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It's true. First of all, because these old people think that money in the bank is relatively safe and reliable, and they usually have rice, flour and oil.
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Personally, I don't think this is true, assuming that even if there is no bank to send them, there are middle-aged and elderly people who will go to deposit, because they feel that their money is not safe on their own people.
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I don't think it's because of this, the elderly feel that the bank is safer and easier to operate, so they are willing to keep their money in the bank.
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No, they really want to save money, and of course it's better to send rice and flour oil. Depositing money in the bank is safe, stable, and has a relatively high income, which can be said to be one of the most popular asset management products for middle-aged and elderly people. Bank deposits are more secure and stable.
For middle-aged and elderly people, they are already relatively old and their ability to take risks is not very strong. It is very difficult for middle-aged and elderly people to increase their income again. Therefore, middle-aged and elderly people want to save money, and they can only save a little money before saving it.
In this case, middle-aged and elderly people are looking for stable investments, and in this case, bank deposits are a better option.
Depository banks can also earn interest. For middle-aged and elderly people, savings banks can earn a certain amount of income, which can improve lives. Middle-aged and older people can usually say that because they work hard and are very simpleThink that saving money is easy and always has a safe and stable income, so it can improve family life.
Therefore, middle-aged and elderly people save money mainly considering safety and stability, and can earn a certain amount of interest income, which can improve the quality of life. For middle-aged and elderly people, you need to save money. Now that there are more banks, which have started depositing donations to save money, the elderly will be more willing to participate in such events.
Currently, there are more than 4,500 commercial banks in the country, so the competition for deposits between banks is fierce. As a result, many banks are at some particular timeFor example, at the end of the quarter, at the end of the year, etc., in order to improve the bank's indicators, many banks have started to carry out preferential activities to increase deposit interest rates or open deposits.
Generally, when banks make deposits and transactions, the deposit interest rate is also very good, and you can also give gifts such as rice noodles and deposit discounts, so it is more suitable for middle-aged and elderly deposits. In this way, when the old man goes to the bank to make a deposit,Banks can raise deposit rates or give gifts, which is also a satisfactory choice for middle-aged and elderly people.
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I think it may be due to this reason, after all, the elderly are still very thrifty.
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I think most of them should be like this, and some people just want to save money.
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I think of course not, everyone has their own reasons, and it still varies from person to person.
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The elderly are not familiar with the operation of using computers or mobile phone financial management, and they are not at ease, and they are more comfortable with traditional bank deposits. Banks holding events to give away some of these things is an extra discount, which is very attractive to them.
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Keeping money at home is no different from putting it in the bank, and it's even safer to keep it in the bank. On this basis, the bank also does activities to give rice, flour, oil and other gifts, so they will feel that they can get these affordable gifts without spending money, which is very cost-effective.
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These people are generally used to living in poverty, and now there are free rice and noodles, which is why they are willing to deposit their money in the bank.
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