Why don t you choose to buy insurance in a 4S store?

Clause. First, it is too expensive, if you buy it in a 4S store, common insurance such as compulsory traffic insurance, car damage insurance, third-party liability insurance, not counting deductible insurance, a model of about 100,000 yuan, 4 insurances are calculated to be about 4200-4500 yuan, and in some **car insurance or insurance** institutions outside the 4S store, ** is about 500 to 1000 lower, which makes many car owners choose not to buy in 4S stores.

Clause. Second, the customer has acquaintances or relatives and friends to do insurance business, because of this reason caused by the loss of business is also a lot, after all, the relationship is there, the friendship is there, the sales consultant wants to break the ice of this relationship, it is difficult.

The car's insurance is about to expire, and there will always be a lot of people calling ** to sell the insurance problem. No, ** rings again. ** Pick up too much, no matter how good your temper is, you don't bother to ask, and you don't bother to say, so you just said, "Oh, it's not interesting, teacher, I bought .......""After saying that, I wanted to laugh, shook my head and smiled bitterly, it seems that what I said during the training was useless, people didn't give me a chance, after laughing, I thought about the process again, what's going on?

Why don't I want to go back to the 4S store to buy insurance?

I still remember when I first picked up the car, my sales brother persuaded me to get a license at him, I know, a domestic car, the guy was busy for half a day, didn't make a few dollars, wanted to make a few extra money, but also worry-free, just a few hundred yuan agreed. By the way, I asked about the insurance, and I learned that the compulsory traffic insurance must be there, and it doesn't matter, anyway, it's all done. The key is commercial insurance, and I also want to stew it here, how convenient it is.

But this buddy, obviously unprofessional, a few questions will not come up, recommend me to talk to the insurance cutie, the insurance cutie is better, but it is just a list to make a budget ......, I'm not enthusiastic at all, forget it, uncle, I just want to buy a worry-free, why bother!

I didn't buy it, and it took a month to buy Ping An ...... from a neighborThe service is good, and I often send a coupon, the Spring Festival couplets, although it is not expensive, but I feel very kind.

This year is about to expire, LP has already started to chatter, this year it is better to buy peace from Sister Ai, the money is about the same, save some snacks. I think it makes sense when I hear it, so, all the **, it's a waste of time and energy.

Professional habits, or want to reflect on this process:

1. When buying a new car, many people know that buying insurance in a 4S store is a little more expensive than in an insurance company, but it is convenient and they still want to save some trouble. In comparison, SSSS still has the upper hand, but as long as there is a little problem with the sales consultant, it will affect the effect; Moreover, once a bad impression is established, it is difficult to reverse, not only is the insurance blind, but the maintenance will consider changing the p: I have already changed, and there is no ambiguity at all.

2. Compared with direct sales, online sales, and salesmen, SSSS seems to be more professional, but this kind of professionalism refers to the fact that the service is different after it appears, but consumers can't feel it before buying insurance.

3. Customers are becoming more and more savvy, after a few years, compared to it, even if you save 200, you have to change, because no matter how rich you are, the savings are equivalent to earning, who 2 (o

4. Insurance seems to be just a small amount of money, but the follow-up is a big business, and, more importantly, the insurance is not bought in SSSS, so it is even more unambiguous to choose to leave SSSS maintenance!

As for solving the problem, I think these points are very important:

1. The professional knowledge of the sales consultant and the personal quality, accomplishment, good mental state, appearance and dress (mentality and smile), etc., personnel elements.

2. The strategy should be smart, bosses or managers, take a finger and toe to calculate, and apply for an additional insurance, is it just the difference of a few hundred? It is necessary to give it to customers, but the smarter way is to exchange it for gifts or directly reward the sales of beauties, and encourage dealers to sell better

It is not necessary to buy insurance at a 4S shop for a new car. Choose to buy insurance in the 4S store according to the actual situation:

1. If the 4S store allows you to buy insurance in the store, you only need to buy car insurance from the same insurance company**, and you can know what the lowest price of the same insurance company is. You can directly negotiate with the stationed insurance sales of the 4S store, and in most cases, the other party will agree to buy the car insurance.

3. If the ** of 4S insurance is too far behind car insurance. If you have decided not to buy at the 4S store, and the 4S store forces you to make a purchase, you can call 12315 to complain directly.

4. If you have purchased it in the 4S store, you can go to the business hall where the insurance is located to surrender the policy.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

--- if it is a car bought with a consumer loan in a 4S store, then the bank or financial institution has mandatory requirements, and you must purchase the designated insurance when you pick up the car, which generally includes three, car damage, theft, etc., there is no choice for this, you have to listen to others, because you have borrowed money from others.

- But it should be noted that buying insurance in a 4S store is not without benefits. Compared with buying outside, 4S store insurance is more secure.

- In case of insurance, in terms of loss assessment, you can directly negotiate with the 4S shop to give a little more, can be repaired or replaced, try to change rather than repair, 4S shop and insurance companies have business contacts, familiar people, much easier to do than you a layman, which is more advantageous.

- In case of insurance, you only need to give the insurance company a ** to let them go out of the scene, and even some responsibilities are clear do not need to go out of the scene, and then go directly to the 4S shop to repair the car, and do not need to pay the repair cost in advance, and the insurance company will pay you directly. That's it.

- Compared with the situation of insurance outside, you have to apply for insurance, you have to get the car to the 4S shop by yourself, you have to negotiate with the insurance company yourself, you have to pay the car repair cost in advance, and you have to go to the insurance company for reimbursement, which is still more troublesome and may not be able to save money.

- Of course, insurance in the 4S store, may be a little more expensive, but now the 4S shop business is not good, the little brother and sister who sell the car will generally have the assessment of selling insurance, they will give you some gifts in order to let you out of the insurance in the store, such as decoration or something, you can also ask them to give you the kind of insurance in the store to give you a discount on the sale, ** as cheap as outside, but you can enjoy the services mentioned above, it is quite cost-effective.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

In the 4S store, the salesman can get rebates. If you are not in the 4S store, they will be in various difficulties, and the most direct is to reduce the discount. In the end, you still have a good deal in a 4S store, which is also a win-win situation, after all, salespeople also have to live.

Only after paying the full price of the car can the manufacturer issue the certificate of conformity after the mortgage is lifted. The situation you said made you pay for the car in advance is to use your money to redeem the certificate, which shows that the 4S store is also relatively lacking in funds, like our store is not insurance, it is not good to get a license plate, and there will be a lot of cumbersome things. In particular, if you take out a loan to buy a car, you will not apply for insurance here, and everything is non-negotiable.

<> is generally profit-driven, and at present, the competition in the insurance industry is fierce, and various companies have adopted the form of rebates to pull insurance, so the car dealership will let you buy insurance in the store. There is no payment for picking up the car from the manufacturer, signing a pledge agreement, and the certificate is pledged in the factory, and only when the money arrives in the factory, the certificate and other formalities will be sent, so we need to wait for three days after the payment to give the certificate.

In general, the purchase of insurance can be negotiated with the sales consultant, and whether it will affect the time of pick-up (many people pick the time to pick up the car), whether it is in the ** insurance, you must see the type and content of the insurance clearly. Personally, I suggest that if there is no channel to buy cheaper maintenance technology and proficiency, it is obtained by the original technical training and daily experience accumulation, the repair shop repairs the car every day, but it is not a shortcut every day, and it is forgotten to disassemble a car three days later. There is no original technical manual, and the screws are screwed by feeling.

Posture impulse. > mainly because the profit of insurance is considerable, but the insurance from the 4S store can be refunded to the insurance company, and the insurance company must cooperate with the customer, and you can insure it yourself, which is generally much cheaper than 4S. When repairing a car, the most worrying thing for car owners is the quality of maintenance, whether it will be shoddy and so on. If you buy your car in a 4S shop and the repair is there, then the probability of poor maintenance quality will be much reduced.

Because some noisy and pure car owners feel that the vehicle ** bought in the 4S store is too expensive, and the liquid cannot meet their own requirements, so they don't like to buy it in the 4S store.

The main reason is that there are too many routines in the 4S store, and the insurance is more expensive than the one sold outside.

Because it is particularly expensive to buy in the 4S store, and the service they provide is also very poor, and the purchase process is more cumbersome, so they don't like it.

Because it will be very expensive to buy in a 4S store, twice as high as buying it in other places, many car owners don't like to buy it in a 4S store.

Most people think that if you directly find some insurance companies to buy car insurance, he will have certain preferential activities, but when you buy it in a 4S store, there are not too many discounts, and it is very normal to buy **. However, if you think about it in the long run, there are actually many benefits of buying insurance in 4S stores.

The most important point of the benefits of buying insurance in a 4S shop is that in terms of his entire maintenance, especially some better cars, once there is a traffic accident, in the process of maintenance, car owners will choose original parts.

Some insurance companies designate other repair locations, the parts used, the original parts, but not 100% guaranteed, may be some car dismantling parts. So although these accessories are used in the original, there is no advantage for the owner.

If the insurance is purchased in the 4S shop, the maintenance of the car is carried out in the 4S shop, then the 4S shop can guarantee that 100% of the original parts used in the maintenance process of the car are original.

In addition, another advantage of buying insurance in a 4S store is that his damage assessment is very reasonable. We know that once the car is in a traffic accident, the insurance company and the maintenance personnel need to assess the damage of the car at the same time.

In the process of damage assessment, many loss assessors of other insurance companies are based on the best spare parts in the market to assess losses. If you are looking for insurance in the 4S store, then he is based on the envy of the original parts to assess the damage, so that you can enjoy a more reasonable maintenance service when you are repairing.

So on the whole, the benefits of buying insurance in the 4S shop are more, whether it is in the later maintenance, or in the later maintenance, we can't just look at the time to buy insurance less than 100 yuan, and think that the 4S shop seems to be earning a certain difference in price, we take such a thing seriously, we will find that in fact, because the service of the 4S shop is very high-quality, whether it is in the whole maintenance, or in the claim, it has a great advantage.

It can be summed up in four sentences:

Repair assured. Claim peace of mind.

Rest assured when insured. Risk-free.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"