Do the whole family share one health insurance card? Can I use it even if I am not insured?

Many netizens have also found some medical insurance cards before.

If they want to use it, they can only use it personally. If other people in the family want to use the medical insurance card, they can't use it, so a news like this also makes many netizens feel very inconvenient, but in view of some current policy changes, it can also be found that now the whole family can use a medical insurance card, and those who are not insured can actually participate in it.

Therefore, a policy change like this also makes many netizens feel that it is very convenient and convenient. It can greatly improve the daily life of residents, because many people may find that in their daily life, some people do not have such a medical insurance card in their salary or in their employer, or do not have such a subsidy. But there are public officials.

They may have a lot of medical subsidies in their daily lives, so I hope that everyone can use them together in this case.

There are more subsidies for medical care, so it can make it more efficient, so you can feel the good news of medical insurance now, and it can also improve everyone's lives. And through some medical insurance family binding functions, you can also use a medical insurance card together. It can not only maximize the efficiency of a doctor's medical insurance card, but also facilitate the daily choice of each family, travel and medical treatment.

Many people may find that in some previous medical insurance systems, everyone is different in terms of medical insurance. For example, the elderly or minors, they all belong to some urban residents' medical insurance.

In the case of some employee appointment units, they all belong to employee medical insurance. Therefore, for different classifications, you will also find that it is very troublesome in the process of daily use, and if you can use the medical insurance card in the same system now, you can also feel a lot more convenient.

Due to the current reform of medical insurance, the whole family can share a medical insurance card. At the same time, the medical insurance of employees can also be used by their families, and those who are not insured can also be used.

Can be used. Because the current national policy has changed, and the state has also said that the medical insurance card can also be used by the whole family.

At present, it is not possible, but on April 7, 2021, a meeting was held to determine the establishment of a new employee medical insurance outpatient security mechanism, aiming to reduce the medical burden of the masses. One of these measures is to broaden the scope of personal accounts and allow family members to share a health insurance card. This means that it is not far from having a health insurance card shared by the whole family.

The funds in the employee's personal medical insurance account can be used by the whole family, but it does not mean that the medical insurance card can be used by the whole family, nor does it mean that one person can apply for insurance and the whole family can share it.

It is not possible to use the same medical insurance card, and it cannot be used without insurance. This kind of behavior is a kind of insurance fraud, and it is necessary to bear the corresponding legal responsibility.

The whole family can share a medical insurance card, and those who are not insured can also use it, as long as one person insists on paying medical insurance.

OK. Family members can use it at the designated hospital on the medical insurance card, but they can only use the personal portion of the account amount.

Summary. Hello, you can. This policy is called Family Mutual Aid for Individual Medical Insurance Accounts.

There are actually 2 restrictions on this policy. Each medical insurance card can only be bound to a maximum of 5 family members. This family is limited to our spouses, parents and children.

Family members can only share the money in our personal account on our health insurance card.

Do the whole family share one health insurance card? Can I use it even if I am not insured?

Hello, you can. This policy is called Family Mutual Aid for Individual Medical Insurance Accounts. There are actually 2 restrictions on this policy of repentance.

Each medical insurance card can only be bound to a maximum of 5 family members. This family is limited to our spouses, parents and children. Family members can only share the money in our personal account on our health insurance card.

After the addition is successful, our family members only need to click on the medical Mingyuan insurance electronic voucher and show the *** inside, and you can use our medical insurance card.

If the individual is not insured, after binding, he can use the family's medical insurance card.

There are actually 2 restrictions on this policy. Each medical insurance card can only be bound to a maximum of 5 family members. This family is limited to our spouses, parents and children.

Family members can only share the money in our personal account on our health insurance card.

Do the whole family share one health insurance card? Can I use it even if I am not insured?

Each medical insurance card can only be bound to a maximum of 5 family members. This family is limited to our spouses, parents and children. Family members can only share the money in our personal account on our health insurance card.

Can I use it if I'm not insured?

Yes. As long as he binds your information. You have to be your own family to do it.

Yes, we are husband and wife.

How do I use it?

Do you want to take his health insurance card and swipe it directly? We have linked a family account.

Okay, wait a minute.

The user's electronic voucher needs to be activated, and at the same time, it is also necessary to bind the family Bo Yinling account before he can use his own medical insurance for his immediate relatives. However, all users who are successfully bound can use their own medical insurance accounts to their families through the family account of the electronic medical insurance card. Users only need to wait when they see a doctor and buy medicine, and they can directly swipe the card by showing the electronic medical insurance certificate.

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You can also go to the hospital to fill your teeth, right?

Yes, tooth filling is a method of repairing the tooth after the tooth has decayed in the cave, and the filling belongs to the cost of oral and maxillofacial medicine, so if the medical insurance is applied, the outpatient filling-only filling can be divided into the cost of the medical insurance card. However, prosthodontics or orthodontics cannot be reported and examined. This is a cosmetic expense.

1. Medical insurance card.

It is one for one person, and it is medical insurance.

A special card for personal accounts, which is based on a personal identity card.

As an identification code, it stores and records detailed information such as personal identification number, name, gender, and account fund allocation and consumption. Recently, the medical insurance card has a medical insurance personal account family mutual aid function, and some regional policies can bind up to 7 people, such as Weihai City. The remaining funds in the personal account can be used to pay for the medical insurance expenses of spouse, children, parents, and parents-in-law, and the account binding is limited to 7 people.

2. The scope of binding of the personal account of the employee's medical insurance family mutual aid".

Close relatives. That is, spouse, children, parents, parents-in-law, excluding grandfathers, grandmothers, grandchildren, granddaughters and collateral relatives, and each person can only be bound to one family mutual aid account. Employees who have interrupted their participation due to death and attrition are not allowed to bind their close relatives, and those who have been bound cannot continue to use the mutual aid account to consume.

For example, after Mr. Zhang's personal account is bound to his wife and his father-in-law, after becoming the main account of the family, the father-in-law and mother-in-law can no longer be bound to his wife's personal account. The staff said.

3. How to bind the family mutual aid account? (Take Weihai City as an example).

After the homepage, click on the "Personal Account Mutual Aid" entrance, and the system will automatically obtain the basic information of the current login person of Alipay or WeChat, and verify whether the user has a family mutual aid account. Click on "Family Solidarity" to read the pledge.

To open an account, click Add Family Member, and fill in the relevant information to complete the family member binding. It should be noted that when binding, both parties need to verify before the binding can be completed.

Family Mutual Aid must be activated with an electronic medical insurance voucher.

That is, both parties to the family must have an electronic medical insurance certificate. After the binding is successful, the expenses incurred by close relatives in designated medical institutions in Shandong Province that are borne by individuals according to the regulations can be consumed by presenting the medical insurance electronic voucher***, and the balance of the family mutual aid account over the years can be consumed.

4. Please refer to local regulations for specific policies and details of account operation and use.

The question you are talking about is related to the local medical insurance policy, but according to the requirements of basic medical insurance, everyone should have their own medical insurance card.

What kind of medical insurance do you have in that city, the general medical insurance card is one for one person, and there is no 7 people in one.

Legal analysis: Yes, some of the current policy changes can also be found that the whole family can now use a medical insurance card, and those who are not insured can actually participate in it.

Legal basis: Social Insurance Law of the People's Republic of China

Article 2: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.

Article 28 In line with the basic medical insurance drug list, diagnosis and treatment items, medical service facility standards and medical expenses, emergency and rescue medical expenses, in accordance with the provisions of the State from the basic medical insurance **.

Summary. The following is my question about your [the whole family shares a medical insurance card, can you bind it if you are not insured]: Hello, dear!

Glad to answer for you, yes. This policy is called Family Mutual Aid for Individual Medical Insurance Accounts. There are actually 2 restrictions on this policy.

Each medical insurance card can only be bound to a maximum of 5 family members. This family is limited to our spouses, parents and children. Family members can only share the money in our personal account on our health insurance card.

The whole family shares a medical insurance card, can those who are not insured be bound to use it?

The following is my question about your [the whole family shares a medical insurance card in Husen Mu, can you bind it if you are not insured]: Hello, dear! Glad to answer for you, yes.

This policy is called Family Mutual Aid for Individual Medical Insurance Accounts. There are actually 2 restrictions on this policy. Kazumori can only bind up to 5 family members per medical insurance card.

This family is limited to our spouses, parents and children. Family members can only share the money in our personal account on our health insurance card.

After the addition is successful, our family members only need to click on the medical insurance electronic voucher and show the two-dimensional branch slag collapse code inside, and we can use our medical insurance card.

Legal analysis: No, the medical insurance card (social security card) or the national medical insurance electronic voucher has the name, gender, ID number, **, social security number and other information of each of our insureds, and the implementation of "one person, one card", the same as the ID card, only for the use of my real name, must be "special card exclusive".

Legal basis: Regulations on the Supervision and Administration of the Use of Medical Security

Article 17 The insured person shall seek medical treatment and purchase drugs with his or her own medical security certificate, and take the initiative to present it for inspection. The insured person has the right to request the designated medical institution to truthfully issue the expense documents and relevant information.

Insured persons shall properly keep their own medical security certificates to prevent others from using them in their names. If it is necessary to entrust another person to purchase drugs on behalf of the client due to special reasons, the identity certificates of the principal and the trustee shall be provided.

Insured persons shall enjoy medical security benefits in accordance with the provisions and shall not enjoy them repeatedly.

The insured person has the right to request the medical security agency to provide medical security consulting services and make suggestions for improving the use of medical insurance**.

Article 19 Insured persons shall not take advantage of the opportunity to enjoy medical security benefits to resell drugs, accept the return of cash or goods, or obtain other illegal benefits.

Designated medical institutions shall not facilitate the use of the opportunity of medical security benefits for insured persons to resell drugs, accept the return of cash or goods, or obtain other illegal benefits.

Article 41 Where an individual has any of the following circumstances, the administrative department for medical security shall order him to make corrections; If the loss of medical security is caused, it shall be ordered to be returned; If it belongs to the insured person, the online settlement of medical expenses shall be suspended for 3 months to 12 months

1) Giving one's medical security certificate to another person for use in a false name;

2) Duplicate enjoyment of medical security benefits;

3) Taking advantage of the opportunity to enjoy medical security benefits to resell drugs, accept the return of cash or goods, or obtain other illegal benefits.

An individual commits one of the acts provided for in the preceding paragraph for the purpose of fraudulently obtaining medical security**, causing a loss of medical security**; or using another person's medical security certificate to seek medical treatment or purchase medicine in a false name; or through forgery, alteration, concealment, alteration, destruction of medical documents, medical certificates, accounting vouchers, electronic information and other relevant materials or fictitious medical service items, etc., to defraud medical security expenditures, in addition to the provisions of the preceding paragraph, shall also be fined by the medical security administrative department of not less than 2 times but not more than 5 times the amount of fraud.