How to open a bank account for a newly started company

To open an account in a bank, first choose the bank you want to open an account, fill in the application form for opening an account, and bring the original business license of the enterprise, the ** certificate of the legal person, the ID card and copy of the manager, and the ID card and copy of the legal person to the local branch of the People's Bank of China to apply for a bank account opening permit.

To apply for opening a basic deposit account, the following supporting documents should be issued to the bank:

1) The original business license of the enterprise legal person shall be issued.

2) For unincorporated enterprises, the original business license of the enterprise shall be issued.

3) Organs and public institutions that implement budget management shall issue approval or registration certificates from the personnel department or the establishment committee and a certificate of approval from the financial department to open an account; Public institutions that are not under budget management shall issue an approval or registration certificate from the personnel department or the establishment committee.

4) Units at or above the regimental level (inclusive) of the armed forces and armed police forces, as well as detachments (sub-units) that are scattered on duty, shall issue account opening certificates from the financial departments of the units at or above the military level and the financial departments of the armed police corps.

5) Social groups shall issue a certificate of registration as a social group, and religious organizations shall also issue an approval or certificate from the religious affairs management department.

6) Private non-enterprise organizations shall issue a private non-enterprise registration certificate.

7) Permanent establishments in other places shall issue an approval document from the competent department of the place where they are stationed.

8) Foreign institutions in China shall issue approval documents or certificates from the relevant competent state authorities; The representative offices and offices of foreign-funded enterprises in China shall issue a registration certificate issued by the national registration authority.

9) For individual industrial and commercial households, the original business license of individual industrial and commercial households shall be issued.

10) Residents' committees, villagers' committees, and community committees shall issue approvals or certificates from their competent departments.

11) Subsidiaries with independent accounting shall issue the registration certificate and approval document for the opening of the basic deposit account of the competent department of the institution.

12) Other organizations shall issue approval or certificates from the competent authorities.

If the depositor in this article is a taxpayer engaged in production or business activities, the tax registration certificate issued by the tax department shall also be issued.

You're asking about what materials to prepare:

The original business license is definitely required, 2Organizational Certificate.

Original and photocopy3Tax registration certificate 4The original and copy of the ID card of the legal person (if the person in charge also needs the original and copy of the ID card of the person in charge) 5The company's official seal, legal person seal, financial seal.

6 Note: There is an account opening permit which I am not sure.

Then when you get to the bank, talk to the staff and they will guide you to fill out various forms. (The choice of bank depends on the size of your company, try to find a nearby company).

Personal opinion, I hope it can help you, I wish: prosperous business!

To open an account for a company, you must first open a basic account, and you need an account opening permit for a basic account to open a general account and a temporary account.

Information required for opening a basic bank account:

1. Original and photocopy of business license.

2. The original and copy of the ** certificate of the organization.

3. Original and photocopy of tax registration certificate.

4. The original and photocopy of the ID card of the legal representative.

5. The original and copy of the ID card of the person in charge.

6. The company will call back the shantytown client certificate (power of attorney) 7. The company's official seal, financial seal, and private seal of legal person or other personnel.

8. Other materials required by the local bank.

Note: If you have made a three-in-one certificate, then you only need to provide the original and a copy of the business license after the three-in-one certificate.

Basic account bank account opening process:

1. Make an appointment with the bank account manager in advance or bring relevant materials directly.

2. Sign and seal the relevant documents under the guidance of the account manager.

3. The bank will submit the relevant information to the central bank, which generally takes 5 working days, and the central bank will issue an account opening permit.

4. Wait for the account manager to notify you to collect evidence, receipt card, U shield, etc.

5. Carry out the remaining operations such as account deposit under the guidance of the account manager.

Note: Generally speaking, the legal representative should be present in person at least once during account opening and evidence collection.

Basic Account Opening Fee:

Account opening fee (one-time fee of about 100).

Account maintenance fee (around 400 per year).

Online banking (about 1000 per year).

Electronic return cabinet (about 400 per year).

Settlement card (around 500 per year).

SMS reminders (around 200 per year).

Security device (one-time fee of about 100, for on-site counter payment and check) U shield (one-time fee of about 60).

Note, the required services and fees can be selected voluntarily, and the specific fees can be consulted with the local bank when opening an account.

Legal analysis]:The company's bank account opening process: 1. Make an appointment with the bank account manager in advance or bring relevant materials directly; 2. Sign and seal the relevant documents under the guidance of the account manager. 3. The bank will submit the relevant information to the central bank, which generally takes 5 working days, and the central bank will issue an account opening permit. 4. Wait for the account manager to notify you to collect evidence, receipt card, U shield, etc. 5. Carry out the remaining operations such as account deposit under the guidance of the account manager.

The company's bank account types are divided into basic bank account, general bank account and temporary bank account.

The law is based on the lawArticle 3 of the Measures for the Administration of RMB Bank Settlement Accounts shall be divided into unit bank settlement accounts and individual bank settlement accounts according to the depositor. (1) The bank settlement account opened by the depositor in the name of the unit shall be the bank settlement account of the unit.

Corporate bank settlement accounts are divided into basic deposit accounts, general deposit accounts, special deposit accounts, and temporary deposit accounts according to their purposes. The bank settlement account opened by an individually-owned business with a business license or in the name of the operator shall be included in the management of the unit's bank settlement account. (2) The bank settlement account opened by the depositor in the name of a natural person on the basis of his or her personal identity document shall be a personal bank settlement account.

The accounts opened by postal savings institutions for bank card business shall be included in the management of personal bank settlement accounts.

Make an appointment Prepare raw materials in advance Apply at the window Wait for approval Obtain the "Account Opening Permit".

The first thing for businesses to do is:Pick a bank to open your business with, usually,The four major state-owned banks are your first choiceHowever, it will be easier to open an account with other local banks.

There are some processes for a business to open a basic accountTo make an appointmentTherefore, after selecting the opening bank, make an appointment with the nearest bank to open a basic bank account, and then, consult the necessary materials for opening a bank account (The opening bank is different, and the material of the state pants is likely to be different）。Then, according to the appointment time, bring the prepared raw materials to the bank to go through the account opening procedures.

The company is generally in the process of clearing and returning the account openingWindow to the public, and tell the staff of the bank to "open a corporate account", and then they will ask you to open an account to fill in the relevant bills, if you can't fill in, you can consult the staff.

After filling out the bills,Submit the business license (original and copy), the ID card of the legal representative (original and copy), and the ID card of the handling personnel (original and copy).。The help desk staff fills in the materials and verifies and collects the raw materials. This is followed by the submission of various documents and the affixation of the company's corporate seal, financial seal, and corporate seal.

After receiving the application for opening an account, the bank will submit the materials to the ** bank, and then wait for the reply from the central bank"Account Opening Approval",You will have your own basic bank account.

Time: It generally takes 7-15 working days(Most banks have different account opening review times, which depends on the situation.) )

With the encouragement of individual entrepreneurship by Guosan shantytowns, many people choose to start their own businesses and start their own companies under the background of strong support and good policies. The establishment of a new enterprise must have its own company's basic account, so understanding how to open a bank account for a new company has become one of the more important common sense. In order to help you understand the relevant legal knowledge, I have specially collected relevant information and compiled the following content for you, hoping to help you.

1. Documents required for opening an account for a new enterprise

1) The enterprise legal person shall issue the original business license of the enterprise legal person; An unincorporated enterprise shall issue the original business license of the enterprise; Private non-enterprise organizations shall issue private non-enterprise registration certificates; The permanent establishment in a different place shall issue an approval letter from the competent authority of the place where it is stationed; The representative offices and offices of foreign-funded enterprises in China shall issue a registration certificate issued by the national registration authority. Individually-owned businesses shall issue the original business license of individually-owned businesses; Residents' committees, villagers' committees, and community committees shall issue approvals or certificates from their competent departments; Other organizations shall issue an approval or certificate from the competent authority. When the unit opens an account, it shall issue the original and photocopies of the above documents in duplicate at the same time.

2) Taxpayers engaged in production and business activities shall also present the original and two copies of the national and local tax registration certificates issued by the tax authorities.

3) Enterprises, public institutions, social organizations, institutions in China, etc., shall apply for the organization of the organization of the organization of the first certificate, should be issued at the same time the original and copy of the organization of the organization of the organization of the first certificate.

4) The person in charge of the legal person or unit shall handle the application with his or her own identity document and a copy, and if another person is authorized to handle it, a letter of authorization from the person in charge of the legal person or unit with the official seal of the unit shall be issued at the same time, as well as the identity document and copy of the person in charge of the legal person or unit and the person in charge, and the opening bank shall retain the authorization letter and a copy of the ID card and put it in the account opening file for safekeeping.

5) If it is not a basic account opening, the original and a copy of the "Account Opening Permit" for the basic settlement account need to be issued.

2. The process of opening an account for a new enterprise

1) The bank submits the verification document.

2) The customer fills in the "Application for Opening a Corporate Bank Settlement Account" truthfully and affixes the official seal.

3) The "RMB Unit Bank Settlement Account Management Agreement" signed by the depositary bank and the depositor shall be signed by the depositor, and the depositary bank and the depositor shall each hold one copy.

4) Fill in the "Affiliated Enterprise Registration Form".

Submit the above information and complete the above process, the account opening of the new enterprise will be basically completed, and the bank staff will complete the customs clearance operation, and the bank account of the new enterprise will be successfully opened.