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According to Article 24 of the Regulations on the Administration of Housing Provident Fund, employees can withdraw the balance stored in the housing provident fund account under any of the following circumstances:
1. Purchasing, constructing, renovating, or overhauling self-occupied housing;
2. Repayment of principal and interest of the loan for the purchase and construction of self-occupied housing;
3. Renting a self-occupied house, and the rent exceeds a certain percentage of the family's salary income;
4. Retired or retired;
5. Those who leave the country to settle down;
6. The employee dies or is declared dead;
7. Those who enjoy the minimum subsistence guarantee in urban areas;
8. Completely or partially incapacitated and terminated the labor relationship with the unit;
9. Other circumstances stipulated by the Management Committee in accordance with relevant laws and regulations.
The following materials are required to withdraw the housing provident fund:
1. If the balance in the housing provident fund account is withdrawn, it shall be verified by the unit and a certificate of withdrawal shall be issued.
2. Employees shall apply to the Housing Provident Fund Management Center for withdrawal of housing provident fund with the withdrawal certificate. The Housing Provident Fund Management Center shall, within 3 days from the date of acceptance of the application, make a decision to approve or disapprove the withdrawal, and notify the applicant;
3. If the withdrawal is approved, go through the payment procedures at the entrusted bank.
Local provident fund centers have different conditions and procedures for provident fund withdrawal, please consult your local provident fund center.
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Housing Provident Fund, right? You can pick it up when you buy a house. It has nothing to do with whether you leave or not.
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No, unemployment benefits are only available if the contract is terminated on the part of the enterprise.
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Yes. As long as you have paid unemployment insurance before becoming unemployed, for any reason, as long as you are unemployed from March to December 2020, you can receive it.
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Can I get unemployment insurance benefits if I quit my job?
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1. If you are receiving unemployment benefits, you must indicate on the resignation certificate (certificate of termination of labor relations) that it is not your will (such as dismissal, non-renewal of the contract when the contract expires, etc.) before you can receive unemployment benefits. If you quit your job, you will not be able to receive unemployment benefits.
2. The unemployment benefit must be received after the labor relationship has been terminated with the unit, and the labor relationship can only be received if the labor relationship is terminated by the individual's will, and the cumulative payment reaches one year. The details are as follows:
1. Can you get it?
According to Article 14 of the Regulations on Unemployment Insurance, an unemployed person who meets the following conditions may receive unemployment insurance money: (1) he or she has participated in unemployment insurance in accordance with the regulations, and his or her employer and himself have fulfilled the obligation to pay contributions for one year or more in accordance with the regulations; (2) Interruption of employment not due to the person's will; (3) Those who have been registered as unemployed and have requirements for job seeking.
2. How much to receive: If the unemployed person's employer and himself have paid contributions for 1 year but less than 5 years in accordance with the regulations before becoming unemployed, the maximum period for receiving unemployment insurance money is 12 months; If the cumulative payment period is 5 years but less than 10 years, the maximum period for receiving unemployment insurance benefits is 18 months; If the cumulative payment period is more than 10 years, the maximum period for receiving unemployment insurance benefits is 24 months. If a person becomes unemployed again after re-employment, the payment period shall be recalculated, and the period for receiving unemployment insurance money may be combined with the period for receiving unemployment insurance money that should have been received but not yet received in the previous unemployment, but the maximum period shall not exceed 24 months.
3. How to receive If you meet the conditions for receiving unemployment benefits, you need to provide materials for terminating labor relations, ID cards, household registration books, **, etc., to apply to the social security institutions of the insured cities to receive unemployment benefits, and the unemployed can only receive unemployment benefits after unemployment registration and training. Generally, it is received in the next month after unemployment, and it is issued by punching in and receiving it locally on a monthly basis. Due to the different procedures, it is recommended that you consult the local social security agency.
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OK. The following conditions are required to receive the housing provident fund:
When purchasing, constructing, renovating, or overhauling owner-occupied dwellings with ownership;
at the time of retirement, retirement or reaching the age of retirement;
When the employee is completely incapacitated and terminates the employment relationship with the employer;
When the household registration moves out of the city or leaves the country to settle down;
When non-municipal employees are transferred out of the city;
When employees repay the principal and interest of the housing loan, they can withdraw the balance of the housing provident fund to offset it;
When an employee dies or is declared dead, the employee's heirs or legatees may withdraw the balance of the deceased employee's housing provident fund account, and the employee's housing provident fund account will be cancelled at the same time.
Housing Provident Fund Withdrawal Process:
Application (approval) for individual withdrawal of housing provident fund;
The original and photocopy of the person's ID card (the original and photocopy of the marriage certificate must be provided for the husband and wife);
Depending on the type of CPF withdrawal, the required supporting documents are provided in accordance with the corresponding conditions.
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Yes, as long as the information and documents are complete.
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According to Article 14 of the Regulations on Unemployment Insurance, an unemployed person who meets the following conditions may receive unemployment insurance money:
1. Participate in unemployment insurance in accordance with the regulations, and the employer and the person have fulfilled the obligation to pay contributions in accordance with the provisions for one year;
2. Interruption of employment not due to one's own will;
3. Have been registered as unemployed and have job search requirements.
The process of receiving unemployment benefits is as follows:
1. The insured unit shall issue two copies of the Certificate of Dissolution (Termination) of Labor Relations, one to the Unemployment Insurance Center and the other to the Labor Dispute Arbitration Commission of the Labor and Social Security Bureau for the record.
2. The Unemployment Insurance Center shall conduct a strict investigation and verification of the situation on the basis of the Certificate of Dissolution (Termination) of Labor Relations issued by the insured unit (the unemployed person shall bring the labor contract signed with the unit), and issue 2 copies of the Registration Form for Application for Unemployment Insurance and 1 copy of the Registration Form for Unemployment Seeking Employment.
3. The unemployed person should carefully fill in all the columns on the front of the "Unemployment Insurance Application Registration Form", and please go to the family planning relationship receiving unit where his household registration is located to affix the seal in the opinion of the family planning relationship receiving unit on the back. Fill out the "Job Hunting Registration Form" carefully.
4. Pay three one-inch color photos and a copy of the unemployed person's ID card.
To receive unemployment benefits, you need to prepare the following documents:
1. Bring your ID card;
2. Proof of dissolution or termination of labor relationship with the employer;
3. Unemployment insurance payment handbook, proof of payment and a recent 1-inch photo.
To sum up, if a worker meets the above conditions, he or she can go to the district-level labor and social security department at the place of household registration or temporary residence to apply for unemployment insurance benefits.
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You can go directly to your local social security office.
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Unemployment benefits are the expiration of the termination contract.
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Documents required for CPF withdrawal after resignation.
1.A copy of the "Housing Provident Fund Withdrawal Approval Form" (this form needs to be stamped with the official seal of the unit, and the withdrawal amount is not filled in for the time being).
2.The applicant's ID card (the ID card expires and the police station will issue a household registration certificate (with ** and stamped with a seal) or a temporary ID card, and the front and back of the second-generation card are copied).
3.Household register of origin (copy the first page of the household register, the home page of the household register, and the page of the person).
4.Proof of termination of labor relationship (issued by the depositing unit or provided with unemployment or laid-off certificates).
Provident fund withdrawal process after resignation.
After resignation, the provident fund is withdrawn to the business hall of the housing provident fund center to receive the "Housing Provident Fund Withdrawal Approval Form" (in duplicate) and related withdrawal guidelines, or log in** "Provident Fund Withdrawal Approval Form" (in duplicate) and understand the relevant policies of provident fund withdrawal under the service guide;
Hold the housing provident fund withdrawal approval form (with the official seal of the unit) and relevant withdrawal materials verified and filled in by the unit to the business hall of our center for review;
If the withdrawal conditions are met, it will be transferred to my provident fund card after examination in the business hall on the first floor of the provident fund center, and the transfer check will be issued by the provident fund undertaking bank on the next day if it is transferred to the settlement account of the unit.
Precautions for CPF withdrawal after resignation.
If you entrust others to handle the withdrawal of housing provident fund, you must provide a power of attorney notarized by a notary public and an ID card of the first person; If the unit handles it in a centralized and unified manner, the original ID card of the person in charge must be issued; If the spouse acts on behalf of the spouse, the ID cards of both husband and wife need to be extracted; Make a copy on A4 paper.
If the conditions for withdrawal are met, the employee who has terminated the labor relationship with the employer shall apply for the withdrawal of the account and shall provide a valid certificate of termination of the labor relationship.
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The provident fund needs to be handled by the unit.
Provident Fund Contribution Ratio:
The basic contribution ratio of the housing provident fund is: 12% for the unit and 9% for the individual, and the maximum contribution ratio of the housing provident fund for the unit and the individual employee shall not exceed 12%; Each depositing unit can appropriately reduce the contribution ratio of the housing provident fund in stages according to its own production and operation situation, but the minimum contribution ratio shall not be less than 5%.
Housing provident fund refers to the long-term housing savings fund paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, public institutions, private non-enterprise units, social organizations and their employees.
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If you do not sign a contract, you will be paid double your salary from the second month of employment, up to a maximum of 11 months. You can go to the Labor Bureau to apply for arbitration or file a complaint with the Labor Inspection Brigade on the issue of wage deduction and double wages.
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。When you leave your job, your employer should issue you a certificate of resignation. Then you need to bring your ID card and resignation certificate to the Social Security Bureau to print the social security payment voucher and hand it to them when you arrive at the new unit.
After you leave your job, your employer must go to the Social Security Bureau to report the reduction of employees, and you can continue to pay social security when you arrive at your new employer. If some units want to make things difficult for people, they can not go to the Social Security Bureau to report the reduction, then you will not be able to renew the payment when you arrive at the new company. In this case, you can only complain to the local social security bureau inspection team, and ask the unit to go to the social security bureau to report the reduction.
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