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Calculate. The real estate bureau has been recorded, even if the real estate certificate has not come down, then buying a house is counted as two sets. Whether buying a house without a real estate certificate is considered a second house needs to see whether a house has been filed with the real estate bureau, and under normal circumstances, even if there is no real estate certificate, it is considered to have a house, because most of the commercial houses will be filed after they are sold.
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The second house does not get the real estate certificate, of course, it is a second house. As long as you sign the purchase contract, you can check it in the real estate bureau system, and it has nothing to do with whether you have a real estate certificate.
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If the second house does not get the real estate certificate, it is a second house, but it does not get the real estate certificate, and in fact there is a second house.
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Count, even if you don't get the real estate certificate, but your house has been filed with the real estate department, and the second house is also checked by the housing management department.
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The second house did not get the title deed.
If you don't have a second home, it won't be yours because the title deed will have your name on it.
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The second house does not have a real estate certificate, and the housing authority is not registered, so there is no information about your **, and it is not considered a second house.
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The key is whether you want to get the real estate certificate of the second house, if you want it, it is a second home, and it is not the same thing to live without a real estate certificate all the time!At this, I suddenly remembered an idiom that seems to be called "what ears are stolen what bells".
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If the second house does not have a real estate certificate, it is not a second house, and the certificate can be obtained.
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You didn't go to get the real estate certificate, but the transfer is yours, and you can still find it in the system, as if the house in the province can't be found, and if you buy it in the province, it is not a second house.
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No, it must be counted after completing the process and getting a certificate.
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Count, now as long as you buy it, you will withdraw cash and sign a contract online, although you haven't applied for a house license, but you can already find out that you have purchased a second house when you go to the property.
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If you don't have a real estate certificate, then you can't find it in the housing management system, and this house is in your name, so it's not a second house.
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A house without a real estate certificate cannot be found on the Internet, so it cannot be counted as your second house, that is, you, and this house cannot be counted as a property in your name.
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If you don't get the house, it's not a two-suite house, it's fine.
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If the purchase of a second home has been registered in the trading center, it is considered a second home.
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After the purchase contract is recorded, the house is registered in your name, and whether you get the certificate or not, they are all 2 suites.
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As long as you buy a house, the purchase contract is filed with the housing management center, even if you have a second house.
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Calculated, the second house is based on the filing with the Housing Authority.
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Although I haven't gotten the real estate certificate yet, when I go to the real estate bureau to register with the real estate bureau when I buy a house, it's already a second home.
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I think that as long as it is a second house and the online contract is signed, it is a second house.
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The second house does not have a real estate certificate, is it considered a second home? You're going to have that kind of agreement or something like that, and you're going to prove that you're a second home.
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If you want to file in the real estate trading center, it is considered a second house.
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As long as it has been signed online, it is considered a second-hand house, and this is all recorded.
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You can check the property under your own name, and the information of the Housing Authority shall prevail.
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There is no real estate certificate for a house, and if you buy a house again, it is considered a second house. The identification of the second house is to recognize the house and the loan, and the number of housing units is based on the family unit, even if the real estate certificate has not been done, but the real estate has been registered with the housing authority, it is counted as the second suite.
According to Article 1 of the Notice on Standardizing the Criteria for the Identification of the Second Housing in Commercial Personal Housing Loans, the number of housing units for resident families in commercial personal housing loans shall be determined according to the number of complete housing units actually owned by the members of the family (including the borrower, spouse and minor children, the same below).
Article 3 In any of the following circumstances, the lender shall implement the second set (or more) of differentiated housing credit policies for the borrower:
1) The borrower applies for the first time to use a loan to purchase a house, if the borrower's family has registered one (or more) complete sets of housing in the housing registration information system (including the pre-sale contract registration and filing system, the same below) in the housing registration information system of the place where the house is to be purchased;
2) The borrower has already used the loan to purchase one (or more) housing and then applies for a loan to purchase the housing;
3) The lender is convinced that the borrower's family already has one (or more) housing through due diligence in the form of credit investigation records, interviews, interviews (and visits when necessary).
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The real estate bureau has been filed, and even if you don't have a real estate certificate, you already have a house.
"Second suite" is the abbreviation of the second ordinary self-owned house, which refers to the housing loan house that is identified by the borrower's family (including the borrower, spouse and minor children) as a unit, and the per capita housing area of the borrower's family is higher than the local average, and the borrower's family applies for a housing loan again.
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Abstract is the first set, some houses due to some special reasons, such as the developer's incomplete five certificates, resulting in a delay in obtaining the real estate certificate. If you buy a house without a title deed, then buying another house is also counted as a first home.
For example, if you buy a house before, but you don't have a real estate certificate, and you buy another set, is it the first or the second set.
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Counting the first set, some houses are unable to apply for real estate certificates due to some special reasons, such as the developer's incomplete five certificates. If you buy a house without a title deed, then buying another house is also counted as a first home.
If you sign an online contract with the developer when you buy a house, and then buy it, it belongs to the second set, and the contract signed with the developer alone is considered the first set without an online sign.
It is not considered a second home, because your first home was demolished and paid in full, not bought with a loan.
The disadvantages are: 1. When you sell it in the future, the transfer tax is more than a real estate certificate. >>>More
The state stipulates that the standard of deed tax levied on the first purchase of ordinary housing: within 90 square meters and within 144 square meters, non-first-time buyers or more than 144 square meters shall be paid at 3%, and non-ordinary houses shall be paid at 3%; Therefore, the deed tax on the second property is paid at 3% of the house price.
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There is a great deal of risk in not having a title deed, and although the buyer and seller complete the transaction privately, the risk of buying a house is greater. The first is the hidden danger of whether the real estate certificate can be handled on time, and the second is whether the seller can cooperate with the completion of the transfer after the real estate certificate is issued. Therefore, it is not recommended to buy such a house, and most developers will control the construction cost of relocation housing, and there is a certain gap in the quality of housing compared with ordinary commercial housing. >>>More