My daughter is one and a half years old and can t buy NCMS for hospitalization, can she use her fath

No, it doesn't work. As long as the child is registered, they can participate. Reimbursement can only be made after enrollment in insurance. Medical events that occurred before the hukou registration are not reimbursable.

1.Children's medical insurance.

is the foundation, so it is necessary to go to the hukou as soon as possible to provide comprehensive protection for the child. Then, commercial insurance.

It is a supplementary social security and a benefit given to us by the state. It is characterized by a wide range of coverage and a safe base, regardless of physical condition. Children's medical insurance can cover part of the medical expenses and protect children from congenital diseases.

2.If the baby has a health insurance card within three months of birth, he or she will be covered by health insurance from the date of birth. However, children's medical insurance is not comprehensive and the amount of protection is insufficient, so every newborn should apply for medical insurance first and then purchase commercial insurance as a supplement.

Extended Materials. 1.In terms of commercial insurance, critical illness insurance for childhood malignant tumors.

High incidence of leukemia.

Lymphatic holes and soft tissues.

Insider danger, is malignant, but not impossible**. Good economic and medical conditions can be totally**. The necessity of critical illness insurance is self-evident.

We will continue to share passionately to make it convenient for you, me, and him. It is a terrible fact that China's Top 10 Children's Critical Illness Insurance will provide the Top 10 (Cheap and Premium) Children's Critical Illness Insurance in 2020.

2.According to the National Organization for Child Safety, unintentional injuries have become the leading cause of death among children under the age of 14 in our country. Therefore, accident medical care is the key for children to purchase accident insurance.

A good accident insurance must be as low as the deduction amount, the better, and the higher the reimbursement rate, the better. However, it should be noted that China Insurance China Insurance China has limits on child death compensation, which can be up to 200,000 to under 10 years old and 500,000 to under 18 years old. Therefore, there is no need to pursue death or disability with high insurance.

That's enough. I recommend the amount of insurance for accidental injuries.

It should not be less than 100,000 yuan, otherwise it will not play a protective role.

3.In addition, we should pay attention to whether the accident medical treatment is satisfactory and prefer products with zero deductible, 100% reimbursement, and unlimited social security coverage; In order to facilitate the copy of confused parents, I have compiled the top 10 children's accident insurance in China: the most worthwhile to buy children's accident insurance market score!

Medical insurance for children is relatively weak. He had to run to the hospital in three to two days. For example, suffering from pneumonia and bronchitis.

of children often have to be hospitalized for a few days. The cost is in the thousands. This cost is not particularly large, but if you have health insurance, you can be reimbursed** the cost. The annual insurance premium is also cheap. A few hundred dollars is enough.

4.It is an important addition to critical illness insurance. The processing of neonatal medical insurance depends on the payment policy of the newborn medical insurance published by the local Social Security Administration.

For details, you may consult your local Social Security Bureau or visit the website of the Human Resources and Social Security Bureau for the latest notice of newborn medical insurance.

I think that if my daughter is one and a half years old and has not yet registered for a household registration, she can't buy NCMS and is hospitalized, she can't use her father's medical insurance, because the medical insurance is for personal use and cannot be borrowed.

Your daughter is one and a half years old, she doesn't have a household registration, and she can't buy NCMS to be hospitalized, can she use her father's medical insurance? Of course not, Dad's medical insurance can only be used by Dad, otherwise it will be insurance fraud.

You can't use your father's health insurance. The top priority should be to register as soon as possible. With the adult's medical insurance, only in the year of the child's birth.

At that time, because the children had passed the deadline for paying NCMS, they could enjoy the NCMS treatment with their parents. If you have already started to pay the NCMS medical insurance in the second year, you should settle down first and then enroll in the NCMS medical insurance. If you don't have a hukou now, you can't use adult medical insurance.

Your daughter is one and a half years old, she doesn't have a household registration, she can't buy NCMS and is hospitalized, and she wants to use her father's medical insurance, but this is not possible, and the medical insurance card can only be used by herself.

Hello! If your daughter does not have a hukou, of course she is not eligible to buy NCMS, she does not have a hukou, and there is no way to prove your father-daughter relationship, which cannot be added to your family insurance, so you can only use the money to see a doctor yourself.

This is not good, pay the medical insurance that is your own use, the father can't replace it at all, if this is okay, then the family pays one or two, and other people can also be used when they are sick, so one line is one line, no household can not pay medical insurance, if you are sick, there is no way, and it is better to get her household earlier, isn't it better?

Your daughter is one and a half years old and has no household registration, she can't buy NCMS medical care, and she can't use her father's medical insurance to reimburse her if she is sick and hospitalized, because the medical insurance is real-name and can only be used by herself, and no one can use it.

No. The child's father's medical insurance can only be used by the child's father, and the child cannot be used, so you should apply for a household registration for the child as soon as possible and participate in medical insurance.

My daughter is one and a half years old, she doesn't have a hukou, and she can't buy NCMS hospitalizationCan I use my daughter's one-and-a-half-year-old daughter, who doesn't have a hukou, can't buy NCMS hospitalization, can I use my father's medical insurance? Of course, my daughter is one and a half years old, has no household registration, can't buy NCMS hospitalization, can she use her father's medical insurance? Of course not.

Your daughter is one and a half years old and has not registered for the new rural cooperative medical care, so you have to register your daughter before you can apply for a resident medical insurance card with the household registration book.

It shouldn't work, and the reimbursement for children within three months of birth can be used by parents.

No. If you go to the clinic, you can use the pocket money in your personal account.

Hello: The child has just been born, and there is definitely no medical insurance, and of course it cannot be reimbursed. The premise of applying for medical insurance is that the child must have a birth permit, which generally takes about 10 days to be issued.

After the medical insurance, there must be an effective date, and it can only be used after the effective date.

Definitely not, you should immediately register your child, and then you can apply for NCMS medical insurance.

Your daughter, who is not registered and has no medical insurance, can the child's hospitalization be reimbursed by his father's medical insurance? I think this situation is definitely not okay, when you are hospitalized by medical insurance, you can only use your own medical insurance to reimburse, and other people's must not be

No, medical insurance can only be used by oneself, not for others, and not for one's own family, so it is better to register the child as soon as possible.

Not yet, it can be used after the official introduction of the policy, and it may be under development at present.

If your daughter is hospitalized without NCMS, she can't use her father's medical insurance, because it is who pays for it, and the funds are earmarked.

Medical insurance is for personal use and cannot be used by others, and you can only pay for it yourself if you don't pay for medical insurance.

Why don't you go to the hukou at the age of one and a half, only legal identity can reduce the trouble, you now solve the matter of the hukou first, otherwise there will be trouble in the future, using the parents' medical insurance is a fraud insurance, and it is found that you will bear legal responsibility.

Legal analysis: If you are not in a hurry, you can try to register your child, apply for NCMS for your child, and then take it to the hospital for reimbursement. As long as the newborn is registered within 3 months of birth and the new rural cooperative medical care is registered and paid, the medical expenses incurred by the baby before the declaration can be reimbursed.

Legal basis: Regulations of the People's Republic of China on Basic Medical Insurance for Urban Employees

Article 7 The basic medical insurance premiums shall be paid jointly by the employer and the employee. Among them, the employer shall pay 5-7 of the total monthly salary of the employee, and the rate of basic medical insurance premium paid by the employee shall not be less than 2 of the total monthly salary of the employee.

Article 8 The amount of monthly wages paid by employees shall be determined according to their actual total wages, but shall not be less than 60 of the average monthly wages of employees in the previous year in the city, county or autonomous county where they are located.

Article 9 The part of the total monthly salary of the employee who exceeds the average monthly salary of the employee in the city, county or autonomous county of the previous year is more than 300 shall not pay the basic medical insurance premium, nor shall it be used as the basis for approving the quota of the personal account.

Article 10 Within 30 days after obtaining a business license or being approved for establishment, an employer must register with the social insurance agency for basic medical insurance. When there is a change in the registration items or the obligation to pay is terminated in accordance with law, the modification or cancellation of registration shall be handled in a timely manner. The social insurance agency shall promptly notify the collection authority of the registration situation.

The employer shall, within 10 days after completing the registration procedures for basic medical insurance, register with the collection authority for the payment of basic medical insurance premiums in accordance with the relevant regulations.

Article 11 The amount of basic medical insurance premiums that employers and employees shall pay shall be declared by the employer to the collection authority on a monthly basis, and shall be approved by the collection authority.

No, no, if you want to use a medical book, you can use the baby's mother's.

Newborns can participate in the reimbursement of the new rural cooperative medical care. Yes, it is conditional.

As long as the newborn is registered within 3 months of birth and paid for the new rural cooperative medical treatment, the medical expenses incurred before the declaration will be deemed to have been insured by the Municipal Social Security Center and given the treatment enjoyed by the medical reimbursement policy.

Therefore, you should apply for the registration of the new rural cooperative medical service and pay the fee within 3 months after the baby is born, and the medical expenses incurred before the baby can be reimbursed. For those who participate in the insurance and pay the premiums more than 3 months after birth, they will still enjoy the medical insurance benefits from the next month after the payment.

Hospitalization reimbursement should be noted: use the name of the newborn when hospitalized, and try to avoid using the name of "the son of so-and-so" or "the daughter of so-and-so"; Inform the doctor that he has participated in the NCMS medical insurance, try to use the drugs in the medical insurance reimbursement catalogue and the best methods, and use less self-financed drugs.

If the newborn needs to be hospitalized after being insured, he or she must go to the human resources and social security service center with the "hospitalization certificate" to issue a certificate of no card at the time of hospitalization, and submit it to the medical insurance office of the hospital, and go through the hospitalization procedures with the certificate of no card when he is hospitalized. When you are discharged from the hospital, you will be paid using the medical insurance settlement system, and only the part that you will pay will be paid at your own expense.

If a person who has not paid NCMS (medical insurance) has a sick account and holds the household registration book, can the medical card be reimbursed for medical treatment? That is, can we take advantage of this loophole in medical insurance?

As a person who does not have health insurance, it is completely impossible to be reimbursed during hospitalization**.

People who have paid medical insurance for others in their mouthbooks can enjoy the possibility of purchasing hidden drugs to take as people who have not paid NCMS (medical insurance), which may be completely possible.

However, as a person who pays medical insurance, there is a limit to the amount of money that can be reimbursed for the purchase of drugs in the village clinic, that is, he can enjoy 300 yuan a year for reimbursement for medical treatment and drug purchases.

Those who pay for NCMS (medical insurance) must hold their household registration booklet, ID card, and medical card during their hospitalization to enjoy medical reimbursement. Because the person who pays the NCMS, you can find out anywhere on the Internet whether you have paid the NCMS (medical insurance), and your ID card is entered into the Internet NCMS (medical insurance) online, and it is very clear whether you have paid the medical insurance.

Therefore, there is one person in the whole family who has not paid NCMS (medical insurance) in the household registration book, and he cannot enjoy medical reimbursement during the hospitalization period, and there is no room to drill in it.

NCMS medical insurance belongs to whoever pays the premiums and enjoys it, and it cannot be like social security, which can be enjoyed by families, and can be "insured by one person and the whole family benefits".

1. NCMS is a basic medical insurance system for urban and rural residents, which is paid for one year and enjoys one year of medical treatment. NCMS generally pays the fees for the next year from October to December each year, and starts to enjoy medical insurance benefits on January 1 of the following year after payment.

2. Although the landlord and his son are in the same household register, the Wang Ma NCMS you pay can only reimburse the cost of your own medical treatment, and your son cannot enjoy it. In other words, if your son has a balance in his medical insurance card, he can distribute the money to family members such as parents, sons and daughters.

3. Social security and NCMS cannot be paid at the same time, and now the state stipulates that social security and NCMS cannot be paid at the same time, even if both are paid, they cannot be reimbursed at the same time, and only one can be selected as the basis for reimbursement when reimbursement.

If the person in the hukou has already paid medical insurance elsewhere, it is possible. If the person does not have health insurance, no. Because NCMS requires families to pay for NCMS together, and only one person in a family in an area does not pay NCMS, which is not in accordance with the regulations, and is not allowed.