Ask a car insurance question and ask a veteran to answer it

It's not that there are no discounts, it's that you already had the best discount last year, and this year is also the best discount.

The original price is the same, the discount is the same, and the premium from last year and this year will become the same.

Compulsory traffic insurance is no insurance, with an annual discount of 10%, and a 10% discount increased year by year, with a maximum of 30%. You go to Jiaoqiang for a 10% discount, and this year it is 20%, so it will be about 100 cheaper.

Unilateral accidents are not on-site, and claims can be made. However, it is not 100% of the assessed damage, but 70% normally

The difference between this year's or next year's annual report is not very big, and the normal insurance will rise by 10% of the premium once the insurance is out of the insurance, and you can calculate the 10% premium yourself and the comparison between the repair cost of your own car is not cost-effective.

As for changing insurance companies, you usually don't have insurance, so there is no so-called love and ignorance. When it comes to renewing the insurance, it is normal for the salesman to hit the performance desperately, and the discount has been explained above.

The premium for a small company will not be cheaper, and at most there will be some small favors.

However, from the point of view of claims service and timeliness, it is recommended that you insure the four major insurance companies, PICC, Ping An, Pacific Life Insurance.

In fact, the amount of the insurance premium of the vehicle is basically the same as which company you go to to insure.

Because the terms of the insurance are reviewed by the Insurance Authority, the terms of all insurance companies' car insurance are basically the same, and only some additional insurance will have a slight difference. The rules for calculating premiums are basically the same. If your car is not out of insurance, the premium of 5,000 yuan will not exceed 50 yuan at most.

Sometimes you will feel that the premium is cheaper, but it is actually caused by the different types of insurance you have purchased in the two companies, or the amount of coverage is different.

Insurance, especially car insurance, should not only look at the size of the company, but also choose the ranking of property insurance companies, rather than a general ranking, because life insurance is useless.

Your situation can be compensated, no scene, and you will be fully responsible for the compensation according to the insured amount of 70.

You can get 10 cheaper this year, and commercial insurance is also cheaper 10 I hope it will help you.

1: Like you hit your own car No scene No third party If it is a unilateral accident, just rubbing stones or the like, the loss of traces within 1,000 yuan is no problem, you can not use the scene.

2: It is recommended to repair the car this year, and the premium of commercial insurance will be more than two times, 3: If there is no insurance in a row, in addition to the discount of compulsory traffic insurance, commercial insurance will be discounted by about 10% on the original basis.

Finally, it is recommended to apply for insurance in a large insurance company, with more service outlets and convenient claims. Insurance companies such as China Insurance and Ping An are also good.

Summary. Hello dear! 2022 Car Insurance**Detail 1, Compulsory Traffic Insurance is 950 yuan for the first time, less than 6 seats.

Follow the floating rate mechanism, with a minimum reduction of 30%. 2. The car damage insurance is determined by the sum of the fixed premium and the model ratio fee, which is almost 1,000 yuan. 3. The third-party liability insurance is determined according to the amount insured, and the insured amount of 50,000, 100,000 and 200,000 yuan can be bought, and 100,000 yuan is regarded as 600 yuan; It is recommended that the sum insured should not be less than 100,000.

4. The liability insurance of the personnel on the car is determined by the maximum compensation limit of each person on the car, and 10,000 yuan per seat is about 100 yuan according to the calculation of 5 seats. 5. The theft insurance is determined by the vehicle model rate cost, which is about 300 yuan. 6. The above four commercial auto insurance items add up to about 400 yuan without deductibles.

There are also some additional insurances, such as spontaneous combustion insurance of about 50 yuan; The glass breakage insurance is almost 100 yuan according to the domestic glass; Scratch insurance is determined by the insured price, about 300 yuan; And these three are almost more than 50 yuan without deductibles. If you buy full insurance, it is almost 4,000 yuan, but it is best to buy the corresponding insurance according to your needs.

Hello dear! 2022 Car Insurance**Detail 1, Compulsory Traffic Insurance is 950 yuan for the first time, less than 6 seats. Follow the floating rate mechanism, with a minimum reduction of 30%.

2. The car damage insurance is determined by the sum of the fixed premium and the model ratio fee, which is almost 1,000 yuan. 3. The third-party liability insurance is determined according to the amount insured, and the insured amount of 50,000, 100,000 and 200,000 yuan can be bought, and 100,000 yuan is regarded as 600 yuan; It is recommended that the sum insured should not be less than 100,000. 4. The liability insurance for the personnel on the car is determined by the maximum compensation limit of each person on the car by Hu Yuanbi, and 10,000 yuan per seat is about 100 yuan according to 5 seats.

5. The theft insurance is determined by the ratio of the model, which is about 300 yuan. 6. The above four commercial auto insurance items add up to about 400 yuan without deductibles. There are also some additional insurances, such as spontaneous combustion insurance of about 50 yuan; The glass breakage insurance is almost 100 yuan according to the domestic glass; Scratch insurance is determined by the insured price, about 300 yuan; And these three are not counting the deductible, and the difference is more than 50 yuan.

If you buy full insurance, it is almost 4,000 yuan, but it is best to buy the corresponding insurance according to your needs.

Of course, the specific amount depends on the type of insurance of the vehicle you personally purchased, as well as the ** of your vehicle and the number of accidents in the previous year.

The Roewe EI6 premium you quote is high.

Well, as I told you, it depends on what kind of insurance you have. Right? How much do the three buy? You'll have to tell me specifically, and I'll find out.

Summary. The insurance that can be bought for the car is Pacific Car Insurance, Pacific Car Insurance, Pacific Car Insurance is relatively strong, and the types of car insurance it launches are relatively complete, and the first aspect is also more affordable, so the cost performance is relatively high, so it has attracted a lot of car owners.

The insurance that can be bought for the car is Pacific car insurance, Pacific car closed circle insurance, Pacific car insurance is relatively strong, and the types of car insurance it launches are relatively complete, and the first aspect is also more affordable, so the cost performance is relatively high, so it attracts a lot of car owners.

PICC car insurance, PICC car insurance belongs to a relatively long history in China, and the business rules of the socks source model are also relatively large insurance companies, the company's car insurance damage and crack imitation claim settlement speed is relatively fast, and the best aspect is also economical.

Ping An car insurance, Ping An Song cautious car insurance is cheaper, the attitude and response speed of service and service are also relatively fast, more attention to the user's experience, in addition, Ping An car insurance has also launched a "first claim and then repair the car" model, for many car owners, this model is more intimate.

First, the customer said that the premium is high, you say that I and other salesmen ** insurance is not the same, the amount of insurance is not the same, if they are all the same, the company compares, the premium of the large company is definitely higher than the small company;

Fifth, even some large companies will have complaints.

I can only say that you dream, when a customer has questions, it is definitely impossible to solve the other party in a few words. I've seen your question, and I can only explain that I can ask the customer to consider taking out insurance with me, and after a day or two, I'm contacting him, and it may be done. It's so good that you, a fat man in one bite, you treat customers as fools.

Your company should have a standard set of answers!

Summary. Hello, happy to answer your <>

Parent, car insuranceMotor vehicle insurance refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

Hello, inquire about car insurance.

Hello, happy to answer your <>

Parent, car insuranceMotor vehicle insurance refers to a kind of commercial insurance that is liable for personal or property damage caused by natural disasters or accidents. Its insurance customers are mainly corporate bodies and individuals with various motor vehicles; The subject matter of its insurance is mainly various types of automobiles, but it also includes special vehicles such as trams and battery cars, as well as motorcycles.

Kiss, vehicle insurance, that is, motor vehicle insurance, referred to as car insurance, is also known as car insurance. It refers to a kind of commercial insurance that is liable for personal ** or property damage caused by natural disasters or accidents of motor vehicles. Car insurance is a kind of property insurance, in the field of property insurance, car insurance belongs to a relatively young type of insurance, which is due to the emergence and popularization of car insurance is born and developed with the emergence and popularization of automobiles.

At the same time, unlike modern motor vehicle insurance, in the initial stage of automobile insurance, the third-party liability insurance of the car is the main insurance, and gradually extended to the risk of collision damage of the car body.