How to remit the inter bank large value transfer fee counter

It is recommended that you apply for mobile transfer, which has a cheap handling fee. Hope.

Different banks have different rules for charging fees for inter-bank transfers, taking Bank of Communications as an example

1. Mobile banking: There is no handling fee for inter-bank transfers.

2. Online Banking:

1. If the amount of a single transfer is less than 5,000 yuan (inclusive), there is no handling fee;

2. The amount of a single pickpocketing bad transfer is 5,000 yuan to 10,000 yuan (inclusive), and the handling fee for each transaction is 8 yuan;

3. The amount of a single transfer is 10,000-50,000 yuan (inclusive), and the handling fee for each transaction is 12 yuan;

4. If the amount of a single transfer is more than 50,000 yuan, each transaction fee will be charged according to the transfer amount, and the maximum limit of a single transfer fee is 40 yuan.

3. Counter Transfer:

1. If the amount of a single transfer is less than 2,000 yuan (inclusive), the handling fee for each transaction is 2 yuan;

2. The amount of a single transfer is 2,000 yuan to 5,000 yuan (inclusive), and the handling fee for each transaction is 5 yuan;

3. The amount of a single transfer is 5,000 yuan to 10,000 yuan (inclusive), and the handling fee for each transaction is 10 yuan;

4. The amount of a single transfer is 10,000-50,000 yuan (inclusive), and the handling fee for each transaction is 15 yuan;

5. If the amount of a single transfer is more than 50,000 yuan, each handling fee will be charged according to the transfer amount, and the maximum limit of the single transfer fee is 50 yuan.

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The counter inter-bank transfer fee is related to the transfer amount, taking Bank of China as an example, as follows:

1. The transfer amount does not exceed 2,000 yuan: the counter transfer fee will be charged at 2 yuan.

2. The transfer amount is between 2,000 and 5,000 yuan: the counter transfer fee will be charged at 5 yuan.

3. The transfer amount is between 5,000 and 10,000 yuan: the handling fee for the transfer of the account over the counter will be charged at 10 yuan.

4. The transfer amount is between 10,000 and 50,000 yuan: the counter transfer fee will be charged at 15 yuan.

5. The transfer amount is more than 50,000 yuan: the counter transfer fee will be charged according to the transfer amount, and the maximum fee will be 50 yuan. <>

Counter inter-bank transfer requires a handling fee, and the inter-bank handling fee charging standard of different banks is different, and the counter inter-bank transfer fee is related to the transfer amount.

Extended Materials

How much you charge for inter-bank transfer depends on the bank and the amount of money you transfer, and the channel of the transfer. Depending on the choice of the above factors, the fees to be charged are also different. Specifically:

1. Handle it through the bank counter.

If the inter-bank transfer is handled manually through the bank's counter, each commercial bank will make preferential or non-preferential treatment on the basis of the current ** guide price. That is, the maximum cannot exceed the ** guide price.

Under the ** guide price, if the individual remittance is less than 2,000 yuan (including 2,000 yuan), the fee is 2 yuan; Between 2,000 yuan and 5,000 yuan (including 5,000 yuan), 5 yuan will be charged; between 5,000 yuan and 10,000 yuan (including 10,000 yuan), 10 yuan will be charged;

between 10,000 yuan and 50,000 yuan (including 50,000 yuan), each transaction will be charged 15 yuan; If it is more than 50,000 yuan, it will be charged in proportion to the amount, with a maximum of 50 yuan.

2. Handle it through mobile banking.

The common practice of commercial banks to handle inter-bank transfers through mobile banking is that there is no fee, and the transfer speed is also very fast.

3. Handle it through online banking.

If you make an inter-bank transfer through online banking, the fees charged by each bank are different. Generally speaking, large and medium-sized banks have a slight fee, and most small banks such as urban commercial banks and rural commercial banks are exempted.

The charging standards of some banks are: if the single transaction is less than 5,000 yuan, the handling fee will be waived; between 5,000 yuan and 10,000 yuan, 10 yuan per transaction; 10,000 yuan to 50,000 yuan, 15 yuan per transaction.

4. Transfer money through self-service methods such as ATMs.

If you make an inter-bank transfer through ATMs or other means, the fees charged by each bank are different. Take Bank of China ordinary transfer as an example: if you use the Great Wall debit card to make an ATM inter-bank transfer, each transaction is less than 2,000 yuan (including 2,000 yuan), and the fee is 2 yuan;

2,000 yuan to 5,000 yuan (including 5,000 yuan), 5 yuan; After that, according to the increase of the amount, the fee is also increasing, if the transfer amount is more than 50,000 yuan, it will be charged according to the amount, up to 50 yuan.

Of course, this refers to ordinary remittances. That is, remittances that are slower; If it is a real-time transfer, the fee amount will be increased accordingly. For example, if a single real-time transfer is less than 2,000 yuan, the fee is more expensive than ordinary transfers.

Counter interbank transfers are subject to a handling fee。The amount of inter-bank transfer fee deducted is related to the channel of the transfer source and the amount of the transfer. If the user transfers money through the counter or ATM, he needs to pay a handling fee, which generally ranges from 1 to 50 yuanThe specific amount of the first sensitive fee is determined by the bank's charging standard and the amount of personal transfer.

Transfer refers to a bank currency settlement method that does not directly use cash, but transfers money from the payment account to the receiving account through the bank to complete the currency receipt and payment. It isIt has gradually developed with the development of the banking industry. When the amount of money settlers is large and the space distance is long, it can be safer and faster to use the transfer settlement.

In modern society, the vast majority of commodity transactions and monetary payments are carried out through transfer settlement.

Units that handle transfer settlement by bank and transfer settlement at the bank shall follow the principle of settling money and goods, safeguarding the legitimate rights and interests of both parties receiving and paying, and not making advances by banks.

In addition, the transfer settlement should also comply with the relevant national regulations. As a bank settlement method, transfer has a wide range of applications. Transfers and settlements can be made between the same city and other places, between corporate accounts and corporate accounts, between corporate accounts and individual accounts, and between personal accounts and personal accounts.

The counter handling of inter-bank bridge transfer and composure accounts requires a sales fee, and the upper limit is 50 yuan. The specific amount of money is with your amount, such as 10,000 yuan, the upper limit is 50 yuan.

2 yuan for each transaction below 10,000 yuan (including 10,000 yuan);

10,000-10,000 yuan (including 10,000 yuan), 5 yuan; 10,000-10,000 yuan (including 10,000 yuan), 10 yuan;

10,000-50,000 yuan (including 50,000 yuan), 15 yuan;

More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan.

Real-time: each transaction below 10,000 yuan (including 10,000 yuan), yuan;

10,000 yuan - 10,000 yuan (including 10,000 yuan), 6 yuan;

10,000-10,000 yuan (including 10,000 yuan), 12 yuan;

10,000-50,000 yuan (including 50,000 yuan), 18 yuan;

More than 50,000 yuan, according to the amount, the maximum charge is 50 yuan.

The above content is for your reference, and the actual business regulations shall prevail.

Extended Materials

1. Domestic inter-bank remittance: You can transfer money from your debit card to your own or others' accounts in other domestic banks.

2. Mobile phone number transfer: You can transfer and remit money within the Bank of China by entering the mobile phone number of the "BOC Pocket Uplink" user (this user must have set the default of "BOC Pocket Uplink" in the travel Jane).

3. Directional transfer and remittance: Our bank provides customers with intra-bank directional transfer remittance and domestic inter-bank directional remittance, that is, you can apply for the maintenance of a number of specific transfer payees at the counter in advance, and then make transfer and remittance transactions to these specific payees through "BOC Pocket Mobile". The transfer limit is higher than that of regular non-directed transfers.

The inter-bank transfer fee of Bank of China is generally related to the transfer amount and transfer method, and the corresponding charging standards for different transfer amounts and methods are as follows:

1.The transfer amount is less than 2,000 yuan.

The counter inter-bank transfer fee is 2 yuan, and the ATM inter-bank transfer fee is 2 yuan. Free transfers are available for both online and mobile banking.

2.The transfer amount is between 2,000 and 5,000 yuan.

The inter-bank transfer fee is 5 yuan for the counter and 6 yuan for the ATM inter-bank transfer. Free transfers are available for both online and mobile banking.

3.The transfer amount is between 5,000 yuan and 10,000 yuan.

The inter-bank transfer fee is 10 yuan over the counter and 12 yuan for the ATM inter-bank transfer. The inter-bank transfer fee of online banking is 10 yuan, and the mobile banking transfer is free of charge.

4.The transfer amount is between 10,000 yuan and 50,000 yuan.

The inter-bank transfer fee is 15 yuan over the counter and 18 yuan for the ATM inter-bank transfer. The inter-bank transfer fee of online banking is 15 yuan, and the mobile banking transfer is free of charge.

5.The transfer amount is more than 50,000 yuan.

The handling fee for inter-bank transfer over the counter and online banking shall be charged according to the amount, with a maximum of 50 yuan. ATMs do not support transfers of more than 50,000 yuan, and mobile banking is free of charge.