My wife wants to buy insurance for her parents and wants to buy insurance for my wife and children,

1. Filial piety: buy insurance for her parents, at least she knows how to respect the elderly, and the elderly can receive pensions on time every month in the future. to reduce the burden on children in the future.

The old couple will live without worry, and they don't need to ask you for money, if your parents don't buy it, you can buy it for them.

Second, the question says: You are dissatisfied, either she is selfish, or you are selfish, don't say two words in private because of a good word. She said in private, you should openly propose that your parents buy it too, but when you talk to her about this issue, you should come with a consultative tone, don't feel uncomfortable, angry, don't do good things badly, in case someone thinks or does it, but doesn't tell you.

Only at the moment of death can a person feel that family affection is the best nostalgia.

Third, the problem is solved in communication, chat with each other more, talk to each other, and communicate more about your inner state towards her.

I wish you a happy family life.

Extended reading: [Insurance] How to buy, which one is better, teach you to avoid these insurance"pits"

If the subject's wife has an insurance interest in the subject's parents, she can buy insurance.

The Insurance Law stipulates that in life insurance, the policyholder should have an insurable interest in the insured.

Otherwise, the insurance contract is invalid.

To put it simply, the insured has an insurance interest in himself, his spouse, children, parents, other family members and close relatives who have a relationship of support, support or support with the policyholder, as well as workers who have an employment relationship with the policyholder.

In addition, if the insured agrees to the policyholder to enter into a contract for him/her, it can also be regarded as having an insurance interest.

You should pay attention to the fact that although legally speaking, the subject's wife, as a daughter-in-law, has the opportunity to buy insurance for the subject's parents as in-laws, but most insurance products on the market only support the policyholder to insure himself, his spouse, children, and parents, so if he really wants to buy it, he has to screen it carefully.

If you have any questions about the policyholder and the insured, you can take a look at this popular science: What is the difference between the policyholder and the insured? One article tells you the details!

If you don't know what insurance to buy for your parents, the senior sister recommends choosing millions of medical insurance, cancer prevention medical insurance, cancer prevention insurance, and accident insurance to transfer the risk of economic losses caused by diseases and accidents.

In addition, it is necessary to choose critical illness insurance carefully, because it is not very cost-effective for older people to buy critical illness insurance and easily have a "premium inversion" (i.e., the premium exceeds the sum insured).

Hello, you are a very responsible man, don't forget to buy yourself an insurance policy when you insure your family, because adults are the greatest protection for children. First of all, you can choose some term life insurance coverage with necessary critical illness coverage, and then add some hospital medical insurance. If you are considering retirement, you can choose these term life insurance into some types of insurance with savings and dividend functions.

It should be helpful!

First of all, consider the protection product, as the pillar of the family to buy sufficient accident protection, the amount of insurance in 5 to 10 times the annual income, all family members should consider serious illness insurance, this is very important, about medical insurance can be based on whether you have social security and choose to buy or not.

Accident insurance is very cheap, and critical illness insurance is a kind of savings. Insurance is a leveraged account for the family. Very important.

Hello friend.

The order of buying insurance is to buy the breadwinner first, then the others, and finally the children.

Buying insurance should be comprehensive, scientific and reasonable!

Only by understanding your actual situation can we create a suitable insurance plan for you!

If you are interested, please contact me!

Critical illness insurance is considered automatic surrender if it is not renewed, but it does not necessarily mean that as long as it is not renewed, it will be automatically surrendered immediately, such as:

1.If it is a one-year critical illness insurance, it will be automatically surrendered if it is not renewed, and the insurance company will generally not refund any fees;

2.If it is a long-term critical illness insurance, then if it is time to pay the premium, but the premium is not paid, it will enter a grace period of 60 days, during which the protection is still valid, and if the insured has an insured event, the insurance company will bear the responsibility for the claim. If the grace period has passed, and the policyholder has not paid the premium, then the protection will temporarily expire and enter the 2-year policy reinstatement period, during which the policyholder can apply for reinstatement or surrender at any time, but if the draft is an application for reinstatement, it is usually necessary to re-inform the health of the policy.

However, if the policyholder still does not pay the premium after the reinstatement period, the protection will be completely invalidated and the insurance company will refund the current value of the policy to the policyholder.

Yes, unmarried mothers can buy insurance for their children. Although you are not married, you can buy the child if you have a birth certificate, but you need to pay attention to the beneficiary column, try to avoid writing the legal beneficiary, and it will be more troublesome to make a claim, and you can directly fill in the mother herself. Unmarried mothers need to pay attention to the following when buying insurance for their children:

1. First adults and then children, first establish a good protection for Mori Hefan, unmarried mothers belong to the main force of raising children, you can consider buying yourself a critical illness insurance, medical insurance, once you encounter a serious illness, you can pay an insurance money, have money to treat, so as not to drag down yourself and your children.

2. Buy insurance for your child, if the child is young, you can give priority to medical insurance and accidents, because the child is active, the physiological function is not mature, and it is easy to be attacked by diseases and accidents.

3. The budget is sufficient, you can configure the critical illness insurance, the critical illness insurance is paid in a fixed amount, as long as it meets the definition of the disease, you can pay directly, but pay attention to the policyholder exemption, once the policyholder is at risk, the premium waiver protection continues to be effective.

4. Unmarried mothers raising their children, the financial pressure will increase, for the children's education and their future pensions, you can prepare a financial insurance, compulsory savings, and prepare for the future.