Maternity insurance issues, questions about maternity insurance

According to the maternity insurance policy:

1. Your husband can't buy maternity insurance, and he can't reimburse your maternity expenses if he buys it.

2. Maternity insurance does not pay for individuals, and is generally paid by the unit.

3. If you want to reimburse the maternity expenses, you can find a unit that participates in the maternity insurance to work or enter the rural medical insurance, so that part of the reimbursement can be made.

4. The maternity premium is not taken by the social security bureau.

At present, there are two kinds of maternity insurance in China: the first is that the unit where the female employee works bears the maternity leave salary and maternity medical expenses of the female employee. The expenses for examination, childbirth, surgery, hospitalization and medicine during pregnancy shall be borne by the employer.

Wages are paid during maternity leave. Second, according to the Ministry of Labor's "Trial Measures for Maternity Insurance for Enterprise Employees", employers participating in the social pooling of maternity insurance shall pay maternity insurance premiums to the local social insurance agency.

Employees who have participated in maternity insurance for a total of one year and are still insured at the time of childbirth (miscarriage) shall enjoy maternity insurance benefits in accordance with relevant regulations.

It is recommended to consider two ways: 1. Your husband will handle it and have children in a year; 2. You go to the township to apply for rural cooperative medical insurance.

You can only ask the company people how many insurances you have, and what types of insurance are included.

Hello, the maternity insurance is as follows: 1. The content of the Social Security Law on maternity insurance stipulates that if the employer has paid the maternity insurance premium, its employees shall enjoy the maternity insurance benefits, and the maternity insurance benefits include maternity medical expenses and maternity allowances. Only the number of days of maternity leave and the calculation criteria for receiving maternity benefits are stipulated.

2. There may be differences in the specific operation of local policies, and some are paid first, and then less compensation. Some may not pay the salary first, but wait until the maternity allowance is received before paying it to the person. According to the specific proportion of maternity allowance, it is decided how to pay it and whether it will be paid.

3. Employees shall participate in maternity insurance, and the employer shall pay maternity insurance premiums in accordance with national regulations, and employees shall not pay maternity insurance premiums. The emphasis here is that employees should participate in maternity insurance, and if there is such a situation, it should be that the insured employees should enjoy maternity insurance benefits in accordance with policies and regulations.

4. Foreigners who are employed in China shall participate in social insurance with reference to the provisions of this Law. (This is what is stipulated in the Social Security Law).

5. Look at the specific payment situation.

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Medical insurance and maternity insurance are two different concepts, and they are both related and distinct. The main similarity between maternity insurance and health insurance is that both provide protection for employees who are temporarily incapacitated and at the same time provide necessary medical services to the recipients. During the enjoyment period, if there are special circumstances, the recipient of maternity insurance may enjoy two benefits at the same time, namely medical insurance benefits and maternity insurance benefits.

Employee maternity insurance benefits include the following items: 1. Maternity allowance; 2. Maternity medical expenses; 3. Expenses for family planning surgery.

If you have a miscarriage after two months of pregnancy, you can enjoy one month's maternity allowance (maternity leave salary) if you participate in maternity insurance, and the maternity medical expenses (including prenatal examination fees, prenatal screening fees, midwifery fees, medicine fees, surgery fees, hospitalization fees, postpartum visit fees, ** fees, etc.) are paid by maternity insurance** according to the standard. Participated in the basic medical insurance, in pregnancy, childbirth, puerperium due to complications caused by medical expenses, in line with the basic medical insurance provisions of the scope of expenditure, by the basic medical insurance co-ordinated ** according to the prescribed proportion of payment. The next birth, you can enjoy maternity insurance.

As long as you are not violating the family planning policy.