How to ask for an account, how to ask for an account, and get the money back

1. The most direct way to ask for accounts is to say it straightforwardly. But there are also techniques and ways to say it.

First, choose the right time. My personal best time to negotiate should be around 8 p.m. Because that time is almost past the time of the meal, so after the meal, you can talk about things later, so that the other party can better enter the topic without a sense of oppression.

Secondly, speaking skills. You don't have to greet him for too long, you can tell him bluntly that the purpose of your visit is to get your money back. If your attitude is sloppy and shy, it will put the other party in a mentally active position, and prepare yourself mentally for how to deal with you in terms of time.

Finally, if you only receive a partial repayment, if there is a discrepancy from the agreement, you should correct it immediately without waiting for the other party to explain.

2. Use the way of complaining.

This friend borrows money from you because he thinks you are rich. Who told you to be too generous to him, but in fact, you are not that rich. Even if you are really rich, it is dangerous and will only bring disaster to yourself.

You should complain more to this scoundrel, pretend to be poor, let him know how hard his life is, and let him feel that it is not easy for you. If he can find out in his conscience, he will pay back the money one day.

3. Retain relevant evidence.

If you have ever lent money to a friend, whether he is a scoundrel or not, you must keep a good note to avoid financial entanglements in the future. You need to keep a record of the transfer, keep the recording of the money you borrowed, and the IOUs. You should keep all the evidence related to borrowing money, just in case.

Grind to the debtor do not ask when to give, if asked, you will get a reply time, then it is not good to come again in the near future, as long as you do not give, I come every day to ask for accounts, say good things, plead more, do not get angry;

Entanglement of a suitable personnel, adopt follow tactics, follow the account bearer wherever he goes, as long as he does not give it, he will follow to the end, and entangle;

Quarrel in front of the debtor, take the matter to tell the whole story, say the debt process, the voice should be high, repeatedly theorize the time, amount and number of debts to be due, remember not to make personal attacks, do not speak foul language;

Disturb the use of various methods and means, and create a momentum in the work of collecting debts, and fully cover the work place and living area of the debtor, so as to form a situation in which the debts cannot be avoided if they do not repay the debts. Be careful not to disturb the people around you.

The creditor can negotiate with the debtor first, and if it is invalid, he can file a lawsuit, and generally he can get the money back.

Creditors can get the money back in the following ways:

1. Reconciliation, negotiation and settlement is the simplest and most convenient way to solve the problem, and the creditor and the debtor can negotiate to solve the debt problem, and it is best to sign a repayment agreement and other agreements, and perform the debt according to the way agreed by both parties. It can also be a settlement agreement signed under the mediation and witness of a third party;

2. Mediation, mediation is also a way to solve the problem, mediation and reconciliation are ways for both parties to negotiate to solve the problem, but mediation is a way to mediate with the support or witness of an independent third party, and the court or arbitration institution as a third party presides over the fault and procedure of mediation.

3. Arbitration, not all cases can be applied to arbitration, for cases involving property interests, such as labor disputes, arbitration can be used. Therefore, arbitration can also be used for the treatment of personal debts, and the cost of arbitration is much lower than the cost of litigation and has a strong degree of confidentiality;

4. Litigation, commonly known as litigation, means that the parties resolve the dispute through the procedure of litigation. It is left to the judge to judge and decide, and the court will make a judgment to deal with the debt in the manner specified in the judgment. Although the time for litigation is relatively long, there is the coercive power of the court to ensure implementation;

5. Compulsory enforcement: If the debtor refuses to perform the debt after the court makes a judgment, the creditor can apply to the court for compulsory enforcement according to the judgment, request a payment order or compulsory seizure and transfer of the property of the person subject to enforcement.

Civil Code of the People's Republic of China

Article 675:The borrower shall return the loan within the agreed time limit. Where there is no agreement on the term of the loan or the agreement is not clear, and it is still uncertain in accordance with the provisions of Article 510 of this Law, the borrower may return it at any time; The lender may demand the borrower to return it within a reasonable period of time.

If you have a legal proof of creditor's rights, you can go directly to the people's court to file a lawsuit. If there is no IOU or IOU, you should ask for timely supplements to Yinxiaofang, or obtain evidence of the fact that the other party admits to the fact of owing money to the socks through **, WeChat, etc. After that, it is enough to file a lawsuit in court.

1. Grind, brother Xun.

Don't ask when to give to the debtor, if you ask, you will get a reply time, then it is not good to come again in the near future, as long as you don't give, I come every day to ask for accounts, say good things, plead more, don't get angry;

2. Winding. Send a suitable person, adopt the tactics of following, and follow the person wherever he goes, as long as he does not give it, he will follow to the end, and he will not let go;

3. Noisy. In front of the debtor, take the approach of telling the truth of the matter, saying the debt process, the voice should be high, and the dust traces should be repeated to theorize the time, amount and number of debts, remember not to make personal attacks, do not speak foul language;

4. Disturb, all kinds of methods and means are used at the same time, and the work of collecting accounts should create momentum, and fully in the working place and living area of the debtor, so as to form a situation that cannot be avoided if the debts are not repaid. Be careful not to disturb the people around you.

5. Litigation, litigation is litigation, not a simple complaint, to find out the strength of the other party, grasp the assets of the other party, and take measures such as preservation. Hit the snake to a distance of seven inches.

6. Transfer, transfer the inability or difficulty to transfer the creditor's rights to others for a fee, so as not to give up in vain and suffer losses. The assignment of claims is only necessary by notice to the debtor and without its consent.