The problem of rural medical insurance, is it necessary for everyone in the family to buy it?

Yes. "New Rural Cooperative Medical System" is the full name of the new rural cooperative medical care.

It refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and is mainly based on the overall planning of serious diseases. NCMS is a medical security system created by Chinese farmers themselves, which has played an important role in ensuring that farmers have access to basic health services and alleviating the poverty caused by illness and the return to poverty due to illness. The reimbursement scope of NCMS generally includes three parts: outpatient compensation, hospitalization compensation and serious illness compensation.

Extended information: Basic medical insurance system for urban workers.

It is a social insurance established according to the affordability of finance, enterprises and individuals to ensure the basic medical needs of employees.

System. All employers, including enterprises (state-owned enterprises, collective enterprises, foreign-invested enterprises, private enterprises, etc.), government agencies, public institutions, and social organizations. Private non-enterprise units.

and its employees, all have to participate in the basic medical insurance, the basic medical insurance for urban workers ** by the basic medical insurance social pooling ** and personal accounts composition. The basic medical insurance premium is composed of the personal accounts of the employer and the employee. The basic medical insurance premium shall be paid jointly by the employer and the individual employee, including:

Units pay at a rate of 8%, and individuals pay 2%. Part of the medical insurance premiums paid by the employer is used to establish the social pooling of basic medical insurance**. This part** is mainly used to pay for hospitalization and special chronic diseases of insured employees.

Outpatient and rescue, first aid. For the medical expenses incurred above the minimum payment standard of basic medical insurance and below the maximum payment limit, the individual shall also bear a certain proportion of the expenses according to the regulations. The funds in the personal account are mainly used to pay for the expenses of the insured persons in the designated medical institutions and designated retail pharmacies for medical treatment and drug purchase, and the funds in the personal account are used up or insufficient, and the insured persons pay in cash, and the personal account can be carried forward and inherited in accordance with the law.

Insured employees who are hospitalized due to illness will first pay the minimum amount for hospitalization, and then enter the co-payment section of co-ordination ** and individual employees. Units and individuals participating in basic medical insurance must participate in large-amount medical insurance at the same time, and pay basic medical insurance premiums and large-amount medical insurance premiums on time and in full according to the regulations, in order to enjoy the relevant benefits of medical insurance. References:

Encyclopedia - Social insurance (one of the most important components of the social security system).

Rural medical insurance, who buys and benefits. It is best for everyone in the family to buy it, if it is only a few people who buy it, then the family members who do not buy it will not be reimbursed for the medical expenses when they are sick and hospitalized.

...... Rural Medical Insurance Problem? The question is that medical insurance is based on the principle of voluntary, which can be handled by the whole family or by individuals, and there is no provision that requires the whole family to handle it.

Rural medical insurance is a voluntary purchase or not. But in particular, it is recommended to buy, every family buys, and it doesn't cost much, and more importantly, this is for the family to buy at ease, no worries. Because people eat whole grains, they will inevitably have minor illnesses and major illnesses, and if they don't have medical insurance, they will be overburdened.

If you have medical insurance, even if you are hospitalized, you will be reimbursed for a large part of it, which can be especially good to reduce the pressure on the family. This is the welfare we have, and it is the happiness of every ordinary person.

The problem of rural medical insurance is that everyone in the family must buy it, so that there is a state subsidy, and their own medical care is very guaranteed.

Rural health insurance is voluntary and not mandatory. If someone does not buy it, goes to the hospital to see a doctor and get medicine, or is not reimbursed for hospitalization, all expenses shall be borne by the individual.

Rural cooperative medical insurance is paid on an individual basis, and everyone in the family must pay cooperative medical insurance. An ID number is a person, ** smart medical insurance app, and it is 390 yuan per person to pay by yourself in 2022.

It is not necessary, rural medical insurance is not mandatory, but it is recommended that everyone buy it, it is a kind of protection, and it only takes effect for those who buy medical insurance, so whoever buys it uses it, and the family cannot share it, so it is better for everyone to buy it.

Medical insurance is not required to everyone must buy, but if conditions permit, it is best for everyone to participate in insurance, which is just a kind of rainy day, if expenses are incurred, more or less medical insurance can still reimburse a part, can solve part of the economic problems, better than not reporting nothing.

It is indeed the whole family that everyone needs to buy.

Because the benefits of medical insurance are for each person, only those who have paid medical insurance can enjoy the treatment of proportional reimbursement, and when the individual is reimbursed for hospitalization, he must be the payer of medical insurance.

Rural medical insurance, of course, the whole family to buy the best, if the conditions are poor, no money, you can buy it for the elderly and children at home first, so that the elderly can be reimbursed part of the illness if they really encounter it.

Medical insurance for urban and rural residents is not mandatory. It is not voluntary for individuals to participate in insurance and pay premiums. If someone in the family participates in the employee medical insurance, this can no longer participate in the urban and rural residents' medical insurance, which is what you call rural medical insurance.

If you don't have a family member who is covered by employee medical insurance, it is best to enroll in rural medical insurance. Otherwise, if you need to be hospitalized in the current year, no one will reimburse you.

Participation in rural medical insurance is completely voluntary, and there is no obligation for everyone in the family to buy it, because rural medical insurance is of a social welfare nature, and it can be bought by the whole family or part of the family.

Regardless of rural and urban medical insurance, everyone must buy, as long as the child is born, you can buy medical insurance, because if you buy medical insurance, you will have a stable life for your future life and some diseases.

Medical insurance is NCMS insurance, well, medical insurance, this is what everyone needs to buy, not that every household can benefit from one person to buy it, not that's the case, everyone has to buy, if you don't buy it, you have a problem, if you need to be hospitalized, you won't be given medical protection through NCMS medical insurance.

Rural medical insurance must be bought by the whole family, and no one can guarantee that they will not get sick.

Rural health insurance should be available to all people. There is no reimbursement when you are hospitalized without buying. Don't pay a lot of money just because you don't pay a small amount (in case you get hospitalized). The second is that agricultural medical insurance is individual-based. It is not bought as a family or as a multi-person pool.

Our village requires the whole family to buy it, and if there is a social security for employees, there is no need to buy it repeatedly, and we are responsible for the cost of rural medical care, whether it is old or young. Some villages do not have this mandatory requirement and buy it voluntarily. You can check with the village committee about your local regulations.

Rural medical insurance is also known as rural cooperative medical care. Rural cooperative medical care is paid once a year and the hospitalization expenses are written off for one year. If you don't buy it, can you guarantee that you won't get sick for a year?

If you are sick and do not pay the agricultural cooperative system, there is no way to reimburse it, so it is better to buy it for everyone, and it is not expensive. 320 bucks. You can insure the hospitalization for one year.

Rural medical insurance is now called resident medical insurance, who is insured and who enjoys the treatment, everyone can only be hospitalized and reimbursed if they participate in the insurance and pay the fee, so it is best for the whole family to participate in the insurance.

The payment of rural medical insurance is voluntary, but it is better for the whole family to pay a copy, and whoever pays for hospitalization can be reimbursed, which is good for your whole family.

No, the people who are willing to pay in the same household register pay together, and the NCMS is a medical mutual aid system in which farmers voluntarily participate in multi-party financing and co-ordinate their own serious illnesses, so it is not mandatory. It's all about the individual's voluntariness.

This should not be mandatory. But after the purchase of the new agricultural medical insurance, you can reimburse part of the medical expenses when you see a doctor, if you do not buy the new agricultural medical insurance, then the medical expenses need to be all out of their own, so if the conditions permit, it is still necessary for everyone to buy medical insurance, to give themselves and their families a guarantee, after all, there is a cold, toothache or something everyone is inevitable to have problems, with medical insurance can save a lot of money.

I think it's better to buy it, in case there is a situation, we can be reimbursed, we can save a lot of money, if we don't pay medical insurance. In case of a lifetime illness, we cannot be reimbursed, and it will cost a lot of money.

Rural cooperative medical insurance is voluntary, not compulsory to purchase, and the guarantee period is one year, which will be invalid after expiration.

Yes, everyone needs to buy it, and now the situation is much better, and you can afford a lot of content, so you must buy it.

I think rural medical insurance is not a must-have for everyone in the whole family! There is no forced requirement for this! This is the welfare of the state to the peasants!

Take it voluntary! However, if conditions allow, you should buy them all! Because man is sick!

It's unpredictable!

At present, everyone has to buy rural medical care and rural cooperative medical care. Well, sleeping, the leader of the starring team must buy it, and it has not yet been said that the whole family will benefit from the whole family alone. Anyway, now cooperative medical care is bought by everyone.

If the whole family has urban medical insurance, then there is no need to participate in rural medical insurance, people who do not have urban medical insurance do not force, but it is still recommended to participate in rural medical insurance, there are unforeseen circumstances, people have good and bad luck, and participate in the insurance in case of illness medical expenses have a guarantee.

Rural medical insurance is voluntary, if you do not participate in medical insurance, then if you are sick and go to the hospital to see a doctor, you can only pay out of your own pocket, and can not be reimbursed, only if you participate in rural medical insurance to see a doctor, you can be reimbursed according to the proportion.

Legal Analysis: Not Required. It is a system of mutual medical assistance and mutual aid for farmers who are willing to pay together with those who are willing to pay in the same household register, and the NCMS is a system of mutual medical assistance and mutual aid based on farmers' voluntary participation, multi-party financing, and overall planning for serious diseases.

Legal basis: Social Insurance Law of the People's Republic of China

Article 24: The State is to establish and improve a new type of rural cooperative medical system.

The management measures for the new type of rural cooperative medical care shall be stipulated by ***.

Article 25 The State shall establish and improve the basic medical insurance system for urban residents.

The basic medical insurance for urban residents implements a combination of individual payment and subsidy.

Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly over the age of 60 and minors from low-income families, etc., will be subsidized by **.

Legal analysis: The "Notice on Opinions on the Establishment of a New Rural Cooperative Medical System" was issued, which stipulates that farmers voluntarily participate in the new type of rural cooperative medical care as a family unit, abide by the relevant rules and regulations, and pay cooperative medical funds on time and in full. According to the notice, if you are a rural hukou, you must participate in the insurance and pay for the New Rural Cooperative Medical System.

Take the family as a unit. , all members of the family should participate in the contributions. If one person does not pay, then no one can pay, and if they do not pay, they cannot enjoy medical insurance reimbursement.

Legal basis: "Law of the People's Republic of China on Social Association Insurance" Article 2 The State shall establish a social insurance system such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc. Article 26 The treatment standards of basic medical insurance for employees, new rural cooperative medical care and basic medical insurance for urban residents shall be implemented in accordance with the provisions of the State.

The premium of rural cooperative medical care is very low, and it is very cost-effective if you buy it alone, so it must be bought by the whole family.

It is because of the rural medical insurance, a card can only be used by one person, and it cannot be shared.

No, individuals are also eligible for medical reimbursement.

The Social Insurance Law of the People's Republic of China has corresponding provisions on it:

Article 16 Individuals participating in the basic endowment insurance who have paid contributions for 15 years when they reach the statutory retirement age shall receive the basic pension on a monthly basis. Individuals who participate in basic pension insurance have paid contributions for less than 15 years when they reach the statutory retirement age.

You can pay contributions for up to 15 years and receive a basic pension on a monthly basis; It can also be transferred to the new rural social endowment insurance or urban residents' social endowment insurance, and enjoy the corresponding endowment insurance benefits in accordance with the regulations.

At present, the new rural cooperative medical insurance is still in the individual voluntary insurance, a stage of subsidy, although it is based on the household, but the payment is still based on the individual, if the illness needs to be reimbursed, it must be that the patient has been insured in the year, there is no other person in the family did not buy and affect the reimbursement of the insured. Of course, many localities have made their own policies in order to increase the participation rate.

Rural medical insurance is not required to be paid in full, and the state encourages payment, but it is not compulsory.

"New Rural Cooperative Medical System", the full name of the new rural cooperative medical care, refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and is mainly based on the overall planning of serious diseases.

NCMS payment standard:

1. The annual payment standard of individual farmers should not be lower than 10 yuan, and the payment standard can be increased accordingly in areas with good economic conditions. Whether or not the employees of township enterprises (excluding those who participate in the new rural cooperative medical care with peasant families as a unit) participate in the new rural cooperative medical care shall be determined by the county people.

2. Township collective economic organizations with conditions should give appropriate support to the local new type of rural cooperative medical care. The type of rural collective economic organization and the standard of contribution to support the new type of rural cooperative medical care shall be determined by the people at the county level, but the part of the collective contribution shall not be apportioned to farmers. Encourage social groups and individuals to fund the new rural cooperative medical system.

3. The annual subsidy of the local finance to the farmers participating in the new rural cooperative medical treatment shall not be less than 10 yuan per capita, and the specific subsidy standard and the proportion of the graded burden shall be determined by the provincial people. In the economically developed eastern region, local governments at all levels can appropriately increase input. Since 2003, the Ministry of Finance has provided subsidies of 10 yuan per capita to farmers in the central and western regions who participate in the new rural cooperative medical care through special transfer payments every year.

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