Five insurances and one housing fund are 2900, can you still do it if you get a little more than 3,0

First, there are five insurances and one housing fund, indicating that the company is still relatively formal, at present, many small companies do not have provident fund, and even social security five insurance.

Second, the salary of more than 3,000 mainly depends on the consumption level of your city, which is okay in the fourth and fifth tier cities.

3. If the interest rate of the housing provident fund is relatively low for the loan to buy a house, if you do not buy a house, you can also withdraw it.

Fourth, based on the above situation, in view of the actual situation this year, it is recommended to continue to work, if you really don't want to stay, you should wait until you find a good job before resigning.

I wonder if it can help you? Thank you!

Depending on which region you are in, if it is Beijing, Shanghai, Guangzhou and Shenzhen, it is resolutely not possible, and if it is a third-tier city or a township level, you can consider it.

You must be aware of whether your abilities and desires match. The total income of more than 6,000 is not very low, if your ability is very strong, then look for a high salary, if not, sink down to enrich yourself, there will be a better income in the future.

Five insurances and one housing fund are 2900, can you still do it if you get a little more than 3000? This depends on which city you are in, if you are in a first-tier city, life may be more stressful. I have no problem returning to the second- and third-tier cities, and I can do it completely.

What if you don't do it? Can you find a higher paying job? If you can, of course, you don't have to do it, quit your job as soon as possible, but the reality is that it is too difficult to find a high-paying job, and if you don't have the ability, you can only do it.

I don't know which city you live in, if it's in a first- or second-tier city, it's low, if it's in a third- or fourth-tier city, in fact, there are five insurances and one housing fund, and you can have more than 3,000.

Now the overall socio-economic situation is not very good, if you do not have good professional skills or have not found a good home, it is recommended that you still work steadily.

Although the 2,900 yuan of five insurances and one housing fund cannot play a big role, you at least have a guaranteed life

It depends on the average income level and the cost of living.

Legal analysis: 3,000 a month after paying five insurances and one housing fund, there is still 2,420 yuan left (which does not include personal income tax). The tax rate of five insurances and one housing fund is paid only when the salary of personal income tax is greater than 3500.

You pay 8% of the pension insurance yourself. You pay 2% for health insurance. You pay 1% for unemployment insurance.

Work-related injury insurance is not paid a penny. You pay 8% of the housing provident fund yourself.

Legal basis: Social Insurance Law of the People's Republic of China Article 2 The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

As a person in the workplace, in fact, the salary of 3,000 yuan is not very high, but let's not take 3,000 yuan as a starting point or 3,000 yuan as an example to look at such a problem. Since some of the workload in the first job, including your working hours and your work address, are all issues that you should consider, so 3,000 yuan is just a salary element, then this salary element is an aspect you consider.

Let's say you have a very relaxed workload and can enjoy a normal 9-to-5 work every month.

A rhythm of life and work frequency, and then be able to experience normal statutory weekends and normal statutory holidays every month.

In that case, it is equivalent to that you only work 40 hours a week, relatively speaking, the work is relatively easy, and there are five insurances and one housing fund for you to pay normally, so when it comes to the hand salary of 3000 yuan, according to the normal, in fact, it is not very low, and it is relatively good.

Secondly, it is necessary to understand the problems of a work location, if you are working in your hometown or at your own gate, then 3,000 yuan is actually a good choice. On the one hand, you work at home, so you can say that you work at home, and that is a good choice for yourself.

Secondly, as a person who has worked in the social security industry for many years, I will explain to you that if you can still get 3,000 yuan after deducting your five insurances and one housing fund, then in fact, your salary is far more than 3,000 yuan, why do you say so? Because the social security contribution to be borne by the enterprise unit is far greater than the proportion of the employee's individual payment, so the salary you receive is 3,000 yuan, which means that you may not deduct this salary of about 3,500 yuan to 4,000 yuan, which is such a standard. If you deduct 1,000 yuan, then the enterprise unit to which you belong will have to bear at least 2,000 yuan for you, so if your pre-tax salary is about 4,000 yuan, then the enterprise unit will pay you according to the specification of 6,000 yuan.

Therefore, it is not just as simple as the salary in hand, because your five insurances and one housing fund are also very important to you. The first five insurances and one housing fund include endowment insurance.

And medical insurance, then this endowment insurance and medical insurance can be regarded as accompanying you for life, and you can only retire after reaching a certain period of accumulation and payment, for example, endowment insurance is required to reach a total of more than 15 years, before you can handle it normally, retirement, so that medical insurance generally only needs to pay a total of premiums, to do more than 25 years, to be able to handle retirement normally, so medical insurance and endowment insurance, all are with you for life, because after retirement, you can still experience the pension normally.

treatment and retirement medical insurance treatment. Therefore, everyone treats work not only by looking at the treatment of a salary, then the treatment of five insurances and one housing fund is actually very important.

Personally, I think that if this kind of work is in a first-tier city, it will definitely not survive.

I think I can continue to work, I can accumulate work experience, and I can continue to work as long as I make a living.

Didn't say yes? From a personal point of view, I think it's okay, good, after all, there are five insurances and one housing fund benefits, but if you want a family to support, this salary may be really too low.

After deducting five insurances and one housing fund.

Later, it is 2,900 yuan, and if you want to calculate the salary, it is actually our payable salary, so we can actually reverse it and calculate it.

According to the current standard of the general repentant city, the five insurances and one housing fund borne by the individual are mainly pensions.

Pay 8% unemployment insurance premiums.

Plus, Medicare Golden Spine Plus 2%. In this way, in fact, if an individual has to bear the proportion of the total five insurances and one housing fund, it should be 8%+. Oh, and there is also the general assumption of the provident fund, if we calculate it according to the withholding ratio of ordinary enterprises is 8%, in fact, the total individual should bear five insurances and one housing fund.

To the extent that we can assume that this salary is x, that is equivalent to x-x.

This further results in x=2900

So x is equal to 2900;

This is equivalent to the entire pre-tax salary should be about 3,560 yuan, because the entire pre-tax salary may not exceed 5,000, so there is no need to consider personal income tax here.

impact. Therefore, if it is 2,900 yuan after deducting five insurances and one housing fund, the salary should be about 3,560.

Because the social security deduction is the proportion of the average salary of the previous year, there is a difference between the current salary of the middle reserve. It can only be used as a reference for deducting the rolling silver fee. 2900 + 300 = 3200 is the salary payable.

Because social security costs are deducted from work, they are actual wages. The social security payment base of each unit is different, and the social security base defined by each region** is also different, so it is impossible to accurately calculate how much social security you need to pay.

Because after deducting the employee's social security expenses, this is the salary you actually receive. Due to the different social security payment bases of each unit, and the social security payment base stipulated by each region, it is impossible to accurately calculate how much social security money needs to be paid. Silver Na.

Because social security expenses are deducted from work, they are actual wages. The social security base is different for each unit, and the social security base defined by each region** is also different, so it is impossible to calculate exactly how much social security you need to pay.

For example, the lower limit of the payment base of this guarantee in Ningbo is 3,957 yuan, and the salary of the party is lower than the lower limit of the base leniency, so it can only be paid under the lower limit. According to the contribution ratio stipulated in the social security policy, the expenses that the individual should bear shall be withheld every month.

Since social security costs are deducted from work, these are all real wages. Everyone's social security payment base is different, and each region** determines a different social security base, so it's impossible to calculate exactly how much you'll need to pay.

Because after deducting social security expenses from the work, it is the salary you actually get, and you can not accurately calculate how much you have to pay social security because the base of each unit is different, and the number of social security bases delineated by each region is also different, so you can't accurately calculate how much money you have to pay social security.

If you want to ask this question, your local labor insurance bureau or the accountant of your unit! We don't know what percentage of the five insurances and one gold fiber base you pay is deducted. How much does Shan Chi Bi hand in?

How much do you pay? She is different in every place and every unit.

In Hodo's view, it is the farmers who are confident in their products and want to improve the planting process through the test results. Just like the NCAP car crash test in the Changbangji automobile industry, the manufacturer can use it as a selling point to promote it if it gets a high score; If the score is not high, you can identify the problem in a targeted manner.

That is to say, the total monthly cost that the enterprise needs to spend on a worker with a salary of 3,500 yuan is: 3,500 + 1,150 + 380 + 800 = 5,830 yuan. Although the pressure on the enterprise is not small, for ordinary workers, the price is so fast now, and the monthly salary of 3,500 yuan is obviously not enough to support the family.

Legal basis: Social Insurance Law of the People's Republic of China.

Article 2 The State shall establish basic endowment insurance, basic medical insurance, and work-related injury insurance.

Unemployment insurance, maternity insurance.

and other social insurance systems, which guarantee the right of citizens to receive material assistance from the state and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

Article 4 Employers and individuals within the territory of the People's Republic of China shall pay social insurance premiums in accordance with law.

It has the right to inquire about payment records and personal rights and interests records, and request social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social spine insurance benefits in accordance with the law, and have the right to supervise the payment of contributions by their own units.

Legal analysis: about 2,200 can be left, because the five insurances and one housing fund that Minwang people need to pay account for about 25-30 of the total salary; (The unit pays about 30-40).

Legal basis: "Regulations of the People's Republic of China on Social Insurance" Article 70 The State shall develop social insurance, establish a social insurance system, and establish social insurance**, so that workers can receive assistance and compensation in the event of old age, illness, work-related injury, unemployment, childbirth, etc. Article 71: The level of social insurance shall be commensurate with the level of social and economic development and social affordability.

The company gave five insurances and one housing fund, and the final salary was 3500, so what is my actual salary.

The salary is 3,500 yuan, do not pay personal income tax, and the amount of five insurances and one housing fund paid by individuals is generally 18% of the salary; Basic salary amount = 3500 (100%-18%) = yuan; The amount of five insurances and one housing fund paid by individuals is generally salary = yuan.

Summary. The comprehensive salary is to go to five insurances and one housing fund, and the total salary is below the average social wage, so pay five insurances according to the minimum payment base, and on this basis, add about 1,500 yuan, so you can receive about 6,000 yuan.

The comprehensive salary of 3000-4500 does not need to pay five insurances and one housing fund, how much can you get?

Hello, I'm glad to answer for you, dear, if you don't have to pay five insurances and one housing fund, you can receive about 6,000 yuan.

The comprehensive salary is to go to five insurances and one housing fund, and the total salary is under the average salary of the social travel association, so according to the minimum payment base to pay the five-thing lead insurance, on this basis, plus about 1500 yuan, so you can receive about 6000 yuan.

Five insurances and one housing fund include: work-related injury, medical care, pension, unemployment, maternity and provident fund.