If the card of the Agricultural Bank of China is lost, if it is not cancelled, will the Agricultural

1. Conditions for transferring to a dormant account: Cards with a credit balance of 0 in the ABC savings card account and no receipt and payment transactions (excluding system interest) for more than 18 months (inclusive) will be converted into dormant accounts. Second, the conditions for centralized account cancellation:

Debit cards that have been transferred to the management of dormant accounts and have not had transactions for more than five years (inclusive) and have a deposit amount of less than 10 yuan (inclusive) from the date of account transfer shall be cancelled by the head office. Note: Account credit balances (including master account and sub-account balances); The credit balance is 0 (savings sub-accounts for the specified period, and those with ** business-related accounts will not be transferred to the dormant account).

Activation of dormant accounts: (1) The debit card can be handled at any outlet nationwide, and it can be handled on behalf of the agent, and you need to bring the bank card and valid ID documents of both parties; (2) Remittance cannot be accepted before activation, but it can be used normally after activation, that is, it becomes a normal account; (3) The passbook with the card fold in one can be activated with the passbook, and the passbook must be swiped when the passbook is activated; The card account cannot be activated for the reconciliation fold and supplementary card that are integrated with the card fold; (4) After activation, the annual fee shall be paid and automatically deducted by the system, and the annual fee shall not be charged after the debit card is asleep, and the annual fee shall be paid before the sleeping household. and make up the small account management fee owed before entering the sleep state.

It seems that after a few months, it will be written off by the Agricultural Bank of China itself.

You can directly go to the bank counter with your identity certificate and bank card to cancel your account.

If you lose your bank card, you need to apply for a replacement card before you close your account. After the bank teller confirms the closure of the account, the card will be cut off. About a month later, the card was cancelled.

If it is a credit card, you can also call the ** of the credit card center to cancel it. This avoids privacy leakage and doesn't have to waste a lot of money.

If there is still a balance in the card, the cardholder can choose to withdraw or transfer it directly to another bank card account in order to complete the bank card clearance. Cancel the bank card, cancel the online banking associated with it and bind the mobile phone number.

There are still some differences in the cancellation process between the debit card and the credit card of the Agricultural Bank card

1. Agricultural Bank of China debit card: If you want to cancel the Agricultural Bank of China debit card, you can only go through the cancellation procedures through the counter of the branch of Agricultural Bank of China. You need to bring your ID card and bank card to the counter of the Agricultural Bank of China branch to apply for cancellation directly.

If it is a balance, the balance can be transferred to other debit card accounts of ABC in the name of the individual, or it can be withdrawn directly.

2. Agricultural Bank of China Credit Card: There are many ways to cancel a credit card. You can apply for cancellation through **.

You can call Agricultural Bank Credit Card Customer Service directly**. After the transfer of manual services, you can apply for credit card cancellation; You can also bring your credit card and ID card to the bank branch counter to cancel the application.

Extended Resources: Notes:

1. If you still have money in your bank card, you can withdraw all the money at the counter when you close your account.

2. If your bank card is lost, you still need to reapply for a bank card first, and then cancel the account, and a card fee is required to replace the card.

3. For savings cards, if the card is not used for a long time, it will generally be automatically frozen and will not affect personal credit history. If it is a credit card, it will not be automatically frozen if it is not used for a long time, and it may be overdue due to annual fees.

4. The balance on the card must be withdrawn and the balance on the card must be withdrawn to ensure that there is no arrears on the card;

5. After the savings card is successfully closed, it will not affect the future application. After the credit card account is successfully closed, if the personal credit is affected due to the previous use of the card, it will cause some trouble to apply for a credit card in the future.

Agricultural Bank of China credit card application process:

1. After finding the Agricultural Bank of China, the applicant needs to fill in the application form for the credit card of the Agricultural Bank of China.

2. After filling in the relevant information in the application form, you need to submit the application form to the counter.

3. The bank will review the application qualifications according to the application form, identity certificate and other valid documents submitted by the applicant. After the approval is approved, the bank will apply for a credit card for the applicant.

4. After the credit card is completed, the bank will mail the credit card to the applicant's home, or notify the applicant to pick up the credit card. Under normal circumstances, the application time for ABC credit cards can be completed within one week.

Hello! The cancellation of the debit card requires the cardholder to provide his/her valid identity document and debit card, and apply for it at any outlet in the country with the password.

For credit card account cancellation, please contact our credit card customer service center, service**: 4006695599 (021-61195599 for areas not open to 400; Overseas service**: +86-21-61195599);

Platinum Credit Card Service**: 4006195599 (If you do not open 400 areas, you can call 021-61295599; Overseas service**: +86-21-61295599).

The bank will cancel the card, because you are handling a debit card, and the People's Bank of China's personal credit system is not linked, so it will not affect your personal credit, if the money is not enough to pay the annual fee, the bank will automatically cancel the card.

That is to say, as long as it is not too troublesome, try to cancel it if it can be canceled, and I am afraid that if there is a bad record or something like that, it will be troublesome.

In addition, if you don't need it, if you don't have any money in it, it will automatically be written off for you after two years. No credit history. It will not be affected by the work in the office.

However, if you want to open online banking in the future, you must first cancel your online banking and start a new one. A regular debit card is not a credit overdraft card and there are no credit issues.

The Agricultural Bank of China debit card is not closed, and it has no impact on you. Agricultural Bank of China: When the balance in the card is 0 and there is no transaction for 18 months, it will be automatically converted to a dormant account; If there is no transaction for 5 years after switching to a dormant account, the head office will automatically close the account.

After six and a half years, the bank card with no spending record and no money will be automatically cancelled. When you have no money in your ABC card and no transactions have occurred, the card will be automatically cancelled after 6 and a half years. If there is no receipt and payment transaction for more than 18 months (inclusive), the head office of Agricultural Bank of China will automatically convert to a dormant account, and if there is no transaction for more than six years (inclusive), and the balance in the card is less than 10 yuan, the head office of ABC will cancel the account.

ABC's personal online banking will not be automatically cancelled, and if you want to cancel it, you need to go to any ABC for business with a valid identity document and any debit card (or quasi-credit card or other account voucher) that has opened e-banking. Cards with a credit balance of 0 (including the balance of the main account and sub-accounts) of the debit card account (the designated savings sub-account, and the account with ** business linkage account will not be transferred to the dormant account), and the card with no receipt and payment transactions (excluding the system interest) for more than 18 months (inclusive) will be converted to a dormant account. For debit cards that have been transferred to the management of dormant accounts, the head office will cancel the accounts of cards that have not been traded for more than five years (inclusive) and the deposit amount is less than 10 yuan (inclusive) from the date of account transfer.

Further information: The main businesses of Agricultural Bank of China include:

Handle deposits of rural organs, groups, troops, enterprises and institutions, as well as savings deposits of rural cooperative organizations and collectives, individual industrial and commercial households and individuals;

Handling loans for rural state-owned agricultural enterprises, industrial enterprises, commercial enterprises, township enterprises, collective economic organizations, supply and marketing cooperatives, as well as rural households and individual industrial and commercial households;

handling deposits and loans from rural credit cooperatives;

Handling transfer settlement, cash settlement, bill discounting and credit card business;

Handle trust, entrustment, leasing, mortgage, real estate development, consulting and other businesses;

Handle foreign exchange deposits and loans, export credit, foreign exchange remittance, import and export settlement, non-foreign settlement, foreign currency and foreign currency bill exchange, foreign currency bill discounting, spot and forward foreign exchange trading, foreign currency value trading, overseas foreign exchange loans, domestic and overseas issuance, foreign currency issuance, foreign exchange guarantee and witness, credit investigation and consulting services, etc.;

The Agricultural Bank Card is normally out of money, there is no mobile banking, online banking, not a penny, there is no operation for three years, and it will take three years to be automatically cancelled by the banking system.

If the credit card is lost, the first thing is to call the customer service of the Agricultural Bank of China to report the loss, and then replace the card after confirmation by the Agricultural Bank of China, until you lose the letter and use the card without arrears, and it is a good use record. The last answer can be applied for cancellation.

You can immediately call the customer service of the Agricultural Bank of China, explain the situation, for example, say your surname Li Bi, card number or ID number and mobile phone number, and you can report the loss of the credit card.

If you lose your ABC credit card, you should call 95599 immediately, find the credit card service according to the prompts to report the loss, and replace the card.

Bring your ID card to the Agricultural Bank to report the loss, and then apply for cancellation.

If you lose your ABC credit card and want to cancel it, you can call the ABC **, or go directly to your local ABC to cancel it.

You can cancel your credit card if you lose it. Generally, after the cardholder loses the credit card, he should immediately call the customer service of the issuing bank** and handle the credit card loss report business through manual customer service to avoid unnecessary losses. If the cardholder no longer wants to use the credit card, he or she can also cancel the card directly through the manual customer service.

It should be noted that before discussing cancellation, the cardholder must ensure that there is no outstanding balance in the credit card before it can be successfully cancelled.

Take your ID card to the counter, report it lost first, and then cancel it, and the cancellation depends on whether it has been paid off.

Bring your ID card to the bank counter.

Agricultural Bank of China smiles like a lost card, please bring your ID card to the issuing bank to report the loss and cancel the account.

To report the loss of the bank card, a service fee of 10 yuan is required

You can first make a verbal loss report to ensure the safety of account funds;

Then go to the bank's business hall and fill in the loss report application;

After the loss report is successful, get back the receipt and keep it properly.

Cancellation process: take the number and queue up, and copy the ID card with the help of the lobby staff;

After the counter calls the number, hand over the ID card and loss report receipt to the counter staff;

Inform the need to cancel the card, and the staff will handle the business of canceling the card;

During this period, you need to type in the bank password and sign the business confirmation form;

Get back your ID card and business receipt, and you can complete the process.

Note: If there is a balance in the card, it will be taken out at the same time, accurate to the corner, and rounded.