How can I buy a house if I don t have money? How to buy a house without money

First borrow 1 million yuan, then store it in the bank, and then use the 1 million as collateral and then loan 900,000, take 900,000 to buy a house in a good location, and then use this house to mortgage 700,000, invest in 2-3 suites for the down payment, do the longest-term loan, if you are in a hurry to repay the 1 million, buy 900,000 that suite, and then go to a small loan of 100,000 yuan, repay, so that you have a deposit of 1 million, and 2-3 sets of loans to buy a house, one set of living, two sets of rent, It's no problem to find a job to pay off the monthly loan by yourself, and you are still very rich in the end!! Come on, you can definitely do it.

If you have money and want to buy a house, you can only choose a loan, if you have a job, you can use a provident fund loan to buy a house, and if you don't have a unit guarantee, you can choose a bank mortgage real estate to choose a loan to buy a house.

No money. Don't rush to buy a house. At the very least, you have to have a down payment.

If you even borrow money for a down payment. That's too stressful. There's no need to go.

Buying a house in a hurry. You have to save some money first. At least save enough for a down payment.

Yes. Yes.

Loans, if the house price is low, if it is suitable, you can borrow, and if you don't have money, you can not buy it for the time being.

You can buy a house if you don't have money, you can get a certificate if you don't have money, and you can't buy a house if you earn enough. As a man who can stand up and let go, it is not difficult to earn money. If you really want to buy a house, you can make an advance payment first, and you can take out a loan for the rest.

For buyers, money is indeed a top priority, what can you do to buy a house if you don't have money? If you really want to buy a house and don't have the money, it is recommended to buy a smaller one first, with a slightly more remote location, so that the price is lower, find a way to pay the down payment, and repay the remaining mortgage.

You can take out a loan. Or save up. Or find a rich businessman!

Banks can take out loans to buy houses.

Nonsense: Then if you don't have money, you can buy a house if you have money.

Buy a lottery ticket or buy **.

Why should people who have no money sell their houses to you.

1. Take out a loan to buy a house. In the case of their own economic strength does not allow, this is the most common solution to the inability to afford housing prices, and now there are a lot of loans for the purchase of real estate, and the conditions for review are not particularly strict, so for most people, if they want to buy a property, but do not have much money, they can pay a part of the down payment first, and then the rest is paid by the loan, and then use the money earned to pay it back slowly.

2. Find a good job. If you want to buy a property without much money. Then you can try to work in a better unit, and after getting the salary, look for some properties with a particularly small or even zero down payment policy, so that you can rely on a stable salary to pay for the purchase of a house.

3. Borrow from people around you. If you are not qualified to apply for a loan from the bank for various reasons, there is another way, that is, to borrow from friends or elders or some people with a good relationship, through everyone's help, collect funds to buy real estate for yourself, generally speaking, this way is also relatively common, it should be noted that because the reason for borrowing money is more special, you need to communicate with the other party in advance to repay the loan to avoid disputes or contradictions.

There are many ways to buy a house, but if the economic situation does not allow you to buy a house, you must protect your credit or let yourself have a good reputation.

1. What should I do if I have no money and want to buy a house?

1. Housing provident fund loan: For those who have paid the provident fund, the first choice is the low-interest loan of the provident fund when taking out a loan to buy a house. With policy subsidies, the loan interest rate is low, which is not only lower than the loan interest rate of commercial banks in the same period.

And it is lower than the interest rate of commercial bank loans in the same period, that is to say, there is a difference between the interest rate of the housing provident fund * mortgage loan and the bank deposit interest rate, and at the same time, the provident fund loan is halved when going through the relevant procedures.

2. Personal housing portfolio loan: provident fund loan, the maximum limit is 10-290,000 yuan, the purchase of more than the limit, the insufficient part can apply to the bank for commercial loans, these two are called portfolio loans, this business can be handled by the bank in a unified manner. Portfolio loans are chosen by borrowers because of their moderate interest rates and large loan amounts.

3. Personal housing commercial loans: The above methods are limited to employees who pay provident fund, and there are many restrictions, and those who have not paid provident fund have no chance to apply for loans, but they can apply for bank mortgage loans. As long as the balance in the lending bank accounts for at least 30% of the required amount.

If you use this as a down payment, and have assets approved by the lending bank as a pledge, or a unit or individual with solvency as a guarantor to repay the principal and interest of the loan and bear joint and several liability, you can apply for a bank mortgage loan.

Second, in addition to this, we can also take a look at these ways:

1. Consumer loans.

Generally, banks have consumer loans, if the qualifications are good, you can borrow hundreds of thousands of dollars with credit, and the loan interest rate is more advantageous. However, the term of the consumer loan should not exceed 5 years.

2. Salary loans.

Bank officials revealed that many banks have "salary loans", which are designed to provide loans for employees with stable incomes. Suitable for, including:

Civil servants, employees of state-owned enterprises, personnel of public institutions (e.g., teachers, doctors), officers and soldiers of the armed police and armed forces, etc., including the purchase of houses, for personal consumption, but the period shall not exceed 3 years.

3. Policy loans.

Savings policies can be used for loans, such as life insurance, pension insurance, annuity insurance, etc. However, this situation is suitable for temporary emergency use as the policy loan term is not more than 6 months.

4. P2P borrowing.

P2P online lending can make money, as a borrower borrowing money on the P2P platform, the qualification approval process is more relaxed than that of banks, the speed of lending, and of course, the loan interest rate is high. Of course, the application of P2P to housing loans is currently controversial, and everyone still understands the laws and regulations in the process of practice, so don't accidentally step on the thunder.