Is it the right time to buy a house this year? Is it the right time to buy a house this year When is

If you can resist it, it's best to wait and see, around May Day, the house prices of various real estate companies should continue to loosen, and if you have to buy at that time, you can start, if you can wait, it doesn't matter until the second half of the year.

1.If you are not in a hurry to get married, you are not in a hurry to buy a house to live in, you can wait and buy.

2.If you want to buy a house to get married and live, but you are worried about the price reduction after buying the house, you can choose the target to see first, often track the ** of the house you want to buy, patiently wait for the person who sells the house to reduce the price, and if the ** decline reaches the point where you will not regret it in the future, you can buy.

It doesn't matter if you own your own home, you should buy it!

It can be bought, and it will not go up and down very much.

This year is the right time to buy a house, because of the epidemic, many people's income has decreased, resulting in fewer and fewer people choosing to buy a house, so the house price has also fallen a lot, and now the interest rate is also decreasing, so it is a good opportunity to buy a house.

When is the right time to buy a house? Consider the timing of buying a home based on the following combinations:

1. According to the degree of easing of bank lending

In the case of loose bank lending, it shows that the market is optimistic, the customers are surging, and the housing prices are generally in the first trend; Banks are tight on lending, indicating market risks.

Increasing, housing prices are generally in the first trend.

2. The number of intermediaries who promote the house

There are many strangers who sell the house to you by real estate agents, which proves that the market is not good, and there are fewer customers in the market to buy houses, and there are more opportunities to bargain with the landlord.

3. Look at the supply-demand ratio through the average price

The supply has increased, the real demand has also increased, and the ** of the house has been flat or slightly rising, and it is impossible to buy a house at this time; If the supply increases, the real demand remains the same, and the **** of the house is the best time to buy a house.

4. There are no other financial channels

For improvement and investment preservation, it is a period when there is a lot of spare money in hand, and the later mortgage will not significantly reduce the quality of life, and other investments cannot exceed 15 years.

Just neededYou don't have to worry about timing when you buy a home

For rigid needs, there is only the time when you can afford it, and there is no time. If you insist on picking bones in eggs, then you can only say that when you buy, pick the down payment ratio to buy, the more loans the better, although it is hard at the beginning, but you will be grateful for the decision in the future.

1. Loan policy.

For many people, it is almost impossible to buy a house in full, after all, there is no shortage of people who can buy a house in full, and those who want to buy a house are basically unable to buy a house in full, so this requires a loan.

On December 31, 2020, the China Banking and Insurance Regulatory Commission (CBIRC) and the People's Bank of China (PBoC) jointly issued a statement tightening lending, especially housing loans. Therefore, if you plan to buy a house this year, then you can first ask in advance about the loan policy of the city where you want to buy a house, whether it is good to lend, and the adjustment of the loan interest rate, etc., which can save you a lot of loans.

2. House sales.

Paying attention to the dynamics of some local real estate companies is the homework that those who are about to buy a house should do. For example, some well-known real estate companies, Evergrande, Vanke, Poly, etc., what kind of means and dynamics they have in building and selling houses, and how the house sales are going, this is something that must be concerned.

3. The trend of local housing prices.

Although the basic purpose of many people to buy a house is to live in it rather than to invest in it, they are still very happy if they buy a house. And in addition, many people's first home is bought when they have little money, and it is not in place in one step, so when it comes to a better house later, if the local house price trend is not bad, then it is worth buying.

Hello: If you just need to live in it, as long as the economic conditions allow, it is a good time to buy a house. But then again, no one wants to be a high-level pick-up man, even if you just need to live by yourself, you have to find the right time.

If it is an investment, follow the flow of population to buy, in recent years, the population to urbanization gathered, generally these cities have developed economy, convenient transportation, perfect urban facilities, whether it is rented or bought and sold will be easy, it is not recommended to invest in any real estate in the city with serious population loss.

So why do some people say that this year or next year is a good time to buy a house?

1. The property market has entered a sideways period of 1-2 years.

After a wave of soaring housing prices last year, most of the city's property market has entered a period of regulation this year, the severity of the policy can be said to be unprecedented, not only from the purchase of qualifications for strict restrictions, in the purchase of funds are also very strict, some cities are not only for new housing ** restrictions, for second-hand housing has also issued a guide price, and then in this context, housing prices are difficult to fluctuate greatly.

Under the strong hard measures, the property market has entered a cold period. At this time, you may receive a ** from the real estate agent, if you are buying a second-hand house, the owner's attitude towards you is also gentle, and there is room for negotiation. Compared to last year's when you visited the house, the owner raised the price three times a day and ignored you, isn't it a good time for you to pick and choose and get in the car.

Housing is not speculation" is strictly implemented, so that there is less and less room for speculation, and I dare not say that for a long time, at least 1-2 years of sideways period, the property market will be depressed for a while.

2. It is difficult for real estate enterprises to obtain financing.

The sudden epidemic has led to a general decline in income from all walks of life this year, and real estate companies are also suffering serious losses and capital turnover difficulties. This year, more than 300 small and medium-sized real estate enterprises went bankrupt, and the financing environment for real estate companies tightened, which is far more serious than we imagined.

Some real estate companies with too much debt are even difficult to obtain financing, and increasing the sales of houses is the most effective way to speed up the return of funds, so there will be great discounts.

Finally, I want to say that although the property market is strictly controlled, it is impossible to expect a large number of house prices, and the house in a good location will always be an asset, and the house in the core area will not be as inflationary as money, and it will still be a stable asset after 20 years.

Hope mine can help you.

A: I personally suggest that it should be better to buy at the end of 22, although the pressure will be a little greater, because in recent years, some migrant workers have bought houses in Wuxiang New District, and real estate developers have marketed there, so that in recent years, the house prices have been rising, and if you buy next year, you may not be able to buy your favorite location.

> mortgage interest rates have been lowered, and the cost of buying a house has fallen to the lowest point in nearly a decade, is this a good time to buy a house?

Since the beginning of this year, preferential policies have been introduced across the country, especially for the first home, the banks have repeatedly reduced the loan interest rate, the current interest rate on the first home is general, the interest rate on the second home has also dropped to about 5%, which is the lowest point in the past ten years. Some people have calculated that the mortgage loan with a loan amount of 1 million yuan and a 30-year mortgage loan with equal principal and interest repayment as an example, after the interest rate is reduced, the monthly payment is reduced by about 207 yuan, and the total loan interest is reduced by about 10,000 yuan.

Some places not only reduce the interest rate of the first home loan, but also introduce policies to support children to withdraw their parents' provident fund to buy a house or give exemptions and exemptions in deed tax, and even reduce the proportion of down payment for the first home, which can be said to be a favorable policy has been frequently introduced.

Some netizens believe that these good policies will not last, and they may be canceled at most next year, so is this a good time to buy a house?

At present, the urbanization rate of the country has reached 64%, at present, the inventory area of China's housing is 3.8 billion square meters, which can meet the needs of more than 90 million people, and the vacancy rate of China's houses has reached the beginning of a surplus.

From the perspective of housing prices across the country, there is a trend of polarization, that is, the housing prices in first-tier cities have reached.

10 times that of fifth- and sixth-tier cities, on the one hand, housing prices in large cities are unattainable, and on the other hand, there is a surplus of housing in small places, people are reluctant to buy, and developers' houses are difficult to sell. In addition, the large-scale demolition of shantytowns in the past has also stopped the pace of housing prices too fast. Even if there is a demolition now, it is still a house to make up for the house.

Therefore, the impact of demolition on housing prices is not significant.

According to the analysis of economists, there will also be a 28 law in housing prices, which means that only 20% of the houses will maintain and increase in value, and most of these houses are in 20% of economically developed cities. 80% of houses no longer have the function of maintaining and increasing their value.

Some netizens believe that although the current house purchase policy is much better than in the past, it does not mean that the future house purchase policy will be worse than the current one, so whether to buy a house this year, it is still necessary to weigh the pros and cons, and the most important thing is to see whether the personal demand is just needed? Does not buying a house affect marriage? Will it affect my child's schooling?

If you have to buy a house, now is a good time to buy one.

And no matter when you buy a house, do you have a stable income and the ability to repay the loan? This must be thought through. After all, affected by the epidemic, many enterprises and companies have cut salaries and laid off employees, so the stability of income is a necessary condition for buying a house.

The collection of property tax will definitely be linked to the area of the house and the total price of the house.

In short, remember the basic principle of "housing for living, not speculation", no matter how housing prices change in the future, we will be calm and at ease.

If it is just needed, the sooner you buy, the better, because if you rent a house every year, it is also a lot of expenses, and if you buy a house next year, combined with the comprehensive results, people's demand will not increase, so it is not impossible to reduce housing prices.

When it's time to buy a house depends on your financial situation, and if you're in a hurry, if you're not in a hurry? You can observe the housing prices, if it is said that there is no house to live in Ganwei, as long as the money is enough, I think you can consider buying a house. There is no such thing as a good year or a good next year, and the key depends on your own situation.

If you need it now, it's better to buy a house now, I feel that the sooner you buy a house, the better, what is the trend next year? It's hard to say, now there is not much interest in the bank before, or the appreciation of buying a house is great.

It's all the same, because house prices haven't fluctuated very much in the past two years, so it's okay.

I think the global economy is still at the bottom, and housing prices will slowly rise only when the epidemic has a turnaround, so we still need to wait for a while, at least from this year to the first half of next year.

In fact, whether it is good to buy a house or not depends on whether you just need it and then the situation you have so far. No one can say whether it is better to buy a house this year or not next year, everyone's situation is different.

Is it better to buy a house this year, or next year? You can combine this with the actual situation in the local area, and consider it comprehensively by yourself, so that you can't.

You can see if there is any change in local housing prices and what the trend of change is.

Summary. Hello, I'm glad to answer for you, this year is suitable for buying a house, and you can buy a house in 2023, but it is not suitable for speculation. The harm Tai Sui is the relationship between the year of birth and the year of the year, and the year branch represents the fortune of the family, family or elders, and does not involve buying a house, so it has little impact.

However, people who harm Tai Sui will be negatively affected in terms of financial luck, and the risk of breaking money and leaking money will increase, so it is not advisable to speculate in real estate, and you should also do your homework before buying a house to avoid being deceived by villains or falling into the trap of real estate.

Hello, I'm glad to answer for you, this year is suitable for buying a house, and in 2023, you can buy a house with a year, but it is not suitable to speculate. The year of the year of the birth of the year and the year of the Liuchaye year have a relationship with the punishment to break through the harm, and the year branch represents the fortune of the family, family or elders, and does not involve the purchase of a house, so it has little impact. However, the people who harm Tai Sui will be negatively affected in terms of financial luck, and the risk of breaking money and leaking money will increase.

There are only more than 100,000 on the parents' side, but the house costs 300,000.

What I want is to earn money together in the future, are you sure that you can buy it? The house is okay.

The quality of the house is OK, it is the courtyard.

It's okay to <> this pro.

The house is available in installments, you can consult the seller. If it is a real estate developer, you can raid and inspect the installment, and if it is a private sale, you can only see whether the other party can agree to Heng Oak.

Will house prices be lower in the future?

Do you want to wait a few more years?

Considering that parents are hard laborers.

The house price will not be low in the future, and there will be a small **.

Because the current population is too large. More and more people are buying houses.