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OK. 1. Documents required for general claims: policy contract, medical records, invoices, inspection reports (if any).
2. Documents required for hospitalization claim: policy contract, medical records, invoices, inspection reports (if any), discharge summary, detailed list of hospitalization expenses, and a copy of the insured's ID card.
I am the best person in AIA Guangzhou, and you can contact me if you need help, I hope I can help you.
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Upstairs is a bit of a mess.
First of all, it is payable, unless AIA has evidence that you were self-harming.
Secondly, AIA's accidental medical expenses are only limited by the scope of medical insurance, including material costs (such as imported steel nails and steel plates) and other items. In addition, as a special case, rabies vaccine can also be reimbursed for imported vaccines.
Finally, it is unethical to misrepresent the product liability of the industry before recommending your own product.
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Is this the AIA "Worry-Free" insurance plan?
Accidental fracture is not included in the scope of accidental compensation, if there is hospitalization**, plan 1 (premium is 5099) has no compensation, plan 2 is 80 yuan per day, plan 3 is 100 yuan per day, medical compensation part plan 1 is up to 2500, plan 2 is up to 2500, plan 3 is up to 3000 yuan, because there is no compensation ratio table, so the specific amount can not be informed.
This service is for private traffic accidents, and the accident insurance benefits must be obtained only if the insured dies or is judged to be totally disabled (34 items in level 7) due to a private traffic accident, otherwise it will not be paid.
Hospitalization** 120 days of payment, at the same time, accidental fracture, accidental major burns caused by outpatient, emergency or hospitalization** additional compensation of up to 12,000 yuan, accidental fracture minimum compensation of 480 yuan, accidental major burns and scalds minimum compensation of 6,000 yuan.
The monthly premium is only about 40 yuan, hehe.
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Hello. Claims are available.
As long as it is not caused by illegal reasons, it is fine.
Specifically, you can call ** to consult the insurance company, all of which information and the nearest business outlets are required from you.
Hope mine can help you.
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If you can lose, you can hit ** to a friendly country.
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The specific compensation standards of accident insurance are as follows:
1. Where the victim suffers personal injury, the compensation obligor shall compensate for the various expenses incurred due to medical treatment and the income reduced due to lost work, including medical expenses, lost work expenses, nursing expenses, transportation expenses, accommodation expenses, hospital meal subsidies, and necessary nutrition expenses;
2. Where the victim is disabled due to injury, the compensation obligor shall also compensate for the necessary expenses incurred due to the increase in living needs and the loss of income caused by the loss of the ability to work, including the compensation for disability compensation, the cost of disability assistive devices, the living expenses of dependents, as well as the necessary expenses, nursing expenses, and follow-up expenses actually incurred due to the actual nursing and continuation;
3. Where the victim dies, the compensation obligor shall, in addition to compensating the relevant expenses provided for in the first paragraph of this article on the basis of the circumstances of the rescue, also compensate for the funeral expenses, the living expenses of the dependents, the death compensation expenses, and other reasonable expenses such as transportation expenses, accommodation expenses, and loss of work incurred by the victim's relatives in handling funeral matters.
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Summary. No.
Consumer-based accident insurance is non-refundable, which is the so-called short-term insurance, which is generally between 100-200. If it is a scheduled accident insurance (that is, you have to pay money every year, generally about 1000 a year), this can be refunded, but the refund is very small.
Can I get a refund for accidents and critical illnesses that I have bought AIA?
The accident insurance that cannot be eliminated is non-refundable, which is the so-called short-term insurance of Punchang, which is generally between 100-200. If it is a scheduled accident insurance (that is, you have to pay money every year, generally about 1000 a year), this can be refunded, but the refund is very small.
Why can't you return it?
If the grace period has passed, it cannot be refunded.
Because this kind of accident insurance is a consumption-based one.
It can be refunded within 10 days of purchase.
It is insurance against accidents and critical illnesses.
If you are talking about a friendly country, it cannot be returned.
Is it. Under normal circumstances, the insurance refund insurance cannot get back all the insurance premiums paid, but there are exceptions, the details of the department for in-depth analysis, let's take a look at the following two situations of the refund of the insurance can be refunded how much insurance costs. 1.
In fact, the insurance company also has a more friendly setting for everyone, and the customer buys insurance is generally a grace period, about 10-half a month, and the insurance company surrenders the insurance within the hesitation period, and the insurance company surrenders the insurance in full for no reason (generally deducting the cost). 2.After the grace period, if you want to cancel the insurance, then there will be a certain amount of property damage, because the insurance contract requires, after the grace period to return the insurance only the corresponding cash value.
Look at this.
Now that the epidemic can't afford it, can't it be refunded?
Why can't I pay it?
You can contact the staff at the insurance department.
There is no money to pay.
You can't get much back, dear.
Converted into cash value, it is about 1 10 of the contributions.
I have been paying for four years, and I have paid more than 3,000 yuan a month.
The asymmetry of insurance information is very serious.
If you want to refund, it is true that you can't refund much money.
You can try to contact the staff on the AIA side.
Find a professional surrender service person and ask them to help you surrender the policy.
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Hello dear! The AIA surrender process is as follows:1
To apply for surrender from AIA, you can call AIA customer service** to apply and consult the specific materials required for surrender; 2.Bring the materials required for surrender to the insurance company to go through the surrender procedures, generally need to prepare the policy, ID card, premium payment certificate, application for termination of insurance contract, etc., which is subject to the regulations of the insurance company; 3.The staff of the insurance company will assist in the surrender process and usually collect the policy. 4.
The insurance company will pay the surrender money into the bank account designated by the policyholder within the agreed time.
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Hello! At present, AIA has many insurances, including accident insurance, health insurance, life insurance, investment and wealth management insurance, etc., among which accident insurance can provide accidental injury, accidental medical treatment, accidental disability and other protection for the insured; Health insurance is to protect the health and safety of the insured, and when the insured incurs medical expenses due to illness, AIA will provide certain compensation. Life insurance is a kind of insurance launched by AIA that takes people's life and death as the object of insurance.
It is a kind of sedan mountain insurance in which the insured lives or dies during the insurance liability period, and the insurer pays the insurance money according to the provisions of the contract; Investment and wealth management Lasheng Insurance is a new type of insurance product launched by AIA that integrates insurance protection and investment functions, and its biggest feature is that it has both protection and investment and financial management functions.
Have a free consultation!
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