Many netizens suggested canceling the pre sale of off plan housing! Can we prevent the emergence of

It should work, but it can be very difficult to operate, and I don't know if it's possible. For consumers, one hand to pay and one hand to deliver, this is the real business. Off-plan housing gives people the feeling that they are taking the buyer's money to build a house, and in the end the house is still unfinished, and everything has to be borne by the buyer.

If you want to cancel it directly, it may be more difficult, you should take it step by step, after all, the cost of canceling the pre-sale system for developers will increase, there is too much uncertainty in the property, and if you take too much risk, you are afraid that the house will not be sold. <>

The issue of risk is not for the buyer to consider, the buyer should consider that he should get his house after paying the money, rather than paying the mortgage before the house is obtained. At present, the owners of unfinished buildings in various places have to use the method of suspending loans to protect their rights and interests, and in this way, they will hurt the enemy by one thousand and lose eight hundred, empty the pockets of several families and two generations, and have to repay the mortgage if they buy a house without living in it, and they still have to rent a house to live in. It has reached the point of helplessness to choose to use this way, and the whole family has to make enough down payment to get the result of stopping work, and no one can accept such a result, which has a very big impact on the life of the owner.

Many netizens suggested canceling the pre-sale of off-plan properties. Many experts have different views on whether to cancel the pre-sale system, and some feel that there is no way to simply cancel it across the board, after all, it is necessary to consider the long-term system. Some experts feel that the model of existing home sales can be explored.

Some experts also said that the pre-sale system may no longer be applicable, and it can be suggested that the existing house sales system can be piloted. After all, the question of whether to cancel the pre-sale still needs to be studied by the relevant departments before making a decision, because it faces a lot of problems. <

We should first solve the current problem of unfinished business, how to recover the funds to build the house well to make up for the loss of the owner. The most important thing is how to supervise the funds in the current situation of the pre-sale system, and we should further improve these systems to ensure that there will be no unfinished situation in the later stage and ensure the rights and interests of buyers.

It is possible to prevent the occurrence of unfinished buildings, if there is no off-plan sales, then there is no unfinished building, and everyone is an existing house when buying a house.

I think the cancellation of the pre-sale of off-plan housing is to prevent the emergence of unfinished buildings, it is expected that the emergence of unfinished buildings has caused the intelligence of many families to be broken, and the impact on people's lives is also very large, I also very much hope to cancel the pre-sale of houses.

It is not very effective to prevent, 1The pre-sale system of commercial housing is very important to the development of the real estate industry, and the cancellation of off-plan pre-sale will have an impact on the development of real estate in China. 2.

Canceling off-plan pre-sales may also result in higher house prices. 3.Canceling the pre-sale of off-plan housing cannot fundamentally solve the phenomenon of unfinished buildings.

The main reason for the unfinished commercial housing is the current pre-sale system of commercial housing, and it is recommended to stop the pre-sale system. The pre-sale system of commercial housing in the words of the common people is that the developer sells the drawings, and the house is generally delivered after 3-5 years. If the real estate business is not managed well, it will lead to the house being unfinished and there will be a thunderstorm.

This time, there has been a collective supply interruption in the country, in fact, it is because of the pre-sale system of commercial housing, and the commodity pre-sale system should obviously come to an end, so stopping the pre-sale system can cut off the risk of our supply interruption. The pre-sale system of commercial housing was in place in 1998 when the housing reform was in short supply, and in this case there was its reasonableness, to be precise, it was introduced from Hong Kong, and the pre-sale properties were sold in Hong Kong, but today, the commercial housing is generally from the national point of view, the overall function and demand are balanced, and even some places are oversupplied, so we must comply with the times to stop the pre-sale system of commercial housing.

Theoretically, the cancellation of the pre-sale house must be able to ah, at least the main body of the house has been repaired, you can see and touch, you can not buy it, if you feel bad, you can not buy it, even if there is a problem with the interior decoration and installation of the house in the later stage, it is better than the direct unfinished, nothing is better than the mortgage, at least the house is repaired, you can see and touch, you can not buy it, if there is a problem with the interior decoration and installation of the house in the later stage, it is better than the direct unfinished, nothing, theoretically as long as the capital supervision is strengthened, Acceptance in strict accordance with the standards, there will be no problems.

The cancellation of the pre-sale system can avoid the unfinished real estate in the future - after all, it cannot be sold if it is not completed, and the unfinished property can only rot in the hands of the developer, not the owner - but it cannot bring back the unfinished buildings that have been caused by the pre-sale system, poor supervision, and the misappropriation of funds by developers and banks, and there is no guarantee that the sold real estate will not produce new unfinished buildings due to the cancellation of the pre-sale system aggravating the liquidity difficulties of developers and causing the capital flow to be broken. There is a careful trade-off between a "hard landing" at the bottom of the kettle and a few rounds of back and forth for a "soft landing".

Theoretically, the pre-sale system with strict pre-sale fund supervision and a reasonable proportion of pre-sale fund supervision to ensure that the funds that cover the corresponding real estate construction and installation expenses are not misused, which can prevent unfinished buildings, but in fact, we have also seen various developers' riotous operations, such as the payment agreed in the purchase contract is not a supervision account, and the bank is not responsible for supervision, so the owner can only find the developer to make trouble - but can you say that the bank is completely unaware?

Truth be told, the cancellation of pre-sale homes may also cause a lot of new problems while allowing consumers to avoid unfinished homes.

The difficulty of developers to raise funds has increased significantly, which will make the real estate industry's capital access threshold rise sharply, although this will eliminate many small-scale real estate enterprises with weak funds, but it will also lead to the outflow of small shares of funds, into the market or the market, but the fluctuation is good, if a large number of inflows into the market, especially the agricultural product market, it may happen that you play garlic and ginger you army (the previous times have happened in the real estate market when the transaction price is large).

In addition, the management of housing loans by banks will also undergo great changes, especially the review of construction loans for developers may be stricter, because the risk increases.

Not necessarily, the houses are all speculated in China, and the cancellation of pre-sales will only increase the financial pressure on real estate developers, which has no impact on ordinary people.

Everything is still illegal and the cost is low, which is not enough to knock and avoid the speculation of developers''

In many cases, developers are exploiting regulatory loopholes, and they do not take the relevant legal knowledge and law enforcement departments seriously to persuade and match warnings, and may even have a speculative mentality; The state and local** are not in a position to help if the real estate company engages in one or more of the following actions:

Developers are facing or have been caught up in debt disputes.

The developer's capital chain is broken, and there is no way to turn around.

The developer has illegal projects.

If the pre-sale is really canceled, there will naturally be no unfinished buildings in the future, but the existing unfinished buildings still cannot solve their fundamental problems. Secondly, once the pre-sale is canceled, the house price will inevitably increase, considering the construction and sales cycle, the development of a real estate will be greatly improved, the developer will face the risk of long-term capital investment not being reported, then the development of real estate may become less, and the price of housing will inevitably soar.

First of all, it is straightforward to solve the problem of unfinished houses. However, there is a possibility that there will be a "ghost town". It's just that the house is not unfinished, but no one buys it.

A more benign supervision and control mechanism is a reasonable way to solve this problem. And to sell the house, but also to let the house be built. Buying a house with a loan is nothing more than a tripartite:

Buyer--Bank-Developer As long as the developer's funds are reasonably monitored, the funds can be earmarked. There will be no bad ending. At present, many of the unfinished projects are that the parent body of the developer has no money, and the east wall is demolished to make up the west wall, and in the end, the west wall and the east wall are rotten.

Personally, I don't think it's hard to solve this problem. How does the housing authority work, what are the responsibilities of the banks, and what are the responsibilities of the developers. If the classification is good, there will be no more unfinished houses.

The cancellation of pre-sale housing may not be realistic, and **, banks, and developers will be unhappy;

In order to ensure the safety of people's housing payments, a third-party fund regulatory agency can be set up, and the housing payment will not be issued to the developer if the housing is not delivered.

The problem of unfinished houses may be solved, but it will also create other problems. But no matter what the problem, it is the ordinary people who will suffer in the end.

Houses are built for people to live in, and as for the relationship between developers and banks, the people can't control it, and they can't manage it.

There should be no off-plan housing for the people to live in, and many of them are extremely poor to buy a suite all their lives, and as a result, they can't live in it. Developers who don't have the strength are not qualified to buy a house. Off-plan housing, take the people's life to make fun. How can I bear it.

I don't think it's likely, it's unlikely that the problem will be solved in the short term. Even if the pre-sale housing system is cancelled, there may be no unfinished buildings in the back, and so many unfinished buildings in front of it still can't be solved!

Pre-selling homes will not fundamentally solve the problem of unfinished houses. But the goal of the people is not to solve the problem of unfinished houses, the goal of the people is that I pay the money, and you will pay the house for me. It's as simple as that. As for whether you solve the problem of unfinished houses, that's a matter for developers and banks.

Sure, the houses are only sold after they are built, how can they be unfinished? The pre-sale system played a role in the initial stage of funding, and now it is time to withdraw from the stage of history. Compatriots, wake up, don't buy pre-sale houses!

No, but some of these undesirable social phenomena can be avoided. The bank staff publicly stated that the house was not capped, and the bank lent money, and it had been fined. Very justifiable. They are violations, but they are not offensives. The law is always the bare minimum.

1. The real estate developer must pay a deposit equal to the amount of the land to the owner. 2. Strengthen third-party supervision, and enable the responsibility system for the prevention of unfinished work for relevant personnel (before the completion of the unfinished work, who approves the funds will be responsible for the end, and the resignation during construction also needs to be held responsible). 3. In the event of unfinished business, the real estate company will be liquidated, the relevant responsible persons will be investigated, the deposit and related assets will be confiscated, and the bank will be responsible for bidding to produce new real estate developers to complete the project construction.

4. The overall process of real estate projects has been completely reorganized to prevent Evergrande and other real estate time from being staged again.

Hello, first of all, the ** of the off-plan house is not guaranteed, at that time, the down payment was handed over to the developer, and the developer signed a contract, but the market situation is unpredictable, and the house price will also fall or rise. The quality of the off-plan house can not meet expectations, and I have already paid the money, but when the house is delivered, there is a problem with the house, which is a troublesome thing at this time, but the existing house sales do not have this concern, and wait for their own acceptance before paying. There is also the surrounding environment and supporting facilities, and some construction around the off-plan house has not kept up, resulting in dissatisfaction in the later stage.

There are pros and cons to off-plan properties that need to be weighed by yourself.

Unfinished buildings across the country occur frequently, in the face of the unfinished buildings that can not move in but need to continue to pay loans, the owners have expressed strong dissatisfaction, the topic of canceling the pre-sale system of commercial housing is also rushed to the hot search list, the vast majority of people support the sale of existing houses, but in fact, the sale of existing houses does not have absolute benefits, this system also has advantages and disadvantages. <>

The advantage is definitely that all home buyers will not suffer from the pain of unfinished business and will be able to move into a new home in the first place. As the name suggests, the sale of existing houses is used for sale after the house is built, in this case, consumers can clearly see the specific situation of the house, can understand the various supporting facilities of the house in detail, and do not have to worry about whether the developer will run away with the money after buying the house, leaving a mess, every buyer can safely live in the new house, and no longer need to face the embarrassing situation that the house is unfinished and they need to continue to pay the loan. <>

The downside is that existing home sales will increase home prices to a certain extent, and existing home sales will also slow down the development progress of developers. Through the pre-sale system real estate developers can transfer a certain amount of economic pressure to consumers, after all, the housing payment paid in advance by consumers can greatly ease the economic pressure of real estate developers, and if the implementation of existing house sales, then the developer must bear all the economic pressure, repair a building is good, if the developer wants to blossom in all parts of the country, then no matter how big the company can not bear such economic pressure, so this is bound to slow down the development progress of the house to a large extent. The same is true when it comes to house prices, where the economic pressure on existing home developers is too great, and they are bound to shift these pressures to consumers, so it is clear that the price of existing homes must be higher than the pre-sale price.

Both the pre-sale system and the existing house system have their own advantages and disadvantages, but from the current point of view, our house sales are still inseparable from the pre-sale system, and we can only improve the pre-sale system, balance the relationship between real estate developers, banks and consumers, and not let all the pressure after the house is unfinished by the consumer.