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1. The core premise is that you need to apply for the first certificate of the organization, which can be handled at the quality supervision window of the general government affairs center, remember to bring the industrial and commercial license, official seal, etc.;
2. The information that must be brought to the bank to open a corporate account includes: organization certificate (equivalent to the ID card of individual account opening), industrial and commercial license, official seal, and legal person seal (if there is no legal person seal, engrave one, and the name of the legal person chapter must be consistent with the person responsible on the organization ** certificate);
3. The specific procedures vary from bank to bank, bring the information listed in item 2 and other business-related documents to the bank counter for consultation, and the bank staff will guide how to handle it.
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Issuance of business license, copy, business project, registered capital, enterprise certificate, sufficient
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Choose a key branch near a major bank, such as China Construction Bank, Industrial and Commercial Bank of China, and Agricultural Bank of China, and bring the original and copy of the business license, tax registration certificate and copy, and legal person ID card and copy. Some bank accounts also need an organization certificate, so you can also bring the organization certificate, and it doesn't matter if you don't use it. The bank will take these information to the People's Bank of China to help you apply for an account opening permit, so that you can open an account.
Extended Materials. The company's bank account types are divided into basic bank account, general bank account and temporary bank account.
When registering a company, it is necessary to open a basic bank account, which is usually referred to as opening a bank account.
Basic deposit account.
The basic deposit account is the main deposit account of enterprises and institutions, which mainly handles daily transfer and settlement and cash receipt and payment, and the withdrawal of cash such as wages and bonuses of the deposit unit can only be handled through this account. The opening of a basic deposit account shall be submitted to the local People's Bank of China for examination and approval and the issuance of an account opening permit, the original of which shall be retained by the depository unit and the copy shall be submitted to the opening bank for retention. Enterprises and institutions can only choose one business institution of one commercial bank to open one basic deposit account.
General Deposit Account.
The general deposit account is an account opened by enterprises and institutions in a bank other than the basic account for borrowing, and the account can only handle transfer settlement and cash deposit. Cash withdrawals are not permitted.
How can self-employed people open a bank account if they have a rough ridge? What conditions and information are required? How does it work? Urgent!
How do self-employed individuals open a bank account? What conditions and information are required? How does it work? Urgent!
Temporary Deposit Account.
The temporary deposit account is an account opened by a foreign temporary institution or individual economic household for temporary business activities, and the account can be used for transfer and settlement and cash in accordance with the national cash management regulations.
Dedicated accounts. Only a certain item of funds is taken out to facilitate management and use, so the newly opened account is called a special account, but the opening of a special account needs to be approved by the People's Bank of China.
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Individual. The main materials for opening an account are:
1. The original and copy of the business license.
2. The identity of the legal representative is a certificate of Lahu.
Original and photocopy, 3. Copy of partner or shareholder ID card, 4. Original and copy of ID card of the manager, 6. Official seal, financial seal, legal person seal.
7. Other materials that the local bank wants to provide.
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Information required for bank account opening: original copy of business license, official seal, financial seal, private seal of legal person, tax instructions, original legal person ID card, need to make an appointment before processing, legal person needs to be present in person on the day of processing, Shenzhen no address to open an account need to find me.
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The original copy of the business license, the official seal, the financial seal, the private seal, the original ID card of the operator, the red lease contract or the certificate of use of the venue, those who do not meet the conditions can @me
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Cheques given by the unit are business-to-business and cannot be received by private accounts, so the payee of the cheque must be the unit.
After opening a business account at the bank, you can receive cheques in the name of the business.
Usually, the bank will require that the person who opens a business account must be a legal entity, and as for whether an individual business can do so, you must consult the bank.
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1. Determine the opening bank: the charging mechanism of the corporate account of different banks is different, and you need to choose according to your own situation;
3. Bring the relevant information to the bank to get the account opening application and seal identification card, and fill it out carefully and submit it to the bank for review;
5. After the bank notice is approved, the person in charge needs to prepare the original ID card and other materials. Go to your bank to pick up your account.
Legal basis] Regulations on Individually-owned Industrial and Commercial Households
Article 14 Individually-owned businesses shall apply to the registration authorities for annual license inspection within the prescribed time each year, and the registration authorities shall conduct inspections of the registration items and the previous year's business conditions of the individually-owned businesses in accordance with law.
The registration authority shall not charge any fee for the annual inspection. Article 15 The registration authorities and relevant administrative organs shall, in their offices and offices, publish the conditions, procedures, time limits, catalogues of all materials to be submitted and charging standards for individual industrial and commercial households to apply for registration and administrative licensing in a manner that is easy for the public to know.
The registration authorities and relevant administrative organs shall provide guidance and inquiry services for applicants applying for administrative licenses and handling registration. Article 8 To apply for registration as an individually-owned industrial and commercial household, it shall apply for registration with the registration authority at the place where the business premises are located. The applicant shall submit an application for registration, proof of identity and proof of business premises.
The registration items of individual industrial and commercial households include the name and address of the operator, the form of composition, the scope of business, and the place of business. Where a name is used by an individually-owned business, the name shall be a registration item. Article 9 After the registration authority examines the application materials in accordance with law, it shall handle it in accordance with the following provisions:
1) Where the application materials are complete and conform to the statutory form, they shall be registered on the spot; If the application materials are incomplete or do not meet the statutory form requirements, the applicant shall be informed of all the contents that need to be supplemented and corrected on the spot;
2) Where it is necessary to verify the substantive content of the application materials, conduct verification in accordance with law, and make a decision on whether to register the application within 15 days from the date of acceptance of the application;
3) If it does not meet the registration requirements for individual industrial and commercial households, it shall not be registered and the applicant shall be notified in writing, explaining the reasons, and informing the applicant that he has the right to apply for administrative reconsideration and file an administrative lawsuit in accordance with the law.
If it is registered, the registration authority shall issue a business license within 10 days from the date of registration.
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Self-employed individuals can open a corporate account.
According to Article 11 of the Measures for the Administration of Renminbi Bank Settlement Accounts, a basic deposit account is a bank settlement account opened by a depositor for daily transfer settlement and cash receipt and payment. Sole proprietorships can also open a basic deposit account.
The name of the bank settlement account opened by the unit shall be consistent with the full name of the supporting document provided by the unit to apply for account opening. The name of the bank settlement account opened by an individually-owned industrial and commercial household with a business name shall be consistent with the name of its business license; The name of the bank settlement account opened by an individual industrial and commercial household without a business name shall be composed of the words "self-employed" and the name of the operator recorded in the business license. The name of the bank settlement account opened by a natural person shall be consistent with the full name in the valid identity document provided by the natural person.
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The basic deposit account of the Bank of China's individual loss-making business households.
Account opening materials:
Please provide the original business license of the individual industrial and commercial household, and the identity certificate of the legal representative and the person in charge of the unit. If the account is opened by a person who is not the legal representative or the person in charge of the unit, a letter of authorization shall be provided.
And issue the identity document of the handler.
Tips: The above information is the basic information, on this basis, Bank of China branches will provide other more detailed account opening application materials according to local regulatory requirements, and depositors are advised to contact the local BOC business institutions for detailed consultation.
The above content is for your reference, and the actual business regulations shall prevail.
Handle related business.
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Three-in-one business license, legal person ID card, agent ID card (if acting as an agent, agent ID card is required), a full set of company seals (i.e., company official seal, company financial seal, legal person seal), legal person authorization letter (required by some banks).
If you go to the industrial and commercial department of the local government affairs hall to apply for the registration of the business license, the documents are complete and meet the requirements of the industrial and commercial administrative department, and it can be successfully handled within 7 working days.
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As long as you are registered as a self-employed person with the industrial and commercial department.
Then do a good job of land tax.
Get a good certificate.
Then you can go to the bank to open a corporate account after carving the seal, good luck!
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1. The core premise is that you need to apply for the first certificate of the organization, which can be handled at the quality supervision window of the general government affairs center, remember to bring the industrial and commercial license, official seal, etc.; 2. The information that must be brought to the bank to open a corporate account includes: organization certificate (equivalent to the ID card of individual account opening), industrial and commercial license, official seal, and legal person seal (if there is no legal person seal, engrave one, and the name of the legal person chapter must be consistent with the person responsible on the organization ** certificate); 3. The specific procedures vary from bank to bank, you bring the information listed in item 2 and other documents related to the operation to the bank counter for consultation, and the bank staff will guide you on how to handle it. Generally, it takes a long time to open a corporate account, and it is best to open an account at the bank when the bank is just working.
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