Under what circumstances can the personal account of the medical insurance card be shared with the f

If you want to realize the sharing of the medical insurance personal account with the family, that is, the family members are mutually aided, the user first needs to set up a medical insurance mutual aid account, and then transfer the money from the personal account of the medical insurance card to the medical insurance mutual aid account, and then bind the medical insurance mutual aid account to the medical insurance personal account of other members of the family

If you choose urban employee medical insurance, then the money in your account can be used by your family at any time.

Medical insurance personal account.

Can be given to immediate family members.

It means that your parents, children, or spouse cannot use it, and other people can't use it. When you use it, you can only buy drugs or some medical equipment, and you can't be reimbursed. If you want to make a reimbursement, you must use your personal health insurance account.

Everyone has a health insurance account, as long as your parents pay for your health insurance. Children have children's medical premiums, while adults have adults' medical premiums. After college, you can also teach medical insurance for college students.

After graduation, when you enter the workplace, the company will also pay for your employee medical insurance. Therefore, there is actually a lot of money in your medical insurance account, and medical insurance is also paid once a year, as long as you don't pay this year, you can't use it next year. You need to hold your health insurance card when you use medical insurance.

Or you can quote your ID number so that you can be reimbursed. If you want your relatives to use it, your health insurance must be a direct relative, as described above. It can be seen that the state's restrictions in this regard are not particularly strict, and the use of medical insurance is still relatively relaxed.

Some children may not have paid medical insurance, so they can swipe their parents' medical insurance card to buy medicine. However, this method still does not last long, and now the baby in the banquet can also apply for medical insurance, as long as the parents are willing to pay the corresponding medical insurance fees for the baby. And the baby's medical insurance reimbursement is particularly good, when it comes to some special diseases.

In heavy cases, large reimbursements can also be made. Many children may have congenital deficiencies or change some congenital diseases, which can be carried out through the designated hospitals of medical insurance**, so that the cost is relatively low and the financial pressure of parents can also be reduced.

The money needed to see a doctor is very expensive, and the money to buy medicine is also a lot, people can go to the designated pharmacy to buy drugs, so that you can use the medical insurance card is very cost-effective, but also allows you to spend less money.

Relatives can use it together, but they must open a family mutual aid account. Because this is a national policy, I am afraid that the money in the personal account of medical insurance will not be used up by myself, so I can use cracked pants for my family.

Because of the medical insurance mutual aid policy, individuals can transfer the balance of their personal account since the beginning of the medical insurance to their family members for common use, simply put, spouses, parents, children and other family personnel can share the balance of the personal account of the medical insurance card for renting and buying medicine in designated medical institutions, seeing general outpatient clinics, etc. For example, if the husband incurs hospitalization medical expenses, he cannot use his wife's medical insurance card for reimbursement, otherwise it will be regarded as insurance fraud and will be subject to certain penalties.

Yes, the medical insurance has made adjustments to the sedan chair and formulated new standards, in order to ensure the common economic security of the family and reduce the burden on the family, relatives can jointly use the personal medical insurance account.

The basic medical insurance "outpatient mutual aid" establishes general outpatient protection by reducing the transfer of personal accounts, and adopts policy linkage conversion.

The medical insurance card only needs to be bound to a family account, and the money in it can be used to buy medicine for the family, and it will not affect your own insurance. What is Family Freeaid? It turns out that the personal account of medical insurance can only be used by oneself to pay for one's own medical expenses, and if it is used by others, even family members will be classified as insurance fraud.

But now the personal account can be used by the family members in an open and honest manner, and they can pay for their medical expenses. It's not that you can have insurance for the whole family, but if you have more insurance, you can share it equally with the rest of the family.

How to find out which city medical insurance cards can be used by family members? The first is to open the web search: for example, Tianjin Medical Security Bureau, search for "mutual aid", you can not only see the policy, but also see the mutual aid account binding process. Another way is to directly call the local social security bureau** for consultation.

For example, how to bind the family account sharing? The specific way to use it is:

2. Log in to your personal medical insurance account.

3. To point to the family account, you need to use the ID number of your relatives to bind, select the kinship, upload and write the personal commitment letter and the household registration book ** to prove the relationship, which is very simple.

I don't know if it's the benefit of the country's second-child policy, even if she doesn't have insurance, she is not afraid of getting sick, and she can bind her family with her husband's medical insurance. This policy is also helpful to many elderly people, some of whom did not have a job when they were young, and did not give themselves social security, and now they are facing the problem of high medical expenses when they are old, and now they can bind their children! In this way, you don't have to worry about being a burden to your children when you get old.

However, if we have the ability to block the situation, it is recommended that we call it social security, so that we will enjoy better treatment, don't you say?

It is to be able to use this account as a family. It's very convenient, and it's also very cost-effective. You just open the payment calendar, and then click on the medical insurance mid-limb hollow heart for family sharing.

There are many benefits, such as Mo Ludan said that his family does not need to apply for a medical insurance card, and you don't have to worry about spending money on your medical insurance account. It can be handled through the national medical insurance applet.

It's especially convenient to go out, and if you go to Zhaozheng Hospital, as long as you close up and use this account, you can make the family break up. All you need to do is bring a health insurance card.

The method of sharing the medical insurance account with the family is as follows:

1. First of all, the user needs to set up a medical insurance mutual aid account, and then transfer the money from the personal account of the medical insurance card to the medical insurance mutual aid account;

2. Bind the medical insurance mutual aid account to the medical insurance personal account of other family members, so that the family will still directly swipe their own medical insurance card account to pay when buying medicine, and the funds in the medical insurance provident fund account will be used if the funds in the personal medical insurance account are insufficient;

3. Realize the sharing of medical insurance personal accounts with family members, that is, family members help each other, but each medical insurance card can only be bound to a maximum of 5 family members. Moreover, the family is limited to their spouse, parents and children. Parents-in-law, fathers-in-law, mothers-in-law, and other relatives are not within the scope.

1) Open the social security WeChat in the area where the answer is dismantled***, and then click "Convenience Service" and click "Personal Business Handling". After logging in to your own medical insurance, click "Modify Insurance Information", and then click "Medical Insurance Account Family Binding";

2) Log in to the "Social Insurance Service Personal Webpage" on the computer, enter the "Social Security Business Handling", click on the "Medical Business Handling", and then click on the "Personal Account Family Sharing" to enter the personal information in the new binding and submit it for saving.

In April 2021, *** released some documents on medical security, which divided the scope of use of medical insurance personal accounts, and clearly mentioned that personal accounts can be used jointly by family membersAmong them, it should be noted that the personal account can only cover the medical expenses of the person, spouse, parents and children, and not all members of the family can use it, and the use conditions include two aspects, the first is the outpatient expenses, and the second is the part of the hospitalization expenses that belong to the medical insurance **

We are no strangers to medical insurance accounts, some people have a relatively high payment base, which causes a large number of people to have a large number of balance funds in their medical insurance personal accounts, and at the same time, there are some older people who often take medicine and see a doctor, and the balance of the medical insurance account is insufficient, and individuals need to pay a lot of medical expenses. In order to maximize the efficiency of the use of funds in personal accounts, the use of personal accounts was re-regulated in April 2021

First, the number of users of the medical insurance personal account has been expanded, and in addition to the person, spouse, children and parents can jointly use this account. Second, relatives can only use silver for outpatient expenses, such as purchasing drugs and medical equipment at designated medical institutions。However, for the part of medical insurance reimbursement, the individual's medical insurance card cannot reimburse the hospitalization expenses of the immediate family, simply put, the medical insurance personal account only gives the funds to the relatives to use, and the reimbursement benefits of the medical insurance card are not enjoyed by relatives.

It is believed that the re-standardization of medical insurance personal accounts can solve the problem of medical treatment for a large number of peopleAlthough immediate family members can jointly use the funds in a medical insurance personal account, it is still necessary to pay attention to the scope of use to avoid situations where they cannot be used or reimbursed。As an important security benefit in our country, the use of medical insurance is also constantly standardized, and every improvement allows us to see more and more people enjoy medical security.

No, the medical insurance account can generally only be used by those who burn their own posture, and the process of using it by relatives may have a very serious impact on the person, and the medical insurance section and the account will be suspended. It is necessary to pay attention to medical insurance, personal accounts are relatively private things, and they must be kept by themselves.

Of course, it can be used together, as long as the first account of the bound account fiber line is brought to Zheng Nei, then the destruction of the number can be used together. Pay attention to your spending limit. Also pay attention to the amount in the account, but also pay attention to the proportion of consumption, but also pay attention to the degree of reimbursement, but also pay attention to the way of use.

It is necessary to determine according to the specific area, there are some areas where the leather sail can be used together, and there are some areas that can be dissipated, and it is necessary to consult in advance to confirm the specific situation of the report.

Legal analysis: The first way is to open the social security WeChat *** in your area, and then click on "Convenience Service" and click on "Personal Business Handling". After logging in to your own medical insurance, click "Modify Insurance Information", and then click "Medical Insurance Account Family Binding";

The second method is to log in to the "Social Insurance Service Personal Webpage" on the computer, enter the "Social Security Business Handling", click "Medical Business Handling", and then click "Personal Account Family Sharing" to enter personal information in the new binding and submit it for saving.

Legal basis: Social Insurance Law of the People's Republic of China Article 10 Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual.

The measures for the pension insurance of civil servants and staff members who refer to the legal regulation of civil servants shall be prescribed by ***.

Relatives of medical insurance personal accounts are not allowed to use together, first of all, because medical insurance has corresponding policyholders, secondly, medical insurance can only protect the corresponding personnel of the service, and secondly, relatives need to pay medical insurance by themselves if they want to use the rights and interests of medical insurance. It is necessary to elaborate and analyze the reasons why relatives of medical insurance personal accounts cannot be used together from the following three aspects.

1. The insured person who is responsible for the medical insurance

First of all, the medical insurance has the corresponding policyholder, then the medical insurance will protect the rights and interests of the corresponding policyholder, under normal circumstances, the policyholder is the insured, and the identities of the two are generally superimposed, so for medical insurance, as long as the policyholder has some medical accidents, the corresponding medical expenses will be reimbursed, so as to reduce the economic pressure of the corresponding patients.

2. Medical insurance can only protect the corresponding personnel of the service

The second is that medical insurance can only protect the corresponding personnel of the service, and he has a special service object for medical insurance, so that it can reflect the pertinence and effectiveness of medical insurance, and through the service of specific personnel to receive good protection, so that they can better fulfill the social responsibility of medical insurance and better serve the many people in the society.

3. If relatives want to use the rights and interests of medical insurance, they need to pay for medical insurance by themselves

In addition, if relatives want to use the rights and interests of medical insurance, they need to pay medical insurance by themselves, which is also a crucial point, because if you do not pay the corresponding medical insurance, you will not be able to fully enjoy the corresponding medical security services, so for relatives, if you have the awareness of risk prevention, you need to pay the corresponding medical insurance to the corresponding social security bureau in advance to protect your life and improve your ability to resist risks.

Precautions that relatives should do:

If necessary, you need to take the initiative to pay the corresponding medical insurance, which is a very necessary means, so that you can improve your own anti-risk ability, and you have a more perfect anti-risk means.