Can you go on the road without buying commercial insurance, and can you go on the road without buyin

Hello, if you don't buy commercial insurance, you can go on the road, but if you don't buy compulsory traffic insurance, you can't go on the road.

Commercial insurance generally refers to three limits of liability and car damage insurance.

Hope, thank you.

You can go on the road, as long as the vehicle has compulsory traffic insurance, you can go on the road, and the current situation is still recommended to have a commercial insurance, at least there is protection, in case of an accident accident compulsory traffic insurance is not enough to compensate.

Yes, you can go on the road after buying compulsory insurance. However, it is best to buy a suitable commercial insurance according to the situation of your car, which will be more secure.

According to national laws, motor vehicles must purchase compulsory traffic insurance before they are allowed to go on the road. Commercial insurance is purchased for personal needs. If you buy compulsory traffic insurance, you can drive on the road without commercial insurance.

Personally, it is recommended that you buy a commercial insurance, and you should be risk-aware, with multiple insurances and multiple protections. What do you say?

The car can go on the road without commercial insurance, but it must pay compulsory traffic insurance before it can go on the road.

Commercial insurance is not mandatory. There are two types of motor insurance: compulsory traffic insurance and commercial insurance. Compulsory traffic insurance is mandatory by the state, and all vehicles on the road must be insured, otherwise it is a violation of national laws.

Commercial insurance is independently insured by the owner according to the actual situation, and the commercial insurance is divided into basic insurance and additional insurance, the basic insurance mainly includes: vehicle loss insurance, commercial third-party liability insurance, full vehicle theft insurance, and vehicle personnel insurance; In addition, there are additional insurances, which mainly include: glass breakage insurance, body scratch loss insurance, special insurance without free odds, etc.

Commercial auto insurance is optional. Because commercial auto insurance is not mandatory for car owners, it is voluntarily purchased by car owners. Therefore, car owners can buy or not, and they can also choose which types of insurance to insure.

It is precisely because commercial auto insurance is voluntarily insured by car owners that car owners can choose according to local conditions and actual needs when purchasing commercial auto insurance.

You can go on the road, as long as the vehicle has compulsory traffic insurance, you can go on the road, and the current situation is still recommended to go on a commercial insurance.

At least there is protection, in case of an accident with a vehicle, compulsory traffic insurance is simply not enough to compensate. However, if you don't buy compulsory traffic insurance, you can't go on the road. Commercial insurance generally refers to three limits of liability and car damage insurance.

It's best to have insurance for your car.

Extended information: Motor vehicles have compulsory traffic insurance, and commercial insurance can be driven on the road without commercial insurance, and commercial insurance is supplementary insurance.

Insurance is not mandatory.

According to the Road Traffic Safety Law of the People's Republic of China.

Article 11 When driving a motor vehicle on the road, the motor vehicle number plate shall be hung, the inspection mark and the insurance mark shall be placed, and the motor vehicle driving license shall be carried with the vehicle.

The number plate of the motor vehicle shall be hung in accordance with the provisions and kept clear and complete, and shall not be deliberately covered or defaced. No unit or individual may confiscate or detain a motor vehicle license plate.

Article 95 Motor vehicles driving on the road do not have motor vehicle number plates, do not place inspection marks or insurance marks, or do not carry driving licenses or driver's licenses with the vehicles.

, the public security organs.

The traffic management department shall detain the motor vehicle, notify the parties to provide the corresponding license plates, signs or go through the formalities for the response to the lead, and may be punished in accordance with the provisions of Article 90 of this Law. Where the parties provide the corresponding license plates or signs or go through the corresponding formalities, they shall promptly return the code and return the motor vehicle. Those who intentionally cover up, deface, or do not follow the provisions to install motor vehicle number plates shall be punished in accordance with the provisions of Article 90 of this Law.

Article 13 of the Regulations for the Implementation of the Road Traffic Safety Law of the People's Republic of China Motor vehicle number plates shall be hung in the designated position in front of and behind the vehicle, and shall be kept clear and complete. The body or rear of the body or compartment of heavy-duty and medium-sized trucks and their trailers, tractors and trailers shall be sprayed with magnified plates, and the words shall be correct and clear. The motor vehicle inspection mark and insurance mark shall be pasted in the upper right corner of the front window of the motor vehicle.

Where motor vehicles are sprayed or pasted with logos or body advertisements, they must not affect safe driving.

17th has been registered motor vehicle safety and technical inspection of Huai mold socks, the motor vehicle driving license recorded in the registration content and the relevant circumstances of the motor vehicle is not consistent, or in accordance with the provisions of the motor vehicle to provide compulsory insurance certificate of third-party liability, shall not pass the inspection. So it's better to buy an insurance policy for peace of mind.

There is no commercial insurance for cars.

Can be on the road. Dig high.

Because commercial insurance is different from compulsory insurance, compulsory insurance adopts the principle of compulsion, and commercial insurance adopts the principle of voluntary, so the car can be on the road as long as it purchases compulsory insurance. Because compulsory traffic insurance is a compulsory liability insurance that is compensated by the insurance company for the personal and property losses of the victim caused by the road traffic accident of the insured motor vehicle within the liability limit, the protection object does not include the vehicle personnel and the insured, and the protection object of commercial insurance can include the vehicle personnel and the insured.

Business Insurance. It can be divided into health insurance and life insurance in detail.

and property insurance, of which health insurance covers critical illness insurance, medical insurance, life insurance and accident insurance.

Life insurance is term life insurance or whole life insurance, which takes the survival or death of the insured as the condition of payment, and property insurance can also be divided into three types: property damage insurance, liability insurance and credit insurance.

Hello, it's a pleasure to serve you! I am a professional in the field of finance, and I am looking at your question here, please be patient in the inquiry. Smiley.

Of course, it's more reassuring to buy it.

Compulsory traffic insurance is a compulsory national insurance, and it is a type of insurance that every car owner must buy, otherwise you will not be able to drive on the road. Compulsory traffic insurance is a compulsory liability insurance that the insurance company compensates the victim (excluding the vehicle personnel and the policyholder) for the personal and property losses caused by the policyholder's road traffic accident within the liability limit. The maximum compensation limit of compulsory traffic insurance is 10,000 yuan, but the compensation for property damage is very small, only 2,000 yuan at most, and the compulsory traffic insurance is relatively more focused on death and disability compensation.

In real life, rear-end collisions, collisions and other traffic accidents are also frequent, especially on holidays, and highways are the gathering places for accidents, so it is necessary to buy commercial car insurance! The most basic commercial auto insurance: car damage insurance, third-party liability insurance, and deductible insurance are mandatory.

To put it simply, these three types of insurance are as follows: (1) car damage insurance is compensation for oneself (2) third party liability insurance is compensation for others (3) excluding deductible insurance is an additional insurance for basic insurance, and cannot be insured separately. This kind of insurance is mainly for the part of the deductible calculated by the clause and should be borne by the policyholder, and the insurance company is responsible for compensation within the limit of liability.

If conditions allow, they will generally buy it.

Questions. Okay thank you.

There is commercial insurance. You can't go on the road without compulsory traffic insurance.

Compulsory traffic insurance belongs to the compulsory insurance of the state, and vehicles without compulsory traffic insurance are not allowed to go on the road, but commercial insurance belongs to the voluntary purchase of car owners, and changing or not buying before buying does not affect the vehicle on the road. The full name of compulsory traffic insurance is "compulsory insurance for motor vehicle traffic accident liability, which is a compulsory liability insurance for the victim's personal and property losses caused by road traffic accidents caused by the insured motor vehicle within the liability limit."

The insurance coverage of compulsory traffic insurance is the personal and property damage of the victim of the accident. The specific compensation items include medical expenses and nursing expenses.

Transportation expenses, nutrition expenses, hospital meal subsidies and other reasonable expenses for ** and **, as well as income due to lost work and less regret chain. where disability is caused, compensation shall also be made for the cost of assistive devices and disability compensation; If death is caused, funeral expenses and death compensation shall also be compensated.

Many people feel that their driving skills are very good, and there will be no accidents, and it is a waste to buy insurance. With the increase in car insurance accidents, China has implemented relevant regulations requiring car owners to purchase insurance compulsorily.

At present, there are many channels for car owners to purchase compulsory traffic insurance, in addition to the business outlets of various insurance companies approved by the Insurance Regulatory Commission with compulsory traffic insurance business qualifications, you can also buy through ** company, as well as 4S shops and auto repair shops and insurance ** places stipulated by insurance companies, and the more popular channels are ** car insurance and online car insurance These two.

Can a car be without insurance? Commercial insurance is of great help to car owners to avoid property losses, such as the maximum insurance amount of 5 million, after the customer insures 1 million, the general nature of traffic accidents will not cause a financial burden to the car owner, so it must also be purchased. Because there are many types of insurance included in commercial insurance, there are dozens of types, so everyone can neither overdo nor buy them.

Can a car be without insurance? For most people, it is the most practical plan to choose four types of insurance: vehicle loss insurance, third-party liability insurance of 1 million, full car theft insurance and special insurance without deductible.

How to choose automobile commercial insurance, the car owner chooses the appropriate type of insurance according to his actual situation to avoid economic losses, not only to protect his vehicle from loss, but also to pay attention to the safety of the personnel on the vehicle.

Can a car be without insurance? Commercial insurance is divided into two categories: basic insurance and additional insurance, of which the basic insurance includes: vehicle loss insurance, third party liability insurance, vehicle theft insurance, vehicle seat liability insurance, etc.

At present, there are many types of car insurance on the market, and car owners must carefully choose the type of insurance that suits them according to their own needs and driving skills.

Final Conclusion: Can I Do Not Have Insurance for My Car? To sum up, auto commercial insurance can provide more comprehensive protection for the vehicle and the owner, and the car owner can neither overdo it nor buy it.

The above content refers to the common sense of PICC car insurance - can you buy insurance for a car?

OK. Compulsory liability insurance is mandatory and must be bought. However, commercial insurance is voluntary, and it can be bought or not.

The harm of not buying commercial insurance is that when a major traffic accident occurs, the loss or expense incurred, the part of the compulsory traffic insurance (the maximum compensation is 110,000 yuan) is not paid, and the car owner shall bear the part.

In addition, it should be noted that when the car purchased with a loan, the bank or financial company is forced to purchase commercial insurance, and it is also necessary to purchase full insurance.

Nowadays, there are many car owners who feel that their driving skills are very good when they buy insurance, so they only buy compulsory traffic insurance, so how risky is it to do so? Today, I'm going to give you an analysis.

Commercial car insurance is not a mandatory car insurance, and car owners can choose to insure according to their actual situation.

Commercial car insurance generally has three liability insurance, car damage insurance, car seat insurance, etc., if you want to give your car and yourself more protection, you can insure, but if you feel unnecessary, you can also not insure.

Extended information: Commercial insurance refers to a form of insurance that is operated by a specialized insurance company for the purpose of profit through the conclusion of an insurance contract.

The commercial insurance relationship is a contractual relationship voluntarily concluded by the parties, in which the policyholder pays insurance premiums to the insurance company according to the contract, and the insurance company bears the responsibility of compensating for the property losses caused by the occurrence of accidents that may occur as agreed in the contract, or bears the responsibility of paying insurance money when the insured dies, is disabled, sick or reaches the agreed age and period. The so-called social insurance refers to a social security system that collects insurance premiums to form social insurance**, which is used to provide basic living security for members who lose their ability to work or lose their job opportunities due to old age, illness, maternity, disability, death and unemployment.

Features. The main body of commercial insurance is a commercial insurance company.

The insurance relationship reflected in commercial insurance is reflected through the insurance contract.

The object of commercial insurance can be people and things (including tangible and intangible), and the specific subject matter is people's life and body, property, and property-related interests, responsibilities, credit, etc.

The operation of commercial insurance should be aimed at making profits, and it is necessary to obtain maximum profits to ensure that the insured enjoys the greatest economic security.

Class. Insurance is divided into property insurance, life insurance, and health insurance.

1. Property insurance.

Property insurance includes motor vehicle insurance, enterprise property insurance, family property insurance, ship insurance, liability insurance, guarantee insurance, cargo transportation insurance, accident insurance, agricultural insurance, engineering insurance, credit insurance, etc.

2. Life insurance and health insurance.

1.According to the number of policyholders, it can be divided into individual health insurance and group health insurance.

2.Depending on the length of the insurance period, it can be divided into short-term health insurance and long-term health insurance.

The length of insurance is also combined with the number of policyholders to form group short-term insurance and group long-term insurance, and the same combination with individuals can constitute individual short-term insurance and individual long-term insurance.

3.Classified according to insurance liability.

Sickness insurance refers to insurance that takes illness as a condition for the payment of insurance benefits, that is, as long as the insured suffers from a certain disease listed in the insurance clause, no matter whether or not medical expenses are incurred or how many expenses are incurred, a fixed amount of compensation can be obtained.

Medical insurance, also known as medical expense insurance, refers to insurance that compensates the insured for expenses incurred while receiving medical services.

Disability insurance, also known as income loss insurance and income security insurance, refers to a kind of insurance that causes losses in income and property due to the inability of the insured to work.

4.According to the type of loss, it can be divided into medical expense insurance, disability income loss insurance and long-term care insurance.