Can you find out whether the divorce certificate is true or false from the bank?

If you want to check it, you can find it out. Although it is not possible to find information on marriage and divorce on the Internet in China, the true and false divorce certificates and marriage certificates can be checked through the Civil Affairs Bureau. Fake divorce certificates are not only morally costly, but can also be suspected of fraud and constitute criminal liability.

Article 31 of the Marriage Law of the People's Republic of China Where a man and a woman divorce voluntarily, divorce shall be granted. Both parties must apply for divorce at the marriage registration office. A divorce certificate is issued when the marriage registration authority ascertains that the parties are indeed willing and that the issues of children and property have been properly addressed.

The bank can't find out, but you must have a certificate issued by the court to handle the business when you use the divorce certificate to do business at the bank.

If you can't find out, go to the Civil Affairs Bureau to check.

Legal analysis: The bank will check the authenticity of the divorce certificate and marriage certificate through the Civil Affairs Bureau. If the use of a fake divorce certificate is found, the bank may use legal means to revoke the loan, withdraw the loan at any time, and may transfer it to the public security organ, and according to the severity of the circumstances, the bank may be detained for not less than 5 days but not more than 15 days, and may also be fined up to 1,000 yuan.

If the amount is large, it may also be suspected of loan fraud, which constitutes criminal liability.

Legal basis: "Criminal Law of the People's Republic of China" Article 193: In any of the following circumstances, fraudulently defrauding banks or other financial institutions of loans for the purpose of illegal possession, and the amount is relatively large, is to be sentenced to up to five years imprisonment or short-term detention and a concurrent fine of between 20,000 and 200,000 RMB; where the amount is huge or there are other serious circumstances, a sentence of between 5 and 10 years imprisonment and a concurrent fine of between 50,000 and 500,000 RMB is to be given; where the amount is especially huge or there are other especially serious circumstances, a sentence of 10 or more years imprisonment or indefinite imprisonment is to be given, and a concurrent fine of between 50,000 and 500,000 RMB or confiscation of property is to be given

1) Fabricating false reasons for the introduction of funds, projects, etc.;

2) The use of false economic contracts;

3) Using false supporting documents;

4) Using false property rights certificates as collateral or repeating collateral in excess of the value of the collateral;

5) Fraudulently borrowing by other means.

Legal analysis: If the user submits the marriage certificate, the bank will make an inquiry, and if it is a fake marriage certificate, the bank can also find out. If the bank finds out that the fake marriage certificate is used, the bank will be designated as the crime of fraudulently obtaining a loan.

In this case, the user will not be able to apply for a loan smoothly.

Legal basis: Civil Code of the People's Republic of China

Article 1076:Where both husband and wife divorce voluntarily, they shall sign a written divorce agreement and apply for divorce registration in person at the marriage registration authority.

The divorce agreement shall clearly state the parties' expression of intent to divorce voluntarily and the consensus on matters such as child support, property, and debt handling.

Article 1079:Where one of the husband and wife requests a divorce, the relevant organization may conduct mediation or directly initiate divorce proceedings in the people's court.

People's courts hearing divorce cases shall conduct mediation; If the relationship has indeed broken down and mediation fails, the divorce shall be granted.

In any of the following circumstances, if mediation fails, a divorce shall be granted:

1) bigamy or cohabitation with another person;

2) Committing domestic violence or abusing or abandoning family members;

3) Having bad habits such as gambling and drug addiction that they have repeatedly taught and not changing;

4) Separated for two years due to emotional discord;

5) Other circumstances that lead to the breakdown of the relationship between husband and wife.

Where one party is declared missing and the other party initiates divorce proceedings, the divorce shall be granted.

Where, after a people's court has ruled that divorce is not permitted, the parties have been separated for one year, and one party initiates divorce proceedings again, the divorce shall be granted.

Article 1085:After divorce, where children are directly raised by one party, the other party shall bear part or all of the child support. The amount of the cost to be borne and the length of the period shall be agreed upon by both parties; If the agreement is not reached, the people's court shall make a judgment.

The agreement or judgment provided for in the preceding paragraph does not prevent the child from making a reasonable demand to either parent in excess of the amount originally set forth in the agreement or judgment when necessary.

Article 1087:In the event of divorce, the joint property of the husband and wife shall be disposed of by mutual agreement; If an agreement is not reached, the people's court is to make a judgment based on the specific circumstances of the property and in accordance with the principle of taking care of the rights and interests of the children, the woman, and the innocent party.

The rights and interests enjoyed by husbands or wives in the contracting and management of family land shall be protected in accordance with law.

The bank will check the authenticity of the divorce certificate and marriage certificate through the Civil Affairs Bureau, and the fake divorce certificate is generally without registration information and files. If the use of a fake divorce certificate is found, the bank may use legal means to revoke the loan, withdraw the loan at any time, and may transfer it to the public security organ, and according to the severity of the circumstances, the bank may be detained for not less than 5 days but not more than 15 days, and may also be fined up to 1,000 yuan. If the amount is relatively large, it may also be suspected of the crime of fraudulently obtaining loans, which constitutes criminal liability.

Legal basis: Article 175 of the Criminal Law of the People's Republic of China: Whoever obtains a loan, acceptance of bills, letter of credit, letter of guarantee, etc., from a bank or other financial institution by fraudulent means, causing major losses to the bank or other financial institution or having other serious circumstances, shall be sentenced to up to three years imprisonment or short-term detention and/or a fine; Whoever causes especially heavy losses to banks or other financial institutions or has other especially serious circumstances, is to be sentenced to fixed-term imprisonment of not less than three years but not more than seven years and a concurrent fine.

The bank will check the authenticity of the divorce certificate and marriage certificate through the Civil Affairs Bureau. If the use of a fake divorce certificate is found, the bank may use legal means to revoke the loan, withdraw the loan at any time, and may transfer it to the public security organ, and according to the severity of the circumstances, the bank may be detained for not less than 5 days but not more than 15 days, and may also be fined up to 1,000 yuan. If the amount is large, it may also be suspected of loan fraud, which constitutes criminal liability.