-
Anonymous users2024-02-12Summary. Hello dear <>
The main financial risks faced by real estate enterprises include the following aspects:1Market Risk:
The real estate market is affected by a variety of factors, such as the macroeconomic environment, policy regulation, land supply and demand, etc., and market fluctuations will directly affect the sales and liquidity of enterprises. 2.Capital Risk:
Real estate development requires a large amount of capital investment, and if the financing channels of enterprises are limited or the cost of borrowing is too high, it may lead to the rupture of the capital chain and affect the operation of enterprises. 3.Credit Risk:
There is a credit transaction between the developer and the first merchant and home buyer, and if either party defaults or has payment problems, it will have a negative impact on the enterprise. 4.Legal Risks:
Real estate companies need to comply with various regulations and policies, such as land management, environmental protection, construction projects, etc., and may face penalties such as fines and work stoppages if they fail to properly handle related matters. 5.Project Risk:
Real estate development involves multiple links, such as land purchase, planning and design, construction supervision, etc., and problems in any one link may affect the entire project.
Please briefly describe the financial risks of the real estate business.
Hello dear <>
The main financial risks faced by real estate enterprises include the following aspects:1Market Risk:
The real estate market is affected by a variety of factors, such as the macroeconomic environment, policy regulation, land supply and demand, etc., and market fluctuations will directly affect the sales and liquidity of enterprises. 2.Capital Risk:
Real estate development requires a large amount of capital investment, and if the financing channels of enterprises are limited or the cost of borrowing is too high, it may lead to the rupture of the capital chain and affect the operation of enterprises. 3.Credit Risk:
There is a credit transaction between the developer and the first merchant and home buyer, and if either party defaults or has payment problems, it will have a negative impact on the enterprise. 4.Legal Risks:
Real estate companies need to comply with various regulations and policies, such as land management, environmental protection, construction projects, etc., and may face penalties such as fines and work stoppages if they fail to properly handle related matters. Calendar 5Project Risk:
The development of real estate is related to many links, such as land purchase, planning and design, construction supervision, etc., and any problem in any link may affect the entire project.
Added:1Asset-liability risk:
The balance sheet of real estate enterprises often has high liabilities and high assets, and if the asset quality declines or the scale of liabilities is too large, it may lead to the tightening of the company's capital chain or even bankruptcy. 2.Operational Risk:
The process of real estate development needs to involve multiple departments and links, such as land acquisition, design and construction, sales, etc., and the lack of effective management and supervision mechanisms may lead to operational risks. 3.Profit Risk:
The real estate market fluctuates greatly, and changes in sales directly affect the profit level of enterprises, and if enterprises fail to adjust their strategies in time, they may face the risk of declining profits. In short, the financial risks faced by real estate enterprises are complex and uncertain, and enterprises need to have risk awareness and response capabilities. <>
-
Anonymous users2024-02-11The method of setting up the project company does not take into account tax considerations.
Risk description: After the real estate group acquires the land, it establishes a project company for development, without considering the tax impact in advance, and the establishment of the project company does not comply with the relevant regulations, resulting in the land price cannot be deducted according to the regulations when the VAT is calculated and paid.
Key reminder: Cai Shui [2016] No. 140 "Notice on Clarifying the VAT Policies for Finance, Real Estate Development, Education, Auxiliary Services, etc.", Article 8 stipulates that after a real estate development enterprise (including a consortium composed of multiple real estate development enterprises) pays the land price to the ** department, a project company is established to develop the transferred land, and if the following conditions are met, the project company can deduct the land price paid by the real estate development enterprise to the ** department according to the regulations.
1) The real estate development enterprise, the project company, and the ** department sign a change agreement or supplementary contract to change the land transferee to the project company.
2) Under the condition that the use, planning and other conditions of the land transferred by the department remain unchanged, the total land price shall remain unchanged when the change agreement or supplementary contract is signed.
3) The entire equity of the project company shall be held by the real estate development enterprise of the transferred land.
The above three conditions must be met at the same time, otherwise the calculation and payment of the difference in VAT will be affected.
Real estate is less profitable. Increasing profits means increasing the difference between sales and costs. 1. Take the road of expanding the suburbs, take the land at the bottom cost, develop the project in advance, and do high-quality projects to make the land appreciate, and then the later project will naturally make more profits on the basis of the original land cost. >>>More
I understand the mood of the state's control, and it is also for the purpose of serving the people, but the real estate regulation is deadlocked. On the one hand, a series of policies introduced are very forceful and do not tolerate real estate investment, on the other hand, developers have a strong sense of buying and selling, and some well-known people assert that house prices cannot be sustained ** and that there is no benefit in keeping them **, in this case one cannot help but wonder whether this "fight" is real or fake. >>>More
Legal analysis: The transfer fee for selling a house mainly includes deed tax, business tax, personal income tax, stamp duty, land value-added tax, real estate transaction tax, registration fee, and transaction appraisal fee. The specific calculation method is as follows: >>>More
In recent years, China's economy has accelerated its rise, and people's living standards have undergone earth-shaking changes, among which the real estate industry has really contributed to it。However, after so many years of rising house prices, now it seems that house prices seem to be very high, the state has introduced a number of regulation and purchase restrictions this year, and the intention to suppress house prices has been very obvious, in 2021, the house prices in many large cities have appeared, especially in first-tier cities and some of the top second-tier cities, most of the house prices have fallen by about 10-15%, in this case, the market is bullish and bearish on house prices. >>>More
In the cost management department of the real estate industry, to do a good job in the cost control of the enterprise is to decompose the tasks in the real estate construction process to the most controllable degree, and clarify the required factors for each sub-task. The goal of the task is to indicate the requirements that need to be achieved by the task, including resource requirements, such as various resource plans, personnel, equipment, etc., capital plans, time plans, quality requirements, acceptance criteria and related tasks, these factors are important information to describe a business, only the cost of each task is well controlled, in order to achieve comprehensive control of costs. >>>More