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Hello! There are many one-year comprehensive accident insurance on the market, and different products are different, but the ones on the Huize Internet are generally about tens of yuan to hundreds of yuan, such as the annual comprehensive protection plan of auspicious life needs yuan a year, and the minimum yuan of a year is the comprehensive accident protection plan of happiness and worry-free self-selected plan. Specifically, Auspicious Life not only provides hospitalization care allowance protection, but also integrates traffic accident injury protection and ordinary accident injury protection (which can be paid cumulatively); You can freely choose the term of coverage and the sum insured, and provide protection for general accidental injury, accidental medical treatment, accidental hospitalization allowance, railway, water transportation, road accident injury, etc.
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The products of each company are different, and our Taiping Life's comprehensive accident insurance ranges from 200 to 1000.
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100 or so, you can find out.
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Ping An million lines are 1472 yuan a year, but how old are you?
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It is determined according to the individual's occupational risk situation and the amount of insurance required.
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Buy according to your life and work situation!
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There are several types of products, and depending on how many covered benefits you want to receive, decide which one you choose.
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It depends on the occupational category.
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You can consider long-term accident protection.
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Talk about your insurance needs. I can design an insurance plan that is just for you.
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Accident insurance is the most leveraged of the many types of insurance, with low prices and high premiums.
1. What are the accident insurances?
1.According to the length of the insurance period, it can be divided into one-year accident insurance and long-term accident insurance.
One-year accident insurance is an accident insurance with a coverage period of only one year.
When it comes to long-term accident insurance, there are these characteristics: the stability of product renewal, the elderly also have a high insurance amount, and the vehicle accident compensation amount is high.
2.According to whether the premium is refunded, it can be divided into consumer accident insurance and return accident insurance.
2. How much is accident insurance per year?
After talking about the types of insurance, Dad will talk about how much the accident insurance costs a year.
Although the premium of accident insurance depends on the situation, Daddy still analyzes how much the annual premium of common accident insurance is, please see below:
Accident insurance premium comparison).
As you can see from the chart above:
Taking a 30-year-old male population with an insurance amount of 1 million, a protection period of 1 year, and sudden death protection, as an example, the premium to be paid for 1 year by the big bodyguard (supreme model) is 298 yuan.
Similarly, for a 30-year-old male, the insurance period is 30 years, the payment period is 10 years, excluding sudden death protection, the insurance amount is 100,000 yuan, and the premium that needs to be paid for one year is 1,680 yuan.
3. What should I pay attention to when purchasing accident insurance?
1.Occupational Category
2.Sum insured
Regarding the sum insured of adult accident insurance, it is actually similar to life insurance.
3.Accidental medical treatment
4.Do you want sudden death coverage?
If you have a bad heart and often stay up late and work overtime, Daddy recommends buying accident insurance that includes sudden death protection.
If you are in good health and have a normal daily routine, then there is no need.
Fourth, dad summary
How much does accident insurance cost a year, is not a definite amount. It will change depending on the product, occupation, age, etc. However, the ** of one-year accident insurance generally fluctuates between two and four hundred.
Accident insurance is only one type of insurance that covers the risk of accidents, in addition to life, critical illness and medical insurance. These four types of insurance are matched with each other to provide comprehensive protection against all aspects of risk.
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One-year accident insurance generally only needs to pay hundreds of dollars in premiums every year to get hundreds of thousands of yuan of accident protection. How much is the one-year comprehensive accident insurance, taking the one-year comprehensive accident insurance of Ping An sold by China Minsheng Insurance Network as an example, it only costs about 200 yuan to get the protection of outpatient and inpatient medical treatment, the allowance for lost work and nursing, and the protection for accidents caused by natural disasters.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Hello, one-year comprehensive accident insurance is a high-quality and inexpensive type of insurance, generally only need to pay a few hundred yuan of premiums per year to get hundreds of thousands of yuan of accident protection.
How much is the one-year comprehensive accident insurance, taking the one-year comprehensive accident insurance of Ping An sold by China Minsheng Insurance Network as an example, it only costs about 200 yuan to get the protection of outpatient and inpatient medical treatment, the allowance for lost work and nursing, and the protection for accidents caused by natural disasters.
In addition, different insurance products of different insurance companies are also different, so it is recommended that you can choose to apply for insurance according to your own needs on the China Minsheng Insurance website.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"
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Hello! One-year comprehensive accident insurance refers to insurance with comprehensive accident protection for a period of one year. One-year comprehensive accident insurance generally has the characteristics of comprehensive protection and affordability.
One-year comprehensive accident insurance is divided into different types according to the content of insurance and the different objects insured, including children's accident insurance, elderly accident insurance, women's accident insurance, and comprehensive accident insurance. It is recommended that when you choose a one-year comprehensive accident insurance, you can choose based on your age characteristics, protection needs or occupation type.
You can go to the accident insurance sales platform of the happy insurance network to choose, there are many insurance products of insurance companies on the happy insurance network, you can compare them in detail and choose the one-year comprehensive accident insurance product that you are satisfied with. Here are a few one-year comprehensive accident insurance products recommended to you: (1) Kunlun auspicious year comprehensive accident insurance:
Provide multi-faceted protection: Accidental Disability Benefit, Accidental Death Benefit, Aviation Accident Disability Benefit, Aviation Accident Death Benefit, Accident Medical Insurance Benefit, Accidental Hospitalization Allowance Insurance Benefit and Ambulance Expenses Benefit; Moreover, 100 yuan is guaranteed throughout the year, and there is a special ambulance fee allowance, which is rich in humanized design. (2) Volkswagen's comprehensive medical treatment plan (including flight delays) throughout the year
Provide comprehensive protection against domestic travel accidents, accidental injury, disability and burns, daily hospitalization allowance and intensive care allowance, flight delay benefit, etc.; Bus, private car, and aviation accidents are all insured, and accidental injuries suffered by air, buses, and private cars can be covered with ordinary accidents. (3) PICC Huixuan Xin'an Comprehensive Accident Insurance: The premium is low, only 100 yuan a year, with an average of 2 cents per day; Comprehensive coverage, covering accidents, burns, disability, aircraft, trains, ships, land, sea and air; After the accidental medical treatment is removed from 100 yuan, 100 yuan will be paid, with a maximum of 10,000 yuan.
Hope mine is helpful to you.
Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these of the insurance wheels"pits"
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Hello, personal accident insurance mainly refers to a kind of insurance that pays insurance money to the beneficiary in accordance with the agreement if the insured dies or becomes disabled due to an accident within the agreed period of the insurance. The specific premium situation is related to the sum insured, the duration of the insurance, the coverage of the coverage, age, occupation and other factors. It is recommended that you choose a one-year comprehensive accident plan.
There are many options for purchasing personal accident insurance:
1. You can choose according to the protection period: you need to insure short-term accident insurance and one-year personal accident slag insurance.
2. You can choose according to the amount of insurance: the amount of insurance is 100,000, 200,000, 500,000, and more than 500,000.
3. You can choose according to the characteristics of the insurance: whether you need special security services such as fractures, joint dislocations, medical evacuation, and high-cost accidental medical treatment.
Fourth, you can choose according to your age.
When purchasing personal accident insurance, you need to pay attention to: coverage age, occupation type, sum insured and payment status, as well as liability exclusion clauses.
There are many specific ways to apply for insurance, you can choose to go directly to the insurance company to consult and purchase, or you can choose to compare and purchase on the online insurance platform, I hope it will be helpful to you.
Expand the balance of the Liang Dong exhibition reading: [insurance] how to buy, which is good, teach you to avoid these insurance"pits"
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This depends on your occupational category, high-risk occupations, the premium will be high; The general occupation will be low. For high-risk occupations, it generally starts at 300 yuan, and low-risk occupations are about 100 yuan.