What are the five insurances and one housing fund, and what are the five insurances and one housing

The five insurances include endowment insurance, medical insurance, maternity insurance, work-related injury insurance and unemployment insurance. There are two types of social insurance in China: one is urban workers' insurance, and the other is urban and rural residents' insurance.

The five insurances are necessary for every in-service employee, even if you are no longer working, pension insurance and medical insurance must not be ignored, and you must always pay it. And the company also needs to pay work-related injury insurance, maternity insurance and unemployment insurance, although the proportion of these three types of insurance is not very large, but regular companies are required to pay such a fee, which is also a very good protection for us.

Including endowment insurance, medical insurance, unemployment insurance, work-related injury insurance and maternity insurance, and housing provident fund.

Article 2 of the Social Insurance Law of the People's Republic of China: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' rights to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

Under normal circumstances, five insurances and one housing fund include: endowment insurance, unemployment insurance, medical insurance, work-related injury insurance, maternity insurance and housing provident fund. Five insurances and one housing fund generally refer to the collective name of the six types of guaranteed treatment given by the employer to the employee.

Employees are required to contribute to the housing provident fund in accordance with relevant regulations. The housing provident fund is a project that should be paid, and it should be legally equivalent to the mandatory payment. At the same time, it is an obligation to pay social security.

[Legal basis].

Article 2 of the Social Insurance Law of the People's Republic of China: The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to protect citizens' rights to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, etc.

The five insurances in the five insurances and one housing fund include: endowment, medical care, unemployment, work-related injury, and maternity. One gold: housing provident fund.

Pension: Individuals pay 8% of the monthly income of the company, which will be credited to the personal account; The unit pays 21% and is included in the overall account.

Medical: Individuals pay 2% of their monthly income, plus 3 yuan as a major illness co-ordination; Units pay 9%.

For the unemployed, individuals pay 1% of their monthly income, and units pay 2%, all of which are included in the overall account.

Work-related injury: The monthly income shall be paid by the employer, and the individual shall not pay.

Childbirth: 1% of the monthly income, all paid by the employer rental and tour unit, not by the individual.

Housing Provident Fund: Strictly speaking, the payment base of the housing provident fund should be the total income of the individual in the previous year, but in reality, many units are the same as the five insurances, and a person's monthly income is the base. The proportion is 5%-12%, and the specific proportion is determined by the unit.

Units and individuals contribute in equal amounts of 1:1, and all of them are credited to personal accounts.

Five social insurances and one housing fund include five kinds of social insurance and housing provident fund. The five types of social insurance are: basic endowment insurance, basic medical insurance, unemployment insurance, maternity insurance and work-related injury insurance, among which, the basic endowment insurance contract basic medical insurance can be purchased by the individual alone, and unemployment insurance, work-related injury insurance and maternity insurance can only be purchased through the employer.

Social Insurance Law of the People's Republic of China

Article 10 Employees shall participate in the basic endowment insurance, and the employer and the employee shall jointly pay the basic endowment insurance premiums.

Individually-owned businesses without employees, part-time employees who have not participated in the basic pension insurance at the employer, and other flexibly employed persons may participate in the basic pension insurance, and the basic pension insurance premiums shall be paid by the individual.

The method of pension insurance for civil servants and staff managed with reference to the Civil Servants Law shall be prescribed by ***.

Article 23 Employees shall participate in the basic medical insurance for employees, and the employer and the employees shall jointly pay the basic medical insurance premiums in accordance with the provisions of the State.

Individually-owned businesses without employees, part-time employees who have not participated in the basic medical insurance for employees in the employer, and other flexibly employed persons may participate in the basic medical insurance for employees, and the individual shall pay the basic medical insurance premiums in accordance with the provisions of the state.

Article 33 Employees shall participate in work-related injury insurance, and the employer shall pay work-related injury insurance premiums, and employees shall not pay work-related injury insurance premiums.

Article 44 Employees shall participate in unemployment insurance, and the employer and the employee shall jointly pay unemployment insurance premiums in accordance with the provisions of the State.

Article 53 Employees of the Digger tribe shall participate in maternity insurance, and the employer shall pay the maternity insurance premiums in accordance with the provisions of the State, and the employees shall not pay the maternity insurance premiums.

The five insurances and one housing fund include endowment insurance, medical insurance, unemployment insurance, work-related injury insurance, maternity insurance and housing provident fund.

The payment amount of five insurances and one housing fund is different in each region, and the base is mainly based on the total salary.

Legal basis: Article 58 of the Social Insurance Law of the People's Republic of China: An employer shall, within 30 days from the date of employment, apply to the social insurance agency for social insurance registration for its employees.

If they fail to register for social insurance, the social insurance agency shall verify and approve the social insurance premiums they should pay. Individually-owned businesses without employees who voluntarily participate in social insurance, part-time employees who do not participate in social insurance at the employer, and other flexibly employed persons shall apply to the social insurance agency for social insurance registration. Article 15 of the Regulations on the Administration of Housing Provident Fund:

If a unit hires an employee, it shall go to the Housing Provident Fund Management Center within 30 days from the date of employment to go through the deposit registration, and go to the entrusted bank to go through the formalities for the establishment or transfer of the employee's housing provident fund account with the examination documents of the Housing Provident Fund Management Center.

The five insurances and one housing fund include basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, maternity insurance and housing provident fund. If the employer has established an employment relationship with the employee, it is generally necessary to pay five social insurances and one housing fund for the employee in a timely manner.

Legal basis] Article 2 of the Social Insurance Law of the People's Republic of China.

The State shall establish social insurance systems such as basic endowment insurance, basic medical insurance, work-related injury insurance, unemployment insurance, and maternity insurance, to ensure citizens' right to receive material assistance from the State and society in accordance with the law in the event of old age, illness, work-related injury, unemployment, childbirth, and so forth.

Article 2 of the Regulations on the Administration of Housing Provident Fund.

These Regulations apply to the deposit, withdrawal, use, management and supervision of housing provident funds within the territory of the People's Republic of China.

The term "housing provident fund" as used in these Regulations refers to the long-term housing savings fund paid by state organs, state-owned enterprises, urban collective enterprises, foreign-invested enterprises, urban private enterprises and other urban enterprises, public institutions, private non-enterprise units, social organizations (hereinafter collectively referred to as units) and their employees.

If you still have questions about this issue, it is recommended that you organize the relevant information and communicate with a professional in detail.