There are insurance products with dental insurance, and there is no insurance for teeth

The general process for mainland customers to purchase insurance in Hong Kong is as follows:1You can first communicate with the company's financial advisor, and note that it is a real financial advisor registered with the Hong Kong Insurance Regulatory Commission.

After communication and understanding of the situation, the financial consultant will issue a plan, and then exchange views with the customer, explain the plan, and if necessary, modify the plan according to the customer's feedback and needs, and finalize it. 2.Once you have decided on your plan, you can arrange a time to make an appointment with your financial advisor to sign your plan in Hong Kong.

Apply for a Hong Kong and Macao Permit to Hong Kong. Please note that any insurance outside of Hong Kong** and contracted insurance is called an "underground policy" and is not protected by law, please be sure to go to Hong Kong to sign up in person; 3.After arriving at the company, I will fill in the application information that needs to be submitted with the financial consultant in the company, and then...

Dental insurance is designed to include dental accident medical insurance and tooth-specific insurance. Dental accident coverage refers to the outpatient or inpatient medical expenses involved in accidental tooth damage, and this insurance is limited to accidental dental damage. At present, some insurance companies have designed special insurance products for teeth, which not only reimburse dental medical expenses, but also introduce dental care liability, and the insured person can carry out routine care care once per insurance period.

In terms of cost, tooth-specific insurance will be more expensive than dental accident hospital insurance.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

Dental insurance is a large insurance category, there are many specific types of insurance, and the common dental insurance is mainly divided into three categories: dental accident insurance, tooth-specific insurance, and high-end dental medical insurance. These insurances are mainly for dental accident coverage, dental care coverage, dental lesion coverage, and even reimbursement for the medical expenses of teeth cleaning and orthodontic teeth of the insured.

The following is a detailed introduction to the main benefits of the three types of dental insurance.

1. Dental accident insurance

Dental accident insurance refers to outpatient or inpatient medical expenses incurred by the insured person due to accidental dental damage. This kind of situation is more common, such as tooth loss caused by wrestling, car accident impact, etc., which requires patients to carry out related teeth**, and the cost is relatively expensive, up to 10,000 yuan. Dental accident insurance can pass on the economic losses caused by accidental dental damage, and users can purchase a dental accident insurance with a higher insurance amount at a lower ** to obtain relevant medical compensation.

It is worth noting that dental accident insurance often only covers the cost of dental damage caused by accidental damage, and does not cover the cost of dental damage** caused by disease. Moreover, this kind of dental insurance often has more exemption clauses, and the deductible situation is introduced in more detail, so users must clarify the relevant protection responsibilities and exemption responsibilities before applying for insurance, so as to avoid misunderstanding.

2. Dental insurance

Dental insurance, in general, refers to the insurance for the user to perform dental cleaning, orthodontics, and other related matters. This type of insurance has dual liability for dental medical protection + dental care protection. After taking out dental insurance, the insured can carry out routine care and health care during the coverage period, and enjoy dental maintenance such as oral examination, ultrasonic cleaning, polishing, sandblasting, etc.

The audience of dental insurance is often more concerned about the aesthetics of their teeth, and there is a certain meaning of "dental beauty protection".

3. High-end dental medical insurance

High-end dental medical insurance is often aimed at people with higher incomes who want convenient and high-end dental services. The premiums of this type of insurance are expensive, even reaching tens of thousands or hundreds of thousands of yuan. This type of insurance has more protection responsibilities, and the insured can enjoy the full compensation for outpatient hospitalization.

The reimbursement scope of high-end dental medical insurance is relatively wide, including inpatient medical expenses + self-paying** items, and even some private hospitals and foreign-funded hospitals** expenses can be reimbursed, and such insureds can often directly enjoy the advance payment service of the insurance company, do not pay out of their own pockets.

Summary

To sum up, you can find that dental insurance is mainly divided into three categories, which are reimbursed for dental ** or care expenses caused by accidents, diseases, care, etc. The cost of dental insurance varies, in general, the cost of dental accident insurance is the most affordable, and the cost of high-end dental medical insurance is the most expensive, and due to the different types of dental insurance coverage, the suitable people are not the same, but the dental accident insurance is suitable for the widest range of people, and most people can be insured and enjoy the protection of dental accident insurance.

Other insurance questions can be consulted.

Pre-sales product consultation: 400-880-3633

Of course, dental medical insurance is a commercial insurance product specifically for dental treatment, and its responsibilities cover many dental items such as complex tooth extraction, root canal**, periodontal**, baby tooth extraction, full-course orthodontics, personalized dental daily care guidance, etc. Users can make an appointment for dental consultation through the online mini program without queuing**; Within the scope of the claim amount, the diagnosis and treatment expenses can be settled in real time, without the need to pay in advance, which truly saves time and worry. Dental Medical Insurance Product Literature.

Different from general insurance products that focus on post-event claims, this product not only subsidizes oral expenses, but also covers preventive dental insurance items, which can be used to monitor daily brushing and quantitative data to carry out personalized dental daily care guidance, help users develop good brushing habits, and prevent the occurrence of dental diseases. In addition, after taking out the product, customers can enjoy teeth scaling and filling, wisdom tooth extraction, anti-cavity fluoride coating, pit and fissure sealing and other common ** items at designated cooperative dental clinics in 26 cities including Beijing, Shanghai, Shenzhen, Wuhan, Changsha, Zhengzhou, Chongqing, Chengdu and Nancheng.

Of course, dental medical insurance is a kind of multi-faceted protection of dental health from early prevention, mid-term ** to post-medical reimbursement, so that the protection is "armed" to the teeth. This product effectively solves the problem of "difficult and expensive to see teeth" as a commercial insurance product.

Other insurance questions can be consulted.

Pre-sales product consultation: 400-880-3633

Different from general insurance products that focus on post-event claims, in addition to subsidizing oral expenses, this product also covers preventive dental insurance items, which can help users develop good brushing habits and prevent dental diseases by monitoring the quantitative data of daily brushing. In addition, after taking out the product, you can enjoy teeth scaling, filling, wisdom tooth extraction, anti-cavity fluoride, pit and fissure sealing and other common ** items at designated cooperative dental clinics in 26 cities including Beijing, Shanghai, Shenzhen, Wuhan, Changsha, Zhengzhou, Chongqing, Chengdu and Nancheng. Dental Medical Insurance Product Literature.

Other insurance questions can be consulted.

Pre-sale product consultation: 400-880-3633 can be purchased from a regular insurance company, the current dental medical insurance coverage on the market covers complex tooth extraction, root canal **, periodontal **, deciduous tooth extraction, full course of correction, personalized dental daily care guidance and many other dental ** projects, the product covers personalized dental daily care guidance, combined with AI technology equipment, to remind users to correct brushing habits in time; At the same time, through Bluetooth and cloud computing and other technologies, analysis files are formed to provide users with brushing guidance. Dental Medical Insurance Product Literature.

Different from general insurance products that focus on post-event claims, in addition to subsidizing oral expenses, this product also covers the prevention of dental insurance projects, which can help users develop good brushing habits and prevent dental diseases by monitoring the quantitative data of daily brushing. In addition, after taking out the product, customers can enjoy common items such as scaling and filling, wisdom tooth extraction, anti-cavity fluoride, pit and fissure sealing, etc., at designated cooperative dental clinics in 26 cities including Beijing, Shanghai, Shenzhen, Wuhan, Changsha, Zhengzhou, Chongqing, Chengdu and Nancheng.

Here's how dental insurance can be purchased:

1. Purchase on demand.

Dental insurance is a special type of insurance, which is more niche than critical illness insurance and million-dollar medical insurance. If Qi Qiu's own profession is more special, such as actors, anchors and other public figures, who pay more attention to the beauty of their teeth, or are people who love beauty, they can choose high-end dental insurance, which is more expensive, but can give users sufficient dental protection.

In addition to providing for the loss of expenses caused by dental diseases and accidents, we also reimburse the insured for high expenses such as cleaning, bleaching, and dental prosthesis.

If it is an ordinary dental protection need, it is enough to purchase an insurance policy that can cover dental accidents.

2. Look at the insurance company.

At present, there are not many types of insurance underwritten by large insurance companies for dental protection, and when users choose dental insurance, it is recommended to pay attention to the formality of the insurance underwriting company, and it is best to choose a slightly well-known insurance company, so as not to be deceived.

3. Pay attention to the disclaimer clause.

Similarly, dental insurance will limit the exclusion of certain actions of the insured person. It is recommended that before users decide to take out insurance, they must read the exclusion clauses of the type and whether there are unreasonable exemption provisions, and choose dental insurance with fewer exclusion clauses.

4. You can choose an insurance product that can be paid in advance.

Some of the user's dental behaviors, such as dental prostheses and fillings, are extremely expensive, so it is recommended that users choose dental insurance that can be directly settled by the clinic and the insurance company, so that the claim is more convenient and can save a lot of trouble.

Extended information: 1. In general, there are four types of insurance that can protect teeth: dental insurance, high-end medical insurance, accident insurance, and social security.

2. There are many insurances that can protect teeth, and the above four types of insurance can reimburse the patient's dental medical expenses, but not any teeth-related expenses.

3. The common social security is only for the reimbursement of dental expenses such as oral internal examinations and dental examinations, tooth extractions, minor oral surgeries, X-ray examinations, etc., and will not be reimbursed for dental behaviors that require high costs such as "dental prosthesis, orthodontics, implants, and beauty".

4. Accident insurance is reimbursed for dental damage caused by accidents, and dental problems caused by diseases will not be reimbursed.

It is possible to buy. At present, China's major insurance companies have launched dental insurance, mainly to protect dental diseases, dental care and delayed accidents, etc., generally not to protect dental beauty, the specific insurance terms shall prevail. In addition, if it is social security, according to the provisions of the social security diagnosis and treatment catalog, dental prostheses and dental implants.

Teeth cleaning, dentition.

Diagnosis and treatment items such as orthodontic treatment, yellow and black teeth, tooth defects, pigmented teeth, and roasted magnetic teeth can be reimbursed, while dental beauty items such as scaling, cosmetology, and orthodontics are not covered by medical insurance.

Extended Information:1Insurance is a Chinese word, pinyin is bǎo xiǎn, English is insurance or insuraunce, the original meaning is safe and reliable protection; Later, it was extended into a security mechanism, which is a tool used to plan life finances, and is a market economy.

Conditional risk management.

The basic means are the financial system and the social security system.

an important pillar.

2.Insurance refers to the commercial insurance behavior in which the insured pays the insurance premium to the insurer according to the contract, and the insurer bears the responsibility for compensating for the property damage caused by the occurrence of the accident that may occur as agreed in the contract, or the insured bears the responsibility of paying the insurance money when the insured dies, is disabled, sick, or reaches the age and time limit agreed in the contract.

3.From an economic point of view, insurance is a financial arrangement for apportioning the loss of an accident; From a legal point of view, insurance is a contractual act, a contractual arrangement in which one party agrees to compensate the other party for its losses; From a social point of view, insurance is an important part of the social and economic security system, and it is a part of social production and social life"Delicate stabilizer";From a risk management perspective, insurance is a method of risk management.

4.You should buy insurance according to your age, occupation, and family structure.

Economic income and other actual circumstances, as far as you can, purchase life insurance.

It can not only afford the premium payment, but also transfer the associated risks appropriately.

Yes, there is currently a dental medical insurance product on the market, which covers five major dental medical insurance benefits: prevention, basic, major, accident and orthodontics. Different from general insurance products that focus on post-event claims, in addition to subsidizing oral expenses, this product also covers preventive dental insurance items, which can help users develop good brushing habits and prevent dental diseases by monitoring the quantitative data of daily brushing.

Other insurance questions can be consulted.

Pre-sales product consultation: 400-880-3633

The dental medical insurance product has the following four product highlights: Dental medical insurance product information.

1.There are many insurance liabilities: the insurance liability covers many dental items such as complex tooth extraction, root canal**, periodontal**, deciduous tooth extraction, full-course correction, personalized dental daily care guidance, etc., and the maximum cumulative compensation is 5,600 yuan.

2.Daily care guard: The product covers personalized dental daily care guidance, combined with AI technology equipment, to remind users to correct their brushing habits in time; At the same time, through Bluetooth and cloud computing and other technologies, analysis files are formed to provide users with brushing guidance.

3.One-stop appointment: Users can make an appointment for dental consultation through the online mini program without queuing**; Within the scope of the claim amount, the diagnosis and treatment expenses can be settled in real time, without the need to pay in advance, which truly saves time and worry.

4.Covering a wide range of people: the whole family aged 0-85 can be insured, grandparents can enjoy loose tooth extraction, periodontal** and other items; Mom and dad can enjoy teeth cleaning, root canal** and other items; Children can enjoy fluoride, pit and fissure sealing and other projects.