How to avoid buying an unfinished property?

One is: it depends on the complete five certificates.

1. State-owned Land Use Certificate;

2. Construction Land Planning Permit;

3. Construction Project Planning Permit;

4. Construction Permit for Construction Projects;

5. "Commercial Housing Pre-sale License".

The second is: if it is an existing house, it is the most ideal. There is no existing house, just off-plan, it depends on the progress.

The third is: the most ideal is that the house and the entire community have been basically completed, or the outdoor engineering construction of the house has begun, at least it has been capped.

Fourth: don't listen to the middleman or intermediary, or the developer's flickering bragging. Hearing is believing, and seeing is believing. Drive yourself to the site to see.

The self-help method for buying a house and encountering unfinished buildings is: the house can continue to perform if the house has been built, and the buyer should transfer the ownership of the house in time; If the buyer of the house has not completed the house and has paid the full price, he may request the bankruptcy administrator to transfer the ownership of the house and apply to the real estate management department for a change in the registration of the house, and the bankruptcy administrator of the buyer who has not paid the full price has the right to decide to continue to perform or terminate the contract.

[Legal basis].

Article 72 of the Civil Code provides that during the liquidation period, the legal person shall continue to exist, but shall not engage in activities unrelated to the liquidation. The remaining property of a legal person after liquidation shall be disposed of in accordance with the provisions of the legal person's charter or the resolution of the legal person's authority. Where the law provides otherwise, follow those provisions.

When the liquidation is completed and the cancellation of the registration of the legal person is completed, the legal person shall be terminated; Where it is not necessary to register as a legal person in accordance with the law, the legal person shall be terminated at the end of the liquidation. Article 73:Where a legal person is declared bankrupt, the legal person shall be terminated when bankruptcy liquidation is carried out in accordance with law and the legal person's deregistration is completed.

Buyers must not be greedy for small cheap, greedy for small cheap is easy to suffer a big loss, and secondly, we must investigate the situation of local residents, some local residents are more aware of this.

The best way to avoid it is to buy an existing house or a second-hand house, not to buy an off-plan house, the off-plan house is a long time, and it is easy to have an unfinished building.

The best way to do this is to buy a property that has already been developed, so that you can avoid the unfinished development in the first place.

With the changes in the market environment and the tightening of the regulation of the property market, some real estate companies have been overwhelmed and have exploded. The most direct impact on our consumers is probably that the risk of buying unfinished properties has begun to increase. So how to avoid buying an unfinished building?

How to avoid buying an unfinished property?

1. Investigation of the qualifications of the developer.

Buyers should pay attention to the profile of the developer and its affiliates before buying a house, especially pay attention to the legal risks and administrative penalties. Check whether the developer and its affiliates have debts to external parties, unfinished buildings, arrears of project payments, and overdue delivery of commercial housing in the past.

2. Check the five certificates and two books.

It is essential to check the developer's five certificates and two books, namely the "State-owned Land Use Certificate", "Construction Land Planning Permit", "Construction Project Planning Permit", "Construction Project Construction Permit", and "Commercial Housing Pre-sale License". The second books are "Residential Quality Assurance Certificate" and "Residential Instruction Manual". If you don't even have these, don't buy them.

3. Confirm the payment account.

It is important to pay attention to whether the fund payment account is the developer's ** escrow account. Many developers will collect the housing payment and will swipe the POS machine on the spot, and some developers may play tricks on the POS machine and transfer the housing payment directly to the name of a third party. Whether it is through POS machines or other means, the transfer of housing payments to a third party or a non-custodial account may lead to the completion of the building in the later stage.

Therefore, once this kind of problem is found, it is necessary to communicate with the developer in a timely manner, require the fund account that must be supervised, and even report and complain in time if necessary.

4. Keep the invoice.

After the payment, the developer must be required to issue an invoice for the house payment in a timely manner. Some developers often do not issue invoices when collecting housing payments, but only issue receipts. In fact, once an invoice is issued, it often means that the house payment falls to the ** supervision account, which is conducive to the later supervision of funds.

5. Grasp the right time to buy a house.

If the construction progress of the project is completed 2 3, then the probability of unfinished buildings in this real estate is generally very low. Therefore, you may wish to choose to buy a house in the later stage of the developer's opening, but the house purchased in the later stage may not have an advantage in the choice of floor and house type, and a good house will be higher than the early stage of the opening.

6. Keep an eye on the construction progress.

You should pay attention to the construction progress, and once the construction stalls, communicate and verify with the developer and the construction unit in a timely manner. Nowadays, larger developers will take the initiative to send construction progress to owners, and there are also many professional third parties who will regularly step on the market, and buyers will not be afraid to learn about it through multiple channels.

7. Watch for suspicious signs.

Once it is found that the developer has signs of transferring housing payments, defaulting on project payments or construction stalls, etc., immediately apply to the relevant competent authorities for relevant information supervision through the ** information disclosure application. When necessary, it is even necessary to directly request the competent department to investigate and deal with or complain about the misappropriation of housing funds.