How much is the annual premium for health insurance at the age of 25

Xueba talks about insurance, focusing on insurance product evaluation! At the age of 25, I don't have much money in my hands, in order to save money and don't see a doctor for minor illnesses, if I encounter a major illness, I can't face it at allDesigned for 25 years old!

Comparison Table of 136 Popular Critical Illness Insurance in China

Different products** are not the same. The duration of coverage, the sum insured, gender, and more will all affect**. If you're looking for an insurance plan that's suitable for 25-year-olds, I can give you a brief introduction.

It is important to note that buying insurance and choosing products is the most important thing, and it is useless to just look at the company. Nowadays, the pressure on young people is increasing, and they begin to think more long-term, and their insurance awareness continues to improve, but the ability to identify at this age is relatively low, and there are many insurance products that are dazzling, and it is not easy to pick the insurance that suits them, so I stayed up late to make such a 25-year-old insurance configuration strategy.

Young people mainly face these problems:

1) The working hours are very short, I usually don't like to save money, and I don't spend money in moderation, so the economic foundation at this time is relatively weak.

2) With busy work and fast pace of life, many problems emerge, causing a lot of pressure, and there is a high probability of suffering from major diseases such as vascular disease, hypertension, stroke, cancer, acute myocardial infarction, etc.

According to the above analysis, it can be seen that young people should choose some insurance that protects high-incidence diseases but is relatively low, and can be equipped with accident insurance + critical illness insurance + million medical insurance.

1.Critical illness insurance

According to WHO data, 75% of the people in China are in a sub-health state, and the incidence of certain major diseases among young people is higher than that of the elderly, and major diseases are no longer only high in middle-aged and elderly people. Critical illness insurance protects critical illnesses, moderate and mild illnesses, **The high cost of critical illness is not affordable for most young people, and they need a critical illness insurance to protect themselves.

Here's a picture about:

Obviously, the later you buy critical illness insurance, the more expensive it is, and if you unfortunately fall ill, it is very likely that the underwriting will not be approved, and the sooner you buy critical illness insurance, the better.

If you don't know how to choose, you can look at this hot list:Designed for 25 years old! Top 10 Critical Illness Insurance Points Worth Buying in 2020! 》

2.Accident insurance

Buy an accident insurance with an insurance amount of hundreds of thousands of dollars as long as about 100 yuan, to protect accidental disability and death, young people can buy it with a small budget, the most basic protection can choose an accident insurance, for young people, pay more attention to the accident insurance with sudden death.

3.Million Medical Insurance

Million medical insurance mainly reimburses for hospitalization, and many excellent medical insurance also comes with a green channel for medical treatment, which can provide proton heavy ions**. Two or three hundred yuan a year, the maximum reimbursement is several million, and it is acceptable without a high budget.

Thanks for reading, hope!

Pay 100,000 yuan for 19 years of health insurance, the insurance premium is 2,290 yuan for men and 2012 for women

Hello, the premium of health insurance is not only related to the actual age of the insured, but also related to the physical health of the insured, gender and other factors.

Which health insurance is best)

Hello, 20% of the annual income, Kangyi Life and All-round Insurance C are OK, and you are 25 years old, pay according to the age of the year plus my consultation.

The amount of health insurance required is 200,000 yuan, with a 20-year payment period, and the annual payment is about 8,000 yuan for a critical illness of 180,000 yuan. For more information, please call us.

At the age of 25, the annual insurance amount is 200,000 yuan, and the annual payment is 4580, which can be attached to accident and hospitalization medical treatment.

Pacific Insurance's golden life, 200,000 yuan insured, paid in 20 years, 7,740 yuan per year. Guaranteed for life. Covers 60 critical illnesses and 12 minor illnesses. Value, Critical Illness and Minor Illness Benefit increase with age.

Hello! Taikang has a model that has just been released, which is fully guaranteed, can return to the principal, and has a high insurance amount. Men at the age of 25 pay 2,520 yuan for 20 years, and women pay 2,200 yuan for 20 years

The insurance amount is 200,000 yuan, 20 years of payment, and the annual payment is more than 5,000.

Hello, the premium is determined according to your protection needs. Such as 100,000, 200,000, 300,000, etc.

Hello, could you please take a look at this plan? The amount of insurance can be attached up and down.

Hello! It depends on which type you invest and how much premium you invest, which is different. You are welcome to consult!

Chinese life Kangning lifelong reference.

Critical illness insurance 200,000 means that the insured amount of critical illness insurance is 200,000, and how much premium you should pay, this is actually not possible to answer in detail, because the amount of insurance 200,000 premiums can be calculated by combining a lot of content, and cannot be generalized. As we all know, the ** of critical illness insurance is calculated according to the scope of the selected critical illness insurance, as well as the selected insurance company, the age of the insured, the gender of the insured, the physical condition of the insured, the number of years of payment, etc., which depends on the specific situation.

Under the new regulations, we have evaluated more than 1,000 critical illness insurance products and selected the best 10 critical illness insurance products on the market. New Definition of Critical Illness Rankings Announced! The first place turned out to be it!

Buying critical illness insurance is not only about age, it's also about youPhysical condition, personal budget, personal needsRelated, what kind of critical illness insurance you want, depending on the specific situation, I have selected 4 recent cost-effective and popular critical illness insurance product reviews, first of all, let's take a look:

As can be seen in the figure, the premium for life insurance is about $400,600 more expensive than the premium for insurance up to the age of 70. And notIt is also related to the content of the insurance product that is different from the company's insurance productsFor example, the Kanghuibao product issued by Centennial Life Insurance Company is more expensive than the Jiahe Insurance issued by Guofu Life Insurance Company, whether it is guaranteed for whole life or until the age of 70, but Kanghuibao also has a payout content for pre-existing conditions, and you can choose according to your own needs.

If you still haven't found the right product for you, I have a more comprehensive critical illness insurance inventory here:Recommended for 25-year-old you, top 10 cheap and well-priced critical illness insurance points!

It should be around 4000, but different insurance companies have different types of insurance.

25-year-old women buy critical illness insurance, 200,000 sum insured, if the payment period is 20 years, generally between 3000 and 4000 yuan, it depends on which company you buy, what kind of critical illness insurance to buy, how many years to pay, these are related to how much money to pay, if you buy both insurance, return type, basically around 4000, if it is a consumption type, only the amount of critical illness insurance, generally more than 1000 can solve the problem, no matter what kind of insurance, to choose the right insurance for yourself, buy critical illness insurance at the same time, First of all, you should buy yourself a million medical insurance! It's about 200 yuan a year, consumer-oriented! If you want to buy critical illness insurance cheaper and pay for 20 years, you can take a look at Anbang's evergain and Sunshine Life's Zhenyi, these two critical illness insurance rates are still relatively low, and the critical illness insurance is also about 80 to 100 kinds!

Ping An's insurance is a little more expensive than other critical illness insurance in the market, if you don't have to be Ping An brand, it is recommended not to consume Ping An's critical illness! You can choose some products that are more cost-effective!

About 3,000, and with a green pass.

Hello, according to your situation, first of all, you need to see how long the coverage period you have purchased, whether the coverage is lifetime or fixed? Assuming that the premium is paid in 20 years, covering the age of 60, pure critical illness insurance, and consumption-based, then the annual cost is about more than 1,000. The specific cost should be analyzed according to the type of critical illness insurance you buy and the duration of protection, for critical illness, the sum insured of 200,000 seems to be a bit low, if conditions permit, the sum insured can be appropriately increased.

You can take a look at the comparison of the products of multiple insurance companies.

First of all, it is recommended that you buy social security to get the most basic pension and medical protection, and then consider buying commercial insurance.

Secondly, it is advisable to control your premium at 10-20% of your annual income, otherwise it will bring a heavy burden to your life.

Finally, it is recommended that you do not take the dividend insurance, but should choose accident insurance, sickness insurance, and pension insurance.

1.Accident insurance premiums are cheap and have a wide range of coverage, with an insured amount of 100,000 yuan and an accidental medical treatment of 10,000 yuan, and the premium is 100-200 yuan a year.

"Ping An is Fu" comprehensive accident insurance (a) accident insurance: 100,000 yuan for accidental injury, 10,000 yuan for accidental medical treatment, 500,000 yuan for airplanes, 200,000 yuan for trains and ships, and 100,000 yuan for automobiles. The annual premium is $100.

Taiping Fushou "Accidental Injury Insurance: 100,000 for accidental injury, 20,000 for accidental medical treatment, 500,000 for airplanes, 500,000 for airplanes, 200,000 for trains and ships, and 150,000 for automobiles. The annual premium is $135.

Auspicious Year Comprehensive Accident Insurance: 100,000 yuan for accidental injury, 10,000 yuan for accidental medical treatment, 500,000 yuan for airplane (insurance amount of 100,000 yuan + additional 400,000 yuan), 100,000 yuan for trains, ships and cars, 20 yuan for accidental hospitalization allowance for 20 yuan a day, ambulance fee: 300 yuan, up to 2,000 yuan a year.

The annual premium is $100.

All Way Ping An Comprehensive Accident Insurance (Upgraded) Accident Injury Insurance: 100,000 yuan for accidental injury, 10,000 yuan for accidental medical treatment, 600,000 yuan for airplanes, 200,000 yuan for trains and ships, and 200,000 yuan for automobiles. There is also a total disability subsidy of 200 yuan a day, and an annual premium of 108 yuan.

2.Appropriate purchase of fixed-term critical illness insurance, fixed-term critical illness** is cheaper, while lifelong critical illness will be relatively heavier.

3.If the financial capacity allows, you can supplement a little pension insurance.

Finally, you are reminded to read the coverage and deductible liability carefully when purchasing any injury insurance to avoid unnecessary claims disputes. It is recommended to purchase insurance from a specialized insurance company, insurance company** or a third-party insurance ** that can provide multiple insurance companies with various functions such as product comparison, insurance product inquiry, insurance-related issue consultation, insurance claim knowledge introduction, etc.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

The order of purchasing insurance is: must first protect products, including 1, consumer (accident insurance, term life insurance, etc.); 2. Accumulation type (whole life insurance, comprehensive insurance, etc.). Then there is medical insurance (general medical care, serious illness medical insurance, etc.), endowment insurance, children's education funds, investment dividend products, etc.

At the same time, the order of purchase of the family is: 1, the economic pillar; 2. Your lover; 3. Family members without financial income, such as children, the elderly, etc.

The principle of buying insurance is based on the dismantling of Zheng social security, and it is better to add appropriate commercial insurance as a supplement.

For example, first purchase the social insurance launched by the state (it is best to have a unit come forward to purchase), such as the cooperative medical insurance for rural households or the medical insurance for urban residents with urban households, and then consider commercial insurance as a supplement.

Insurance follows the "high loss priority principle", that is, if a risk accident occurs infrequently, but the loss is serious, priority is given to insurance.

The expenditure of its insurance costs is generally about 10---20% of the annual income, and it is best not to exceed 20%, that is, to use 10% of the funds to preserve 100% of their assets.

For each of us, we should focus on health insurance. That is, medical insurance and protection products are the first, and then the combination of pension insurance, children's education funds, and dividend investment products is considered.

Directly speaking, as people age, their body's resistance is inversely proportional, and their ability to resist related risks is relatively weak.

To be honest, we make money for a lifetime, and at the same time, we spend money for a lifetime, so why does everyone work so hard? In the future, pension, medical care, children's education, etc., but must have a healthy body, smart people know this truth, only the capital to make money, you can make more money, so it is important to buy adequate medical insurance. If you are not healthy, it is impractical to have more pension insurance.

Here, I know that in this industry, everyone has three recognized sentences that say this: "brand in life", "Ping An's talent travel song" and "Xinhua's products".

Finally, it should be noted that the principle of insurance application is as follows:

1) Buy insurance first to buy medical health, health can ensure that customers have everything.

2) Buying insurance is light on words and heavy on contracts, life insurance is generally medium and long-term contracts, and if you buy it, you can become a lifelong happiness, otherwise it will have a great impact.

3) Insurance products need to have the function of maintaining and increasing value, and the current standard of living is increasing day by day, and must be able to curb inflation.

4) To buy insurance, you must first protect the head of the family, if the main wealth creator of the family is not protected, then the premium? Cost of living? and other family expenses are not ***.

5) Buy insurance first for adults and then children, and adults are the best protection for children. If adults are not protected, no matter how much insurance children have, it is meaningless, after all, it is the adults who pay the relevant fees for the children.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"