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Medical insurance is paid by the individual for reimbursement to the individual.
It is all one account per person, and it is not said that the whole family must pay in full, but those who do not pay cannot enjoy medical insurance benefits.
Medical insurance refers to social medical insurance. It is the basis of the state and societyLaws and Regulations, a social insurance system for the basic medical needs of workers in the event of illness.
The characteristics of medical insurance are that it has the characteristics of "low level and wide coverage", and the payment is subject to the cost that the vast majority of units and individuals at a low level can bear, and widely covers all units and employees in urban areas, and employees of different units can enjoy the right to basic medical insurance. Insured persons can enjoy it for life after completing the payment period. Secondly, basic medical insurance has the characteristics of "both sides bear the burden and combine the accounts"; Based on the principle of "revenue and expenditure, balance of revenue and expenditure".
The personal account of medical insurance is a special account set up according to the basic medical insurance policy to store the medical insurance premiums paid by the insured and the funds allocated in a certain proportion of the employer's payment, and to record the medical consumption. Funds in the personal account are used to cover the out-of-pocket costs of medical treatment and drug purchases.
Medical insurance can be paid in the following ways:
1. If you participate in the work and pay the employee's medical insurance, the employer shall withhold and pay it;
2. If you pay for flexible employment medical insurance, you can bring your ID card and social security card to the local social security bureau to pay; Or pay through online channels, for example, you can log on to the official website of the local tax bureau, enter the online tax office and select "self-service payment" to pay for medical insurance; In addition, many banks have also opened online payment channels for medical insurance, such as Changsha Bank, Industrial and Commercial Bank of China, etc., log in to the bank's official website and find "medical insurance and social security payment" to pay medical insurance;
3. For medical insurance for urban and rural residents, it is enough to bring your ID card and other materials to the designated place of the sub-district office or neighborhood committee where the household registration is located at the centralized payment time specified every year.
Article 2 of the Social Insurance Law of the People's Republic of China The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.
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The medical insurance for urban employees can be reimbursed by individual payment, and the medical insurance for urban and rural residents.
It is the whole family to pay for the reimbursement. Persons who have participated in the medical insurance for urban employees can be excluded, that is, this person has not participated in the medical insurance for urban and rural residents.
Yes, the whole family can also be reimbursed.
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Medical insurance is best for the whole family to pay medical insurance, which is a guarantee of our medical care, including all of us who eat cereals and grains may get sick, as long as we are hospitalized in our lives, medical insurance will marry incense, that security allows us to spend as little money as possible, so we can pay one person and one person is indeed okay. However, I think it's a bit selfish, although the whole family is under more pressure, but everyone gets sick, especially the elderly, and the probability of children getting sick is higher than that of adults. Looking at it this way, in fact, the payment of a few hundred yuan this year is not far away, especially for children.
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No one person made it, and the whole family enjoyed it.
According to your theory, in China a relative has a relationship that everyone else can enjoy.
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One person can't pay it, because everyone has to receive medical insurance subsidies, so everyone must pay medical insurance.
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Does the whole family have to pay the medical insurance, and if there is one person who does not pay, can there be reimbursement if there is anything that is paid?
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No, individuals can only enjoy personal health insurance.
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Yes, but you can use it.
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Legal analysis: It is also possible that one person does not pay medical insurance and the whole family cannot be reimbursed. This issue requires a distinction between urban and rural hukou.
If it is a rural hukou, the participation in the NCMS is based on the family unit, and all members of the family should participate in the insurance and pay. If one person does not pay, then no one can pay, and if they do not pay, they cannot enjoy medical insurance reimbursement. If it is an urban hukou, as long as the individual has paid medical insurance according to the regulations, he or she will enjoy the basic medical insurance treatment.
Legal basis: Article 57 of the Social Insurance Law of the People's Republic of China An employer shall, within 30 days from the date of establishment, apply to the local social insurance agency for social insurance registration with its business license, registration certificate or unit seal. The social insurance agency shall, within 15 days from the date of receipt of the application, examine and issue a social insurance registration certificate.
If there is a change in the social insurance registration items of the employer or the termination of the social insurance registration by the employer in accordance with the law, it shall, within 30 days from the date of the change or termination, go to the social insurance agency to change or cancel the social insurance registration.
The departments for market regulation, civil affairs, and the establishment and management organs shall promptly notify the social insurance handling bodies of the establishment and termination of the employers, and the public security organs shall promptly notify the social insurance handling bodies of the births, deaths, and registration, relocation, and cancellation of household registrations.
Article 60 of the Social Insurance Law of the People's Republic of China An employer shall declare and pay social insurance premiums in full and on time, and shall not defer or reduce or reduce the payment except for force majeure or other statutory reasons. The social insurance premiums to be paid by the employee shall be withheld and paid by the employer, and the employer shall inform the employee of the details of the social insurance premiums paid on a monthly basis.
Individually-owned businesses without employees, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons may directly pay social insurance premiums to the social insurance premium collection agency.
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Summary. Hello dear, happy to answer your <>
: Not the whole family has to pay medical insurance, but one person can pay it. As long as it is the person who paid it, it can be reimbursed.
At present, there is no provision for medical insurance to be paid every year or for the whole family, and you can freely choose whether to pay or not. Medicare generally refers to medical insurance. Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by the risk of disease.
Is it okay for the whole family to pay for medical insurance, and can one person pay it?
Hello dear, happy to answer your <>
: Not the whole family has to pay medical insurance, but one person can pay it. As long as it is the person who paid it, it can be reimbursed.
At present, there is no provision for medical insurance to be paid every year or for the whole family, and you can freely choose whether to pay or not. Medicare generally refers to medical insurance. Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by the risk of disease.
The following is a list of relevant for you, I hope it will be helpful to you: medical insurance is who pays and who benefits, and you can't use it for the whole family by one person. Medical insurance is paid by the individual, not by the family, so it is not necessary for the whole family to pay, when one person pays, but the medical insurance is best paid by the whole family, medical insurance is a guarantee of our medical care, all of us may get sick, if we are sick and hospitalized, medical insurance is a very big help, so that we can spend as little money as possible.
Medical insurance has the basic characteristics of social insurance, such as compulsory, mutual aid and sociality. Therefore, the medical insurance system is usually enforced by national legislation, and the establishment of a first-class system, the cost is jointly paid by the employer and the individual, and the medical insurance premium is paid by the medical insurance institution to solve the medical risk caused by the illness or injury of the worker.
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Is it okay for the whole family to pay for medical insurance, and can one person pay it?
Hello, not the whole family has to pay medical insurance, but one person can also pay it. However, it is recommended that the whole family pay. Whoever buys NCMS can be reimbursed, and there is no law that requires the whole family to buy it before it can be reimbursed.
Rural medical insurance is voluntary, with 30% reimbursement for sick medicine, 70% reimbursement for hospitalization, and 45% reimbursement for non-local hospitalization. Medical insurance is a medical protection, everyone can get sick, as long as they are sick and hospitalized, medical insurance will be used.
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Medical insurance can only cover one person in the whole family, and generally needs to be paid. Social insurance is an important part of the social security system, and it occupies a central position in the entire social security system. In addition, social insurance is a kind of contributory social security, and the funds are mainly paid by the employer and the worker himself, and the government will subsidize and bear the ultimate responsibility.
However, only when the worker fulfills the statutory payment obligation and meets the statutory conditions can he enjoy the corresponding social insurance benefits.
Social insurance refers to a social and economic system that provides income or compensation to people who are incapacitated, temporarily unemployed, or have suffered losses due to health reasons. The main items of social insurance include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, and maternity insurance.
The social insurance program is organized by **, forcing a certain group to form social insurance ** as a part of its income as a social insurance tax (fee), and under the condition of meeting certain conditions, the insured can receive a fixed income or loss compensation from **, it is a redistribution system, its goal is to ensure the reproduction of material and labor force and social stability.
Legal basis
Social Insurance Law of the People's Republic of China
Article 58 An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees. If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay. Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration.
The State shall establish a nationwide unified personal social security number. An individual's social security number is a citizenship number. Article 64 Social insurance** includes basic endowment insurance**, basic medical insurance**, work-related injury insurance**, unemployment insurance** and maternity insurance**.
In addition to the basic medical insurance** and maternity insurance** combined accounts and accounting, other social insurance** according to the type of social insurance separately established and accounted for. Social insurance** implements a unified national accounting system.
The special funds for social insurance are used exclusively and shall not be embezzled or misappropriated by any organization or individual.
The basic endowment insurance will gradually implement the national overall planning, and other social insurance will gradually implement the provincial overall planning, and the specific time and steps shall be stipulated by the national level.
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Legal Analysis: No. Farmers voluntarily participate in the new type of rural cooperative medical care as a family unit, abide by the relevant rules and regulations, and pay the cooperative medical expenses in full and on time.
Legal basis: Notice on the Opinions on the Establishment of a New Rural Cooperative Medical System I. Objectives and Principles.
The new rural cooperative medical system is a mutual aid system for farmers' medical care that is organized, guided and supported, with voluntary participation of farmers, individual, collective and multi-party financing, and the overall planning of serious diseases. Beginning in 2003, all provinces, autonomous regions, and municipalities directly under the Central Government should select at least two or three counties (cities) to pilot the pilot project and gradually roll it out after gaining experience. By 2010, the goal of establishing a new type of rural cooperative medical system that basically covers rural residents throughout the country will be achieved, so as to reduce the economic burden of farmers due to diseases and improve their health.
The establishment of a new type of rural cooperative medical system should follow the following principles:
1) Voluntary participation and multi-party fundraising. Farmers voluntarily participate in the new type of rural cooperative medical care as a family unit, abide by the relevant rules and regulations, and pay the cooperative medical expenses in full and on time. Township (town) and village collectives should give financial support; ** and local finance at all levels should arrange a certain amount of special funds every year to support.
2) Determine expenditure with revenue and ensure moderation. The new rural cooperative medical system should adhere to the principle of determining revenue and expenditure and balancing revenue and expenditure, so as to ensure the continuous and effective operation of this system and enable peasants to enjoy the most basic medical services.
3) Pilot pilot and gradual promotion. To establish a new type of rural cooperative medical system, it is necessary to proceed from reality, sum up experience through pilot projects, and constantly improve and develop steadily. Along with the social and economic development of the rural areas and the increase of peasant incomes, it is necessary to gradually improve the degree of socialization and the ability of the new rural cooperative medical system to resist risks.
1. The inpatient medical expenses incurred after obtaining the medical qualification in other places shall be paid in advance by the individual, and after discharge (after the outpatient serious illness in the remote area has been completed for a medical year or the outpatient medical expenses exceed 5,000 yuan), the relevant qualification approval certificate (the deputy copy of the qualification approval form or the "Outpatient Medical Certificate for Special Diseases"), the discharge record, the copy of the inpatient medical record and the doctor's order, the detailed list, the prescription, the valid charge documents (invoices) and other materials and fill in the "Municipal and Urban Employees Basic Medical Insurance Medical Expenses Review Form". Go to the Municipal Medical Insurance Management Center to apply for reimbursement settlement. >>>More
With a social security card**, you can directly enjoy medical insurance without reimbursement procedures. Otherwise, bring the information issued by the hospital to the medical insurance center to go through the reimbursement procedures.
The reimbursement of these two types of medical insurance is similar, and the participants are mainly determined according to the attributes of the household registration. Because the peasant population is much higher than that of urban residents. >>>More
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The second reimbursement of medical insurance can be reimbursed by the parties concerned with their ID cards, social security cards, medical payment documents and other materials to the designated hospitals. According to the provisions of the social insurance system, within one year, the first reimbursement, the starting amount is 1,300 yuan, the second time according to the first 50% of the standard to determine, within one year, the maximum payment limit of medical insurance is 70,000 yuan, the initial reimbursement line for emergency reimbursement is 2,000 yuan, and the retired employee is 1,300 yuan, the starting line. >>>More