Whether the fund is bought at the bank or at the brokerage

**Regular investment is available in banks or brokers, the difference is that the handling fee is different. Now the bank buys**, and the handling fee is a little higher.

**Regular investment banks and brokerages can buy, but the bank sells** to add a certain handling fee, if we buy more, it is best to ** this broker's app, buy there directly, will give less handling fees.

Hello, happy with your question.

I am a brokerage practitioner who has been stationed in the bank for a long time, so I should have a good understanding of your problem.

Banks and brokerages are both important distribution agencies, and their rates are almost the same, so what else do we need to pay attention to? 1.Quality of service.

How do you feel about the bank's service and attitude? In terms of the degree of professionalism, is it really high? What brokerages specialize in is a series of valuable investments.

To put it simply, the old business is here. Of course, investing in two places, if you are a master, it doesn't really matter, because you have your own investment strategy. Many times, if you don't understand the operation of **, ask the bank, and the bank will ask us again.

You say it's not redundant?

2.The subject matter of the purchase is different. In the company, you can buy on-site or off-site. In general, the pool is more abundant. Banks only have specific over-the-counter sales over-the-counter**.

**As long as it is a regular platform, you can buy it, if you buy a small amount, if the amount of funds is relatively large, you can compare it to see if the handling fee of the bank and the brokerage ** is lower, which one to buy.

**Regular investment and**regular investment are two different concepts, we can't absolutely say that **regular investment is better or **regular investment is better, and it is also more cumbersome to explain. But for the vast majority of people, I still recommend **regular investment, because if you choose** regular investment, although the idea is very beautiful, but ** need to have the ability to choose stocks, the ability to look at the time, and some ability to buy and sell, this kind of ability, all need long-term training, we ordinary people do not have these abilities.

1. Regular investment is relatively simple. Regular investment is relatively simple, because there is a manager in control, so the risk can be reduced to the minimum, so I suggest that people who don't know much about this industry still choose**regular investment, if you are particularly aware of, then if you want high returns, you can also choose**regular investment. However, it is important to know that any investment has a certain amount of risk, so we must pay attention to the allocation of risks when investing.

Second, the income of ** is lower than **. The risk of ** is a little lower than the risk of **, so the return is also a little lower. People have different personalities, some people can take better risks and enjoy higher returns, and some people are more willing to obtain certain returns on the basis of capital preservation, which depends on everyone's feelings, which investment method they like, and which product they can choose to invest in.

Third, we should use spare money to invest. In addition, I would like to remind everyone that we must invest with our spare money, and on the premise of ensuring our basic life, take out the excess money to invest, if we take out our own living expenses to invest, in case of a bear market, we may be imprisoned, and there is no way to withdraw it in the short term, which may affect our lives, so when we invest, we must use spare money to invest, even if it is a prison, it will not affect our lives.

There is no conflict between buying**regular investment and choosing yourself**, and they can even complement each other, both of which are very good investment tools, and the specific use depends on yourself.

Is it really hard to do a good job of asset allocation? See what investment veterans have to say].

If you have the best experience, you can choose a high-quality investment within your ability to make money within your own cognitive range, then you can also. Relatively speaking, it can be used as a supplement, **short-term fluctuations will be relatively large, and **holdings are relatively dispersed, which can hedge a part of **fluctuations, which is the so-called eggs do not put in the same basket.

The second is that some people have little investment experience and want to invest and manage their finances so that they can make some profits. At this time, regular investment** is a better choice, and you can use ** to make up for the gap in your ability circle.

It is equivalent to hiring a relatively professional team to work for you, this team gathers high-achieving students from prestigious universities and financial elites in society, and creates income for you every year, and you only pay him a little management fee, why not? Moreover, the threshold for buying ** is low, which is convenient for public investors to participate, and you can start investing for 1 yuan.

Therefore, for most ordinary investors, under the premise of relatively limited professionalism, time, energy, funds, etc., ** may be a better choice.

I think it's better to choose **regular investment, although the return is not as high, but the risk is relatively small.

It is definitely better to buy ** regular investment, because you don't have to choose by yourself, and you can also keep the principal, and you can also have a certain income, and it is very safe.

It depends on personal wishes, but in my own words, I still think that it is better to choose ** regular investment, because it is relatively stable.

The main differences between buying and regular investment are the ability to choose, the different investment risks, and the different return on investment. **Buying refers to a one-time ** share, and you can sell it when you need to sell it. **Regular investment refers to the amount and time that is set**, divided into batches**, and after the setting is successful, it will be in accordance with the set conditions**.

Personally, it is better to invest regularly, because there are ups and downs, and you can add it when it falls, so as to lower the average price. Therefore, I personally think that regular investment is better.

What is the difference between regular investment and **?