What is the claim process for overseas travel accident insurance?

Hello! The claim process for overseas travel accident insurance is roughly as follows:

1.After the accident, you need to report the accident as soon as possible and inform the details of the accident. The first time mentioned here usually refers to the time for notification of claims as stipulated in the insurance contract, which varies according to different insurance products, and you can read the terms of protection in this regard carefully before applying for insurance.

2.The insurance company will send staff to investigate the situation of the accident, and if the situation is determined to be within the coverage of the overseas travel insurance you have insured, the compensation will be determined.

3.In case of flight delays, a flight delay certificate should be issued at the airport to ensure that the claim is made afterwards.

policy number; Name and identity card number of the insured; Name and contact information of the informant**; Basic information of the insured accident (such as the time, place, process, injury, treatment results, time of hospitalization**, diagnosis, examinations and surgeries, etc.) and so on.

5.Get reparations.

In order to facilitate your later claims, it is recommended that you apply for overseas travel accident insurance, so that you can not only get it laterClaims assistance throughout the processand enjoy a discount of at least 15% when you apply for insurance.

1. What is the claim process of travel accident insurance Contact the insurance agency or the rescue agency to understand the materials to be prepared for the claim, collect and obtain the evidence of the claim, and receive the compensation. Nowadays, people advocate new forms of entertainment, and travel is one of the best choices, so in order to achieve effective prevention and protection, more and more people are applying for travel accident insurance policies. 1. Claim for medical expenses After the insured pays for medical expenses, he or she shall submit the original supporting documents to the insurance company, together with the insurance company's claim application**within 30 days from the end date of **

1) Complete outpatient and emergency medical records or discharge summary; (2) Original receipts of medical expenses issued by the hospital; (3) A copy of the insurance policy; (4) Other materials related to this application. 2. Property loss insurance If the insured encounters theft or robbery of the personal or travel documents listed in the insurance contract during the trip, the insured shall report to the police station or the relevant hotel or carrier management department within 24 hours and obtain a report or written certificate. After the trip, submit a claim to the insurance company and submit the following information:

1) Insurance company claim form; (2) A copy of the entry and exit record of the passport (involving entry and exit); 3) List of property damage and invoices; (4) Supporting documents issued by relevant departments or **; (5) A copy of the insurance policy; In addition to the above documents, travel document claims must also be provided with: (1) the original invoice or receipt for the cost of replacing the passport; (2) Original invoices or receipts for the additional expenses incurred as a result of the trip expenses and hotel accommodation expenses. 3. Personal Liability Insurance Application for Personal Liability and Dog Liability Insurance (1) Compensation requests, court summonses, etc. received by the insured; (2) additional proof of bodily injury to a third party caused by pet infringement; (3) Accident certificates; (4) A medical certificate issued by a hospital or medical institution recognized by the insurer; (5) Settlement letter, court judgment, arbitration resolution and other documents proving liability for damages.

To sum up, travel or choose to buy travel accident insurance, after the insurance is initiated, according to the corresponding claim process to prepare the relevant materials and documents, etc., when the insured receives the notice, you can with your own identity certificate or household registration certificate to the insurance company to receive the corresponding compensation, if it is overdue, then there will be overdue interest.

1. Travel accident insurance can be divided into overseas travel accident insurance and domestic travel accident insurance according to the different travel destinations of users. Under normal circumstances, the claim process of overseas travel accident insurance is similar to that of domestic travel accident insurance, but because it is overseas, it is still a little troublesome to apply for a claim.

2. When an accident occurs while traveling. The first thing is to call the insurance company** to report the case.

3. Then keep the hospitalization certificate in the process of acceptance. Medical receipts and discharge certificates are then submitted to the insurance company.

4. The insurance company will evaluate the applicant's accident based on the submitted information. This determines the amount of the claim.

5. After the two parties have successfully negotiated and agreed on the insurance amount. The insurance company will then transfer the payout to the beneficiary's account.

Generally speaking, travel accident insurance claims are relatively simple and can be applied for according to their claim process. The general travel accident insurance payment process is as follows:

1. After the accident, you need to report the accident as soon as possible, and provide the following information to the insurance company when reporting the accident, which should be guaranteed to be true and specific: policy number; Name and identity card number of the insured; Name and contact information of the informant**; Basic information of the insured accident (such as the time, place, process, injury, treatment results, time of hospitalization**, diagnosis, examinations and surgeries, etc.) and so on.

3. Submit a claim application;

4. The insurance company verifies the conditions of the claim;

5. Meet the requirements of the contract and pay the claim. It's easy to file an insurance claim based on the payout process.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Travel accident insurance includes traffic accident insurance, personal accident insurance and aviation accident insurance, which are differentiated according to the physical and accidental accidents and air travel modes as the subject matter or basis of insurance.

With the improvement of people's living standards, more and more people choose to travel during holidays. Therefore, it is important to purchase a suitable travel accident insurance. Travel accident insurance includes traffic accident insurance, personal accident insurance and aviation accident insurance, which are differentiated according to the physical and accidental accidents and air travel modes as the subject matter or basis of insurance.

So what are the benefits of travel accident insurance? The scope of travel accident insurance claims mainly includes compensation caused by the death of the insured in the event of a personal or sudden acute illness, medical expenses, death processing expenses, compensation for loss and theft of luggage, compensation for the third party responsible person, etc., and the specific scope of compensation also requires the insured and the insurer to agree on the compensation items when signing the terms of purchase insurance, and settle the claim according to the contract.

1. The types of insurance involved in holiday travel mainly include personal accident insurance, traffic safety accident insurance and travel accident insurance. In general, losses during travel are usually covered by travel accident insurance. The general policy only covers the general insurable accidental injury, and the high-risk sports that young people like are not covered by travel accident insurance, and if they are covered, they can be specially underwritten by the insurance company.

The so-called special insurance accident injury refers to the accidental injury that is not uninsurable from the principle of insurance, but the insurer generally does not underwrite it, and only after a special agreement between the policyholder and the insurer, and sometimes an additional insurance premium is charged.

2. In addition, the compensation scope of travel accident insurance also includes a special insurance accident injury, which includes four situations: first, the accidental injury suffered by the insured due to the war; Second, the insured suffers accidental injuries in strenuous sports activities or competitions such as mountaineering, parachuting, skiing, racing, boxing, river rafting, and wrestling; the third is accidental injury caused by nuclear radiation; The fourth is accidental injuries caused by medical accidents (such as misdiagnosis by doctors, wrong medicines issued by pharmacists, injuries caused by examinations, incision of the wrong part of surgery, etc.). Insurance experts remind consumers that if they face any of the above risks when traveling, they can consider special coverage.

3. It should be noted that according to the different insurance liability items of the claim, the materials required to be claimed by the customer are also different. Anbang insurance experts reminded that consumers should attach a description of the accident when submitting the application for insurance payment, including the cause, time, place, and process of the accident. If the insured's occupational classification changes during the coverage period, the insurance company should be notified in time, otherwise the insurance company may refuse to pay or reduce the amount of compensation; If the insured is excluded from liability such as intentional acts, criminal acts, drunk driving, etc., according to the insurance contract, the insurance company is generally not responsible for compensation.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

There are so many risks associated with traveling abroad, including flight delays, lost documents, unexpected illnesses, traffic accidents, etc. In the face of these risks, it is recommended that you purchase a travel abroad accident insurance in a timely manner. What is the claim process of travel accident insurance abroad1. You need to report the accident as soon as possible after the accident, and provide the following information to the insurance company when reporting the accident, which should be true and specific:

policy number; Name and identity card number of the insured; Name and contact information of the informant**; Basic information of the insured accident (such as the time, place, process, injury, treatment results, time of hospitalization**, diagnosis, examinations and surgeries, etc.) and so on. 2. Prepare the claim information: Please fill in and sign the "Claim Application Form" completely, and please refer to the "Claim Information Preparation Comparison Form" to prepare the required information.

3. Submit a claim application. 4. The insurance company verifies the conditions of the claim; 5. Meet the requirements of the contract and pay the claim.

In order to facilitate your later claim, it is recommended that you purchase overseas travel accident insurance through a regular platform. There are a variety of overseas travel accident insurance, you are welcome to compare and buy. Huatai "Chubb World" International Travel Protection Plan Economic Guarantee Content:

Personal Accident Death Disability Insurance Benefit 200,000 * Medical Insurance 100,000 * Additional Medical Evacuation and Repatriation Insurance Benefit 100,000 As Low as: Yuan "Gamo Global" Overseas Travel Protection Plan Diamond Plan Coverage Content: * Emergency Rescue Medical Insurance Benefit 1 Million Yuan * Illness + Accidental Medical Compensation 500,000 Yuan Each (Overseas Direct Payment Provided) * Up to nearly 30 kinds of protection responsibilities, the protection responsibilities are rich and low to:

From $20. Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"