What will be the impact of the thunder of Chinese real estate developers? Which provinces are affe

China's real estate developers have repeatedly experienced thunderstorms.

This will also have a more serious impact on the society, for example, the bank loan can not be recovered, and the trust institution may face bankruptcy. But in the end, it may be the home-buying consumer who suffers, who spend half their life savings to make a down payment, then work hard every month to pay off the mortgage, and finally have no way to move into the home they bought. There are many provinces involved, and basically every province has unfinished buildings.

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In a better economy, real estate developers are indeed very profitable, and they may be engaged in this business without capital, because the money to build a house is a loan from the bank, and then they will sell the built house, and then return the funds to repay the bank loan.

In this model, as long as everything is connected, for example, the house is sold and the owner has the money to repay the loan, then this model can run relatively well. As long as there is a problem with one party, for example, the real estate company has abnormal operation, there is no way to take out a loan from the bank, which may make the subsequent construction of the house insufficient and the house will be forced to stop construction. In this case, the owner is also unwilling to pay back, so it is very likely that the house will be put there, and everyone wants to protect their rights and interests.

When it comes to unfinished buildings, many people will think of Zhengzhou in Henan and Xi'an in Shaanxi. Because there is a real estate project in Zhengzhou that is very famous, the developer is relatively well-known, and the people who bought the house are also teachers in nearby universities who are all high intellectuals, but the house is still unfinished in the end. And Xi'an, Shaanxi.

Yihefang is relatively famous in the country and is also CCTV.

It was originally delivered in 2014, but it was later pushed to 2015 and 2016, and finally stopped construction directly. The people who bought the house, the children have grown up, and there is no school district house to live in.

Some cities in the north also have this unfinished building, such as Qingdao.

The dependence on real estate in China is still relatively large, and if you want to get rid of this model, it will take a long time.

If the real estate industry collapses, people working in real estate and real estate-related fields will inevitably suffer pay cuts or even layoffs. In addition, the decline of the real estate industry will indirectly harm a large number of fields, so that a large number of people cannot stay out of it. The economy is sluggish, unemployment is soaring, and all areas are in the doldrums.

Ordinary people do not have a regular income and are not even able to maintain basic security. Then these people with capital will increase the exploitation of employees, and the total number of proletarians will increase significantly. Once the real estate crashes, China's economic depression is inevitable, land resources cannot be sold, and there is no market for all kinds of raw materials and energy needs.

Not only real estate developers, but also the relevant contacts between the left and right of the industry will also be closed.

More than 250 real estate companies across the country have entered the bankruptcy liquidation process, and almost a day a real estate company has fallen into bankruptcy or liquidation. Among them, about 200 real estate bankruptcy documents were publicized, and 32 were in July. Unexpectedly, in August, only in the past 10 days, there have been 21 real estate companies in the bankruptcy documents publicized, this "speed and quantity" is amazing, basically two real estate companies in one day out of bankruptcy news.

The real estate enterprises that issued bankruptcy liquidation documents came from 28 provinces across the country, involving a large number of provinces and a wide range, of which Guangdong Province accounted for the highest proportion, reaching; followed by Zhejiang, followed by Jiangsu, Hunan and Anhui.

It will cause a lot of unfinished real estate buildings, and there are such problems in Hunan, Hubei and Henan.

If the property market crashes, those working in real estate and real estate-related industries will inevitably suffer pay cuts or even job losses. In addition, the recession in the real estate sector will indirectly affect more industries, leaving more people out of the loop.

The real estate thunderstorm is also the suspension of business, liquidation, legal person running away, platform loss of contact, and bankruptcy.

Once it is named a "thunderstorm" real estate company, its main cause is that "the bond cannot be (given) to be paid when it expires". This includes all kinds of foreign debts, domestic enterprise bonds, financing loans, commercial bills, and obviously large overdue accounts payable.

Once these situations occur, it means that there is a problem with the capital chain of this real estate company, and further development may lead to the suspension of its real estate projects, layoffs and other problems.

Characteristics of the thunderstorm of real estate enterprises:

1. Small developers, small developers have no development experience, the ability is relatively poor, if the market is down, it is easy to have problems due to lack of funds, and the possibility of unfinished is relatively high. However, there are also some small developers who will concentrate on the development project, and the quality of the project as their own signature is often far better than that of ordinary developers. If you don't have the ability to discern pearls, avoid small developers as much as possible.

2. Diversified development of real estate enterprises, the real estate market is one of the more profitable projects, there are many real estate companies with cash flow often cross-track transformation, there are many transformation directions and real estate is not related, involving many industries, may affect the real estate enterprises themselves, the possibility of thunderstorms is relatively large.

There are also some real estate companies that take advantage of real estate projects and involve related derivative industries, such as property, community projects, pension projects, etc., which are often easier to do well with real estate projects.

Real estate thunderstorm enterprises include Fusheng International, Baolong Real Estate, Xiexin Yuanchuang, Tahoe Group Jingshi, Huaxia Fortune, Xiangsheng Group, etc., all of which are real estate companies that have recently exploded from 2020 to the present.

How to choose a developer:

1. Choose a developer with rich qualifications.

The qualifications of developers are divided into 1 4 levels, from high to low level, the higher the registered capital, the longer the time to engage in, relatively speaking, the comprehensive strength of the developer will be stronger than that of the lower level of the developer.

2. Choose a developer with good performance.

The higher the number of real estate sales, the faster the sales will be, which can reflect the buyers' recognition of the developer.

3. Choose a developer with a large number of projects.

If there are more projects started in the same period, it shows that the strength of the developer is strong.

4. Choose the developer of the first real estate that has been built.

The renovated hall has been built in the local area, and you can see how good the quality is.

5. Choose a developer with a good reputation.

You can search the Internet for any negative news.

6. Choose a developer with complete certificates.

Summary. To avoid the occurrence of real estate explosions, firstly, investors must have an in-depth understanding of the property being invested, and secondly, investors should conduct strict verification of the details and transactions of the invested property in order to determine the true value of the property, so as to avoid the explosion caused by unreasonableness. Secondly, investors should fully understand the changes in property rights holding, land use scope and other related matters of national policies and departments before investing, so as to understand the risks associated with real estate investment, and work closely with professional institutions to obtain authoritative advice on property investment.

In addition, investors should also fully understand the investment business circle and investment market, try to avoid deceptive investment publicity, carefully observe the changes in the real estate market, be able to respond in a timely and flexible manner, adjust the investment direction, and invest cautiously, so as to avoid the occurrence of real estate explosions to the greatest extent and protect their investment interests.

Good. To avoid the occurrence of real estate explosions, firstly, investors must have an in-depth understanding of the property they are investing in, and secondly, investors should conduct strict verification of the details and transactions of the property they are investing in, so as to determine the true value of the property, so as to avoid the explosion caused by unreasonableness. Secondly, investors should fully understand the changes in property rights holding, land use scope and other related matters of national policies and departments before investing, so as to understand the risks of real estate investment, and work closely with professional institutions to obtain authoritative advice on property investment.

In addition, investors should also fully understand the investment business circle and investment market, try to avoid deceptive investment publicity, carefully observe the changes in the real estate market, be able to respond in a timely and flexible manner, adjust the investment direction, and invest cautiously, so as to avoid the occurrence of real estate explosions to the greatest extent and protect their investment interests.

The following cautious type is a few possible approaches:1Strengthen supervision.

** The supervision of the real estate market can be strengthened, stricter regulations and regulations can be formulated, and the supervision of the real estate industry can be strengthened to ensure the stability and healthy development of the market. 2.Establish a healthy and comprehensive financial system.

**A sound financial system can be established to support the development of the real estate industry, including the establishment of real estate financing mechanisms, the regulation of real estate credit, and the increase in the requirements for housing loans. 3.Strengthen the transparency of the trust shirt.

** Through the disclosure of real estate market information, the transparency of the market can be improved, and the market can be prevented from bad behavior and unhealthy transactions. 4.Control the real estate bubble.

** Real estate bubbles can be avoided by regulating the real estate market and restricting or prohibiting high-risk, high-leverage projects. 5.Promote urbanization.

** By promoting the development of urbanization, increasing the urbanization rate, promoting the construction and improvement of urban infrastructure, increasing population mobility, and avoiding excessive or short supply in the real estate market.

The so-called real estate "thunder" means that the P2P platform is unable to repay the principal and interest of investors due to arrears or poor management, resulting in the suspension of the platform, liquidation, legal persons running away, and the platform losing contact and going bankrupt. Once it is named "thunderstorm", its biggest root cause is that it "cannot be repaid when it expires". These include foreign debts, domestic corporate debts, financing loans, commercial bills, and a large amount of arrears.

If this happens, it means that there is a problem with the company's capital chain, and if it continues to develop, it is likely to cause project shutdowns and layoffs.

Small developers, small developers lack development experience, the ability is weak, once the market declines, it is likely to go bankrupt due to insufficient funds. However, there are also some small developers who specialize in development because their brands tend to be much better than the average developer. If you don't have a discerning eye, try to avoid small developers.

Real estate companies should diversify their development, real estate is the most profitable project, many real estate companies will choose to do different businesses, their transformation direction has nothing to do with real estate, involving too many industries, may affect real estate companies, the possibility of thunderstorms is relatively large. There are also some real estate companies that take advantage of the project to get involved in real estate, community, pension and other related industries, and real estate projects are the best choice.

Clause. 1. Attention to developers: At present, it is difficult for private enterprises to obtain loans, and the financing chain is broken. The final delivery date will be delayed. Clause.

2. Pay attention to the delivery of these two rooms. Even if you rent a house that Min has, I think there are still a few powerful developers on the issue of delivery. Clause.

3. Be cautious in bank loans. Nowadays, banks have high requirements for real estate loans. Friends who buy new houses must open a letter of credit and handle bank statements. Clause.

4. Attention! Be careful. Don't pay a deposit upfront. Can I get a loan? Do you go to a physical store? If a payment has already been made, it is usually not reversed. So, consider carefully all aspects of buying a home.