Is there a handling fee for depositing money with a non local card, and is there a handling fee for

No, there is no handling fee for peer deposits, only inter-bank withdrawals.

The handling fee will be charged, and the charging standards of each bank are different, which is subject to each bank.

There are currently two ways to make deposits, small amounts can be made at bank ATMs.

Deposit, a single deposit of 10,000 yuan (ATM machines can only deposit 100 yuan of banknotes, other denominations of banknotes need to be deposited at the bank counter), large amounts can be deposited at the bank counter, more than 50,000 yuan need to bring ID card.

It should be noted that inter-bank deposits are not allowed.

Extended Information: Deposit Fees:

At the bank where your bank card is opened.

If you make a deposit, you don't need to pay a fee as long as you deposit in your place of account; Otherwise, you will have to pay a handling fee of 5 to 1 percent per 1,000, and the upper limit is about 50 yuan.

If you are depositing with a bank other than your bank.

Regardless of whether you deposit money in the place where your bank card is opened, you will have to pay a handling fee of 1/5000, and the upper limit is about 50 yuan. Of course, there may be a discrepancy between what I receive here and what the bank staff tells you, which is inevitable. If you have a deposit transaction of two deposits and fast bank deposits, the rate of the fee will be subject to what the bank staff tells you.

1. Is there a handling fee for inter-bank deposits?

Inter-bank deposits are subject to handling fees, and the five major banks in industry, agriculture, China, and construction all charge handling fees according to the amount of deposits, among which Bank of China and Agricultural Bank of China.

The maximum fee shall not exceed 50 yuan, the maximum fee shall not exceed 20 yuan for CCB, and the maximum fee shall not exceed 100 yuan for ICBC. And the Bank of Communications.

The lowest fees are charged through ATMs and over the counter for deposits.

However, the fees charged by joint-stock banks for this business are different, some charge a handling fee according to a certain percentage of the deposit, and some are 5 yuan per transaction regardless of the amount. In addition, most of these banks charge less than over-the-counter fees for ATMs.

2. How to save and withdraw money across banks.

Inter-bank deposits require users to have a UnionPay card in hand.

UnionPay cards can be used at ATMs with the UnionPay logo. If you handle the deposit business at the counter, you need to hold your valid ID card and sign the bank transaction contract, the procedures are more complicated, and you need to complete it according to the guidance of the bank counter staff, and the inter-bank deposit will be charged a handling fee.

The time for cash deposits to arrive in the account varies according to the bank. Generally speaking, after the customer makes a cash inter-bank deposit, the deposit amount will arrive in the account in about 2 hours, and the longest will not exceed 24 hours, and the specific arrival time is subject to the actual time.

In addition, not only inter-bank deposits, but also inter-bank withdrawals are also allowed, but corresponding handling fees are also charged, and the regulations on handling fees vary from bank to bank.

There is no handling fee for deposits in other places in the same place, no matter where it is, deposits in the bank are free, and only withdrawals in other places will be charged handling fees, and the fees stipulated by different banks may be different, and they need to be subject to the issuing bank.

Only inter-bank withdrawals will be charged a handling fee, and the charging standards of each bank are different, which is subject to each bank.

From January 1, 2017, ICBC will implement free cash deposit and withdrawal and transfer business in different places within the bank, and no handling fee will be charged for deposits, withdrawals and transfers between peers, and inter-bank deposit and withdrawal services will still need to pay handling fees.

No matter where you are, the deposit in the bank is free, and only the handling fee will be charged for withdrawal, and the fees stipulated by different banks may be different, subject to the card issuer.

Extended Information] The bank shall waive the handling fee for the deposit and withdrawal of cash in other places within the bank. This means that you do not need to charge a handling fee for depositing and withdrawing money at the bank corresponding to your bank card, as long as you are handling business with your bank.

The vast majority of banks need to charge handling fees for inter-bank deposits, and you can see the following data for specific banks that charge handling fees. Fees for non-local deposits of major banks: 1% of ICBC; China Construction Bank 5 per 1,000; Agricultural Bank of China 5 per 1,000; China Merchants Bank 5 per 1,000; 1 in 1,000 of China Guangfa Bank; Bank of Communications 5/10,000; China Everbright Bank is free of charge and Minsheng Bank is free of charge.

If you handle the deposit and withdrawal business locally, it is free of charge, and no matter where the bank card is opened, there is no need to charge the corresponding fee. However, if the inter-bank deposit and withdrawal business is handled, a handling fee will be charged, especially for bank cards opened in state-owned banks.

Among them, we must note that the deposit and withdrawal business in the ATM machine cannot be handled directly in the bank if the inter-bank transfer business is not opened. At this time, you have to go to the counter to ask for help, and the counter staff will help you open the relevant business.

Theoretically, in addition to cash business, the bank's counter business can be moved to mobile banking. The functions of mobile banking can be divided into standard functions and extended functions. Inquiry, transfer, remittance, payment, and temporary loss reporting are standard functions.

The expansion function is the development of the first financial management, commercial payment, online shopping and other functions on the basis of the standard function.

The provision of extended functions is inseparable from the support of the bank's back office. These expansion functions of small and medium-sized banks are generally relatively weak, and they lag far behind state-owned banks and national joint-stock commercial banks.

Domestic banks that have launched mobile banking services include: large banks such as Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, Bank of Communications, national joint-stock commercial banks, some urban commercial banks and rural commercial banks, as well as a very small number of rural cooperative banks, new rural financial institutions and rural credit cooperatives. The mobile banking of regional banks is basically the mobile banking of online banking.

Distinctive mobile banking related to China's rural finance includes cardless cash withdrawal, small loans for rural households, address-based remittance, and mobile finance.

No, you don't. Non-local deposit refers to the depositor's deposit of money in place A (generally inter-provincial, municipal, county) in place A (generally inter-provincial, municipal, county) bank deposit account opened by himself or others in another place, and a certain non-local deposit fee is generally charged. Since January 2017, the state has abolished all bank fees for non-local deposits and withdrawals.

There is no handling fee for saving money in a different place card.

There is no handling fee for deposits in the same place, no matter where it is, the deposit in the bank is free, and only the withdrawal in the other place will be charged a handling fee, and the fees stipulated by different banks may be different, subject to the card issuer.

Specifications for the opening level of personal bank accounts:

Banks should establish a categorical management mechanism for bank accounts, prudently determine the functions of bank accounts, payment channels and payment limits in accordance with the principle of knowing your customers, according to the identity information verification method and risk rating method of the account opening applicant, and carry out classified management and dynamic management.

In the future, applicants can open similar bank accounts, similar bank accounts or similar bank accounts through electronic channels such as counters, remote ** ATMs and smart teller machines, online banking and mobile banking.

Depositors can handle deposits, purchase investment and wealth management products, transfers, consumption, bill payments, cash withdrawals and other businesses through similar bank accounts; Deposits, purchase of investment and wealth management products, consumption of limited amounts, and payment of bills and payments through similar bank accounts.

Handle a limited amount of consumption and payment services through a bank account. Quasi-bank accounts and quasi-bank accounts are not allowed to deposit or withdraw cash, and no physical medium is allocated. <>