the People s Bank of China?

Hello. The main responsibilities of the People's Bank of China are:

1) Formulate strategic plans for the reform and development of the financial industry, undertake the responsibility of comprehensively studying and coordinating the solution of major problems in financial operations, promoting the coordinated and healthy development of the financial industry, participate in the assessment of the impact of major financial mergers and acquisitions on national financial security and put forward policy recommendations, and promote the orderly opening up of the financial industry.

2) Drafting relevant laws and administrative regulations, improving the operating rules of relevant financial institutions, and issuing orders and rules related to the performance of duties.

3) To formulate and implement monetary policy in accordance with the law; Formulate and implement macro credit guidance policies.

4) Improve the financial macro-control system, be responsible for preventing and resolving systemic financial risks, and maintain national financial stability and security.

5) Responsible for formulating and implementing the RMB exchange rate policy, continuously improving the exchange rate formation mechanism, maintaining the balance of payments, implementing foreign exchange management, responsible for tracking and monitoring the international financial market and risk early warning, monitoring and managing cross-border capital flows, and holding, managing and operating the country's foreign exchange reserves and reserves.

F) supervise and manage the interbank lending market, the interbank bond market, the interbank bill market, the interbank foreign exchange market and the first market and the relevant derivatives transactions in the above markets.

7) Responsible for formulating the regulatory rules for financial holding companies and the standards and norms for cross-cutting financial business in conjunction with the financial regulatory authorities, and responsible for the monitoring of financial holding companies and cross-cutting financial instruments.

8) Assume the responsibility of the lender of last resort, and be responsible for inspecting and supervising the use of ** bank funds for the purpose of resolving financial risks.

9) Formulate and organize the implementation of a comprehensive statistical system for the financial industry, be responsible for data aggregation and macroeconomic analysis, unify the preparation of national financial statistics and statements, and publish them in accordance with relevant national regulations.

10) Organize the formulation of the financial industry informatization development plan, be responsible for the organization, management and coordination of financial standardization, and guide the information security work of the financial industry.

11) Issuing RMB and managing RMB circulation.

12) Formulate a plan for the development of the national payment system, coordinate the construction of the national payment system, formulate payment and settlement rules in conjunction with relevant departments, and be responsible for the normal operation of the national payment and clearing system.

xiii) Manager of the treasury.

14) Undertake the responsibility of organizing, coordinating, supervising and managing the national anti-money laundering work, and be responsible for the monitoring of funds suspected of money laundering and terrorist activities.

15) Manage the credit reporting industry, and promote the establishment of a social credit system.

16) Engaging in international financial activities related to the business of the People's Bank of China.

17) Engage in financial business activities in accordance with relevant regulations.

18) Undertake other matters assigned by ***.

The main responsibilities of the People's Bank of China.

Supervise the national currency** and money markets, as well as supervise the day-to-day work of banks across the country.

Legal analysis: 1. The central bank is responsible for issuing money (money), and only the central bank is qualified to print and issue money.

2. **The national treasury, as the great steward of the country, is responsible for managing the treasury funds.

3. The bank of the bank is responsible for guiding other banks, and the Industrial and Commercial Bank of China, the Construction Bank of China, and the Agricultural Bank of China, which we have the most contact with, must obey the policies and instructions of the central bank.

4. Formulate and implement monetary policy, such as the current interest rate on personal demand deposits, and the central bank has the right to adjust it to a more detailed introduction to monetary policy later).

5. Supervise anti-money laundering.

6. Supervise and manage the market.

7. Maintain the normal operation of the clearing system.

8. Supervise the interbank foreign exchange market.

9. Manage and supervise the interbank lending market and the interbank bond market.

10. Participate in international financial activities.

11. Other duties that you have the right to.

Legal basis: People's Bank of China Law of the People's Republic of China

Article 34 Commercial banks shall, in accordance with the needs of national economic and social development, carry out loan business under the guidance of the national industrial policy.

Article 35 A commercial bank shall conduct a strict examination of the borrower's purpose of borrowing, ability to repay, and method of repayment of loans.

Commercial banks shall implement a system of separating examination and lending from examination and approval and grading of loans.

Article 36 For commercial bank loans, the borrower shall provide guarantees. Commercial banks shall conduct a strict examination of the guarantor's ability to repay, the ownership and value of the collateral and pledge, and the feasibility of realizing the mortgage or pledge.

If the commercial bank examines and evaluates and confirms that the borrower has good credit standing and can indeed repay the loan, it may not provide a guarantee.

Article 37 A commercial bank shall conclude a written contract with the borrower for a loan. The contract shall stipulate the type of loan, the purpose of the loan, the amount, the interest rate, the repayment period, the repayment method, the liability for breach of contract and other matters that both parties deem necessary to agree.

Article 38 A commercial bank shall determine the loan interest rate in accordance with the upper and lower limits of the loan interest rate stipulated by the People's Bank of China.

The responsibilities of the People's Bank of China include: issuing orders and regulations relating to the performance of its duties; formulating and implementing monetary policy in accordance with the law; Issuing RMB and managing RMB circulation; regulation of the interbank lending market and the interbank bond market; Implement foreign exchange management, supervise and manage the interbank foreign exchange market; Supervise and manage the ** market, etc. Fiscal policy is implemented by the Ministry of Finance.

Legal Analysis: The People's Bank of China performs the following duties: (1) issuing orders and regulations related to the performance of its duties; (2) Formulating and implementing monetary policy in accordance with law; (3) Issuing RMB and managing RMB circulation; (4) To supervise and administer the interbank lending market and the interbank bond market;

5) Implement foreign exchange management and supervise and manage the interbank foreign exchange market; (6) Supervise and manage the market; (7) Holding, managing, and operating the state's foreign exchange reserves and reserves; (8) Managing the treasury; (9) Maintaining the normal operation of payment and clearing systems; (10) To guide and deploy anti-money laundering efforts in the financial industry, and to be responsible for the monitoring of anti-money laundering funds; (11) Responsible for statistics, surveys, analyses and analyses of the financial industry; (12) To engage in relevant international financial activities as the state's leading bank; (13) Other duties as provided.

Legal basis: Article 4 of the Banking Law of the People's Republic of China The People's Bank of China performs the following duties: (1) issuing orders and regulations related to the performance of its duties; (2) Formulating and implementing monetary policy in accordance with law; (3) Issuing RMB and managing RMB circulation; (4) To supervise and administer the interbank lending market and the interbank bond market; 5) Implement foreign exchange management and supervise and manage the interbank foreign exchange market; (6) Supervise and manage the market; (7) Holding, managing, and operating the state's foreign exchange reserves and reserves; (8) Managing the treasury; (9) Maintaining the normal operation of payment and clearing systems; (10) To guide and deploy anti-money laundering efforts in the financial industry, and to be responsible for the monitoring of anti-money laundering funds; (11) Responsible for statistics, surveys, analyses and analyses of the financial industry; (12) To engage in relevant international financial activities as the state's leading bank; (13) Other duties as provided.

The People's Bank of China may, in order to implement monetary policy, engage in financial business activities in accordance with the relevant provisions of Chapter IV of this Law.

According to Article 2 of the People's Bank of China Law, the basic functions of the People's Bank of China are to formulate and implement monetary policy, prevent and resolve financial risks, and maintain financial stability under the leadership of the People's Bank of China. Article 4 of the Law stipulates 13 duties of the People's Bank of China, and the duties are the concretization of functions. Judging from these two provisions, the People's Bank of China has all the functions that a first-class bank should have, including the issuing bank, the bank's bank, the bank's bank, and the bank's financial regulation and supervision.

According to Article 4 of the People's Bank of China Law, the People's Bank of China has the following main duties: 1. Issue orders and regulations related to the performance of its duties; 2. Formulate and implement monetary policy in accordance with the law; 3. Issuing RMB and managing RMB circulation; 4. Supervise and manage the interbank lending market and the interbank bond market; 5. Implement foreign exchange management, supervise and manage the interbank foreign exchange market; 6. Supervise and manage the market. 7. Hold, manage and operate the country's foreign exchange reserves and reserves; 8. Manager of the treasury; 9. Maintain the normal operation of payment and clearing systems; 10. Guide and deploy the anti-money laundering work of the financial industry, and be responsible for the monitoring of anti-money laundering funds; 11. Responsible for statistics, survey, analysis and analysis of the financial industry; 12. As the country's leading bank, engage in relevant international financial activities; 13. Other duties as specified in ***.

The main responsibilities of the People's Bank of China are: (1) drafting relevant laws and administrative regulations; improve the operating rules of relevant financial institutions; Issuing orders and regulations related to the performance of duties. (2) Formulating and implementing monetary policy in accordance with law;

3) Supervise and manage the interbank lending market, the interbank bond market, the foreign exchange market, and the ** market. (4) Prevent and resolve systemic financial risks and maintain national financial stability. (5) Determine the RMB exchange rate policy; Maintain a reasonable level of RMB exchange rate; implementation of foreign exchange management; Holding, managing and operating the country's foreign exchange reserves and ** reserves.

6) Issuing RMB and managing RMB circulation. (7) Manager of the State Treasury. (8) Formulate payment and settlement rules in conjunction with relevant departments, and maintain the normal operation of payment and clearing systems.

9) Formulate and organize the implementation of a comprehensive statistical system for the financial industry, and be responsible for data aggregation and macroeconomic analysis. (10) Organize and coordinate national anti-money laundering efforts, guide and deploy anti-money laundering efforts in the financial industry, and undertake anti-money laundering fund monitoring duties. (11) Manage the credit reporting industry, and promote the establishment of a social credit system.

12) As the country's leading bank, engage in relevant international financial activities. (13) Engaging in financial business activities in accordance with relevant provisions. (14) Undertake other matters assigned by ***.