I m afraid of borrowing money now

Updated on psychology 2024-07-25
47 answers
  1. Anonymous users2024-02-13

    I can understand your feelings. Borrowing money is a sensitive thing that can sometimes bring a lot of stress and uneasiness. However, in an emergency, borrowing money may also be a way to solve the problem.

    If you're feeling a fear of borrowing money, here are a few suggestions to consider:

    1.Make sure you can afford to repay the loan: Before you consider borrowing money, make sure you can afford to repay the loan within a predetermined amount of time. This can reduce a lot of unnecessary stress and hassle.

    2.Choose a reliable borrower: If you decide to borrow money, it's important to choose a reliable borrower. This person can be a friend or family member of yours, or a reputable financial institution. Make sure they have a good credit history and ability to repay.

    3.Clarify the purpose of borrowing and repayment plan: Before borrowing money, discuss with the borrower what you want to borrow and your repayment plan. This will ensure that both of you are clear about the purpose of the loan and how to repay the loan, so as to avoid unnecessary disputes in the future.

    4.Leave a written record: It's a good idea to write down all the details of the loan, including the amount borrowed, the date of repayment, and the interest rate. This avoids any misunderstandings or disputes when it comes to repayment.

    5.Don't be ashamed or embarrassed: If you feel fearful of borrowing money, don't feel ashamed or embarrassed.

    A lot of people have had the experience of borrowing money, and it's not something to be ashamed of. Be open and honest with borrowers and clearly express your willingness and ability to repay.

    Most importantly, don't let borrowing become a burden on your life. If you're feeling stressed, seek professional help or talk to friends and family.

  2. Anonymous users2024-02-12

    Someone asked me to borrow money anyway, and I'm sure I'm going to remind him. As for you, you really don't want to borrow it, so you can politely decline.

  3. Anonymous users2024-02-11

    Learn to refuse, and if you don't refuse, there will be a steady stream of people coming to borrow money.

  4. Anonymous users2024-02-10

    This shows that your husband attaches great importance to affection, but he doesn't know how to refuse if he doesn't have a deep friendship, this is a face problem, and many people exist, especially men.

    Borrowing money is a hurtful thing, and it is also a matter of doing what you can, depending on the situation;

    1. If it is to do business, it can be borrowed by others.

    2. Usually live a disorderly life, often borrow money to live, it is best not to borrow, borrowing is also harmful to him, if you really can't put down, there is no other, and properly explain that the amount borrowed can not be too large, so that even if you don't pay it back, your husband will not worry about where to go. If you don't pay back the small money, you will have a reason to refuse if you want to borrow it again in the future.

    3. There are people who have borrowed money and do not pay it back, resolutely do not borrow, as the saying goes: there is a loan and there is a repayment, and it is not difficult to borrow again.

    4. When borrowing a large amount, you must understand the purpose of the borrowed money, and then evaluate the other party's personality by yourself. If it's really hard to refuse, reduce the amount of the loan to reduce the risk.

    In general, a decent person will not often borrow money from others for no reason, and if there is indeed a major thing that needs to be borrowed, an upright person is also worth helping.

    Therefore, borrow money, discuss things according to things, depend on people, and do what you can.

  5. Anonymous users2024-02-09

    Borrow what should be borrowed, don't borrow what shouldn't, borrow small money, don't borrow big money.

  6. Anonymous users2024-02-08

    It means that there is a phobia, and it must have been borrowed to others before and not repaid.

  7. Anonymous users2024-02-07

    Absolutely, Ant Borrowing is a borrowing service for personal consumption, and the loan can be loaned to the Alipay account, and the repayment of the principal amount is equal to the amount, and the money is automatically deducted from the personal Alipay account every month.

  8. Anonymous users2024-02-06

    I don't believe much in these **! If you confirm that you are short of money, you can find friends, family members, but if you can't, you can set a credit card! are more than that insurance point.

  9. Anonymous users2024-02-05

    What's there to be afraid of, I borrowed this month and repaid it next month, and I don't need interest.

  10. Anonymous users2024-02-04

    What's there to be afraid of, just go in on time, isn't it?

  11. Anonymous users2024-02-03

    Why, with this kind of heart, you should believe that you have the ability to repay, it is better than owing favors and having nowhere to borrow. In short, don't be afraid!

  12. Anonymous users2024-02-02

    It's okay to pay it back on time! Afraid of what?

  13. Anonymous users2024-02-01

    What are you afraid of, you can use it in advance, and you will return it when the time comes.

  14. Anonymous users2024-01-31

    If you really have to borrow for the sake of face, and you are worried that you will not pay it back, you can set up a written note when you borrow money.

    If possible, ask the borrower to find a reputable guarantor, preferably known to each other, and the guarantor must sign the IOU in the guarantor's name. This is more secure, and the guarantor has joint and several obligations in law.

    If you cannot find a guarantor to sign, it is best to have a third person other than your own relatives present, preferably in the form of a witness. It will be able to play a role in moral restraint.

    If the guarantor is also afraid of trouble, it is best to have a transfer voucher and an IOU. Leave evidence in the law to avoid rip-offs.

  15. Anonymous users2024-01-30

    So don't borrow at all, now the borrower holds you in the palm of his hand when he borrows money, and when he repays the money, you have to hold him in his hand, so it's better not to borrow.

  16. Anonymous users2024-01-29

    Then don't borrow money, save it and don't pay it back.

  17. Anonymous users2024-01-28

    Then don't borrow it, and you owe it to him.

  18. Anonymous users2024-01-27

    Brother, don't think about it, leave decisively! It's understandable that small companies have difficulties when they grow, but it's so difficult that they borrow money from employees, and this is the first time I've heard of it! You can suppress wages, which basically exists in companies, unless it is a foreign company, state-owned enterprise, or government agency with very good efficiency.

    But borrowing money from employees hurts too much. Also, you don't have the illusion that the company will get better in the future, even if it gets better, it won't last long! Your boss actually borrowed money from employees, and you casually went out and asked, is there such a thing?

    You're not very good friends, let's go! Don't have illusions anymore, money is a trivial matter, the key is to make yourself so entangled! When you leave your boss, you will find that everything you are worried about now is a cloud, but you don't feel it yet.

    Don't be imprisoned by a small environment, you will see a broader world when you come out!

  19. Anonymous users2024-01-26

    What I wrote below, you must take a look, this has nothing to do with faith, just a method, patiently try for a few minutes, experience the psychological feelings, you may find the ultimate method of all mental illness, of course, it can also be used as an aid. Well, my real experience, when the heart is uncomfortable, I will recite the four words of Amitabha, and experience the feeling of touching and peaceful and soft in my heart when I recite the Buddha, and the mood will slowly become relaxed, full of hope, and I will think about it with one mind, try not to think about anything, I will experience the change in my heart, from melancholy to happiness, and feel that everything is indifferent to the kind of relaxation, just get it by reciting Amitabha, first recite it for 10 minutes to try, and you will feel it yourself. Don't think about anything else, just recite Amitabha Buddha with all your heart.

    Slowly, your heart will be calm and strong.

  20. Anonymous users2024-01-25

    I feel that you are very struggling right now, your current job looks terrible "the boss is lying, unpaid wages, borrowing money from employees", and you also want to quit, but you don't know how to say it, and you feel that "there is something that is stuck and you can't get out". But this job does give you bad results, "I have no enthusiasm for life and work, and I have to get by."

    In fact, this result is not what you want, if you can, it is better to find a counselor to consult and clarify your current work status, what this job brings you, ** the deep psychological reasons behind your feeling very uneasy and fearful,. In Shenzhen, Yanyuan Boss is very professional, you can check.

  21. Anonymous users2024-01-24

    If he doesn't pay it back, you can't do anything, first of all, if you go to the police station, they will also tell you that this is a civil lawsuit, you have to find the court and say that we can't file a case! Second, you go to the court and wait for the ** March, wait for the execution in March, I'll go, you just wait! There is a way to be collateral, and the collateral has to go to the notary office to be fair, or if the relationship is not very good, don't borrow it!

  22. Anonymous users2024-01-23

    Don't borrow it, because she casually said to write an IOU, and when she borrows money and goes back, she will definitely hate you for not giving her face. And then I didn't pay it back. At the end of the day, she won't be a friend. I see these people very often, so I'm used to guessing their psychology.

  23. Anonymous users2024-01-22

    For example, ID cards or valuable items, so it doesn't fit a bit?

  24. Anonymous users2024-01-21

    Write an IOU for this amount of money? Human affection has become ruthless.

  25. Anonymous users2024-01-20

    Dizzy,,, if you have 1,000 yuan to spare, if you believe her, you will borrow her,,, don't borrow if you don't believe it

  26. Anonymous users2024-01-19

    You're still a man, no? More than 1,000 things, not to mention that I am still a woman, and women borrow money from me, and they want to borrow as much as they want.

  27. Anonymous users2024-01-18

    It's all you usually know, and he will definitely help you deal with it if you find the police.

  28. Anonymous users2024-01-17

    Little things. Just write a note.

  29. Anonymous users2024-01-16

    Emma, just 1000, if you're rich, give 1000 to him......Because the amount is too small, the police will not care.

  30. Anonymous users2024-01-15

    It's all friends, and if it's just 1,000 yuan, he won't pay it back to you.

  31. Anonymous users2024-01-14

    If you're really worried, don't borrow it, just make up a reason.

  32. Anonymous users2024-01-13

    Don't borrow, it's the uncle who owes the money now.

  33. Anonymous users2024-01-12

    How does she usually behave in the world? It's not worth borrowing.

  34. Anonymous users2024-01-11

    If you think it's reliable, borrow it, and make a note.

  35. Anonymous users2024-01-10

    Can I say that it is the uncle who borrows the money, and it is the grandson who pays the money?

  36. Anonymous users2024-01-09

    It's only 1000, as for it? The IOU is clearly written.

  37. Anonymous users2024-01-08

    Female? Women can be trusted.

  38. Anonymous users2024-01-07

    You are related by blood, and it was normal for brothers and sisters to fight when they were young, and he definitely didn't be cruel to you, but because your father died, there was no backer, and he was psychologically afraid.

    If he can borrow money from you now, it means that he still treats you as a relative (try to ask that person to borrow money from his own enemies or people who have nothing to do with him), and you should lend it to him.

  39. Anonymous users2024-01-06

    Don't be afraid of him, people who are so big should learn to protect themselves.

  40. Anonymous users2024-01-05

    Learn to cherish and come out of the shadows of the past!

  41. Anonymous users2024-01-04

    If you don't borrow it, people will say that you are stingy and see you through.

    Borrow it, if you don't pay it back, if you don't urge it, people won't pay it back. Or you don't pay it back for a long time, even if you need it. Urging, saying that you are stingy, has seen you through.

    To sum up, you are stingy with or without borrowing.

  42. Anonymous users2024-01-03

    Look at your relationship to the point where you're willing to help him.

  43. Anonymous users2024-01-02

    If you want to be good, you can consider it, ordinary friends don't have to borrow, there are many things that you can borrow but not repay.

  44. Anonymous users2024-01-01

    Look at morality, quality and reputation. Comprehensive decision.

  45. Anonymous users2023-12-31

    See if it's a person who usually talks about credit

  46. Anonymous users2023-12-30

    Borrowing money can hurt feelings

    You must have a clear understanding of the other party's character and good talent

    In fact, they will plan the best, and optimistic people will have the mentality of earning more and spending less.

  47. Anonymous users2023-12-29

    The reason is simple: because there is no money, or in other words, because others will not change it.

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