Do I have to pay for NCMS 2022 as a family?

New Rural Cooperative Medical Care in 2022.

It doesn't mean that the whole family has to pay, it's voluntary.

But if someone doesn't pay and ends up getting sick, there is no way to replace other people's cooperative medical treatment, and you can save yourself tens of thousands of yuan in the future just by spending 100 yuan, which is a very worthwhile investment.

This is needed. It is also very good to pay for this NCMS, and you can also get a certain percentage of reimbursement when you are sick and hospitalized. And the annual fee is only 320 yuan, even if the whole family pays only more than 1,000 yuan.

Generally speaking, the whole family must pay, some families have too many people, if the family is on the front foot, it needs a large amount of money, and some places will introduce family insurance, everyone says that it is more affordable, and it can also reduce the burden on the family.

Yes. NCMS Medical Care is managed territorially, and it must be a rural household registration, and it must be insured within the scope of household registration, that is, several people will be insured if there are several people in the household registration book.

Hello, NCMS is a voluntary payment, and individual NCMS payment can only be reimbursed by individuals. NCMS is not mandatory for the whole family, it is voluntary.

In 2022, NCMS is not mandatory for the whole family, and NCMS is voluntary, not mandatory.

This is a choice, I personally think, or need to pay, spend a little money to do big things, no one knows if there will be three disasters and six difficulties, and it is useless to regret when you need to use it, if there are difficulties at home, you can give priority to the elderly and children.

Hello, NCMS does not have to be paid by the whole family, and can be paid by a single person, but only the individual who pays can enjoy the reimbursement treatment of NCMS.

In daily life, there is no regulation that the whole family must pay for the NCMS in 2022, and there is no such statement yet.

This is not required and is not mandatory, you can not pay it or you can pay it, but it is better to pay it.

At the beginning of the launch of NCMS, the state's positioning of NCMS was to refer to the system of mutual medical assistance and mutual aid for farmers based on the overall planning of serious diseases, which was organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties. In other words, if you are not willing to participate in NCMS, you can also skip the NCMS payment. However, if the payment of NCMS is stopped, you will not be able to enjoy the reimbursement of the serious illness medical insurance in that year, and you will have to pay the full amount of the expenses after the disaster.

In 2022, NCMS does not require the whole family to pay.

The new type of rural cooperative medical care (hereinafter referred to as "NCMS") refers to the system of mutual medical assistance and mutual aid for farmers that is organized, guided and supported, voluntarily participated by farmers, raised by individuals, collectives and multiple parties, and mainly based on the overall planning of serious diseases. It raises funds in the form of individual payment, collective support and funding.

Medical insurance generally refers to basic medical insurance, which is a social insurance system established to compensate workers for economic losses caused by the risk of disease. Through the employer and individual payment, the establishment of medical insurance**, the insured travel hall letter clerk medical expenses incurred in illness, by the medical insurance institutions to give them a certain amount of economic compensation.

The role of medical insurance is as follows:

1. It is conducive to improving the productivity of labor and promoting the development of production;

2. Adjust income differences and reflect social fairness;

3. An important guarantee for maintaining social stability;

4. An important means to promote social civilization and progress;

5. An important guarantee for promoting the reform of the economic system, especially the reform of state-owned enterprises.

Legal basis. Article 23 of the Full Text of the Social Insurance Law of the People's Republic of China Employees shall participate in the basic medical insurance for employees, and the employer and the employee shall jointly pay the basic medical insurance premiums in accordance with the provisions of the State. Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees and other flexibly employed persons can participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

Article 25 of the Full Text of the Social Insurance Law of the People's Republic of China The State shall establish and improve the basic medical insurance system for urban residents. The basic medical insurance for urban residents implements a combination of individual payment and subsidy. Those who enjoy the minimum living guarantee, the disabled who have lost the ability to work, the elderly over the age of 60 and minors from low-income families, etc., will be subsidized by **.

In fact, it is no longer called NCMS, because it has been merged and unified into medical insurance for urban and rural residents, that is, medical insurance for urban and rural residents. Medical insurance for urban and rural residents is voluntary, voluntary payment, not mandatory, and does not require the whole family to pay together. Every year, there is a centralized payment period in various places, and only if you participate in the insurance and pay during the centralized payment period, you can enjoy the medical insurance reimbursement treatment in the next year.

Legal basis: "Opinions on the Integration of the Basic Medical Insurance System for Urban and Rural Residents" Guo Fa 2016 No. 3.

I. Objectives and Principles.

The new rural cooperative medical system is a mutual aid system for farmers' medical care that is organized, guided and supported, with voluntary participation of farmers, individual, collective and multi-party financing, and the overall planning of serious diseases. Beginning in 2003, all provinces, autonomous regions, and municipalities directly under the Central Government should select at least 2-3 counties (cities) to pilot the pilot project, and gradually roll it out after gaining experience. By 2010, the goal of establishing a new type of rural cooperative medical system that basically covers rural residents throughout the country will be achieved, so as to reduce the economic burden of farmers due to diseases and improve their health.

Legal Analysis: NCMS does not have to be for the whole family. NCMS is a voluntary payment and cannot be forcibly required, as long as it is paid, you can enjoy reimbursement treatment.

The payment of NCMS needs to be made on a household basis, but it is not required that the entire household registration book must be paid in full, but that the people who are willing to pay in the same household registration book should handle it together.

Legal basis: Regulations of the People's Republic of China on Household Registration

Article 5 Household registration is based on households. Where they reside together with the person in charge, they shall be established as one household, and the person in charge shall be the head of the household. If you live alone, you will be the head of your own household.

Households residing in government agencies, organizations, schools, enterprises, institutions, and other units and public dormitories are established together or separately. The head of household shall be responsible for filing the household registration in accordance with the provisions of this Regulation.

The payment methods for NCMS in 2022 are as follows:

NCMS online payment can choose to log in to Alipay, and then find and click [City Service] - [Social Security] - [Resident Reimbursement] on the home page, and in the jump page, users need to fill in the corresponding ID number, name and payment location according to the steps. After confirming the information, click Confirm payment.

2. You can open WeChat on your mobile phone, click [My] - [Payment] in the lower right corner of the page, find [City Service] - [Social Security] - [XX Social Security Payment] - [Medical Insurance Payment for Urban and Rural Residents] in Tencent service, fill in your personal information and pay the fee.

The reimbursement process for rural cooperative medical insurance is as follows:

1. Hospitalization of medical personnel or outpatients with specific diseases who see a doctor in a designated hospital can be settled and reimbursed online in real time, such as reimbursement by the medical office for other reasons. The medical expenses shall be paid in advance by the individual, and the hospital shall obtain the certificate of disease diagnosis, the invoice of the hospital charges, the detailed list of the summary of expenses, bring the information of the hospital and the information of the participating in the cooperative medical treatment, ID card or household registration booklet, bank passbook (card) and fill in the approval form for the reimbursement of cooperative medical treatment, which shall be reviewed by the village committee and add opinions, and will not be processed after the deadline.

2. The preliminary examination materials will be handled by the sub-district medical office.

3. The joint medical office will send the audit materials to the Municipal Social Security Bureau for examination and approval.

The information that needs to be provided for reimbursement of rural cooperative medical insurance is as follows:

1. Fill in the Luoding Rural Cooperative Medical Reimbursement Approval Form as required;

2. The preliminary examination materials will be handled by the sub-district medical office.

3. The joint medical office will send the audit materials to the Municipal Social Security Bureau for examination and approval.

2. Original certificate of disease diagnosis;

3. The original invoice of the hospital;

4. The original of the summary list of patient expenses;

5. Copy of ID card or household registration book (original);

6. Copy of cooperative medical invoice (original);

7. Copy of bank passbook (card) (original);

8. Admission records and village committee certificates are also required for traumatic injuries;

9. If you give birth in a hospital, you need to provide a birth permit.

Social Insurance Law of the People's Republic of China

Article 4 Employers and individuals within the territory of the People's Republic of China who pay social insurance premiums in accordance with law have the right to inquire about payment records and records of individual rights and interests, and to request social insurance agencies to provide social insurance consultation and other related services.

Individuals enjoy social insurance benefits in accordance with the law, and have the right to supervise their own units' contributions for them.