Is it better for a man to write an IOU or an IOU when he borrows money from me?

Should I write an IOU or an IOU when borrowing money? Understand the following three points, and you will know what to write. 1. The role is first clarified:

IOUs and IOUs are not the same thing, but two completely different things that must not be confused. In the most basic sense, there is a clear difference between the two: an IOU is a written loan certificate issued by the borrower to the lender, which proves that the two parties have established a loan contract relationship; The IOU is a settlement basis for the settlement between the two parties based on previous economic exchanges.

2. Timeliness IOUs are very different from IOUs. The timeliness of IOUs and IOUs is related to the time to recover the arrears, and if there is no agreed performance period, the timeliness of IOUs is only 3 years, while the timeliness of IOUs is as long as 20 years. 3. There is generally a flow of funds or goods behind the fact of borrowing, but there is no IOU.

At the time of the IOU, the lender has just, is or is about to deliver the goods or money to the borrower, and the IOU is used to fix it in order to confirm the fact of this "flow". An IOU is generally the opposite state of settlement or proof of property ownership and possession, that is, the owner's things are in possession and use by the possessor, and this state already exists at the time of the IOU, and the purpose of the IOU is to confirm the existence of this state.

First of all, if you want to borrow money, you should use an IOU instead of an IOU, the two are not the same. The basic contents of the IOU include: the name of the creditor, the amount of the loan (in local and foreign currencies), the calculation of interest, the time of repayment, the penalty for default (delay in repayment), the method of dispute resolution, as well as the name of the debtor, the date of the loan, and other elements.

As long as the name of the creditor, the amount of the loan, the name of the debtor and the date of the loan are met, but the main conditions of the IOU are met, it has legal effect. Once a dispute arises, it can be used as evidence to claim the creditor's rights from the people's court, and the people's court will also accept it. This answer is provided by Youqian Hua, I hope it will be helpful to you.

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Legal analysis: The IOU should be searched and dismantled, because the IOU is a simple loan contract, and the standardized IOU can prove the existence of the borrowing relationship. The underlying contractual relationship behind the IOU is diverse, and it is best to write an IOU for the loan that is not repaid in time when it is due, or due to construction, supply, etc., and the format of the IOU and the IOU should be standardized (specify the title, borrower, amount, delivery method, repayment time, and liability for breach of contract, etc.).

Legal basis: Civil Code of the People's Republic of China

Article 667 A loan contract is a contract in which the borrower borrows money from the lender and returns the loan and pays interest when due.

Article 6 The loan contract shall be in written form, unless otherwise agreed upon by natural persons.

The content of the loan contract generally includes the type of loan, currency, purpose, amount, interest rate, term and repayment method.

Legal analysis: An IOU should be printed, because an IOU is a simple loan contract, and a standardized IOU can prove the existence of a borrowing relationship. The underlying contractual relationship behind the IOU is diverse, and it is best to write an IOU for the loan that is not repaid in time when it is due, or due to construction, supply, etc., and the format of the IOU and the IOU should be standardized (specify the title, borrower, amount, delivery method, repayment time, and liability for breach of contract, etc.).

Legal basis: "Civil Code of the People's Republic of China".

Article 667 A loan contract is a contract in which the borrower borrows money from the lender and returns the loan at maturity and pays interest.

Article 668 The loan contract shall be in written form, unless otherwise agreed upon between natural persons.

The content of the loan contract refers to the terms of the type of loan, currency, purpose, amount, interest rate, term and repayment method.

Article 669 When entering into a loan contract, the borrower shall, as required by the lender, provide the true information about the business activities and financial status related to the loan.

Summary. Hello dear, is it an IOU or an IOU for someone else to borrow money from me. Write an IOU.

When you lend money to someone, you should make an IOU. The nature of an IOU and an IOU is different, with an IOU proving the borrowing relationship and an IOU proving the arrears. A loan is certainly an arrears, but an arrears is not necessarily a loan.

Borrowing is mainly due to borrowing, while arrears may be due to sales, leases, interest, etc.

Does the father have a will? 2How many children do you have? 3Who paid for the house?

Someone else borrowed 170,000 from me.

Is it useful to write an arrears note.

Hello dear, is it an IOU or an IOU for someone else to borrow money from me. Write an IOU. When you lend money to someone, you should make an IOU.

The nature of an IOU and an IOU is different, with an IOU proving the borrowing relationship and an IOU proving the arrears. A loan is certainly an arrears, but an arrears is not necessarily a loan. Loan leakage is mainly due to borrowing, and arrears may be due to sales, leases, interest and other reasons.

Dear, write an IOU.

Did that work?

Wrote a note. What is written for you now? Is it written that it is in arrears?

Debt slip. You can ask him to rewrite the IOU, you are really lending the money, not because of the money of the goods.