I want to save money and have the right money on hand at the same time

It's not okay to just think about how to save money, in fact, saving more than 30,000 yuan in 4 years with your salary is already very powerful, which shows that you are really saving, because the salary of more than 1,000 for girls who love to spend money is not enough for their monthly living expenses, and you have to pay for broadband at home. You should invest your money in improving yourself and find ways to make yourself able to earn more money. For example, professional advancement or further education in your work.

However, at this stage, if you don't have this plan, you just want to save money, you can keep an account for yourself, write down the daily expenses in detail, and summarize it every month, I don't know how much you deposit in the bank every month, you can save 1000 yuan, and the remaining 700 yuan should be about 450 in addition to mobile phones, broadband, and pocket expenses, (75 broadband + 50 phone bills + 125 pocket money (I don't know if it's enough)) This 450 yuan can be put in your hands, but the expenses are bookkeed, and there are urgent or unexpected things, friends gatherings and the like will not feel embarrassed that they have no money in their hands. But this 450 to your statement is not long to spend money may not go out, next month when you pay your salary you can deposit 1450 in the bank 1450 (75 broadband + 50 phone bills + 125 pocket money), with the current month's salary to pay various expenses and take out 125 yuan of pocket money, this 450 is still in hand, in the same way, you can also deposit 1450 in the third month, and 450 is also in hand. Of course, you can't spend this 450 without spending, you may suddenly want to buy something, and you can start over again after spending it in a few months, so if you can spend 4 months on 450, then you can save 5350 yuan in 4 months, and you will have 450 mobile funds in your hand.

Be sure to keep an account in the middle, and if you find that you have spent money that you shouldn't have spent, you should avoid it next month. I may be a bit of a mess to sum up: the first month:

Deposit 1,000 yuan, mobile phone fee 50 yuan, broadband fee 75 yuan, pocket money 125 yuan, mobile funds 450 yuan. The second month: deposit 1450 yuan, mobile phone fee 50 yuan, broadband fee 75 yuan, pocket money 125 yuan, mobile 450 yuan so far.

The third and fourth months are the same as the second month. 4 months deposit of 5350 yuan, the cost is 1000 yuan (including ** fee, broadband fee and 4 months of 500 yuan of pocket money), you still have 450 yuan of funds in your hand, if you have not spent, of course, you can save longer, more. If you don't spend the 450 yuan in 4 months (buy a gift for your boyfriend or something), you can have another 4-month cycle, the method is the same as above, so that you can save 16050 yuan a year, and 4 years is 64200 yuan.

You are rich in your hands. Of course, my approach is based on the fact that you spend money really sparingly. About your boyfriend, I don't know what his financial situation is, if it's not very good, don't force him, it's not that you can't fall in love without spending money, if his financial situation allows it and just doesn't give you flowers, then it depends on it, why do you spend money on him if you're so frugal?

First of all, the landlord, I feel that you are really a very good girl, and now many girls are opening their mouths to pay money and closing their mouths about money, for fear that others will not say that she is rich. I don't think there's anything wrong with saving.

Finally, I want to tell the landlord that it is good to save, and don't lose your body, and your health is the capital!

Good luck!

When I was in school, I used to really want to buy a mobile phone. Because he didn't have enough money, he started to save money, and in order to achieve his goal, he made efforts that are unimaginable now. ......Specifically, in order to save money to buy a mobile phone, I took three actions: walking to and from school, eating the cheapest meal at noon, and saving all my pocket money.

1. In order to save money to buy a mobile phone, I don't take the bus to and from school, but walk.

On weekdays, I take the bus to and from school. But in order to save money to buy a mobile phone, I stopped taking the car and walked instead. ......Since doing so will extend the time on the road, I have to wake up earlier and arrive home later every day.

Although I have worked harder because of this, I don't feel hard anymore when I think that I can buy my favorite mobile phone as soon as possible.

2. In order to buy a mobile phone as soon as possible, I only eat the cheapest meals at noon.

If you don't take the bus, you can't save enough money at all. ......Therefore, I also worked lunch......From the moment I decided to save up for a mobile phone, I only ate the cheapest meals at lunch, and saved up the rest of my money to buy a mobile phone. ......Although I was often hungry and thin during that time, I felt very energetic and did not regret what I did at all.

3. I saved all my pocket money just to be able to buy my happy mobile phone as soon as possible.

In addition to saving on the bus and lunch, I also saved my pocket money ......Although his pocket money is not much, he saved it bit by bit, and after a period of time, Hu Yuanpei finally saved enough money and bought the mobile phone he wanted. ......When I got the mobile phone in my hand, I had mixed feelings in my heart and couldn't help but ...... tearsAlthough I have had the experience of buying other things in the future, this time I was most impressed by myself, and I felt very unbelievable about the persistence in my heart.

Yes! <>

How fun it is to save money!

Saving money is a good financial habit that can help you achieve your bigger financial goals. Saving money requires a long-term plan, setting goals and limiting spending. By setting aside a portion of your income each month as savings, you can gradually accumulate wealth for future investment and asset appreciation.

In practice, self-discipline and persistence are required to avoid casual consumption and unnecessary waste. Saving money is not easy, but it can bring freedom and security.